scholarly journals Effect of Financial Literation and Financing-Effectivity toward the Growth of Small Enterprises: Case Study in Bank Syariah Mandiri, Majalengka

2019 ◽  
Vol 4 (2) ◽  
pp. 163
Author(s):  
Robiatul Hikmah ◽  
Diana Djuwita ◽  
Ridwan Widagdo
Keyword(s):  
Linear Regression ◽  
Financial Literacy ◽  
Quantitative Research ◽  
Business Development ◽  
Small Enterprises ◽  
Test Results ◽  
Significant Positive Effect ◽  
Simultaneous Test ◽  
Positive Effect

Purposes: This study aims to determine the effect partially and simultaneously between financial literacy and financing effectiveness on business development in Micro Warung financing in Bank Syariah Mandiri Majalengka Branch.Design/Methodology/Approach: This study uses a type of quantitative research. The number of samples is 80 respondents. The technique of collecting data through questionnaires and documentation.Analysis of the data used are research instruments, classical assumptions, multiple linear regression, determinant test, and hypothesis testing, research using SPSS version 20.Findings: The partial test results show that financial literacy variables have a significant positive effect on business development, financing effectiveness has a significant positive effect on development business. The simultaneous test results show that there is a positive and significant influence between financial literacy and financing effectiveness on business development. The effect of financial literacy and financing effectiveness contributes 73.12% to business development.Originality/Value: Main contribution of the article is identified from its issues selected to reach new insight on relationship between financial literation, financing effectivity toward growth of small enterprises. This, exactly, can be a model for previous research on related-issues.

scholarly journals PENGARUH KUALITAS LAYANAN DAN KEPERCAYAAN TERHADAP KEPUASAN NASABAH DALAM MENGGUNAKAN BRI MOBILE (BRIMO)

account ◽  
2021 ◽  
Vol 8 (1) ◽  
Author(s):  
Asri Mandiri ◽  
Efri Yanto ◽  
Elisabeth Metekohy
Keyword(s):  
Linear Regression ◽  
Customer Satisfaction ◽  
Service Quality ◽  
Multiple Linear Regression ◽  
Mobile Banking ◽  
Significant Positive Effect ◽  
Simultaneous Test ◽  
Analysis Technique ◽  
Customer Trust ◽  
Positive Effect

ABSTRACT  This research aims to analyze the effect of service quality and trust on customer satisfaction in using BRIMobile (BRImo) partially and simultaneously. The sample in this research consisted of 100 customers of Bank Rakyat Indonesia. The analysis technique used is multiple linear regression with analysis tools, namely SPSS Version 26.0. The results of this research partially indicate that service quality and customer trust have a significant positive effect on customer satisfaction in using BRI Mobile (BRImo). Based on the results of the simultaneous test, it was found that service quality and customer trust had a significant positive effect on customer satisfaction in using BRI Mobile (BRImo).   Keywords: Service Quality, Customer Trust, Mobile Banking, BRI, Customer Satisfaction ABSTRAK Penelitian ini bertujuan untuk menganalisis pengaruh kualitas layanan dan kepercayaan terhadap kepuasan nasabah dalam menggunakan BRI Mobile (BRImo) secara parsial dan simultan. Sampel dalam penelitian ini terdiri dari 100 nasabah Bank Rakyat Indonesia. Teknik analisis yang digunakan adalah regresi linear berganda dengan alat bantu analisis yaitu SPSS Versi 26.0. Hasil penelitian ini secara parsial menunjukkan bahwa kualitas layanan dan kepercayaan berpengaruh positif signifikan terhadap kepuasan nasabah dalam menggunakan BRI Mobile (BRImo). Berdasarkan hasil uji simultan, ditemukan bahwa kualitas layanan dan kepercayaan berpengaruh positif signifikan terhadap kepuasan nasabah dalam menggunakan BRI Mobile (BRImo).   Kata kunci: Kualitas layanan, Kepercayaan, Mobile Banking, BRI, Kepuasan Nasabah

scholarly journals EFFECT OF WORK MOTIVATION, COMMUNICATION, AND TRAINING ON EMPLOYEE PERFORMANCE AT PT. PARAMA TIRTA MULYA SEJAHTERAH

