PENERAPAN AKAD WADIAH PADA LAYANAN PRODUK TABUNGAN BANK SYARIAH MANDIRI CABANG MAROS

2021 ◽  
Vol 3 (1) ◽  
pp. 53
Author(s):  
Muh. Yusuf ◽  
Hamzah Hasan
Keyword(s):  
Islamic Law ◽  
Field Research ◽  
Secondary Data ◽  
Data Sources ◽  
Primary Data ◽  
Direct Data

AbstrakPokok masalah dalam penelitian ini mengkaji tentang tinjauan hukum islam terhadap penerapan akad wadiah pada produk tabungan Bank Syariah Mandiri ( Bank Syariah Mandiri Cabang Maros ), Penulis mengambil jenis penelitian adalah penelitian lapangan (field research) menggunakan metode kualitatif dengan  Pendekatan Empiris sejauh mana implementasi hukum yang di jalankan dengan sumber data diperoleh dari data primer yaitu data langsung dari para pihak dalam Bank Syariah Mandiri Cabang Maros sedangkan data sekunder diambil berupa arsip, jurnal, buku dan referensi lainnya yang berkaitan dengan penelitian, Pada Bank Syariah Mandiri cabang Maros dalam penerapan akadwadiah pada produk tabungan sudah sesuai dengan Fatwa DSN MUI 2/DSN-MUI/IV/2000 tentang tabungan. Akad wadiah yang diterapkan Bank Syariah Mandiri cabang Maros mengunakan akad wadiah yad dhamanah di mana pihak nasabah dan pihak bank berakad ketika nasabah menggunakan wadiah yad dhamanah maka uang yang ditititpkan akan di kelola pihak Bank Syariah Mandiri Cabang Maros dengan perjanjian nasabah akan diberikan berupa pemberian insentif (bonus) yang tidak diperjanjikan di awal akad yang hanya diketahui oleh pihak bank serta diberikan pelayanan terbaik kepada nasabah.Kata Kunci: Akad Wadiah, Bank Syariah Mandiri, Produk Tabungan. AbstractThe main problem in this study examines the review of Islamic law on the application of wadiah contracts on savings products at Bank Syariah Mandiri (Bank Syariah Mandiri Maros Branch). run with data sources obtained from primary data, namely direct data from parties in Bank Syariah Mandiri Maros Branch while secondary data is taken in the form of archives, journals, books and other references related to research, at Bank Syariah Mandiri Maros branch in the application of akadwadiah on products savings are in accordance with the Fatwa of DSN MUI 2/DSN-MUI/IV/2000 concerning savings. The wadiah contract implemented by Bank Syariah Mandiri Maros branch uses a wadiah yad dhamanah contract where the customer and the bank make an agreement when the customer uses the wadiah yad dhamanah, the money deposited will be managed by the Bank Syariah Mandiri Maros Branch with the customer agreement being given in the form of incentives (benefit) which was not agreed at the beginning of the contract which is only known by the bank and provided the best service to the customer.Keywords: Decision, Marrige Ratification, The Cild Marrige.

UPAH MENGUPAH PERTANIAN DALAM TINJAUAN FIQH MUAMALAH (Studi di Nagari Bukit Kandung Kecamatan X Koto Diatas Kabupaten Solok)

2021 ◽  
Vol 2 (3) ◽  
pp. 59
Author(s):  
Susanti Krismon ◽  
Syukri Iska
Keyword(s):  
Data Collection ◽  
Data Processing ◽  
Field Research ◽  
Secondary Data ◽  
Research Field ◽  
Farm Workers ◽  
Data Sources ◽  
Primary Data

