scholarly journals Micro-Finance for Women Empowerment: A Rural-Urban Analysis

2018 ◽  
Vol 10 (3) ◽  
pp. 38-46 ◽  
Author(s):  
M Saiful Islam ◽  
Tarikul Islam

This paper examined the micro-finance services towards empowerment of unprivileged women in the southwestern part of Bangladesh. A sample of 300 low profile unprivileged micro-finance service receiving women equally from rural and urban areas of Khulna district were surveyed during May, 2018. Data were collected on the usage and effectiveness of micro-finance services and were analyzed using STATA 12. Multiple regression model and descriptive statistics were used to interpret data. Economic empowerment, social empowerment, interpersonal empowerment and political empowerment were considered to measure women empowerment. The study found that proper use of microcredit, marital status of women, educational status of women and their husbands, personal income and their position in the family were the main determinants of women empowerment. Women empowerment score remained higher in urban areas than in rural areas. The availability of micro-finance services improved the status of unprivileged low profile suburban women in terms of income generation, saving mobilization, the creation of household assets and overall poverty reduction of rural women. Thus, microfinance has been a useful tool for women empowerment and economic development in both areas but more effective in urban areas. 

2016 ◽  
Vol 3 (4) ◽  
Author(s):  
Showkat Ahmad Bhat ◽  
Aashaq Hussain Bhat ◽  
Dr. P. Chinnathurai

In India, though much emphasis is being laid on the gender equality in terms of education, yet discrimination in access to education does exist. There is a rural and urban divide in access to education for women. In Jammu and Kashmir too, female literacy rate is quite low and stands at 58.01 percent. The rural female literacy rate in J&K is 53.36 percent to 70.19 percent for urban females which earlier in the Census of 2001 was 36.7% at rural and 61.9% at the urban level, respectively. Also, there is a large gap in the male and female literacy levels in this border state. The present study examines the issues of education for empowering women in the rural areas of Jammu and Kashmir and seeks to address the challenges towards education of rural women in Jammu and Kashmir.


2004 ◽  
Vol 31 (6) ◽  
pp. 500-508 ◽  
Author(s):  
Minh Quang Dao

This paper empirically analyzes the determinants of rural poverty in developing countries. Using data from a sample of 32 developing countries we are able to show that income redistribution in favor of the poorest 10 percent of the population, improving the productivity of agricultural workers, raising the economic and social status of women, especially of rural women, government policies aimed at reducing systemic discrimination against ethnic minorities, encouraging tourism where possible, and programs designed to assist the irrigation of croplands are called for in the quest for alleviating poverty in rural areas. As the extent of rural poverty is reduced, an added benefit is the deceleration of the rural‐urban migration process, which results in less pressure on government to provide additional spending on services such as sanitation, health, and education in urban areas as well as having to deal with a host of problems associated with overgrown cities such as a higher incidence of crime and of shanty towns on the outskirts of these cities.


Author(s):  
Kalaichelvi Sivaraman ◽  
Rengasamy Stalin

This research paper is the part of Research Project entitled “Impact of Elected Women Representatives in the Life and Livelihood of the Women in Rural Areas: With Special Reference to Tiruvannamalai District, Tamil Nadu” funded by University of Madras under UGC-UPE Scheme.The 73rd and 74th amendments of the Constitution of India were made by the government to strengthen the position of women and to create a local-level legal foundation for direct democracy for women in both rural and urban areas. The representation for women in local bodies through reservation policies amendment in Constitution of India has stimulated the political participation of women in rural areas. However, when it’s comes to the argument of whether the women reservation in Panchayati Raj helps or benefits to the life and livelihood development of women as a group? The answer is hypothetical because the studies related to the impact of women representatives of Panchayati Raj in the life and livelihood development of women was very less. Therefore, to fill the gap in existing literature, the present study was conducted among the rural women of Tiruvannamalai district to assess the impact of elected women representatives in the physical and financial and business development of the women in rural areas. The findings revealed that during the last five years because of the women representation in their village Panjayati Raj, the Physical Asset of the rural women were increased or developed moderately (55.8%) and Highly (23.4%) and the Financial and Business Asset of the rural women were increased or developed moderately (60.4%) and Highly (18.7%).


2021 ◽  
Vol 21 (1) ◽  
Author(s):  
Mingming Cui ◽  
Xiao-Lin Lu ◽  
Yan-Yu Lyu ◽  
Fang Wang ◽  
Xiao-Lu Xie ◽  
...  

