scholarly journals The Role of the Bank in Meeting the Housing Needs of an Average Household – Evaluation of the Situation in 2018

Studia Humana ◽  
2021 ◽  
Vol 10 (3) ◽  
pp. 61-69
Author(s):  
Marta Martyniak
Keyword(s):  
Statistical Measures ◽  
Property Prices ◽  
Research Material ◽  
Current Economic Situation ◽  
Residential Properties ◽  
National Bank ◽  
Statistical Studies ◽  
Housing Needs ◽  
Availability Index

Abstract The aim of the article is to determine the profile of an average Polish household and the possibility of satisfying average housing needs thereof as well as to indicate the role played by the bank in their implementation. The characteristics of an average household, the value of income and expenses thereof, the prices of residential properties and the data of the credit market were determined. statistical studies, The research material was obtained from reports and including data from the Statistics Poland, Eurostat, the database of residential property prices of the National Bank of Poland and the average offer prices of the rental market – for 2018, which reflects the current economic situation. The research was of a quantitative nature (statistical measures, housing availability index, credit simulations). The results indicate that as of 2018 an average household cannot afford to buy or rent a flat. The bank’s role in satisfying housing needs is not only important but rather necessary.

The Role of Evaluative Tools in the Creation of the Memorial Media Portrait of Jacques Chirac (1932—2019)

2020 ◽  
pp. 97-110
Author(s):  
E. N. Mikhailova ◽  
V. A. Telegina
Keyword(s):  
Print Media ◽  
Political Elite ◽  
Systematic Analysis ◽  
Research Material ◽  
Political Orientations ◽  
Different Types ◽  
The Media ◽  
The Creation ◽  
Entire Text

The article is devoted to the study of evaluative tools used in modern French media in order to form the media image of a representative of the political elite. The techniques used in the creation of a memorial media portrait of Jacques Chirac (1932—2019), President of France from 1995 to 2007 are considered. The research material was the most prestigious French print media of various political orientations, published in late September — early October 2019 in connection with the death of the ex-President of the French Republic. The relevance of the research topic is dictated by the close attention of modern linguistics to axiological phenomena, differently presented in different types of discursive practices. The novelty of the study is due to the appeal to the analysis of the complex of evaluation tools used in the French print media when characterizing the former leader of the state during the nation’s farewell period. The estimated potential of the title of the article and its influence on the formation of the estimated vector of the entire text of the publication are shown. A systematic analysis of the assessment expression means, reflected in the memorial media portrait of the politician, is given. The factors that influenced the peculiarities of their use in this type of media portrait are revealed.

scholarly journals Natural Zeitgebers Under Temperate Conditions Cannot Compensate for the Loss of a Functional Circadian Clock in Timing of a Vital Behavior in Drosophila

2021 ◽  
pp. 074873042199811
Author(s):  
Franziska Ruf ◽  
Oliver Mitesser ◽  
Simon Tii Mungwa ◽  
Melanie Horn ◽  
Dirk Rieger ◽  
...  
Keyword(s):  
Molecular Clock ◽  
Time Window ◽  
Fruit Fly ◽  
Diel Activity ◽  
Wild Type ◽  
Statistical Measures ◽  
Clock Mutant ◽  
Full Complement ◽  
The Right

The adaptive significance of adjusting behavioral activities to the right time of the day seems obvious. Laboratory studies implicated an important role of circadian clocks in behavioral timing and rhythmicity. Yet, recent studies on clock-mutant animals questioned this importance under more naturalistic settings, as various clock mutants showed nearly normal diel activity rhythms under seminatural zeitgeber conditions. We here report evidence that proper timing of eclosion, a vital behavior of the fruit fly Drosophila melanogaster, requires a functional molecular clock under quasi-natural conditions. In contrast to wild-type flies, period01 mutants with a defective molecular clock showed impaired rhythmicity and gating in a temperate environment even in the presence of a full complement of abiotic zeitgebers. Although period01 mutants still eclosed during a certain time window during the day, this time window was much broader and loosely defined, and rhythmicity was lower or lost as classified by various statistical measures. Moreover, peak eclosion time became more susceptible to variable day-to-day changes of light. In contrast, flies with impaired peptidergic interclock signaling ( Pdf01 and han5304 PDF receptor mutants) eclosed mostly rhythmically with normal gate sizes, similar to wild-type controls. Our results suggest that the presence of natural zeitgebers is not sufficient, and a functional molecular clock is required to induce stable temporal eclosion patterns in flies under temperate conditions with considerable day-to-day variation in light intensity and temperature. Temperate zeitgebers are, however, sufficient to functionally rescue a loss of PDF-mediated clock-internal and -output signaling

scholarly journals THE RELATION BETWEEN FINANCIAL KNOWLEDGE AND ECONOMIC DECISIONS