2020 ◽  
Vol 4 (2) ◽  
pp. 166-179
Author(s):  
Mira Yona ◽  
Jeffi Mutiara
Keyword(s):  
Quantitative Research ◽  
Work Performance ◽  
Work Motivation ◽  
Employee Performance ◽  
Sampling Technique ◽  
Positive Influence ◽  
Test Results ◽  
Significant Positive Effect ◽  
Validity And Reliability ◽  
Positive Effect

This study aims to determine the effect of work motivation, work communication and job training on the performance of  PT Parama Tirta Mulya Sejahterah employees. Both partially and simultaneously. The type of this research is quantitative research. The population of this study is all employees of PT. 43 employees. Sampling technique is done by saturated sampling technique. Data is obtained using a questionnaire (questionnaire) that is tested for validity and reliability. The results of data analysis found that there was a positive influence between motivation on employee performance with the coefficient value b1 = 0.452. There was a positive influence between work communication on employee performance with a coefficient value of b2 = 0.038. There was a positive influence between training )on employee performance with a coefficient value of b3 = 0.333. There was a significant positive effect of employee performance, Partial Test Results (t-test) between work motivation with work performance wan shows the value of t-count greater than t-table (3,829> 2,601), between communication and employee performance shows the value of t-count greater than t-table value (2,808> 2,016), and between training and employee performance shows the value of t-count greater than t-table value (2,213> 2,016), this shows that there is a significant positive effect partially. The result of the calculated F value is 44.981 and the probability of significance is 0.000.

scholarly journals Pengaruh Gender, Usia, IPK Terhadap Literasi Keuangan Mahasiswa Jurusan Akuntansi Politeknik Negeri Malang

2019 ◽  
Vol 26 (1) ◽  
pp. 15
Author(s):  
Atika Syuliswati
Keyword(s):  
Regression Analysis ◽  
Data Analysis ◽  
Linear Regression ◽  
Financial Literacy ◽  
Quantitative Research ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Analysis Method ◽  
Department Of State ◽  
Positive Effect

The purpose of this study was to examine the direct effect of variables gender, age, GPA to financial literacy. This research is a quantitative research and the sample consist of 142 students Accounting Department of State Polytechnic Malang. Data analysis method used in this research is multiple linear  regression analysis with the help of SPSS Version 21 program. The results showed gender, age, and GPA significant and positive effect on financial literacy.

scholarly journals THE EFFECT OF RAMADAN MONTH ON STOCK RETURN AND VOLATILITY OF A SHARIA-BASED INDEX

2021 ◽  
Vol 2 (2) ◽  
pp. 119-133
Author(s):  
Arief Rahmatullah ◽  
Putu Anom Mahadwartha ◽  
Endang Ernawati
Keyword(s):  
Linear Regression ◽  
Stock Returns ◽  
Stock Return ◽  
T Test ◽  
Test Results ◽  
Significant Positive Effect ◽  
Dummy Variable ◽  
Average Return ◽  
Study Results ◽  
Positive Effect

This study aims to examine the effect of a religious-related calendar anomaly, namely Ramadan, on stock return and volatility of a Sharia-based index in Indonesia. This study used the GARCH (p,q) method and linear regression to examine the effect of Ramadan on stock returns and volatility, with Ramadan as a dummy variable. This study results show that Ramadan month has a significant positive effect on stock returns, or it can be said that an anomaly occurs during Ramadan month. Meanwhile, volatility during Ramadan month is negative and not significant. This study also exercised a T-test to support the GARCH regression (p,q) and linear regression results. The t-test results show that the average return during Ramadan is higher than in other months. Meanwhile, the average volatility during Ramadan is lower than in other months.

scholarly journals The Effect Of Business Competition, Brand Equity, And Islamic Work Ethos On Business Development With Religiosity As Variable Intervening (Case Study Of Smes In Boyolali Regency)

2021 ◽  
Vol 1 ◽  
pp. 291-300
Author(s):  
Putri Mulyanah ◽  
Nila Saadati
Keyword(s):  
Brand Equity ◽  
Work Ethic ◽  
Business Development ◽  
Significant Positive Effect ◽  
Insignificant Effect ◽  
Islamic Work Ethic ◽  
Work Ethos ◽  
Positive Effect

