scholarly journals Analysis of the Level of Financial Literacy among South African Undergraduate Students

2014 ◽  
Vol 6 (3) ◽  
pp. 242-250 ◽  
Author(s):  
Emmanuel K. Oseifuah

The purpose of the study was twofold: to examine the relationship between financial literacy and demographic and other socioeconomic factors of a sample of undergraduate students; and to evaluate how undergraduate students’ financial knowledge correlate with their attitude and behavior towards personal finance issues. A structured questionnaire was used to collect data and logistic regression and Chi-Square statistical procedures were employed to analyse the data using the Statistical Package for Social Scientists (SPSS) software. Overall, this pilot study reveals that Bachelor of Commerce(Accounting) students at the University of Venda are not as financially literate as expected, confirming the findings of similar studies conducted on South African university students (Kotzè and Smidt, 2008). There is therefore the necessity to review the academic curriculum in the Bachelor of Commerce programme to include money management course. Furthermore, with more South African university students likely to depend on bank loans to finance their education, it is recommended that financial literacy be made a compulsory course in all undergraduate programmes in South African universities.

2021 ◽  
Vol 1 (2) ◽  
pp. 38-52
Author(s):  
Nisar Yousaf Zada ◽  
Dr. Alamzeb

Education aims at the balanced personality growth of individuals and offers both curricular and co-curricular activities to realize this goal. Talking about the importance of co-curricular activities in mind, the study investigated the function of co-curricular activities in leadership skills' growth among university students. The research aimed to figure out co-curricular activities among university students, examine the connection between co-curricular activities and students' leadership skills' growth, and establish techniques for co-curricular activities at the university levels. The sample of the research was all 4523 undergraduate students from 06 faculties of the University of Swat. The researchers randomly selected 60 participants for the analysis, created a questionnaire, and validated it by piloting data collection. The data were obtained with self-administered questionnaires and evaluated with frequencies, percentages, and Chi-square test of significance. The study established the strategies of giving equal importance to co-curricular activities, motivation of students for involvement in co-curricular activities, proper scheduling for co-curricular activities, allocation of sufficient financial resources, provision of playgrounds, gymnasiums for arranging indoor, outdoor games and literary activities, and reinforcement of students' contribution in co-curricular activities with a distribution of prizes.  


2021 ◽  
Vol 6 (2) ◽  
pp. 180-208
Author(s):  
Alejandro Campos Sánchez

Considering entrepreneurship as a set of actions performed by a subject, and behavior one of the main predictors of actions, this work presents a study based on the Theory of Human Values, that aims to analyze the influence of personal values on entrepreneurial intention of university students; understanding as well the personal values as cognitive characteristics that explain the attitudes of a subject towards entrepreneurship, the hypotheses of this work establish a positive relation between values associated to individualism and the entrepreneurial intention as well as a negative relation between values associated to collectivism and the entrepreneurial intention of university students. For this, a sample of 488 undergraduate students from the University of Guadalajara in Mexico is used and statistical analysis is performed through the SPSS software. Using a quantitative methodology, an exploratory factorial analysis and a linear regression model are performed to calculate the predictive capacity of the different types of personal values on the entrepreneurial intention of students at the University previously mentioned. Personal values associated to individualism prove to be highly related to entrepreneurial intentions while those related to collectivism show low or null effect. Some exceptions are discussed and lead to future lines of research regarding different types of entrepreneurship.


Author(s):  
Sudarma Priyadarshani ◽  
J. A. Prasansha Kumari

The objective of the study is to determine the factors for the personal financial literacy of university students. The study aims at the determinants that reasoning on personal financial literacy. The sample was selected from a final year student at the University of Kelaniya, Sri Lanka. Pearson Chi-Square was used to test the hypotheses. The study found that faculty, relevant course, work experience, monthly money receiving are the main determinants for the personal financial literacy of undergraduates. On the other hand, gender, education of parents, race, financial management skills, and personal financial literacy are not the significant factors for determinants to personal financial literacy. The outcomes of the study will be useful to academics, policymakers to understand the main determinants for personal financial literacy


2003 ◽  
Vol 31 (3) ◽  
pp. 265-274 ◽  
Author(s):  
Sylvester N. Madu ◽  
Karl Peltzer

The factor structure of condom attitudes among black South African university students was investigated amongst 1203 undergraduate students – ranging in age from 16 to 45 years – at the University of the North, South Africa, using a 25-item anonymous self-rating questionnaire constructed by the authors to tap students' opinions and complaints about using con- doms as a preventive measure against HIV/AIDS. Factor analysis reduced the items to five factors with five items each. Each of the factors correlated highly with the total scale and moderately or poorly with each other. Results indicate that the study is useful as a baseline and for providing information for further investigation into related topics amongst black South African university students.


Author(s):  
Levent Şen ◽  
Hurşit Ertuğrul Dere ◽  
İlknur Koçak Şen

The main objective of this study is to investigate the consumption behaviour and consumption awareness of energy drink among university students. Data were collected from 750 students in Afyon Kocatepe University by questionnaire which is improved by writers of this article. Tests were done with SPSS end of the research. Chi-square tests were done in %95 confidence interval to determine the relation of consumption and awareness of energy drink among the university students with gender, age range, school which is graduated, monthly expense, smoking and use of alcohol, the most consumed beverage types, and degree of licence. According to search results, it was found that energy drink consumption behaviour did not change with regard to the different age. On the other hand, male college graduates compared to other types of high school, it was determined that 701 TL per month and over spenders in relation to the lower income groups consumed more energy drinks . In addition, it was found that the groups that use alcohol, smokers, coffee drinkers and undergraduate students were consumed much more energy drinks than the others. When the answers measured the energy drink consumption behaviour of the students participated in the survey were considered, it was concluded that the awareness of the energy drink consumption was not high enough.