2014 ◽  
Vol 59 (1) ◽  
pp. 59-67
Author(s):  
Sabina Kołodziej
Keyword(s):  
Young Adults ◽  
Young People ◽  
Banking System ◽  
Financial Education ◽  
Financial Knowledge ◽  
Economic Decisions ◽  
Current Economic Situation ◽  
Common Observation ◽  
Saving Decisions

Nowadays policymakers, government agencies and educators in Poland and in many European countries emphasize the role of individual possibilities to take independent decisions regarding one’s financial resources. Consequently, the increased interest in financial education programs is observed. Moreover, the complexity of financial products further demonstrates the need for a financial knowledge when making decisions in this sphere. However, simultaneously, the common observation of numerous examples of irrelevant decision-making, consequently leading to financial (e.g. abundant debt) or professional (e.g. loss of work) problems as well as results of studies on the level of financial knowledge show that in many cases our society, most probably, does not have the indispensable level of analyzed knowledge. The article presents results of 2 studies on the relation between financial knowledge and economic decisions made by Polish young adults. The study 1 focuses on the correlation between financial knowledge and saving decisions while the study 2 financial knowledge and respondents debts. In both studies the level of financial knowledge was measured by the test relating to the current economic situation of Poland, knowledge of basic economic and financial concepts and understanding of basic market mechanisms. Specially designed questionnaires analyzed respondents’ savings (study 1) and debts (study 2) decisions. The results of those studies show that examined a group of Polish young adults has an average level of financial knowledge. Moreover, the first study found positive correlation (on the level of statistical trend) between financial knowledge and savings decisions. The results of study 2 showed the higher financial knowledge among people who took credits or loans from bank in comparison with people who take credit and loans outside the banking system. Results obtained in the studies reinforce the idea of the important role of financial education in preparing young people to make their own economic decisions. Key words: debt, financial education, financial knowledge, saving, young people.

TERRITORY BRANDING AS A TOOL FOR MANAGING LOCAL INDUSTRY DEVELOPMENT

2020 ◽  
Vol 10 (9) ◽  
pp. 2074-2082
Author(s):  
E.A. Rodina ◽  
Keyword(s):  
Local Population ◽  
Economic Situation ◽  
Industry Development ◽  
Key Points ◽  
Current Economic Situation ◽  
Investment Capital ◽  
Tver Region ◽  
The Creation ◽  
Business Structures

The article considers the concept, the essence and evolution of the concept “territory brand”, and compares commercial and territorial branding; it studies the role of branding in a micro-context (region, city), and also identifies factors that affect the brand of a territory. The author considers various scientific approaches to determining the true goal of territorial branding. Basing on the analysis, the key points of creating a territory brand in the current economic situation are highlighted. The article discusses the features of positioning a territorial brand today. It is noted that currently the branding of the territory is defined with an emphasis on the brand and its ability to differentiate and project an image towards the external audience. The main goal is to go beyond attracting tourists in order to also attract talent, investment capital, infrastructure, etc. The author has developed a model for managing the development of local industry through the creation of a brand of the territory and considered the possibilities and prospects of its application on the example of the Kalyazinsky district, Tver region. The article identifies three main goals for which the branding of the territory should be focused: ensuring identification and commitment from the local population and business structures, acting as a mechanism that can generate positive audience perceptions about a given territory, as well as serving the interests of the development of territorial entrepreneurship. At the end, the author made the main conclusion that territory brand is a necessary and extremely important asset in poaching investment capital, talent, infrastructure, enterprises and events, among other advantages.

Capability Approach

2013 ◽  
pp. 226-233
Author(s):  
Vinay Sharma ◽  
Prasoom Dwivedi ◽  
Piyush Seth
Keyword(s):  
Rural Development ◽  
Capability Approach ◽  
Farm Sector ◽  
National Bank ◽  
The Capability Approach

This paper acknowledges the role of entrepreneurship for the development of the process of sustained livelihood. The paper proposes a systematic usage of the ‘Capability’ approach (Sen, 2000) as the basis of the methodology applied by agencies having objectives in lieu with the process of sustained livelihood, because of the wider applicability and span of this approach. Taking examples of rural non-farm sector schemes of NABARD (National Bank for Agriculture and Rural Development), the proposition of the usage of ‘Capability’ approach emphasizes the emergence of better criterion for measuring the effectiveness of the implementation of such schemes.