The results of this study indicate that business competition, Islamic work ethic and religiosity have a positive and significant impact on business development. Brand equity has no significant positive effect on business development. Business competition has a negative and insignificant effect on religiosity. Brand equity has a positive and insignificant effect on religiosity, while Islamic work ethic has a positive and significant effect on religiosity. Religiosity is able to mediate the Islamic work ethic variable on business development. However, religiosity is not able to mediate the variables of business competition and brand equity on business development. Keywords: Business Competition, Brand Equity, Islamic Work Ethic, Religiosity, Business Development

scholarly journals PENGARUH SIKAP KEUANGAN DAN PERILAKU KEUANGAN TERHADAP LITERASI KEUANGAN

2019 ◽  
Vol 2 (1) ◽  
Author(s):  
Wilda Rahmayanti ◽  
Hanifa Sri Nuryani ◽  
Abdul Salam
Keyword(s):  
Financial Literacy ◽  
Quantitative Research ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Financial Behavior ◽  
Significant Positive Effect ◽  
Significance Level ◽  
A Value ◽  
Positive Effect

This study aims to examine the effect of financial attitude and financial behavior on financial literacy (case study on the housewives in the Lito Village, Moyo Hulu Subdistrict, Sumbawa District). This research is a quantitative research with a causal method. The method of data collection was done by distributing questionnaires to 125 respondents, namely the housewives in the Lito Village, Moyo Hulu Subdistrict, Sumbawa Regency. The sampling technique uses purposive sampling. Data analysis used is multiple linear regression analysis. Based on the results of the study it can be concluded that financial attitudes a significant positive effect on financial literacy with a value of 4.382> 1,657 and a significance level (α) 0,000 <0.05, financial behavior has a significant positive effect on financial literacy with a value of 5,060> 1,657 and a significance level (α) of 0,000 <0.05 and the level of financial literacy of housewives is very high 98.4% (>76%).

scholarly journals ANALISIS KINERJAKEUANGAN PERBANKAN TERHADAP NILAI PERUSAHAAN DENGAN ROA SEBAGAI VARIABEL INTERVENING

2018 ◽  
Vol 7 (1) ◽  
pp. 86-94
Author(s):  
Diyah Santi Hariyani
Keyword(s):  
Financial Performance ◽  
Firm Value ◽  
Quantitative Research ◽  
Sampling Method ◽  
Least Square ◽  
Test Results ◽  
Significant Positive Effect ◽  
Company Value ◽  
Positive Effect ◽  
Analyze Data

Purpose this study analyze Financial Performance to firm value with ROA as intervening variable. Quantitative research, with purposive sampling method of banking companies listed on the BEI 2012-2014, which meets the criteria has been selected as a sample of 11 companies. To analyze data by Least Square (PLS) approach. Hypothesis testing in this study using path analysis and sobel test. Results of this research: CAR, NPL, NIM, LDR and BOPO have a significant effect on ROA. CAR, LDR and ROA have a significant positive effect on firm value. NPL, NIM, BOPO have no effect on company value. And ROA is variable able to mediate the influence of CAR, NPL, NIM, LDR and BOPO to firm value.

PENGARUH DOW JONES ISLAMIC MARKET INDEKS (DJIM) DAN HARGA EMAS DUNIA TERHADAP JAKARTA ISLAMIC INDEKS (JII) PRIODE 2014-2018

2020 ◽  
Vol 2 (2) ◽  
pp. 1-14
Author(s):  
Agus Salihin
Keyword(s):  
Time Series ◽  
Linear Regression ◽  
Quantitative Research ◽  
Secondary Data ◽  
Coefficient Of Determination ◽  
Significant Positive Effect ◽  
Market Index ◽  
Analysis Technique ◽  
The World ◽  
Positive Effect

