scholarly journals Impact of Priority Sector Lending on Financial Profitability: Segment Wise Panel Data Analysis of Indian Banks

2021 ◽  
Vol 20 (1) ◽  
pp. 19-37
Author(s):  
Rajesh Desai ◽  
Keyword(s):  
Service Sector ◽  
Negative Impact ◽  
Panel Data Analysis ◽  
Banking System ◽  
Well Being ◽  
Least Square ◽  
Factors Affecting ◽  
Personal Credit ◽  
Indian Banks ◽  
Financial Profitability

A sustainable and financially stable banking system is a prerequisite to achieve comprehensive growth as well as economic and social well-being of residents of any country. This research focused on analyzing profitability of Indian banks and how it is affected by lending in the priority sector. Priority sector lending (PSL) mainly includes deployment of credit to weaker and neglected segments of an economy. The study adopted a distinctive measure to represent total PSL by classifying it into four sub-segments i.e., agriculture, industrial, service, and personal credit. Applying panel least square regression with fixed and random effects model, the study concluded that agricultural lending has a significant negative impact on bank profitability whereas the service sector lending adds positive value towards financial profitability of banks. Industrial and personal credit were found to be insignificant factors affecting profitability. The study will be beneficial to banking professionals and policy makers to determine sensitive and risky sectors of lending and develop appropriate approaches to deal with them.

THE ECOLOGICAL FACTORS AND HUMAH HEALTH

2019 ◽  
Vol 49 ◽  
pp. 148-149
Author(s):  
Javakhadze R. ჯავახაძე რ. ◽  
Turmanauli M. თურმანაული მ. ◽  
Kverenchkhiladze R. კვერენჩხილაძე რ. ◽  
Chikovani A. ჩიქოვანი ა. ◽  
Arabidze M. არაბიძე მ. ◽  
...  
Keyword(s):  
Environmental Factors ◽  
Disease Prevention ◽  
Negative Impact ◽  
Ecological Factors ◽  
Well Being ◽  
Significant Rise ◽  
Factors Affecting ◽  
The Public ◽  
Safe Environment ◽  
Global Problems

One of the actual global problems of mankind is an environmental pollution and its negative impact on a population’s health, that is the basis of existence of each human being and the entire state. The purpose of this article is to inform the public about the environmental factors affecting human health and its causes.As there is significant rise of ecological diseases, in many countries worldwide during the last years a great attention is paid to the legal side of environmental protection. Public well being is determined by ensuring its sanitaryepidemiological conditions,safe environment and disease prevention.

The psychosocial impact on society of the COVID-19 epidemic

2021 ◽  
Vol 23 (1) ◽  
pp. 225-232
Author(s):  
Vasily N. Bolekhan ◽  
Igor M. Ulyukin ◽  
Ekaterina V. Shulyatyeva
Keyword(s):  
Social Interactions ◽  
Service Sector ◽  
Negative Impact ◽  
Well Being ◽  
Information Support ◽  
Vulnerable Groups ◽  
Chronic Respiratory Diseases ◽  
Social Interventions ◽  
Snake Bites ◽  
Long Time

The issues of psychosocial and other impact of COVID-19 on the epidemiological specificity of the disease are considered in the interests of effective medical, psychological and social interventions to preserve the epidemiological well-being in society during the period of the COVID-19. It is shown that the spread of this disease had a sharply negative impact on the economy, in particular, of our country, since for a long time certain industries that served as sources of budget revenues were paralyzed, and the populations ability to pay sharply decreased, the volume of financial inflows into the service sector decreased, which is reflected in the field of public health. Therefore, within the framework of the anti-crisis COVID-19 measures, one can single out such areas as education, employment, support for vulnerable groups and information support, which are carried out in various countries based on the existing practices, methods and financial capabilities. In addition, the fact that the current outbreak of COVID-19 provokes stigmatization and discriminatory behavior of society towards representatives of certain ethnic groups, as well as towards people suspected of having contact with carriers of the SARS-CoV-2 coronavirus infection, is of great epidemiological significance. The widespread prevalence of COVID-19 is believed to be not a pandemic, but a syndemia (not just comorbidity, but an integration that identifies biological and social interactions important for prognosis, treatment and health policy), characterized by biological and social interactions between conditions and conditions, interactions that increase a persons susceptibility to harm or worsen their health. Thus, in the case of COVID-19, the fight against non-communicable diseases (hypertension, obesity, diabetes, cardiovascular and chronic respiratory diseases, cancer, snake bites, epilepsy, kidney disease and sickle cell anemia) and socioeconomic inequality will also become a prerequisite for its successful containment.

