scholarly journals PENGARUH TINGKAT FINANCIAL LITERACY DAN FAKTOR SOSIODEMOGRAFI TERHADAP PERILAKU KEPUTUSAN INVESTASI INDIVIDU

Author(s):  
Ni Made Dwiyana Rasuma Putri ◽  
Henny Rahyuda

The purpose of this study is to explain the influence level of financial literacy and sociodemographic factors on behavior of individual investment. Respondents are unmarried employees in Denpasar with a sample of 83 peoples. Determination of sample using non-probability sampling with accidental sampling approach.Data were analyzed by using Multiple Linear Regression Analysis. The results of this study indicate that the level of financial literacy has a positive effect on the behavior of individual investment decisions, whereas the differences in influence between men and women on the behavior of individual investment decisions and income negatively affect the behavior of individual investment decisions. Based on the results of statistical data financial literacy variables have the greatest influence in determining the behavior of individual investment decisions compared with sociodemographic factors. This explains that a person's knowledge of managing his personal finances is a key factor in determining an investment decision.

Author(s):  
IGA MERTHA DEWI ◽  
Ida Bagus Anom Purbawangsa

Research respondents are employees of PT Bank Pembangunan Daerah Bali Branch Renon with a sample of 76 people. Sampling technique in this research use random sampling. Data were analyzed by using Multiple Linear Regression Analysis. The result of this indicate that financial literacy, income has a positive effect on investment decision behavior, but the work period positively has no effect on investment decision behavior. This is because in the banking industry, the entire new employee and who have been working long time get the training and obtain informations about financial developments and financial conditions that occur at this time. In the other words the undertanding of financial literacy and employee behavior is almost the same. Based on the results of statistical data, financial literacy variables have the most influence in determining the behavior of investment decisions compared to income. This explains that a good understanding of finance is a major factor in determining an invesment decisions.


2019 ◽  
Vol 3 (2) ◽  
pp. 107-132
Author(s):  
Rizky Eko Harry Saputro ◽  
Diyan Lestari

This study aims to determine the effect of financial literacy and risk perception on student investment decisions in Jakarta. This study used a quantitative approach through questionnaires with as many as 120 respondents taken as sample which is obtained by using non-probability sampling technique and purposive sampling method. The research data is processed with SPSS, where the hypothesis is analyzed using t-test and multiple linear regression analysis. The results of this study indicate that financial literacy variable have a significant effect on investment decision, based on the t-test result which shows that t-count is higher in comparison to ttable (8,433>1,98045). Similarly, the risk perception variable have a significant effect on investment decision, which is shown by the higher tcount compared to t-table (2,319>1,98045).


2018 ◽  
Vol 6 (1) ◽  
pp. 1
Author(s):  
Aris Sasurya ◽  
Nadia Asandimitra

The main objective of this research is to examine theeffect of manajerial ownership, investment decision, funding decision, and dividend policy on firm value that listed on Indonesia Stock Exchange (IDX). In this study, firm value measured by Price Book Value (PBV). Samples used in this study consisted of 11 companies. This study used a purposive sampling method is by determining the number of samples taken to certain criteria. The data analysis technique used in this study is multiple linear regression analysis which previously has been tested with the classical assumption test. The results showed that simultaneously managerial ownership, investment decisions, funding decisions, and dividend significantly influence on firm value in the companies listed in Indonesia Stock Exchange. Partially managerial ownership and funding decisions does not affect on firm value in the companies listed in Indonesia Stock Exchange, while investment decisions and dividend policy positive effect on firm value in the Companies listed in Indonesia Stock Exchange


Author(s):  
Riska Rosdiana

The purpose of this study was to determine the effect of the level of financial literacy, herding behavior, risk-averse, risk perception on investment decisions in the Z generation, and the Millennial generation. Respondents are academicians in the Faculty of Economics and Business, Mercu Buana University who already have income, which includes: Lecturers, Staff, and Students aged 15 - 39 years. Determination of the sample using non-probability sampling with an accidental sampling approach. Data were analyzed using Multiple Linear Regression Analysis. The results showed that financial literacy, herding behavior, risk-averse, risk perception have a positive effect on investment decisions.


2019 ◽  
Vol 26 (1) ◽  
pp. 15
Author(s):  
Atika Syuliswati

The purpose of this study was to examine the direct effect of variables gender, age, GPA to financial literacy. This research is a quantitative research and the sample consist of 142 students Accounting Department of State Polytechnic Malang. Data analysis method used in this research is multiple linear  regression analysis with the help of SPSS Version 21 program. The results showed gender, age, and GPA significant and positive effect on financial literacy.


2021 ◽  
Vol 6 (1) ◽  
pp. 261
Author(s):  
Gita Sari Gustika ◽  
Hasanah Yaspita

Investment is a form of investment or capital to generate wealth, which will be able to provide returns, both present and future. Not a few people still do not understand how to invest properly and correctly, so many of them are deceived by investments by offering unreasonable interest returns and unclear investment management. By using financial literacy, it can make it easier for someone to understand and know things about finance and financial risks that may occur in order to avoid financial problems. This study aims to determine the effect of financial literacy on investment decisions in society, especially students. The case study in this research is the undergraduate student of the Sekolah Tinggi IlmuEkonomi Indragiri (STIE-I) Rengat. This study uses a comparative causal quantitative approach. Based on the calculation of the sampling using purposive sampling method with the Slovin formula.Results of Simple Linear Regression Analysis, jIf financial literacy is equal to 0 (zero), the amount of investment decisions will be 8.141 points, if financial literacy increases by 1 (one) unit, investment decisions will increase by 0.506 points. And hresult of partial test (t test, obtained t count is 8,434> t table 1,985, so it can be concluded that the Financial Literacy variable (X) has an effect on the Investment Decision variable (Y).