This article discusses the implementation of wages in agriculture in Nagari Bukit Kandung Subdistrict X Koto Atas, Solok Regency in a review of muamalah fiqh. The type of research is field research (field research). The data sources consist of primary data sources, namely from farmers and farm laborers who were carried out to 8 people and 4 farm workers, while the secondary data were obtained from documents in the form of the Bukit Kandung Nagari Profile that were related to this research, which could provide information or data. Addition to strengthen the primary data. Data collection techniques that the author uses are observation, interviews and documentation. The data processing that the author uses is qualitative. Based on the results of this study, the implementation of wages in agriculture carried out in Nagari Bukit Kandung District X Koto Diatas Solok Regency is farm laborers who ask for their wages to be given in advance before they carry out their work without an agreement to give their wages at the beginning. Because farm laborers ask for their wages to be given at the beginning, many farm workers work not as expected by farmers and there are also farm workers who are not on time to do the work that should be done. According to the muamalah fiqh review, the implementation of wages in agriculture in Nagari Bukit Kandung is not allowed because there is an element of gharar in the contract and there are parties who are disadvantaged in the contract, namely the owner of the fields.

scholarly journals PENERAPAN QANUN ACEH DI KOTA SUBULUSSALAM: Kajian Atas Qanun No. 12, 13 Dan 14 Tahun 2003

2019 ◽  
Author(s):  
Ali Geno Berutu
Keyword(s):  
Local Government ◽  
Islamic Law ◽  
Central Government ◽  
Field Research ◽  
Secondary Data ◽  
Research Field ◽  
Primary Data ◽  
Legislative Process ◽  
Islamic State ◽  
Political Consolidation

his Research proves that the implementation of Aceh Qanun No. 12, 13 and 14 Year 2003 on Khama r, M a i s i r , and Khalwat in Subulussalam is not completely worked well, because in addition to legal issues qanuns, most have efforts political consolidation of the central government and local government. This thesis supports and strengthens the conclusion Michail Buehrel in this article entitled “The Rise of Sharia by Laws in Indonesia District an Indication For Changing Patterns of Power Accumulation and Political Corruption ” (2008) who found the formulization of Islamic Law in the region is political consolidation instrument for exploring the local government, especially financially in building. Buehler did not even find a conservative movement in the imposition of Islamic Law in the area. This research also support M.B Hooker’s opinion in his work entitled Indonesian Syariah : Defining a National School of Islamic Law, (2008)which states that in legislative process of Islamic law in aceh. There are many obstacles and barriers , because the Sharia Law to be applied must necessarily correspond with the system national law, while the central government to add more breadth of autonomy for Aceh in the part of Islamic Law to legislate in the part of law qanuns jina>na>t . This thesis does not agree with the conclusion of Harold Crouch in his work The Recent Resurgence of Political Islam in Indonesia, “ Islam In Southeast Asi a: Analysing Recent Development” , ed. Anthony L. Smith, (Singapore: ISEAS, 2002) as saying that the barrage history of failure of Islamic parties in order to implement Islamic Law-making opportunities for the application of Islamic Law in Indonesia did not exist. Crouch’s opinion just say that the application of Islamic Law to be in the sense of establishing an Islamic State. Data obtained from field research (field research) with qualitative methods and approach the socio - legal - historical . The primary data of the document and the results wawancara and field observations. Primary data in the form of documents are: Law No. 44 In 1999, Law No. 18 of 2001, Law No. 11 In 2006, Qanun 5 In 2000, Qanun No. 12, 13, 14, 2003, Qanun 7 In 2013, Qanun 6 In 2014 and Qanun 8 Year 2014. The primary data in the form of interviews and observations sourced from: Office of Islamic Law (DSI), the Wilayatul Hisbah (WH), the Court Syar'iyah (MS), the Police, the Mufti Consultative Assembly (MPU), the Aceh Tradition Council (MAA). Secondary data in the form of: 1) the books on Islamic law, sociology and anthropology of law, the historical development of Islam in Indonesia; 2) journals and other scholarly works that examine the rules of Islamic law, the application of Islamic law, social and Community; 3) as well as other sources such relevant, scientific papers, websites, newspapers, magazines and others

scholarly journals MAKING THE CONTENTS OF LETTERS IN THE NOTARIS IN ISLAM'S LEGAL PERSPECTIVE