scholarly journals A Study on Psychological Well-Being among Employees of I.T Companies

2017 ◽  
Vol 13 (8) ◽  
pp. 59 ◽  
Author(s):  
M. Rajeswari ◽  
R. Magesh
Keyword(s):  
Negative Impact ◽  
Well Being ◽  
Organizational Structures ◽  
Project Work ◽  
Organizational Environment ◽  
Financial Policies ◽  
Psychological Well Being ◽  
Factors Affecting ◽  
The Government ◽  
And Function

Liberalization of the Indian organizational environment through modification in the industrial, trade and financial policies by the government has brought in change and competition of a magnitude that was previously unknown to Indian business. In the present scenario, where multinationals and other global players are competing in the domestic market with the monopoly players, the management of organizations is expected to be more productive and efficient for survival in India. More than a decade ago, the western countries faced similar conditions. A flow of changing organizational structures and changing expectations has forced various departments of the organization to alter their perspectives on their role and function overnight. In this context, it would be important to identify the factors in the organizational environment that have the most positive as well as negative impact on their performance in the organization in order to facilitate the positive and impede negative factors at job setting. Hence, the present research was undertaken to find out, how occupational stress and human resource practices can contribute to psychological well-being among employees of I.T companies.The main factors affecting the job satisfaction of the I.T. employees are based on Age, Gender, Educational qualification, Marital status, Experience, Salary, Nature of employment. The data collected will be analyzed with the usage of the statistical tools like one way ANOVA, factor analysis and independent t- test. The major findings are reported at the completion of the project work and on the basis of the study, suitable suggestions will be given to the company.

scholarly journals Competitiveness Analysis and Factors Affecting Trade of Main Commodities between Indonesia and Turkey

2018 ◽  
Vol 1 (2) ◽  
Author(s):  
Fauziyah Adzimatinur
Keyword(s):  
Wheat Flour ◽  
Time Series Data ◽  
Negative Impact ◽  
Positive Impact ◽  
Woven Fabrics ◽  
Least Square ◽  
Series Data ◽  
Trade Integration ◽  
Tariff Barrier ◽  
Factors Affecting

This study aims to analyze the competitiveness, trade integration, trade complementarity, and factors affecting the export and import of main commodities between Indonesia and Turkey. Data used in this study is time series data in 1996-2018 and the methods used are Revealed Comparative Advantage (RCA), Intra-Industry Trade (IIT), Trade Complementarity Index (TCI), and Ordinary Least Square (OLS). Results of RCA showed Indonesia's main export commodities to Turkey are woven fabrics, stearic acid, palm oil and natural rubber. While IIT showed that there is only one way trade from Indonesia. Import commodities from Turkey are carpets, borax, wheat flour, and tobacco. TCI showed low complementarity between Indonesia�s export and Turkey�s import. GDP per capita has positive impact on exports and imports. The exchange rate has positive impact on exports and negative on imports. Price and tariff rate have negative impact on both exports and imports. Dummy Non-tariff barrier has negative impact on exports while in import side, it only affects the wheat flour negatively. The Government of Indonesia should pursue a strategy in trade cooperation as efforts to reduce trade barriers such as tariffs and non-tariffs for some commodities that have competitiveness in the Turkish market.

scholarly journals Nigeria’s cocoa exports: a gravity model approach

2021 ◽  
Vol 51 (11) ◽  
Author(s):  
Nazir Muhammad Abdullahi ◽  
Saleh Shahriar ◽  
Sokvibol Kea ◽  
Aminu Muhammad Abdullahi ◽  
Qianggiang Zhang ◽  
...  
Keyword(s):  
Gravity Model ◽  
Negative Impact ◽  
Sample Selection ◽  
Exchange Rate Policy ◽  
Least Square ◽  
Factors Affecting ◽  
The Usa ◽  
Export Flows ◽  
Major Factors ◽  
Analytical Approaches

