scholarly journals PENGARUH LITERASI KEUANGAN TERHADAP GAYA HIDUP KONSUMTIF DI KALANGAN PEKERJA

2020 ◽  
Vol 18 (2) ◽  
pp. 215
Author(s):  
Ali Farhan
Keyword(s):  
Multiple Regression ◽  
Classical Theory ◽  
Financial Literacy ◽  
Income Levels ◽  
Consumptive Behavior ◽  
Consumption Theory ◽  
Regression Tests ◽  
Positive Effect

The study aims to test the influence between financial literacy and lifestyle on consumptive behaviour among workers, as well as to test the classic assumption in Keynes ' consumption theory, stating that consumption levels are affected by Income levels. This study was conducted using multiple regression tests that show the conclusion that financial literacy negatively affects the consumptive behaviour and lifestyle of positive effect on consumptive behavior, it contradicts With the classical theory of consumption caused this research is consistent with previous research among students (Pulungan and Febriaty, 2018; Lutfi and Herawati, 2015; Fauzia and Nurdin, 2019), consumption was not influenced by the level of income but also the level of financial literacy and lifestyle.

scholarly journals The Influence of Financial Literacy, Lifestyle and Self-Control on the Consumption Behavior of Economic Education Student

2021 ◽  
Vol 8 (8) ◽  
pp. 496-503
Author(s):  
Ririn Eka Fariana ◽  
Bayu Surindra ◽  
Zainal Arifin
Keyword(s):  
Financial Literacy ◽  
Sampling Technique ◽  
Economic Education ◽  
Self Control ◽  
Research Approach ◽  
Education Student ◽  
Sample Collection ◽  
Descriptive Research ◽  
Consumptive Behavior ◽  
Positive Effect

The purpose of this study was to determine financial literacy and lifestyle as well as self-control on the consumptive behavior of Economic Education students at UNP Kediri. This research approach used a quantitative approach as well as descriptive research techniques and multiple linear regressions. The sample collection used was a purposive sampling technique totaling 46 students. The results of this study indicated that financial literacy had a positive effect and had a significant value on student consumptive behavior, this can be seen in the value of Sig 0.027 <0.05. This lifestyle had a positive effect and had a significant value on the consumptive behavior of students, this could be seen in the value of Sig 0.038 <0.05. Self-control had a positive effect and had a significant value also on the consumptive behavior of students, this could be seen in the value of Sig 0.002 <0.05. Financial literacy, lifestyle and self-control had a significant and significant effect on the consumptive behavior of students, this could be seen in the value of Sig 0.000 <0.05. Keywords: Financial Literacy, Lifestyle, Self Control, Consumptive Behavior.

scholarly journals PENGARUH KEPEMIMPINAN KEPALA SEKOLAH, IKLIM ORGANISASI DAN MOTIVASI KERJA TERHADAP KINERJA GURU SEKOLAH MENENGAH KEJURUAN SE-KABUPATEN HALMAHERA UTARA

2018 ◽  
Vol 21 (1) ◽  
Author(s):  
Tomi Itje
Keyword(s):  
Organizational Climate ◽  
Multiple Regression ◽  
Principal Leadership ◽  
Learning Process ◽  
Work Motivation ◽  
Teacher Performance ◽  
Positive Influence ◽  
Vocational Schools ◽  
Regression Tests ◽  
Positive Effect

The purpose of this study was to determine the influence of the principal's leadership, organizational climate and work motivation on teacher performance in Vocational Schools in North Halmahera Regency both partially and simultaneously. Data from the analysis in this study shows that the Principal Leadership is in the good category in the implementation task. Besides that, the organizational climate shows good creation of a safe, comfortable atmosphere and hangs up the fun learning process. While work motivation both internal and external encouragement reaches the desired expectations. Based on multiple regression tests partially shows that the leadership of the principal, organizational climate does not have a positive influence on teacher performance. While work motivation has a positive and partial effect on the performance and simultaneously leadership of the principal, organizational climate, work motivation of this variable together have a positive effect on teacher performance.

scholarly journals Pengaruh Literasi Keuangan dan Perilaku Keuangan terhadap Keputusan Investasi Mahasiswa