2017 ◽  
Vol 4 (2) ◽  
pp. 234
Author(s):  
Tubus Tubus
Keyword(s):  
Islamic Law ◽  
Field Research ◽  
Secondary Data ◽  
Point Of View ◽  
Primary Data ◽  
Legal Perspective ◽  
The Future ◽  
The Will ◽  
The Ideal ◽  
The Way

This paper aims to examine the making of the contents of wills examined from the point of view of Islamic law, in practice the reality in the lives of many people who have not heed the word basmallah as an incantation in the contents of the will for the followers of Islam. In this study using sociological juridical method, where the primary data obtained directly from field research, while secondary data obtained from the literature. The results obtained that the way of making the contents of the will and the absence of public legal awareness is optimal for the making of the contents of wills in accordance with Islamic law. And there are still weaknesses in the Making and Implementation of the contents of the current will, when the testament is oral, namely: The absence of the sacred intention or the noble intention of the collector must not necessarily occur; unsecured rights of the recipient, in the event of any problems of the future heirs of the pewasiat; there is a difficulty of proof in the absence of witnesses, when the will is brought before the Court. Law renewal in the making of the contents of the will in the presence of a notary in the perspective of Islamic law are: the reconstruction of its value, the Ideal Formation of the Will, the testament is done in writing witnessed by two witnesses and before the Notary. Ideal Construction Format of Testament Creation. The testament is written in the presence of two witnesses or in the form of a Deed or a Notary Deed. At the head of the will or the Deed or Notarial deed is included a sentence “Basmallah”.

scholarly journals Dispensasi Nikah Dalam Persfektif Hukum Islam, Undang-Undang Nomor 1 Tahun 1974 dan Kompilasi Hukum Islam

2020 ◽  
Vol 7 (1) ◽  
pp. 49-64
Author(s):  
Kamarusdiana Kamarusdiana ◽  
Ita Sofia
Keyword(s):  
Islamic Law ◽  
Secondary Data ◽  
Data Sources ◽  
Primary Data ◽  
Marriage Law ◽  
Minimum Age ◽  
Age Of Marriage ◽  
Court Hearing

AbstractMarriage dispensation is a legal solution because most of the perpetrators of marriage dispensation are those who do not yet have formal legality to get married, so they then take the legal initiative so that marriages can be recognized. This study aims to determine the perspective of Islamic law, Marriage Law and Compilation of Islamic Law regarding marriage dispensation. The method used is qualitative with primary data sources from the Marriage Law, the Book of Fiqh and the Compilation of Islamic Law while secondary data are books, journals, magazines related to marriage dispensation. The results of this study found that Islamic law does not specifically regulate marriage dispensation because the majority of scholars only mention balig as a condition for marrying a person and do not specify a minimum age of marriage, whereas Law Number 1 of 1974 concerning Marriage and Compilation of Islamic Law strictly regulates underage marriage , i.e. must go through a court hearing mechanism to obtain a marriage dispensation permit.Keywords: Marriage Dispensation, Compilation of Islamic Law AbstrakDispensasi Nikah sebagai solusi hukum karena para pelaku dispensasi nikah kebanyakan mereka yang belum memiliki legalitas formal untuk menikah, sehingga kemudian mengambil ikhtiar hukum agar pernikahan yang dilakukan dapat diakui. Penelitian ini bertujuan mengetahui perspektif hukum Islam, Undang-undang Perkawinan dan Kompilasi Hukum Islam tentang dispensasi nikah. Metode yang digunakan adalah kualitatif dengan sumber data primer dari Undang-Undang Perkawinan, Kitab Fiqh dan Kompilasi Hukum Islam sedangkan data sekunder adalah buku-buku, jurnal, majalah yang terkait dengan dispensasi nikah. Hasil penelitian ini menemukan bahwa Hukum Islam tidak mengatur khusus dispensasi nikah karena mayoritas ulama hanya menyebutkan balig sebagai syarat menikah seseorang dan tidak menentukan minimal usia perkawinan, sedangkan Undang-Undang Nomor 1 Tahun 1974 tentang Perkawinan dan Kompilasi Hukum Islam mengatur ketat tentang perkawinan di bawah umur, yaitu harus melalui mekanisme sidang pengadilan untuk mendapatkan izin dispensasi perkawinanKata Kunci: Dispensasi Nikah, Kompilasi Hukum Islam