Abstract The purpose of this study was to determine the effect of the Dow Jones Islamic Market Index (DJIM) and World Gold Prices on the Jakarta Islamic Index (JII) for the 2014-2018 Period. This type of research uses descriptive quantitative research. The data used is secondary data in the form of a time series with a period of 5 (five) years namely 2014 to 2018. The analysis technique uses multiple linear regression with the help of the SPSS persi program 16.0. Based on the results of the analysis it can be concluded that partially and simultaneously the Dow Jones Islamic Market Index (DJIM) and World Gold Prices have a significant positive effect on the Jakarta Islamic Index (JII) for the 2014-2018 Period. From the results of the analysis of the coefficient of determination (Adjusted R Square) the Dow Jones Islamic Market Index (DJIM) variable, and the World Gold Price can affect the Jakarta Islamic Index for the 2014-2018 period by 34.8% while the remaining 65.2% is influenced by other variables Keywords: Dow Jones Islamic Market Index, World Gold Prices, and Jakarta Islamic Index Abstrak Tujuan penelitian ini untuk mengetahui Pengaruh Dow Jones Islamic Market Indeks (DJIM) dan Harga Emas Dunia Terhadap Jakarta Islamic Indeks (JII) Priode 2014-2018. Jenis penelitian ini menggunakan penelitian kuantitatif deskriptif. Data yang digunakan merupakan data sekunder berupa rangkai waktu (time series)  dengan priode 5 (lima) tahun yakni tahun 2014 sampai dengan tahun 2018. Teknik analisis menggunakan regresi linier berganda dengan bantuan program SPSS persi 16.0. Berdasarkan hasil analisis dapat disimpulkan bahwa secara parsial dan simultan Dow Jones Islamic Market Indeks (DJIM) dan Harga Emas Dunia berpengaruh positif signifikan terhadap Jakarta Islamic Indeks (JII) Priode 2014-2018. Dari hasil analisis koefisien determinasi (Adjusted R Square) variabel Dow Jones Islamic Market Indeks (DJIM), dan Harga Emas Dunia dapat mempengaruhi Jakarta Islamic Indeks priode 2014-2018 sebesar 34,8%  sedangkan sisanya 65.2% dipengaruhi oleh variabel lain Kata Kunci : Dow Jones Islamic Market Indeks, Harga Emas Dunia, dan Jakarta Islamic Indeks

scholarly journals The Effect of Price, Product Quality and Brand Image on the Interest in Purchasing Two Good Bakery Products

2021 ◽  
Author(s):  
Nicholas Francois Gunawan ◽  
Christian Herdinata
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Product Quality ◽  
Quantitative Research ◽  
Brand Image ◽  
Research Approach ◽  
Bakery Products ◽  
Significant Positive Effect ◽  
Purposive Sampling ◽  
Positive Effect

This study aimed to determine the effect of price (X1 ), product quality (X2 ), and brand image (X3 ) on the interest to purchase (Y) Two Good products. A quantitative research approach was taken. Purposive sampling was used. There were 98 respondents. A questionnaire with a Likert scale was used to collect the data, which were analyzed using multiple linear regression processed with SPSS 25 Software. The price and product quality had a significant positive effect on the interest in buying Two Good products, while brand image did not. Keywords: price, product quality, brand image, buying interest

scholarly journals Engaging Halal Lifestyle toward Purchase Intention of Event Marketing : A Study on Car Free Day Activities in Aceh

2020 ◽  
Vol 1 (3) ◽  
Author(s):  
Yusniar Yusniar ◽  
Jumadil Saputra ◽  
Yuni Gemasih Tebec ◽  
Laili Suhairid
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Purchase Intention ◽  
Primary Data ◽  
Test Results ◽  
Statistical Tools ◽  
Event Marketing ◽  
Simultaneous Test ◽  
Positive Effect ◽  
Banda Aceh

This study aims to be able to test and analyze the effect of halal lifestyle, price and location on purchase intention in the activities of the Banda Aceh City Car Free Day. The method used is quantitative with Non Probability Sampling in the form of purposive sampling. The data used is primary data, which is obtained directly from the object to be studied in the form of respondents' perceptions by circulating a list of questions in the form of a questionnaire to 100 respondents. Data were analyzed using multiple linear regression statistical tools. The partial test results show that the location variable does not have a positive and significant effect on purchase intention, while the price and halal lifestyle have a positive effect on purchase intention. The simultaneous test results also show that location, price and halal lifestyle variables have a positive and significant effect on purchase intention in the Banda Aceh City Car Free Day activities.

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