2020 ◽  
Vol 10 (2) ◽  
pp. 126
Author(s):  
I Wayan Yasa Adi Upadana ◽  
Nyoman Trisna Herawati
Keyword(s):  
Financial Literacy ◽  
Investment Decisions ◽  
Financial Behavior ◽  
Descriptive Data ◽  
Analysis Techniques ◽  
Benchmark Data ◽  
Spss Software ◽  
Regression Tests ◽  
Positive Effect ◽  
Program Version

The purpose of this study is to find out and measure how the influence of Financial Literacy and Financial Behavior on Student Investment Decisions and also the differences in investment decisions between students of Udayana University and Ganesha Education University. This research is quantitative or related to numbers as a benchmark. Data were collected using a questionnaire or questionnaire using random sampling techniques distributed to 200 respondents or students. In this study, researchers used descriptive data analysis techniques, regression tests and t-test different tests with the help of SPSS software program version 24. The results of this study indicate that financial literacy has a positive effect on investment decisions. Financial behavior has a positive effect on investment decisions. The results of this study also showed that there were no differences in student investment decisions

scholarly journals Determinan Perilaku Pengelolaan Keuangan di Kecamatan Kajoran Kabupaten Magelang

2021 ◽  
Vol 3 (1) ◽  
pp. 53-69
Author(s):  
Agung Nurrohmat ◽  
Himawan Arif Sutanto
Keyword(s):  
Locus Of Control ◽  
Linear Regression ◽  
Financial Literacy ◽  
Financial Management ◽  
Sampling Method ◽  
Management Behavior ◽  
Regression Test ◽  
Consumptive Behavior ◽  
Positive Effect ◽  
Research Show

Financial management behavior is one of the main topics of discussion at this time. Because it is related to consumptive behavior in the community in Indonesia, and especially in the community of Kajoran sub-district. This research aims to determine the effect on financial literacy, financial attitude, income and locus of control financial management behavior. 100 people take as respondent using accidental sampling method. Analytical method uses linear regression test. The research show that financial literacy, financial attitude and locus of control have positive effect on financial management behavior. While income doesn’t affect on financial management behavior

PENGARUH GAYA HIDUP DAN LITERASI KEUANGAN TERHADAP PERILAKU KONSUMTIF BERBELANJA ONLINE PADA IBU RUMAH TANGGA DI KECAMATAN LUBUK BEGALUNG KOTA PADANG

2019 ◽  
Vol 4 (3) ◽  
pp. 548
Author(s):  
Rika Wahyuni ◽  
Hadi Irfani ◽  
Isna Asyri Syahrina ◽  
Rina Mariana
Keyword(s):  
Data Collection ◽  
Multiple Regression ◽  
Significant Influence ◽  
Financial Literacy ◽  
Online Shopping ◽  
Quantitative Approach ◽  
Survey Method ◽  
Research Approach ◽  
Purposive Sampling ◽  
Consumptive Behavior

<p>Penelitian ini bertujuan untuk membuktikan (1) Pengaruh Gaya Hidup terhadap Perilaku konsumtif berbelanja <em>online</em>, (2) Pengaruh Literasi Keuangan terhadap Perilaku konsumtif berbelanja <em>online</em>, (3) Pengaruh Gaya Hidup dan Literasi Keuangan terhadap Perilaku konsumtif berbelanja <em>online</em>. Penelitian pada Ibu Rumah Tangga di Kecamatan Lubuk Begalung Kota Padang. Penelitian ini menggunakan pendekatan kuantitatif, sedangkan metode yang digunakan adalah metode <em>survey</em>. Populasi yaitu ibu rumah tangga yang pernah berbelanja <em>online</em>. Jumlah sampel yang diambil sebanyak 50 orang ditentukan dengan teknik <em>purposive sampling</em>. Pengumpulan data menggunakan kuesioner dan dokumentasi. Data diolah menggunakan regresi berganda. Hasil penelitian menunjukkan bahwa (1) Gaya hidup memiliki pengaruh yang signifikan terhadap perilaku konsumtif berbelanja <em>online</em> pada ibu rumah tangga di Kecamatan Lubuk Begalung Kota Padang, (2) Literasi keuangan memiliki pengaruh yang signifikan terhadap perilaku konsumtif berbelanja <em>online</em> pada ibu rumah tangga di Kecamatan Lubuk Begalung Kota Padang dan (3) Gaya hidup dan literasi keuangan memiliki pengaruh yang signifikan secara simultan terhadap perilaku konsumtif berbelanja <em>online</em> pada ibu rumah tangga di Kecamatan Lubuk Begalung Kota Padang.<em></em></p><p><em><br /></em></p><p><em>This study aims to prove (1) Effect of Lifestyle on Consumptive Behavior Of Online Shopping, (2) Effect of Financial Literacy on Consumptive Behavior Of Online Shopping, (3) Effect of lifestyle and financial literacy on Consumptive Behavior Of Online Shopping. Research on housewives in Lubuk Begalung District Padang City. The research approach that will be used in this research is quantitative approach, while the method used is survey method. The population is housewives who ever shop online. The number of samples taken as many as 50 people using purposive sampling. Data collection using questionnaires and documentation. The data were processed using multiple regression. The result of the research shows that (1) Lifestyle has a significant influence on Consumptive Behavior of online shopping on housewives in Lubuk Begalung District Padang City, (2) Financial Literacy has a significant influence on consumptive behavior of online shopping on housewives in Lubuk Begalung District Padang City and (3) Lifestyle and Financial Literacy has a significant influence on Consumptive Behavior of online shopping on housewives in Lubuk Begalung District Padang City</em>.</p><p> </p><pre> </pre>