scholarly journals PRAKTIK PERCERAIAN ADAT LOMBOK DI MASA PANDEMI COVID-19 DITINJAU DARI SOSIOLOGI HUKUM

2021 ◽  
Vol 21 (01) ◽  
pp. 151-164
Author(s):  
Rahmatun Ulfa
Keyword(s):  
Legal System ◽  
Islamic Law ◽  
Field Research ◽  
Secondary Data ◽  
Legal Culture ◽  
Qualitative Approach ◽  
Primary Data ◽  
Government Officials ◽  
Administrative Services ◽  
Legal Structure

This study aims to examine the reality of the practice of customary divorce in Tawun hamlet, Lombok. As well as explaining the forms of customary divorce of the Tawun Hamlet community, in terms of sociological law. This research is a type of field research using a qualitative approach. Primary data and secondary data were collected by means of observation, direct interviews and documentation. To study further, the author uses the theory of the legal system from three elements, namely legal substance, legal structure, and legal culture. The results showed that the occurrence of customary divorce in Tawun Hamlet is a common thing and is not legally disputed by the court. Government officials from elements of village heads, hamlet heads and marriage registrar officers who contribute to customary divorce who participate in administering administrative services, clearly contradict the laws and regulations regarding marriage itself. In addition, people's understanding of divorce continues to be dominated by classical Islamic law and is textual, patriarchal, making the position of women not seen as important because divorce is understood only as a male right.

scholarly journals Kitab Shahih Bukhari (Kajian Tentang Identitas dan Relevansinya Dengan Fase Kodifikasi Hadis)

2021 ◽  
Vol 14 (2) ◽  
pp. 92-99
Author(s):  
Nurcahaya Nurcahaya
Keyword(s):  
Islamic Law ◽  
Secondary Data ◽  
Data Sources ◽  
Primary Data ◽  
Journal Articles ◽  
Screening Process ◽  
Analysis Techniques ◽  
Library Research ◽  
Data Source ◽  
Secondary Data Sources

This study aims to describe the book of Sahih Bukhari and the background of the codification phase of Hadith. This research uses qualitative research methods based on library research (Library Research). Sources of data in this study consisted of primary data sources and secondary data sources. The primary data source in this study is the Sahih Bukhari book written by Imam al-Bukhari, while the secondary data sources are books and journal articles related to the codification phase of hadith. Data analysis used content analysis techniques, namely by deepening the meaning in the literature quotations used. The results showed that the Sahih Bukhari book was the first book compiled containing the Hadiths of the Prophet Muhammad. This book was written in a period of approximately 16 years through a very strict screening process from 600,000 Hadith which resulted in 7,397 Hadiths contained in the book. With regard to the book, the birth of the Hadith codification movement during the era of Imam Bukhari was the dynamics of Islamic law, particularly the influence of Imam Syafi'i. In the period before Imam Syafi'i formulated a system of law making as contained in the ar-Risalah.

scholarly journals PRAKTEK PEMBAYARAN HUTANG DENGAN BEKERJA PRESPEKTIF FIQH MUAMALAH (Studi Kasus di Jorong Malintang Nagari Lawang Mandahiling Kecamatan Salimpaung Kabupaten Tanah Datar)

2021 ◽  
Vol 2 (2) ◽  
pp. 41
Author(s):  
Putri Handayani ◽  
Sulastri Caniago
Keyword(s):  
Data Analysis ◽  
Data Collection ◽  
Qualitative Analysis ◽  
Field Research ◽  
Secondary Data ◽  
Data Sources ◽  
Primary Data ◽  
Accounts Payable ◽  
Analysis Technique ◽  
Secondary Data Sources