Genotype×environment interactions and some considerations of their implications for wheat breeding in Australia This review is one of a series commissioned by the Advisory Committee of the Journal.

1998 ◽  
Vol 49 (2) ◽  
pp. 153 ◽  
Author(s):  
K. E. Basford ◽  
M. Cooper
Keyword(s):  
Genetic Material ◽  
Wheat Breeding ◽  
Breeding Programs ◽  
Specific Adaptation ◽  
New Concepts ◽  
Statistical Studies ◽  
Definition Of ◽  
Level Of Understanding ◽  
The Impact

Genotype×environment (G×E) interactions complicate selection forbroad adaptation, while their nature and causes need to be understood toutilise and exploit them in selection for specific adaptation. This invitedreview combines an assessment of the literature with the experience we havegained from involvement in wheat breeding and associated research programs toassess (1) the implications of G×E interactions for wheat breeding inAustralia, (2) the impact that research into G E interactions has had onbreeding strategy, and (3) the evidence for impact from this research efforton genetic improvement of crop adaptation. The role of analytical methodologyin this process is considered and some important issues are discussed.There are sufficient examples drawn from wheat breeding in Australia tosuggest that progress in dealing with G×E interactions can be made andseveral of these are presented. They show that impact in plant breedingfollows from achieving an appropriate level of understanding of theenvironmental and genetic factors causing the interactions as well as anassessment of their importance in the target genotype-environment system. Anaccurate definition of the environmental factor(s) contributing to theG×E interactions has been particularly important in determining therelevance of observed differences in plant adaptation to the target populationof environments. From the combination of biological and statistical studies, amore comprehensive understanding of G×E interactions has emerged andcontributed to new concepts and procedures for dealing with them.Distinguishing between what are repeatable and non-repeatable interactions isa key step. Genuine cases of positive specific adaptation observed inmulti-environment trials (METs) can be exploited by appropriately targetedselection strategies, while non-repeatable interactions are accommodated byselection for broad adaptation.The investigation of G×E interactions for grain yield of wheat inAustralia has matured to the point where an understanding of some of theircauses has enabled wheat breeders to exploit positive components of specificadaptation. The experience that has been gained in achieving these advancesindicates the importance of establishing a MET system that is relevant to thetarget population of environments of the breeding program. The investment ofadequate resources into effective design, conduct, analysis, andinterpretation of METs remains critical to continued progress from selectionin complex genotype-environment systems that present large G× Einteractions. Wheat breeders who understand their genetic material and thetarget population of environments can then use the generated information baseto achieve impact from their breeding programs.

One-point turbulence structure tensors

2001 ◽  
Vol 428 ◽  
pp. 213-248 ◽  
Author(s):  
S. C. KASSINOS ◽  
W. C. REYNOLDS ◽  
M. M. ROGERS
Keyword(s):  
Turbulence Structure ◽  
Turbulence Statistics ◽  
Local Effects ◽  
Statistical Measures ◽  
Non Local ◽  
The One ◽  
Rate Correlation ◽  
Systematic Framework ◽  
Structure Tensors

The dynamics of the evolution of turbulence statistics depend on the structure of the turbulence. For example, wavenumber anisotropy in homogeneous turbulence is known to affect both the interaction between large and small scales (Kida & Hunt 1989), and the non-local effects of the pressure–strain-rate correlation in the one-point Reynolds stress equations (Reynolds 1989; Cambon et al. 1992). Good quantitative measures of turbulence structure are easy to construct using two-point or spectral data, but one-point measures are needed for the Reynolds-averaged modelling of engineering flows. Here we introduce a systematic framework for exploring the role of turbulence structure in the evolution of one-point turbulence statistics. Five one-point statistical measures of the energy-containing turbulence structure are introduced and used with direct numerical simulations to analyse the role of turbulence structure in several cases of homogeneous and inhomogeneous turbulence undergoing diverse modes of mean deformation. The one-point structure tensors are found to be useful descriptors of turbulence structure, and lead to a deeper understanding of some rather surprising observations from DNS and experiments.

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