scholarly journals Descriptive Analysis of Financial Literacy: Evidence from Public and Private University Students in Indonesia

2020 ◽  
Vol 4 (1) ◽  
pp. 73
Author(s):  
Budi Setiawan
Keyword(s):  
University Students ◽  
Financial Literacy ◽  
Descriptive Analysis ◽  
Modern Society ◽  
Private University ◽  
Online Questionnaire ◽  
Public And Private ◽  
Risk Diversification ◽  
Financial Decisions ◽  
Compound Interest

Financial knowledge plays a pivotal role to survive in modern society. The study measures the financial literacy level of public and private university students in Indonesia by distributing an online questionnaire to 608 respondents. The questions of financial literacy refer to the Standard & Poor’s Rating Services, which covered three subjects, namely numeracy and compound interest, inflation, and risk diversification. For this purpose, the level of financial literacy was conducted using descriptive statistics (Eviews). The result shows that there is 12% of the respondents from public universities answered all questions correctly, which is relatively high compared to private university students are at 10%. In addition, more than half of respondents are able to answer the question about numeracy and compound interest correctly, and inflation is 39%. On the other hand, the score is only 27% for the correct answer related to risk diversification. Financial illiteracy consequences are poor financial decisions that can impact their future finance.

What Matters to University Students when Looking for a Rental House?

2021 ◽  
Vol 8 ◽  
pp. 275-286
Author(s):  
Nor Adila Kedin ◽  
Izni Syamsina Saari ◽  
Hamidah Muhd Irpan ◽  
Ainon Syazana Ab Hamid ◽  
Noor Ibtisam Abdul Karim
Keyword(s):  
Higher Education ◽  
University Students ◽  
Research Design ◽  
Rapid Growth ◽  
Quantitative Research ◽  
Tertiary Education ◽  
Descriptive Analysis ◽  
Important Criterion ◽  
Online Questionnaire ◽  
Rental Unit

The rapid growth of higher education institutions in Malaysia is parallel with the growing demand of its population pursuing tertiary education. For such reason, universities and other tertiary education providers are constantly challenged in providing sufficient in-campus accommodation to help students living comfortably. Regardless of their continuous effort in improving their facilities, the issue of shortage of students’ accommodation persists; thus, boosting the demand for rental properties surrounding campus location. This opens the opportunity for homeowners who own rental units within proximity to a campus location to target students as their potential tenants. Therefore, it is worth the effort for homeowners to understand students’ preferences when searching for a rental unit. In line with the stipulated issue, this study aims to investigate university students’ perceived perception of five relevant criteria when searching for a rental house. This study employed a quantitative research design with a total of 150 respondents were successfully gathered via an online questionnaire. These respondents are off-campus students studying at Universiti Teknologi MARA (UiTM) Melaka campus. The result of the descriptive analysis revealed that many of the respondentsplaced rental agreement as to the utmost important criterion when deciding to rent a property. It was followed by the location of the property, the surrounding security, rental price, and finally utilities and amenities. From this study, it was suggested that the homeowner should emphasize all the mentioned criteria as it was relatively perceived as significant by potential tenants. It is recommended for future researchers to expand this study at other geographic locations in addition to examine other criteria focused on by tenants when searching for a rental house.

scholarly journals Relationships between motivation, cognitive styles and perception of teaching practices for creativity

2016 ◽  
Vol 33 (3) ◽  
pp. 503-513 ◽  
Author(s):  
Eunice Maria Lima Soriano de ALENCAR ◽  
Denise de Souza FLEITH
Keyword(s):  
University Students ◽  
Intrinsic Motivation ◽  
Teaching Practices ◽  
Extrinsic Motivation ◽  
Cognitive Styles ◽  
Private University ◽  
Motivational Orientation ◽  
Pedagogical Practices ◽  
Public And Private ◽  
The Public

Abstract This study investigates differences between Pedagogy and Teachers' Certificate in Mathematics undergraduates, males and females, from public and private institutions with respect to motivational orientations, cognitive styles and perception of pedagogical practices for creativity implemented by their teachers, as well as relationships between these variables. Three hundred and sixty-five students answered scales regarding motivation to learn, cognitive styles, and teaching practices for creativity. Intrinsic motivation predominated in the private university students and extrinsic motivation in the public university students. The data revealed differences between courses, gender and type of university concerning cognitive styles. Private university and pedagogy students had a more positive perception of professors' teaching practices that promote creativity. Positive relationships were observed between the factors of the instrument of pedagogical practices for creativity, intrinsic motivation and nonconformist transformer style, and between the various cognitive styles and intrinsic and extrinsic motivational orientation.