This study aims to explain the practice of paying debts by working in terms of fiqh muamalah in Jorong Malintang Nagari Lawang Mandahiling, Salimpaung District, Tanah Datar Regency. This research is a field research. The data sources consist of primary data sources, namely 7 people who owe, 7 people who give debts and 1 scholar, while secondary data sources are documentation and books and scientific works related to accounts payable. Data collection techniques that the author uses are interviews and documentation. The data analysis technique that the author uses is descriptive qualitative analysis. This study found that the implementation of debt payments by working carried out by the community in Jorong Malintang Nagari Lawang Mandahiling, Sallimpaung District, Tanah Datar Regency, namely debt and money receivables which was only done verbally without any written evidence. If it is due, but the borrower is unable to pay it and the payment is made by working in the person's field with his wages taken in exchange for the debt. The execution of debts paid by work is included in usury where the debtor takes the excess wages for working money when paying his debts.

scholarly journals KEPEMIMPINAN NON-MUSLIM DALAM PERSPEKTIF IMAM AL-MAWARDI (KAJIAN LITERATUR KITAB AL-AHKAM AS-SULTHANIYYAH)

2021 ◽  
Vol 19 (1) ◽  
pp. 43-56
Author(s):  
Sutisna Sutisna ◽  
Evan Edo Prasetya ◽  
Yono Yono
Keyword(s):  
Islamic Law ◽  
Secondary Data ◽  
Research Topic ◽  
Data Sources ◽  
Primary Data ◽  
Philosophical Approach ◽  
Head Of State

This paper tries to discover out the views of Imam al-Mawardi about the leadership of a non-muslim as expressed in his book titled Al-Ahkam As-Sulthaniyyah. This paper based on philosophical approach. The philosophical approach applied to investigate the views of Imam al-Mawardi. The primary data sources collected from the book Al-Ahkam As-Sultaniyyah, while secondary data are books to review al-Mawardi's thoughts, as well as articles, writings and journals related to the research topic. The results of the study show that the concept of leadership of a non-Muslim according to Imam al-Mawardi is to forbid a non-Muslim from taking up a position as a leader, head of state or government. Because it is against Islamic law. However, Imam al-Mawardi granted a non-Muslim to take up a position particularly as a vizier or at the level of minister or assistant.

Tinjauan Hukum Islam Terhadap Penerapan Hukum Waris Adat Di Desa Margajaya Kecamatan Lemahsugih Kabupaten Majalengka

2020 ◽  
Vol 11 (1) ◽  
pp. 13-32
Author(s):  
Devi Nurmilasari ◽  
Yoyo Hambali
Keyword(s):  
Quantitative Research ◽  
Islamic Law ◽  
Field Research ◽  
Secondary Data ◽  
Primary Data ◽  
Legal Rights ◽  
Adopted Children ◽  
Research Activity ◽  
Inheritance Law ◽  
Inheritance System

The application of inheritance law in the indigenous people of Margajaya, Lemahsugih Subdistrict,Majalengka Regency, which basically still adheres to the customs and traditions that they follow fromtheir ancestors. The inheritance system used in Margajaya customary inheritance uses the Parentalsystem, in which the father and mother are equally strong, in terms of distribution and application ofinheritance to the Margajaya customarycommunity. This type of research is Field Research, and themethod uses the Mix Methods method. Namely a research method by combining qualitative researchmethods with quantitative research in a research activity, so that more comprehensive, valid, reliableand objective data will be obtained. The data used in this study are primary data obtained frominterviews and documentation while secondary data is obtained from Liberal Research. The samplestaken in this study were the followers of Packu, Akur and Segendong Sepikul, while for the populationthey were more inclined towards the customary tradition, namely Akur. In data collection techniques,researchers used interview data, observation and documentation. And for the Data Analysis Techniquein its stages, observation, editing, classification, re-verification, analysis and drawing conclusions.The results of the study found that indigenous wans in Margajaya village are using parental customarylaw which is only focused on children and adopted children. The share of the heir’s parents only as agift for his parents, is not included in the wansan. The distribution of the wansan property was oftenpostponed by reason of using the children until they got married. The factor behind the occurrenceof this interview is the lack of knowledge of Islamic legal rights. The implementation of the law thatoccurs in Margajaya village, when viewed from Islamic law, is basically not in accordance withIslamic law. Things like this are considered normal and common in Margajaya society because it is atradition from generation to generation and their ancestors. The custom that is used by the communityin the distribution of inheritance cannot be used as a legal benchmark because it is against Nash, eventhough the purpose of an inheritance is carried out in accordance with Maqasıd Al Syan ah, namelyjustice, it is still not acceptable to Islam

