The Influence of the Size of the Board of Commissioners, Size of the Board of Directors, Size of the Audit Committee, and Company Size on Banking Performance at Indonesian Regional Development Banks in 2015-2020

This research is motivated by the fact that the ROA of Regional Development Banks in 2015-2019 fluctuated, this shows that there are factors that influence it, one of which is Good Corporate Governance. By implementing Good Corporate Governance and supported by the mechanism will improve banking performance. Banking performance is influenced by the size of the Board of Commissioners, the size of the Board of Directors, the size of the Audit Committee, and the size of the company. The formulation of the problem in this study is how do the size of the board of commissioners, the size of the board of directors, the size of the audit committee, and the size of the company affect banking performance at the regional development banks of Indonesia in 2015-2020?. By using a quantitative approach and the type of secondary data as well as the number of samples of 12 banks were taken using the purposive sampling technique. Data processing using E-Views10 with panel data regression analysis techniques. The results of this study are partially the size of the Board of Commissioners, the size of the Board of Directors, and the size of the company have no significant effect on banking performance. Meanwhile, the size of the Audit Committee has a negative and significant effect on banking performance. Simultaneously the size of the Board of Commissioners, the size of the Board of Directors, the size of the Audit Committee, and the size of the company have a significant effect on banking performance.

An Analyzing Of Factors Affecting on Profitability In BRI Syariah

The research is motivated by the level of profitability which is a benchmark for Islamic banks in generating profits which is still not stable and tends to decrease every year. The factors that can affect the level of profitability of Islamic banks are Third Party Funds (DPK), Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR), Net Operating Margin (NOM), and Operating Expenses for Operating Income ( BOPO). The purpose of this study was to determine the effect of the variables TPF, CAR, NPF, FDR, NOM, and BOPO on the profitability of BRI Syariah Bank and to find out which variables had the most significant effect on the profitability of BRI Syariah Bank. The data used in this study is secondary data obtained from the quarterly financial statements of BRI Syariah Bank for the period 2012 to 2020. The data analysis technique used multiple linear regression consisting of multicollinearity test, multiple regression analysis, simultaneous test, partial test, and classical assumption test of residuals. The test results show that NPF, CAR, NPF, FDR, and NOM have a significant effect on the profitability of BRI Syariah Bank

The Effect of Work Environment Conditions, Work Discipline, and Communications on Employee Performance at KSPPS BMT Surya Madinah and BMT Pahlawan Tulungagung

This research is motivated by developments in the era of globalization resulting in an increasingly sharp increase in competition between companies, so that companies are required to highlight all their assets, especially human resources. Human resources are required to continuously be able to develop themselves proactively. Because to achieve the company's corporate goals, it is necessary to have a major asset in the form of employees with good performance. To achieve good performance, the company needs to pay attention to the conditions of a conducive work environment, high work discipline, and good communication. The research aims to analyze and to explain the simultaneous and partial influence of variables of Work Environment Condition, Work Discipline and Communication on Employee Performance of KSPPS BMT Surya Madinah and BMT Pahlawan Tulungagung. This study uses a quantitative approach with the type of associative. The data that was used as primary data from the distribution of questionnaires with 50 respondents, divided into 2 namely was 36 respondents at KSPPS BMT Surya Madinah and 14 respondents at BMT Pahlawan Tungagung. The data analysis that was used was the validity test, reliability test, normality test, classic assumption test, multiple linear regression test, coefficient of determination test (R2), and hypothesis testing (t-test and f test). The results of this research indicate that: (1) the work environment condition has a positive and significant effect on the performance of employees of KSPPS BMT Surya Madinah and BMT Pahlawan Tungagung. (2) work discipline has a positive and significant effect on the performance of KSPPS BMT Surya Madinah and BMT Pahlawan Tulungagung employees. (3) communication has a positive and significant effects to the performance of KSPPS BMT Surya Madinah and BMT Pahlawan Tulungagung employees. (4) the work environment condition, work discipline, and communication together have a positive and significant effect on the performance of the employees of KSPPS BMT Surya Madinah and BMT Pahlawan Tulungagung

The Effect of Location, Product Diversity, and Service Quality of Members Satisfaction at BMT Muamalah Kutoanyar Tulungagung and BMT Nusantara Umat Mandiri Kalidawir Tulungagung

This Research is motivated by increansingly fierce competition in Islamic financial institutions, especially BMT. The success or progress of BMT can not be separated from members' satisfaction. The way to create members' satisfaction is by choosing the right institution location, providing a variety of products to suit the needs of members, and providing good service that can fulfill the expectations of members. Members who feel satisfied will have a good impact on BMT. This research uses a quantitative approach and associative research of type. Sampling with probability sampling technique and sampling method with simple random sampling. Total sample in this research were 98 respondents from BMT Muamalah Kutoanyar Tulungagung and 89 respondents from BMT NUsantara UMAT MANDIRI Kalidawir Tulungagung. The data collection method used primary data which was analyzed using multiple linear regression. The result of this research showed: 1) Location has a positive and significant effect on members' satisfaction. 2) Product diversity has a positive and significant effect on members' satisfaction. 3) Service quality has a positive and significant effect on members' satisfaction. 4) Location, product diversity, and service quality simultaneously have a positive and significant effect on member satisfaction

The Binary Logistic Regression In Modeling The Factors Of E-Banking Using For Students