ABSTRACT: What are the major factors affecting Nigeria’s cocoa export flows? In answering this question, the authors suggest a commodity-specific gravity model with three different analytical approaches, (the Heckman Sample Selection Model, the Generalised Least Square, and the Poisson Pseudo Maximum Likelihood), based on a period of 24 years of panel data for Nigeria and it’s 36 importing partners to estimate the models. The results showed that GDP, exchange rate policy, WTO, EU, and colonial link are positively associated with the Nigerian cocoa export flows. Further, the negative impact of the GDP per capita, landlocked, distance, AU, and ECOWAS are observed. The need for the expansion of exports to the trading partners, especially the EU members (Netherlands, Germany, France, United Kingdom, Belgium, Spain, etc.), Canada, Malaysia, and the USA is particularly highlighted. These results are important for the formulation of future trade policy that could boost up the Nigerian cocoa exports. This would eventually contribute to the diversification of the Nigerian exports and also enhance the country’s foreign earnings.

scholarly journals FACTORS AFFECTING TRANSFER OF TRAINING AT WORKPLACE: STUDY OF SSGC, HYDERABAD

2015 ◽  
Vol 11 (1) ◽  
Author(s):  
Qurat-ul-Ain Qureshi ◽  
Keyword(s):  
Private Sector ◽  
Service Sector ◽  
Banking Sector ◽  
Comparative Performance ◽  
Public And Private ◽  
Factors Affecting ◽  
Public Sector Banks ◽  
Stable Economy ◽  
Indian Banks ◽  
Public And Private Sector

Purpose The reforms is the financial sector have resulted in numerical changes in the banking sector. In order to improve the financial health of the banks various norms have been introduced at regular intervals. As the banking sector constitutes a major component of the financial service sector the soundness of the banking sector is necessary for a dynamic and healthy economy. The establishment of a productive efficient and stable economy is possible only when a country is having a sound healthy banking sector. The study has been an attempt to analyse the comparative performance of selected public and public and private sector banks in India during the period 2003-2013 On the basis of their direct and indirect contributions to the society for socio- economy growth and its impact on quality of assets or NPA level of the banks Sampling Methodology For this purpose five leading Indian Banks from each of the Public and Private sector bank have been taken into consideration Findings of the study indicate that the performance of the private sectors bank is better from bankers view point but from the social view points public sector banks are better performers.

scholarly journals Factors Affecting Farmers’ Perception toward Agricultural Land Sustainability in Peri-Urban Areas of Pekalongan City

2020 ◽  
Vol 35 (2) ◽  
pp. 203
Author(s):  
Imade Yoga Prasada ◽  
Masyhuri Masyhuri
Keyword(s):  
Land Tenure ◽  
Urban Areas ◽  
Agricultural Land ◽  
Negative Impact ◽  
Positive Impact ◽  
Total Sample ◽  
Least Square ◽  
Factors Affecting ◽  
Price Risks ◽  
Ordinary Least Square Regression

Over the past few decades, agricultural land sustainability on the peri-urban areas face a threat to the agricultural land conversion, especially on the peri-urban areas of Pekalongan City. The sustainability of agricultural land is determined by the level of farmers’ perception. Therefore, this research was conducted to determine the factors that influence farmers’ perceptions toward agricultural land sustainability in peri-urban areas of Pekalongan City. The peri-urban areas of Pekalongan City were selected by purposive sampling method with a total sample of 90 farm owners and cultivators. Data were analyzed using OLS (Ordinary Least Square) regression model. The results have shown that the factors influencing farmers’ perceptions toward agricultural land sustainability in the peri-urban area of Pekalongan City were farmers’ knowledge, farmers’ land tenure and access to information. Based on the results of the study, the variables of farmers’ knowledge and land tenure had a negative impact, while the access to agricultural information had a positive impact on farmers’ perceptions. These results have the implication for farmers, that their perceptions can be improved by making advances to the quality of agricultural land in the suburbs, reducing both production and price risks and increasing the intensity of counseling or training related to agricultural activities in the suburbs of Pekalongan City.

scholarly journals MEDICAL AND BIOLOGICAL ASPECTS OF ACOUSTIC POLLUTION OF URBANIZED AREAS

Akustika ◽  
2019 ◽  
Vol 32 ◽  
pp. 39-44
Author(s):  
Igor Lykov ◽  
Nadezhda Loboda ◽  
Alexey Streltsov
Keyword(s):  
Negative Impact ◽  
Traffic Noise ◽  
Noise Pollution ◽  
Well Being ◽  
Chemical Pollution ◽  
Urban Noise ◽  
Factors Affecting ◽  
Different Seasons ◽  
The Many ◽  
The City