2019 ◽  
pp. 1
Author(s):  
Ni Luh Putri Dea Giantari ◽  
I Wayan Ramantha

This research was conducted to determine the effect of motivation consisting of career motivation and economics, family environment, accounting education and entrepreneurship education towards the interest in entrepreneurship in regular accounting majors at the Faculty of Economics and Business, Udayana University. The population in this study were students of regular accounting majors, Faculty of Economics and Business, Udayana University class of 2015. Methods: Determination of samples using saturated sampling techniques. The sample in the study amounted to 142 people. The method of data collection is a survey method with a questionnaire. The data analysis technique is the classic assumption test and multiple linear regression analysis. Based on the results of the analysis it was found that motivation which included career motivation and economics, family environment, accounting education, and entrepreneurship education had a positive effect on the interest in entrepreneurship in regular accounting majors.Keywords: Motivation, Environment, Education, Interest, Entrepreneurship.


2017 ◽  
Vol 3 (1) ◽  
Author(s):  
Tina Hartati Saputri Herma Wiharno Enung Nurhayati

The problem is an issue fee of a dilemma because the auditor received a fee from the company (client) to be audited. The purpose of this study to investigate the effect of audit risk and length of time of the determination of audit fee audit either simultaneously or partial. The object of this study is the auditor of public accounting firm in Bandung.This research method using descriptive and verification methods analyst. This study uses 8 public accounting firms and 100 auditors working in 8 shades that have been audited sample. As well as the technique used is purposive sampling analysis techniques, as well as the technique used is the technique of multiple linear regression analysis with the help of SPSS version 20.The results of this study showed that simultaneous Fhitung = 48.382> F table = 3.12 then Ho is rejected and Ha accepted, meaning that the risk of an audit, and the length of time the audit simultaneously significant effect on the determination of the audit fee. In the test Partial obtained the value t = 3.112> table = 1.666 then Ho is rejected and Ha accepted, meaning that audit risk positive and significant impact on the determination of the audit fee, and t = 4.826> table = 1.666 then Ho is rejected and Ha accepted, meaning the length of time the audit positive and significant impact on the determination of the audit fee.From the results of research and discussion can be concluded that simultaneous audit risk and the length of time the audit affect the determination of audit fee survey on auditor Public Accounting Firm in Bandung, then partially, audit risk positive effect on the determination of the audit fee and the length of time the audit positive effect on the determination audit fee.


2021 ◽  
Vol 2 (2) ◽  
pp. 107-109
Author(s):  
Arini Handayani ◽  
Husain Hamka ◽  
Syamsuddin Maldun

Penelitian ini bertujuan untuk menganalisis pengaruh pendidikan dan latihan terhadap pengembangan SDM pada Dinas Kepariwisataan Kabupaten Kepulauan Selayar dan motivasi kerja terhadap pengembangan SDM pada Dinas Kepariwisataan Kabupaten Kepulauan Selayar. Jenis  penelitian ini adalah kuantitatif deskriptif, populasi dan sampel dalam penelitian berjumlah 50 pegawai. Penentuan sampel menggunakan teori slavin, penelitian ini dianalisis melalui Analisis regresi Linear berganda dengan bantuan software SPSS 23. Hasil penelitian menunjukkan bahwa pendidikan dan latihan berpengaruh positif dan signifikan pengembangan SDM pada Dinas Kepariwisataan Kabupaten Kepulauan Selayar. Lingkungan kerja berpengaruh positif terhadap pengembangan SDM pada Dinas Kepariwisataan Kabupaten Kepulauan Selayar. This study aims to education and training have a positive effect on the development of human resources at the Selayar Islands District Tourism Office and work motivation have a positive effect on the development of HR in the Selayar Islands District Tourism Office. This type of research is descriptive quantitative, and the population and the sample in the study counted for 50 employees. Determination of the sample using the slavin theory and this study was analyzed through multiple linear regression analysis with the help of SPSS 23 software. The results showed that education and training had a positive and significant effect on HR development in the Selayar Islands District Tourism Office and work environment had a positive and significant effect on HR development in the Selayar Islands District Tourism Office.


2019 ◽  
Vol 17 (1) ◽  
pp. 57-73
Author(s):  
Bella Silvia ◽  
Fika Azmi

This study aims to analyze the factors that influence the perception of MSME entrepreneurs regarding the importance of SAK EMKM-based financial statements. These factors include the level of education, utilization of information technology, length of business, turnover and provision of information and socialization of SAK EMKM. The data used in this study was obtained from a questionnaire. The population in this study was furniture SMEs in Jepara Regency. Determination of the sample used quota sampling so that 75 furniture SMEs were selected in Jepara Regency. The data analysis tool used is multiple linear regression analysis. The results showed that the level of education, utilization of information technology and length of business did not affect the perception of MSME entrepreneurs regarding the importance of SAK EMKM-based financial statements. However, the turnover and the provision of information and socialization of SAK EMKM had a positive effect on the perception of MSME entrepreneurs regarding the importance of EMKM-based SAK financial statements in furniture SMEs in Jepara District.


Sign in / Sign up

Export Citation Format

Share Document