scholarly journals Financial literacy of university students – the Czech and Slovak experience

2017 ◽  
Vol 4 (7) ◽  
pp. 41-51
Author(s):  
Ales Kozubik ◽  
Zuzana Kozubikova ◽  
Jiri Rybicka
Keyword(s):  
Statistical Analysis ◽  
University Students ◽  
Financial Literacy ◽  
Questionnaire Survey ◽  
Statistical Tests ◽  
Personal Characteristics ◽  
Modern Society ◽  
The Self ◽  
European Countries ◽  
Current State

Financial literacy is one of the key components of education for living in a modern society. In this article, we present the results of our research into the current state of financial literacy among university students from two European countries. Our research was conducted in the form of a questionnaire survey. In the first part of the questionnaire we investigated selected personal characteristics of respondents and the second part was devoted to knowledge in different areas of financial literacy. The knowledge questions were focused mainly on respondents’ competence in specific practical situations. The obtained data were processed by statistical analysis, including the dependencies between the results of the knowledge part and the self-reflexive assessment in the first part of the questionnaire. This analysis revealed several noteworthy findings. Keywords: Financial literacy; questionnaire survey; statistical tests;

scholarly journals Students’ Satisfaction on Academic Services in Higher Education: Public and Private Universities of Bangladesh

2021 ◽  
pp. 29-41
Author(s):  
Farha Sultana ◽  
Sunita Nasrinq
Keyword(s):  
Higher Education ◽  
University Students ◽  
Student Satisfaction ◽  
Public Universities ◽  
Science And Technology ◽  
Descriptive Analysis ◽  
Private Universities ◽  
Public And Private ◽  
The University ◽  
Academic Services

Student satisfaction is an outcome of the insight of service quality provided by the university. Government of Bangladesh introduces private universities in 1992 because of huge demand in higher education. Currently, there are 103 private universities, forty-three public universities and three international universities in Bangladesh. But it is a matter of sorrow that, universities are increasing day by day but the qualities of universities are not satisfactory. This study is a comparative study conducted on two universities (one is Rangamati Science and Technology University (public) and another one is Premier University (private). The study was pointed out academic services in the private and the public universities. Based on the review of literature a questionnaire was developed and it was distributed among 120 students. The total 120 respondents have been drawn probabilistically from 2 universities. Descriptive analysis, factor analysis have been used to analyze the data and to draw the findings. It has been found that satisfaction level of the private university students is not up to the mark. Finally, few suggestions have made to increase satisfaction of the university students in Bangladesh. Results revealed that students from Rangamati Science and Technology university (public) and Premier University (private) hold different opinion whether their expectation met or not.

Who uses home as informal learning spaces: A Bangkok private university case study

2019 ◽  
Vol 6 (5) ◽  
pp. 109-119
Author(s):  
Sonthya Vanichvatana
Keyword(s):  
Informal Learning ◽  
Business Students ◽  
Descriptive Analysis ◽  
Private University ◽  
Learning Spaces ◽  
Online Questionnaire ◽  
Grade Point ◽  
Academic Supports ◽  
At Home

Home is one type of off-campus informal learning spaces (ILS). It is important to understand the behaviours of students that use home as ILS. Such information will enlighten universities to provide/improve proper on-campus ILS and/or other academic supports. This research used a quantitative approach through online questionnaire survey during February 2019. The study took business students at a Bangkok private university as a case study. The descriptive analysis was done according to students’ grade point average (GPA) and undergraduate levels. The results revealed how and why students, especially those with different levels of GPA, chose to study at home. This study also suggests how higher education institutions (HEI) can support ILS to students who do not study at home. Students with different GPA levels should be supported from HEI differently. Keywords: HEI, home, grade point averages, learning spaces, Bangkok.    

scholarly journals ROLE OF INFORMATION COMMUNICATION TECHNOLOGY (ICT) IN 21ST CENTURY

2017 ◽  
Vol 13 (2) ◽  
Author(s):  
Samia Saeed ◽  
Keyword(s):  
21St Century ◽  
Descriptive Analysis ◽  
Online Questionnaire ◽  
It Industry ◽  
Public And Private ◽  
It Education ◽  
The Government ◽  
Education And Development ◽  
It Departments