Author(s):  
Diego Fogaça Carvalho ◽  
Marinez Meneghello Passos ◽  
Sergio De Mello Arruda ◽  
Angela Marta Pereira das Dores Savioli

ResumoNeste artigo analisamos as relações com o saber, com o ensinar e com o aprender em atividades desenvolvidas em um subprojeto de Matemática no Programa Institucional de Bolsas de Iniciação à Docência (PIBID). Os dados consistiram no registro das ações realizadas em sala de aula por um supervisor (professor), seis estudantes da licenciatura em Matemática e alunos do Ensino Fundamental de uma escola pública do estado do Paraná, Brasil. Para a interpretação dos dados foi utilizado um instrumento que possibilita evidenciar as relações com o saber na sala de aula denominado Matriz 3x3. As análises revelaram implicações da ação do supervisor na ação tanto dos estudantes universitários quanto dos alunos da escola e, consequentemente, nas relações que estes estabeleceram com o saber, o ensinar e o aprender.AbstractIn this article we analyze the relationship with knowledge, with teaching and with learning in activities developed in a subproject of Mathematics in the Institutional Program of Initiation to Teaching (PIBID). The data consisted of the registration of actions carried out in the classroom by a supervisor (teacher), six undergraduate students in Mathematics and students of the Elementary School of a public school in the state of Paraná, Brazil. For the interpretation of the data we used an analytical instrument called Matrix 3x3. The analyses revealed the implications of the supervisor's action on the actions of the university students and of the school students and consequently on the relationships they established with knowledge, teaching and learning.


2019 ◽  
Vol 37 (3 Nov- Feb) ◽  
pp. 55-82
Author(s):  
Ana Felicitas Gargallo Castel ◽  
Francisco Javier Pérez-Sanz ◽  
Luisa Esteban-Salvador

El enfoque de enseñanza-aprendizaje impulsado desde el Espacio Europeo de Educación Superior (EEES) incorpora una nueva forma de concebir la educación universitaria, donde el alumnado asume un papel principal en su aprendizaje. A su vez, implica una revalorización de la tarea docente y de la acción tutorial para reforzar el proceso formativo y el desarrollo integral de los alumnos y alumnas universitarios/as. Este trabajo tiene como objetivo conocer la opinión del alumnado acerca de los elementos relevantes en el uso de las tutorías académicas con el fin de identificar sus necesidades y mejorar la acción tutorial. En el diseño del estudio se adopta un enfoque descriptivo a partir de un cuestionario dirigido a estudiantes universitarios, que incluye preguntas relativas a su comportamiento y actitud personalante las tutorías, a la eficacia de las mismas, a su grado de utilización, y a la comunicación y relación establecida con el profesorado en dicho proceso. Los resultados, obtenidos a partir de una muestra de 322 estudiantes del campus de Teruel de la Universidad de Zaragoza, muestran cuatro aspectos relacionados con la autoconfianza del alumnado, la utilidad percibida, la motivación personal y el ahorro económico y/o de tiempo que supone el uso de las tutorías académicas. Si bien el grado de utilización de las mismas resulta moderado, es preciso destacar el valor que el alumnado otorga a la acción tutorial como estímulo para afrontar el trabajo requerido para superar la materia, así como para optimizar su tiempo de estudio. The teaching-learning process promoted by the European Higher Education Area (EHEA) calls for a new approach in which the student is the main actor of his/her learning. This implies an increase in the value of the teaching task, in general, and tutoring in particular. Tutoring reinforces the training process and the integral development of students. The main objective  of this study is to examine the opinion of university students about the use of academic tutoring in order to identify their needs and improve tutorial action. In the design of the study, the students were given a questionnaire to survey their personal attitudes and behavior toward tutorials, the extent to which they used tutorials and their effectiveness, and the level of communication and the relationship established with the teacher in the tutorials. The results, obtained from a sample of 322 students at the University of Zaragoza, Campus of Teruel, reveal four key points related to students’ self-confidence, perceived utility of the use of tutorials, personal motivation and financial and/or time cost (saving) that the students gain by attending tutorials. Although university students make only moderate use of tutorials, they emphasize the value of the tutorials as a stimulus to face the work required to pass a subject, as well as to optimize their study time.


2019 ◽  
Vol 2 (2) ◽  
pp. 13-22
Author(s):  
Rachella Ryandra Fitri

The purpose of this study is to observe: (1) Gender difference in mental health literacy of Yogyakarta State University students and (2) Differences in mental health literacy of Yogyakarta State University students based on vignette character’s gender. The type of this study was factorial survey. In this study, respondents were presented with short descriptions called vignette that were constructed and contained elements that had been manipulated by the researcher to control certain variables, namely gender and mental disorders that the characters had. Then, subjects were asked to answer closed questions (Mental Health Literacy Test) based on the vignettes. The subjects in this study were 377 undergraduate students from Yogyakarta State University. The sampling techniques used in this study were cluster random sampling and incidental sampling. Chi-Square was performed to analyze the data. The results of this study indicated that: (1) There were gender differences in mental health literacy aspect positive attitudes toward professional help where more male respondents did not recommend seeking professional help for depression (2) There were differences in mental health literacy aspects knowledge about the causes of mental disorders and positive attitudes towards professional help based on gender vignette characters for depression.


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