Noise pollution of the urban environment in recent years has become a serious environmental and social problem, a threat to the health and well-being of the population. Although noise for the population is not such a priority, as, for example, chemical pollution of air and water, but it has always been the subject of public interest. There are varieties of noise generation sources of which the traffic noise could be a major source. Among the many factors affecting the health of the population, urban noise is the most common and aggressive. The article deals with the problem of the negative impact of noise on human health and on the structure of the general morbidity of the population. The authors addressed the problem of noise pollution in the city of Kaluga. Presents the dynamics of changes in the number of cars and noise pollution over the past ten years. It is shown that today cars are the dominant sources of urban noise environment. The interpretation of the results of full-scale acoustic measurements carried out on the main urban highways is given. The regularities of changes in noise levels in different seasons of the year are revealed. It is concluded that the permissible values of acoustic effects in the city of Kaluga are exceeded. The results of the integrated assessment of child morbidity associated with an increase in the number of vehicles in the city and an increase in acoustic load are presented.

scholarly journals Identifying the Factors Affecting Financial Condition of Malaysia

2021 ◽  
Vol 22 (1) ◽  
pp. 403-421
Author(s):  
Yee-Ling Pang ◽  
Hock-Ann Lee
Keyword(s):  
Foreign Exchange Market ◽  
Statistical Significance ◽  
Balance Sheet ◽  
Banking System ◽  
Principal Component ◽  
Well Being ◽  
Factors Affecting ◽  
Financial Condition ◽  
Long Run ◽  
The Us

This research focuses on the domestic and external determinants of Malaysia’s financial condition, ranging from January 2003 and March 2019. To represent the domestic determinants, a total amount of twelve financial indicators are adopted to compute three indices using the Principal Component Approach (PCA). Three of the indices embody three respective financial segments, particularly the banking system, the foreign exchange market, and the capital market within the Malaysian financial system. These three segments offer a glimpse of the Malaysian financial condition. For the external determinant, the US total assets of all Federal Reserve Banks are adopted as the proxy for the size of the US balance sheet. This research intends to evaluate the validity of the long-run association and its corresponding level of effect between the computed indices and the US balance sheet size via the conduct of the ARDL bounds test approach. The research findings have verified the validity of the long-run association between the Malaysian financial condition and the US balance sheet size. There is a substantial role played by the US balance sheet size in affecting the well-being of Malaysian financial condition, given the statistical significance is shown in the association between the US balance sheet size and the financial-segment-based indices, whereby its strongest influence is found on the banking system condition.

scholarly journals Factors Affecting the Competitive Capacity of Commercial Banks: A Critical Analysis in an Emerging Economy

2020 ◽  
Author(s):  
Kieu Oanh Dao ◽  
Le Kieu ◽  
Pham Thuy Tu ◽  
V.C. Nguyen
Keyword(s):  
Market Power ◽  
Commercial Banks ◽  
Fixed Effects ◽  
Stock Exchange ◽  
Generalized Method Of Moments ◽  
Banking System ◽  
Least Square ◽  
Fixed Effects Model ◽  
Factors Affecting ◽  
The Impact

This research was conducted to investigate the factors influencing the commercial bank’s competitive capacity in an emerging country. Data were collected from the domestic-owned commercial banks and foreign-owned commercial banks listed on Vietnam’s Stock Exchange over the period of nine years from 2010 to 2018. Three statistic approaches were employed to address econometrics issues and to improve the accuracy of the regression coefficients: Pooled Ordinary Least Square (Pooled OLS), Random Effects Model (REM), and Fixed Effects Model (FEM). To correct the diagnostics and endogeneity in the model, the study uses Generalized Least Square (GLS) and Generalized Method of Moments (GMM). In order to account for the degree of competitive capacity we use Lerner index. Results demonstrate that the impact of bank-specific characteristics on market power in banks is statistically significant, and there are substantial distinguishments of economic consideration among these factors. In addition, a bank with a higher level of competitive capacity in the previous year will outstandingly generate competitive capacity in the current year. Another possibility, a greater level foreign investment into the banks in the host country could further encourage competitive capacity in the banking system. Finally, economic growth rate has no impact on competitive capacity at a significant level of 5% while a positive effect from inflation on bank’s market power could be found.

Sign in / Sign up

Export Citation Format

Share Document