Abstract Background The prevalence of neural tube defects (NTDs) in China declined during 2000–2017 with periconceptional folic acid (FA) supplementation, which is effective in reducing the risk of birth defects. We aimed to assess the knowledge and actual use of FA among Chinese pregnant women and to explore factors associated with FA use before pregnancy. Methods All data were collected in face-to-face interviews during health visits among pregnant women. We collected information about knowledge and use of FA supplements and demographic, socioeconomic, and health status. One maternity and childcare hospital was chosen in each of four cities: Beijing, Huaibei, Kunming, and Haikou. In total, 435 pregnant women were randomly recruited for interviews conducted from June to December 2016. Results A total of 428 pregnant women were included in this survey. Of these, 82.0% (351/428) knew that FA can prevent NTDs, and 75.9% (325/428) knew the correct time to take FA. Overall, 65.9% (282/428) of women knew both that FA can prevent NTDs and the recommended time to take FA before pregnancy. Approximately 95.1% (407/428) of women reported having ever taken FA, only 46.3% (198/428) had begun to take FA supplementation before conception, and 64.5% (109/169) of women from rural areas failed to take FA before pregnancy. Women living in northern China (odds ratio [OR] = 1.81, 95% confidence interval [CI], 1.18–2.77), those with unplanned pregnancy (OR = 1.99, 95% CI 1.30–3.04), and highly educated women (OR = 2.37, 95% CI 1.45–3.88) were more likely to know about FA. Women who were homemakers (OR = 1.94, 95% CI 1.21–3.11) and had unplanned pregnancy (OR = 6.18, 95% CI 4.01–9.53) were less likely to begin taking FA before pregnancy. Conclusions Our survey showed that most pregnant women knew about FA. Although preconception intake of FA can help to reduce NTDs, improving the rate of FA intake before pregnancy is needed in urban areas of China, especially among homemakers and women from rural areas or with unplanned pregnancy. Campaigns are needed to increase awareness about FA and FA use before pregnancy among rural women, homemakers, and those with unplanned pregnancy and lower education levels.


2021 ◽  
pp. 58-60
Author(s):  
T. Indumathi ◽  
G. Savaraiah

The World Bank's Andhra Pradesh Rural Poverty Reduction Project supports the self helf groups of the women members. It promotes women's social, economic, legal and political empowerment to reduce poverty among the poor and the poorest of the poor. The important object of this article is to examine the impact of micronance on the socio economic empowerment of the rural women supported by the national reputed NGO- Rashtriya Seva Samithi (RASS). 184 women members of the SHGs promoted by Rasthriya Seva Samathi (RASS) an NGO which located in Tirupati town. 184 samples are selected randomly from 15 SHGs scattered throughout the Tirupati rural mandal (Taluk) from the area of the study have been considered to conduct the present research study. The study reveals that 87.71 percent of the sample women were below the poverty line before joining the SHGs. As a result of SHG, about 40 percent of the sample women crossed the poverty line. The highest intensive value indicates that more women have participated in social agitations for the welfare of the children and the society. The second highest intensity reveals that considerable numbers of women of SHGs have participated in the government sponsored schemes. The 1st point secured 3rd rank with total intensity value of 605 which status that the micro credit has resulted in increased social status and empowerment.


2021 ◽  
Author(s):  
Hanumant Waghmare ◽  
Shekhar Chauhan ◽  
Santosh Kumar Sharma

Abstract Background: Nutrition has been a low-priority area in Pakistan, with low visibility from the political leadership. Despite various efforts, Pakistan has been reported to have one of the highest prevalence of child and women malnutrition compared to other developing counties. Therefore, this study intends to examine the prevalence and determinants of nutritional status of women and children in Pakistan.Methods: The present study uses the Demographic Health Survey (DHS) data from Pakistan 2012-13 (PDHS-3). The nutritional status of women was examined through Body-Mass Index (Underweight, normal, overweight, & obese), and that of children was examined through stunting (severe and moderate), wasting (severe, moderate, overweight), and underweight (severe, moderate, overweight). Descriptive statistics and bivariate analysis have been used along with multinomial logistic regression.Results: A higher proportion of children in rural areas were severely stunted (19.57% vs. 12.49%), severe wasted (2.36% vs. 2.23%), and severe underweight (9.37% vs. 6%) than their urban counterparts. A higher proportion of rural women (9.5% vs. 5.45%) were underweight than urban women, whereas a higher proportion of urban women were obese (24.32% vs. 19.01%) than rural women. The odds of severe stunting (OR= 0.24; C.I.=0.15-0.37), severe underweight (OR= 0.11; C.I.=0.05-0.22) were lower among children from the richest wealth quintile than their poorest counterparts. The Relative Risk Ratio (RRR) of being overweight (RRR= 3.7; C.I.=2.47-5.54) and Obese (RRR= 4.35; C.I.=2.67-7.07) than normal BMI were higher among women from richest wealth quintile than women belonged to poorest wealth quintile.Conclusion: This study has highlighted determinants associated with maternal and child nutritional status, whereby child’s nutritional status was measured by stunting, wasting, and underweight, and the mother’s nutritional status was measured by BMI. The main risk factors for child’s poor nutritional status include low household wealth, urban residence, and mother’s educational status. Similarly, the main risk factors for women’s poor nutritional status include increasing the women's age, educational status, rural residence, and household wealth. Emphasis should be placed on educating mothers as it would improve their nutritional status and improve their child’s nutritional status simultaneously.