This research is motivated by one of the technology-based banking services, namely electronic banking. In the industrial revolution 4.0, e-banking is currently a major concern and as a bank's operational strategy for a competitive tool in marketing in the world of financial services. In winning this competition, banks need a strategy to be able to attract customers to use e-banking services in order to retain customers and increase banking profitability. This study aims to examine and analyze the effect of convenience, benefits, security, convenience and knowledge on interest in using e-banking. The research method used in this study is quantitative, using a technique purposive sampling method. The sample in this study were students of the Islamic Banking Department IAIN Tulungagung and obtained as many as 268 respondents as the research sample. The data analysis technique used binary logistic regression analysis using the SPSS 21.0 program. The results of data analysis in this study indicate that the variables of convenience, benefit, security, comfort and knowledge have a positive and significant effect on interest in using e-banking. The implication of this research is that convenience, benefit, security, convenience and knowledge have an equally important role in increasing interest in using e-banking

Transformation Digital of Zakat Institutions During Covid-19 Pandemic In The Kalimantan Region

This research was motivated by the covid pandemic which not only had an impact on the economic sector but also had an impact on people's behavior. In terms of behavior, it is the tendency of people to carry out non-cash transactions, including in terms of zakat management. Zakat with cashless can be applied by building the digitization of zakat. Digital transformation needs to be done, in order to be able to optimize the potential of zakat in Kalimantan. This study aims to determine the extent to which zakat institutions have started digital transformation, especially during the COVID-19 pandemic and to determine the digital management gap between zakat institutions in the Kalimantan Region. This type of research is descriptive quantitative research. The object of research is zakat institutions in Kalimantan. Sample collection method using cluster sampling. Research data in the form of primary data collected through questionnaires. Researchers found that in general zakat institutions have implemented the digitization of zakat management. South Kalimantan applies the best digital management, while the largest digital divide is North Kalimantan.

The Effect Of Business Competition, Brand Equity, And Islamic Work Ethos On Business Development With Religiosity As Variable Intervening (Case Study Of Smes In Boyolali Regency)

The results of this study indicate that business competition, Islamic work ethic and religiosity have a positive and significant impact on business development. Brand equity has no significant positive effect on business development. Business competition has a negative and insignificant effect on religiosity. Brand equity has a positive and insignificant effect on religiosity, while Islamic work ethic has a positive and significant effect on religiosity. Religiosity is able to mediate the Islamic work ethic variable on business development. However, religiosity is not able to mediate the variables of business competition and brand equity on business development. Keywords: Business Competition, Brand Equity, Islamic Work Ethic, Religiosity, Business Development

Social-Economic Empowerment through Integration of Social Finance and Business of Pesantren In East Java

The large number of Pesantren and the influence of their alumni indicate that there is enormous potential for Pesantren in participating in social change and as agents of economic empowerment for communities in the surrounding area. In East Java, the development of the Pesantren business has begun to become a special focus with the existence of the Pesantren business holding (HEBITREN), One Pesantren One Product (OPOP), and Pesantren Sarekat Business Cooperative (KSBP) as part of the Pesantren independence development program. In addition, Pesantren also manage Islamic social finance such as Amil ZIS Institution (LAZIS) and Micro Waqf Banks (BWM) that can empower the economy of the surrounding community. The approach of this research used qualitative study of the library by using scientific research of both articles, journals, as well as related agency data. This study aims to provide a synthesis of attempts to develop an alternative model of community economic empowerment through the integration of social finance and business run by Pesantren in East Java, with the goal of maximizing the independence and quality of Pesantren education, which contributes to the ummah's and nation's economic independence.

Islamic Branding, Viral Marketing, Online Consumer Review, and Purchasing Decision: The Mediating Role of Purchase Intention

This study aims to determine the effect of Islamic branding, viral marketing, and online consumer reviews on purchasing decisions on e-commerce Shopee with purchase intention as an intervening variable. This study uses quantitative methods with primary data obtained through the distribution of questionnaires. The data collection technique used the purposive sampling technique with the number of respondents as many as 96 respondents. The data analysis used includes instrument tests, statistical tests, classical assumption tests, and path analyses. Based on the test results show (1) Islamic branding has a positive and significant effect on purchasing decisions. (2) Viral marketing has a positive and significant effect on purchasing decisions. (3) Online consumer reviews have a negative and insignificant effect on purchasing decisions. (4) Purchase intention has a positive and significant effect on purchasing decisions. (5) Purchase intention can mediate Islamic branding on purchasing decisions. (6) Purchase intention is not able to mediate viral marketing on purchasing decisions. (7) Purchase intention is not able to mediate online consumer reviews of purchasing decisions.

Social Safety Net in Empowering Micro, Small and Medium Enterprises during the Covid-19 Pandemic in Palembang City

This study aims to determine the effectiveness and contribution of the Social Safety Net in empowering MSMEs as well as the obstacles faced in empowering MSMEs during the Covid 19 pandemic in Palembang. This study method used is qualitative with a descriptive approach. Informants in this study are business actors micro, small, and medium enterprises in Palembang. Data were collected through observation, interviews, and documentation. The data analysis process is carried out through data reduction, data presentation, and withdrawal conclusion. This study concludes that the Social Safety Net program is effective in empowering micro, small and medium enterprises during the Covid 19 pandemic in Palembang.