Role of ICT and knowledge among professionals of organizations directly affects the quality of output. In this study the levels of aspect for utilization of ICT resource at workplace among professionals from different organizations in Karachi have assessed. These organizations belong from different sectors including public and private. Data was obtained from the employees of different organizations through online questionnaire. The Survey was conducted from October 15 – December 4, 2015. Questions were asked about its effect on their lives and work. A Sample of 24 employees was responded to the questionnaire and was completed for analysis. A total of 24 employees were assessed for frequency distribution of ICT Knowledge factors and descriptive analysis test was used to see the association of online system, computer exposes organization works, usage of the latest technology, internet, E-commerce and different statistical software's related to ICT knowledge. The study has few recommendations on the basis of data analysis and findings. Although the knowledge of ICT is good but some professionals and organizations are not utilizing the ICT resources completely to achieve the better results. They should improve and enhance their staff skills and knowledge through different trainings and upgrade their systems for fulfillment of their requirements and productive outputs. In addition, the Government of Pakistan has established the Ministry of Information Technology and Telecommunication Division in March 2000. The Ministry of IT is building Pakistan's IT competency to meet the challenges of 21st Century. Similarly, IT Departments are created in all Provinces for taking initiative for development of IT as per requirement of 21st century and promotion of IT education and development. The local institutions and universities do not seem to produce highly skilled people in the field of IT, especially, in certain required fields, such as programming and hardware engineering. The strength of IT education and proper trainings in the relevant field are essential. However, it seems that the focus of our educations institutions is on the quantity of the number of students being awarded degrees each year rather than imparting quality education. Thus, the challenges of the 21st century cannot, undoubtedly, be met with the present human resource. We strongly suggest taking serious measures and reforms in the education system, support IT industry in order to create a good job market, and attract investors from around the globe by providing subsidized business.

scholarly journals Strategy to Improve the Quality of Indonesian Industrial Halal through Smart Investment and Education Systems 4.0

2020 ◽  
Author(s):  
Ari Gunawan
Keyword(s):  
Financial Literacy ◽  
Quantitative Research ◽  
Descriptive Analysis ◽  
Financial Decisions ◽  
Government Organizations ◽  
Return Of Investment ◽  
Innovative Solution ◽  
Smart Education ◽  
The Government

Indonesia with a Muslim population reaching 87.17% is very strategic for the development of halal industry. But the halal industry in Indonesia has not grown optimally. One reason is the lack of Islamic financial literacy, whereas literacy greatly influences the financial decisions taken. The government organization, BPJPH, which handles certification and provides Islamic financial literacy, has not yet operated. Therefore we need an innovative solution that is a smart system about Education and Investment for halal industry. The research methodology used is descriptive qualitative. Through quantitative research with one sample t test using descriptive analysis and each 1 research variable. This system is a concept of innovation in the field technology that can be a bridge for government organizations namely BPJPH to provide Islamic financial literacy. Not just giving literacy, but also offering alternative solutions for submission of sharia-compliant capital loans. This system brings together important elements in the halal industry cycle, namely halal industry players, Islamic banking, investors and the government as regulators through an application. Increased Sharia financial literacy and the potential of Return of Investment in halal industries can be realized. This is evidenced by an increase of 80% to the understanding of the halal industry from before, and the potential increase in capital and profits that reached a Return of Investment of 14.3% in the calculation of research samples in the province of East Java. This shows the benefits and success of the application of smart education and investment systems for the halal industry in Indonesia. Keywords: Islamic financial literacy, Islamic finance, technology

scholarly journals The Title IX Contract Quagmire

2020 ◽  
pp. 909
Author(s):  
Bryce Freeman
Keyword(s):  
Higher Education ◽  
University Students ◽  
Title Ix ◽  
Private Universities ◽  
Private University ◽  
Contract Law ◽  
Disciplinary Action ◽  
Educational Institutions ◽  
Public And Private ◽  
Implicit And Explicit

Courts and scholars have long grappled with whether and to what extent educational institutions are in contract with their students. If they are, then students can sue their private universities for breaching that contract— ordinarily understood as the student handbook and other materials—when the institution levies a disciplinary action against the student. But what promises, both implicit and explicit, do private universities make to their students that courts should enforce? This question has resurfaced in the Title IX context, where courts have largely drawn clear dividing lines between the rights of public and private university students. This Comment provides a framework to understand courts’ approaches to contract law and higher education as well as implications for Title IX.

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