2018 ◽  
Vol 31 (1) ◽  
pp. 107
Author(s):  
Rustinsyah Rustinsyah

The existence of a cement company in a rural area may influence the local people, including women who are not employed by the company. This study aims at presenting the case of women empowerment in a Ring-1 area of a cement company in Indonesia. The research used qualitative approach. The results show that the company’s existence with its CSR programs have helped empowering rural women in social, educational, religious, organizational, and economic aspects. The social aspect is shown in the health programs. The educational aspect can be seen in the provision of scholarships for formal education and non-formal training. The religious aspect is actualized in the form of incentives for religion teachers and religious festivals. The organizational aspect is shown in the involvement of women in PKM management. Finally, the economic aspect includes: a) the construction of village road infrastructure as compensation of taxes derived from the company; b) the inclusion of workers from outside the village encourages the emergence of food stalls, grocery stalls, gasoline kiosks, and boarding houses; and c) the development of traditional markets. This study confirms that the company’s existence has encouraged rural women to improve their livelihoods and help alleviate their families from poverty.


Author(s):  
Lutfiye Özdemir ◽  
Orhan Polat

This study was conducted to determine the effect of training in the prevention of migration as an obstacle for sustainable rural development. In this context, the causes of migration from rural areas to the cities were investigated and evaluated the educational status of people living in the villages. For this purpose, research has been implemented in rural part of Turkey’s Central Anatolia, Mediterranean and Black regions. Research data were collected by applying a questionnaire to the region inhabitants. A total of 123 questionnaires were evaluated. On statistical analysis, Cronbach's alpha value was found to be .833. Consequently, accessed findings are: 1) People living in region have low educational levels. 2) None of the participants had received any training related to agriculture in high school. 3) The proportion of participants receiving vocational training in related to agriculture, except for state schools is low. 4) Lack of education is one of the important reasons of the migration from rural to urban areas. 5) If enough agricultural education is given to region habitants, natural resources to ensure the survival of future generations are protected.


2020 ◽  
pp. 26
Author(s):  
Hosnieh Mahoozi ◽  
Jeurgen Meckl

Concerning the demands of Sen’s (1984) Capability Approach to the assessment of human well-being, we estimate multidimensional poverty and compare the results with traditional measures of income poverty in Iran. We detect poverty in urban and rural Iran over 1999-2007, a period with relatively high GDP growth. The results reveal that the pace of income poverty reduction is much faster than the pace of multidimensional poverty alleviation. The pace of poverty reduction is much slower in rural areas than in urban areas and the capital city, Tehran. Hence, inequality between rural and urban areas increased over the time. We also show how policymakers may benefit from applying the multidimensional approach in targeting the subgroups by the most deprived aspects.


Scientifica ◽  
2020 ◽  
Vol 2020 ◽  
pp. 1-13 ◽  
Author(s):  
Mahama Saaka ◽  
Jones Akuamoah-Boateng

Background. There are wide differences in the uptake of skilled delivery services between urban and rural women in the northern region of Ghana. This study assessed the rural-urban differences in the prevalence of and factors associated with uptake of skilled delivery in the northern region of Ghana. Methods. The study population comprised postpartum women who had delivered within the last three months prior to the study. The dataset was analyzed using the chi-square test and multivariable logistic regression. Results. The odds of skilled birth attendance (SBA) adjusted for confounding variables in urban areas were higher compared with their rural counterparts (AOR = 1.59; CI: 1. 07–2.37; p=0.02). The determinants of skilled delivery were similar but of different levels and strength in rural and urban areas. The main drivers that explained the relatively high skilled delivery coverage in the urban areas were higher frequency of antenatal care (ANC) attendance, proximity (physical access) to health facility, and greater proportion of women attaining higher educational level of at least secondary school. Distance from health facility less than 4 km was the greatest independent contributor to the variance in skilled delivery in the urban areas, whereas frequency of ANC attendance was the greatest independent contributor in the rural areas. Conclusions. This study identified underlying determinants accounting for rural-urban differences in skilled delivery, and covariate effect was more dominant than coefficient effect. Therefore, urban-rural differences in SBA outcomes were primarily due to differences in the levels of critical determinants rather than the nature of the determinants themselves. Therefore, improving skilled delivery outcomes in this study population and other similar settings will not require different policy frameworks and interventions in dealing with rural-urban disparities in SBA outcomes. However, context-specific tailored approaches and strategies including targeting mechanisms have to be designed differently to reduce the rural-urban differences.


Sign in / Sign up

Export Citation Format

Share Document