scholarly journals PRAKTIK RENTENIRISASI PERSPEKTF EKONOMI SYARIAH DAN SOSIOLOGI (STUDI DI KECAMATAN PUNGGUR LAMPUNG TENGAH)

2020 ◽  
Vol 6 (1) ◽  
pp. 85-105
Author(s):  
Ika Trisnawati Alawiyah
Keyword(s):  
Islamic Law ◽  
Field Research ◽  
Secondary Data ◽  
Data Sources ◽  
Accurate Information ◽  
Sociological Perspective ◽  
Economic Perspective ◽  
Secondary Data Sources ◽  
Loan Shark ◽  
Loan Amount

Abstract This research was conducted to answer the question of how to practice sharia investment sharia perspective and sociology in Punggur, Central Lampung District. This study aims to determine the practice of a loan shark sharia economic perspective and sociology in Punggur, Central Lampung District. This type of research is field research conducted in Punggur District, Central Lampung Regency. This study uses a descriptive qualitative approach that is a way to expose accurate information obtained from the community in the District of Punggur, Central Lampung relating to the practice of a loan shark. Data sources used are primary and secondary data sources. The data collection method uses the method of observation, interviews and documentation with technical analysis of deductive thinking. The results of research on a loan shark practices in the community of Punggur Subdistrict, the perspective of Islamic economics is very contrary to regulation in Islamic law, because those who practice muamalah are ribawi. While, according to the sociological perspective of the loan sharks, this is a solution for some people to meet their daily needs. The facilities provided such as loan amount, faster and more efficient time, how to pay, without collateral, and other agreements are considered by the community when making loans. Keywords: Loan Sharks, Islamic Economics, Sociology   Abstrak Penelitian ini dilakukan untuk menjawab pertanyaan bagaimana praktik rentenirisasi perspektif ekonomi syariah dan sosiologi di Kecamatan Punggur Lampung Tengah. Penelitian ini bertujuan untuk mengetahui praktik rentenirisasi perspektif ekonomi syariah dan sosiologi di Kecamatan Punggur Lampung Tengah. Jenis penelitian ini adalah penelitian lapangan (field research) yang dilakukan di Kecamatan Punggur Kabupaten Lampung Tengah. Penelitian ini menggunkan pendekatan kualitatif yang bersifat deskriptif yaitu cara memaparkan informasi-informasi yang akurat yang diperoleh dari masyarakat di Kecamatan Punggur Lampung Tengah yang berkaitan dengan praktik rentenirisasi. Sumber datayang digunakan adalah sumber data primer dan sekunder. Metode pengumpulan data menggunakan metode observasi, wawancara dan dokumentasi dengan teknis analisa berpikir deduktif. Hasil penelitian terhadap praktek rentenir di masyarakat Kecamatan Punggur perspektif ekonomi islam yaitu sangat bertentangan dengan hukum dan syariat islam karena mereka yang melakukan praktek muamalah secara ribawi. Sedangkan menurut perspektif sosiologi para rentenir ini menjadi solusi bagi para sebagian masyarakat untuk memenuhi kebutuhan hidupnya. Kemudahan–kemudahan yang diberikan seperti besar pinjaman, waktu yang lebih cepat dan efisien, cara membayar, tanpa jaminan, dan kesepakatan–kesepakatan lain menjadi pertimbangan masyarakat ketika melakukan pinjaman. Kata Kunci: Rentenir, Ekonomi Syariah, dan Sosiologi

Sign in / Sign up

Export Citation Format

Share Document