2019 ◽  
Vol 17 (2) ◽  
pp. 117-127
Author(s):  
Stenly Salenussa

With the preparation of the village financial management model according to the Undang-Undang No. 2 of 2014 and the Peraturan Menteri Dalam Negeri Nomor 113 Tahun 2014, it will facilitate the village government in managing the Village Fund Budget which is given specifically to Liliboi village, West Leihitu District, Central Maluku Regency and Rutong village, South Leitimur District Ambon City. The village medium term development plan, which was initiated through the village Musrembang forum up to the principles of transparent, accountable, participatory financial management, and carried out in an orderly discipline and the budget is the basis for implementation of village financial management. The results achieved were the absorption of village funds for the field of community empowerment, enjoyed by the people of both villages. To achieve the target, the study was designed with a qualitative approach, i.e. the data collected was not in the form of figures, but rather came from interviews, questionnaires, and other official documents. The research design in this study is descriptive research.


2018 ◽  
Vol 2 (1) ◽  
Author(s):  
Yuanjun Dai

The development of our country’s financial industry can not do without new information technology. In this information age, all industries require the application of information technology. The arrival of the information age not only affects human life, but also promotes the effective development of economy and brings a lot of help to the development of financial economy. The imperfect construction of financial information management leads to a series of problems, which limits the progress of the construction of financial informatization. This article briefly introduces the current situation and existing problems of the construction of financial management informatization, puts forward reasonable and effective solving strategies to promote our country’s construction of financial management informatization.


2020 ◽  
Vol 8 (2) ◽  
pp. 337-344
Author(s):  
Novy Karmelita Indrawati ◽  
Sri Umi Mintarti Widjaja ◽  
Wahjoedi ◽  
Agung Haryono

Purpose of the study: This paper is intended to understand the investment pattern for formal workers in Indonesia. Thus, it is also aimed to provide a specific form of variable construction of productive financial management for workers. Methodology: This study followed qualitative research by emphasizing the active interaction of the subject and the object of researchers in the form of a discussion to determine the ideas or basic reference model of productive financial management, specifically and focus on each individual form in which the organization is located. The data were gathered using in-depth interviews with respondents in the category of civil servants, state-owned and private employees with lower, middle, and upper-level segregation of interests and reasons for making investment decisions. Main Findings: The findings showed that the investment decision making for formal sector workers are motivated by benefits and financial security in the future. Their investment decision also considers the income received by individuals in each type of institution. Lastly, technology contributes to change investors’ economic behaviour. The ease of getting information strengthens the motivation of formal sector workers in productive financial management.    Applications of this study: This study provides an investment decision model for formal workers that can be considered ways to enhance the individual understanding of investment. Novelty/Originality of this study: This study aims to contribute to this growing area of research by exploring investment patterns for formal workers then propose a financial management model for workers.


2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Weige Yang ◽  
Yuqin Zhou ◽  
Wenhai Xu ◽  
Kunzhi Tang

PurposeThe purposes are to explore corporate financial management optimization in the context of big data and provide a sustainable financial strategy for corporate development.Design/methodology/approachFirst, the shortcomings of the traditional financial management model are analyzed under the background of big data analysis. The big data analytic technology is employed to extract financial big data information and establish an efficient corporate financial management model. Second, the deep learning (DL) algorithm is applied to implement a corporate financial early-warning model to predict the potential risks in corporate finance, considering the predictability of corporate financial risks. Finally, a corporate value-centered development strategy based on sustainable growth is proposed for long-term development.FindingsThe experimental results demonstrate that the financial early-warning model based on DL has an accuracy of 90.7 and 88.9% for the two-year financial alert, which is far superior to the prediction effect of the traditional financial risk prediction models.Originality/valueThe obtained results can provide a reference for establishing a sustainable development pattern of corporate financial management under the background of big data.


2013 ◽  
Vol 2 (1) ◽  
pp. 49-60
Author(s):  
Mulkanasir

Muslims in Indonesia have huge potentials, because many of them  are highly-educated, have intellectual predicates and strong economic potentials. This gives a strong potential opportunities for the realization of a very high community, joined in a more specialized institutions in the management of zakah. The fact shows that instead of utilizing zakah properly, many muslims in Indonesia are trying to manage it with great enthusiasm but in perfunctory ways. Such way is really less commendable. In this kind of advanced-era, zakah management model has to be managed in a modern and professional way, so that Muslim community can build a reliable charity civilization and have reliable capability, accountability, and commendable as well. To achieve this aims, we need some consistent efforts regarding to the principles, vision, mission, objectives, planning, hiring models, and financial management transparancy. It is also necessary to integrate the spiritual management of modern management, in order to produce outstanding results and to reach desired target.Keywords : zakat, pengelolaan, manajemen, modern, profesional dan spiritual.


2021 ◽  
Vol 5 (2) ◽  
pp. 45-55
Author(s):  
Sukrianto Sukrianto Namrud

In 2015 to 2020 UMKM in Boalemo Regency have experienced ups and downs. This is a problem of decline, one of the main reasons is that UMKM have not been able to survive with their capital. The purpose of the research is to provide knowledge to community groups/micro and small and medium enterprises (UMKM) about literacy and digital-based UMKM financial management models, and to be able to increase the participation of community groups/UMKM in managing UMKM through the provision of knowledge about digital-based management. Descriptive research method with a qualitative approach. The results showed that UMKM in Boalemo District experienced problems in running their businesses, especially during the pandemic due to the lack of government attention in helping UMKM in Boalemo District. The average UMKM in Boalemo Regency in the use of financial literacy fully understands the development of digital-based UMKM, especially in increasing income, even their education level in managing good financial management and digitally still relies on manual recording. While the digital-based UMKM financial management model is not in accordance with the targets and objectives. This is evidenced by UMKM business actors who have not been able to make financial reports. UMKM in Boalemo Regency have not been able to use information technology and social media, especially in utilizing digital based financial management designs. This is because UMKM only rely on manual recording. Keywords: Literacy, Model, Financial Management and UMKM


2021 ◽  
Vol 20 ◽  
pp. 529-539
Author(s):  
Ida Ayu Nyoman Widya Laksmi

This study aims to analyze the financial management of the Hindu family in Mataram, West Nusa Tenggara. This research is designed in qualitative research in order to find answers to two problem formulations, namely how the financial management model is and what are the obstacles faced in carrying out financial management in Hindu families in Mataram city. Based on the research results, it was found the answer to the problem formulation. First, the management of financial at Hindu family has not been fully implemented by the Hindu community in Mataram city, both in terms of the implementation of the financial management function and the implementation of family financial management according to verse 262 of the Sarasamuscaya scripture. Second, there are three obstacles faced in the management of family finances according to Hindu teachings in the community in Mataram, namely (1) lack of knowledge and understanding of the importance of financial management in the family; (2) lack of community income; (3) lifestyle.


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