scholarly journals Pengaruh Atmosphere, Fasilitas, dan Word Of Mouth Terhadap Minat Menginap Di Hotel

2019 ◽  
Vol 7 (3) ◽  
pp. 325-330
Author(s):  
Rendy Wijaya ◽  
Tarida Marlin Surya Manurung
Keyword(s):  
Multiple Regression ◽  
Word Of Mouth ◽  
Sampling Technique ◽  
Coefficient Of Determination ◽  
Test Determination ◽  
Simultaneous Testing ◽  
Independent Variable ◽  
Regression Tests ◽  
Positive Effect

This study aims to analyze the effect of Atmosphere, Facilities, and Word of Mouth on the Interest of the Guests' Stay at Padjadjaran Suites Resort and Convention Hotel Bogor Nirwana Residence. To answer the purpose of the study used multiple regression tests which include simultaneous and partial tests as well as the coefficient of determination test. Determination of the number of samples carried out by the Roscoe technique of 100 guests and then determined as respondents with a purposive sampling technique. The results showed that the atmosphere partially influences the interest in staying guests in hotels, facilities partially influences the interest in staying guests in hotels, and Word of Mouth partially influences the interest in staying guests in hotels, as well as from the results of simultaneous testing or F tests obtained the results of Atmosphere, Facilities and Word of Mouth have a positive effect on Interest in Stay. Whereas in the multiple regression table the Atmosphere variable 0.282 states a score of 0.282, the Facility variable 0.365 states a score of 0.365 and in the Word of Mouth variable 0.663 states a score of 0.663 and an R square value of 0.544 is obtained, which means the dependent variable is influenced by the independent variable of 54, 4% while the remaining 45.6 is influenced by other variables not examined   Keywords : atmosphere, facilities, word of mouth, attitude, stay interest

Factors Affecting Financial Literacy of Vietnamese Adults: A Case Study for Hanoi and Nghe An

2017 ◽  
Vol 33 (2) ◽  
Author(s):  
Tue Nguyen Dang
Keyword(s):  
Higher Education ◽  
Multiple Regression ◽  
Financial Literacy ◽  
Urban Areas ◽  
Logistic Models ◽  
Factors Affecting ◽  
Financial Behaviors ◽  
Financial Decisions ◽  
Literacy Level

This research examines the factors affecting the financial literacy of Vietnamese adults. Using a sample of 266 observations of adults in 2 big cities in Vietnam (Hanoi and Vinh in Nghe An Province), the author evaluates the literacy level of adults in these urban areas. The financial literacy of the interviewed people is low. The multiple regression results show that lower financial literacy levels associate with higher age and married status and higher financial literacy levels associate with higher education, more family members, the person making financial decisions and the person attending a useful financial course. This research also explores the association between financial literacy and financial behaviors of individuals employing logistic models. It is found that higher financial literacy associates with less probability of overspending and higher probability of saving money and careful spending. Higher financial literacy is also found to associate with higher probability of opening a savings account and making various investments. 

ANALISIS EFEKTIVITAS PROGRAM USAHA AGRIBISNIS PERDESAAN (PUAP) SERTA DAMPAKNYA TERHADAP TINGKAT PENDAPATAN PETANI (STUDI KASUS PADA GABUNGAN KELOMPOK TANI TELUK JAYA)

2014 ◽  
Vol 5 (2) ◽  
Author(s):  
Yudi Triyanto
Keyword(s):  
Poverty Alleviation ◽  
F Test ◽  
Income Levels ◽  
Before And After ◽  
Program Funding ◽  
Independent Variable ◽  
Farmer Income ◽  
Positive Effect ◽  
Group Association

Study the effectivity analysis of Program Usaha Agribisnis Perdesaan (PUAP) and its impact on farmer income levels (case study of the Teluk Jaya Farmers Group Association) aims to 1. knowing how large the effectivity of PUAP funds is for income levels in poverty alleviation in Teluk Desa Sentosa Panai Hulu Subdistrict, 2. to analyze and determine the level of income of Gapoktan Teluk Jaya Farming Business in Teluk Sentosa, Panai Hulu Subdistrict before and after receiving PUAP assistance. The results showed that the effectivity of PUAP program funding is very effective and good, it can be seen from the results of the F test of 12.406 with a significant level of 0.000 while the F value of the table is 2.051. When compared to the value of F test (12.406) > Ftable (2.051) at α 5%, it was concluded that simultaneously the effectivity variable and the PUAP program had a positive effect. The increase in income of the Teluk Jaya Farmers Group in Teluk Sentosa after receiving PUAP funds can be known from the t table for the effectivity variable of 2.663 and the PUAP program for 1.270 with a significant value for each independent variable (2.051); (0.073). Whereas for the t table value in the distribution statistics t table with the level of test α = 5% and df1 = 27 of 2,051. Based on the criteria that if the value is t count> t table); namely (2.663> 2,051) (1,270> 2,051) so that it can be concluded that the effectivity variable partially has a positive and significant effect on the income level.Keywords : effectivity variable,  income level, PUAP program

PENGARUH PELATIHAN DAN MOTIVASI TERHADAP KINERJA KARYAWAN PADA KOPILOKA 3.0 PALEMBANG TAHUN 2021

2021 ◽  
Vol 1 (2) ◽  
pp. 145-152
Author(s):  
Juni Eliana Prasetya N ◽  
Moh. Faizal ◽  
Choirunnisak Choirunnisak
Keyword(s):  
Regression Analysis ◽  
Data Analysis ◽  
Multiple Regression Analysis ◽  
Multiple Regression ◽  
Work Motivation ◽  
Employee Performance ◽  
Independent Variables ◽  
Analysis Technique ◽  
Level Of Training ◽  
Positive Effect

In this study, there are results that contradict the theory which states that the higher the level of training and motivation, the employee's performance should increase.  In this study, training had no effect and motivation had no positive effect. This study aims to determine the effect of training and work motivation on employee performance in Kopiloka 3.0.  The population in this study were all employees at Kopiloka 3.0, which amounted to 15 people with a sample of 15 people using saturated sampling.  The data analysis technique in this study used SPSS 24 software, which consisted of data quality test, classical assumption test, multiple regression analysis, and hypothesis testing. By using multiple regression analysis, the results of the study show that training has no effect on employee performance.  Motivation has a significant effect on employee performance.  Simultaneously (together) the independent variables of training and motivation have an effect on employee performance.

scholarly journals PENGARUH LITERASI KEUANGAN, PENDAPATAN SERTA MASA BEKERJA TERHADAP PERILAKU KEPUTUSAN INVESTASI

2018 ◽  
pp. 1867 ◽  
Author(s):  
IGA MERTHA DEWI ◽  
Ida Bagus Anom Purbawangsa
Keyword(s):  
Financial Literacy ◽  
Investment Decision ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Decision Behavior ◽  
Financial Conditions ◽  
New Employee ◽  
Long Time ◽  
Positive Effect

Research respondents are employees of PT Bank Pembangunan Daerah Bali Branch Renon with a sample of 76 people. Sampling technique in this research use random sampling. Data were analyzed by using Multiple Linear Regression Analysis. The result of this indicate that financial literacy, income has a positive effect on investment decision behavior, but the work period positively has no effect on investment decision behavior. This is because in the banking industry, the entire new employee and who have been working long time get the training and obtain informations about financial developments and financial conditions that occur at this time. In the other words the undertanding of financial literacy and employee behavior is almost the same. Based on the results of statistical data, financial literacy variables have the most influence in determining the behavior of investment decisions compared to income. This explains that a good understanding of finance is a major factor in determining an invesment decisions.

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