Analisa Respon Masyarakat Muslim Kota Medan Terhadap Asuransi Syariah

2018 ◽  
Vol 1 (1) ◽  
pp. 399
Author(s):  
Yudi Setiawan

The purpose of this study was to see the general public's response to insurance in Medan. The variables used in this study are service variables, income and the response of the people of Medan City. The data used in this study are primary data through direct interviews and questionnaires with a sample of 100 respondents spread across 4 sub-districts of Medan City, namely Medan Kota sub-district, Medan Petisah sub-district, Medan Tembung sub-district and Medan Denai sub-district. While the data analysis techniques of this study are multiple regression with the Ordinary Least Square method. The results show that the service and income variables significantly influence both simultaneously and partially on the response of the Medan City Muslim community in Islamic insurance. The results also show that service and income variables can explain the response of the Medan City Muslim community as much as 65.6% while the remaining 34.4% is explained by other factors. The need for education and socialization of sharia insurance and also the increasing professionalism of sharia insurance agents is the solution so that the response of Muslim communities increases especially in the city of Medan.

Author(s):  
Christine Amelia Londong ◽  
David Saerang ◽  
Rosalina Koleangan

Abstrak Pengembangan daerah dalam melaksanakan pendelegasian wewenang serta anggaran dari pusat ke daerah dalam bentuk otonomi menjadi kesempatan sekaligus momok menakutkan apabila tak bisa dikelola dengan baik, apalagi dengan banyaknya kebutuhan serta keinginan masyarakat di daerah yang perlu untuk diperhatikan dan berimplikasi pada kebijakan yang dibuat oleh pemerintah sebagai pengambil keputusan. Kinerja pegawai menjadi salah satu hal yang paling dituntut dalam pelaksanaanya, apakah sudah benar-benar melihat kebutuhan masyarakat dalam memberi pelayanan dan mengambil keputusan. Dalam penelitian ini digunakan data primer dengan metode Ordinary Least Square dengan analisis regresi berganda untuk melihat seberapa besar factor-faktor independen yang ditentukan memberikan pengaruh pada kinerja pegawai. Dari hasil perhitungan didapati baik secara parsial variable pelatihan, motivasi pegawai dan distribusi pekerjaan maupun secara simultan terhadap kinerja pegawai menunjukan hasil R Square sebesar 0,766 yang artinya 76,6 persen kinerja pegawai negeri sispil kota Manado dipengaruhi oleh variable yang ada di dalam penelitian sedangkan sisanya dipengaruhi oleh factor lain yang tidak ada dalam penelitian.   Kata kunci : otonomi daerah, kinerja, motivasi, pelatihan, distribusi kerja Abstract Regional development in implementing the delegation of authority and budget of the center to the regions in the form of autonomy into opportunities and frightening if it can not be managed properly, especially with the many needs and wishes of the people in the area that need to be considered and the implications for the policies made by the government as a taker decision. Employee performance became one of the most demanded in its implementation, whether it actually saw the needs of society in providing services and making decisions. This study used primary data with Ordinary Least Square method with multiple regression analysis to see how big factors specified independent influence on employee performance. From the calculation of the variable found to be either partially training, motivation and distribution of work and simultaneously towards employee performance showed the results of R Square of 0.766, which means 76.6 percent of the performance of civil servants sispil Manado city is influenced by variables in the study while the remaining affected by other factors that were not in the study.   Keywords: autonomy, performance, motivation, training, labor distribution


2020 ◽  
Vol 9 (1) ◽  
pp. 1-12
Author(s):  
Cici Swarsih ◽  
Junaidi Junaidi ◽  
Rosmeli Rosmeli

This study aims to analyze the characteristics of educated workforce and to determine the effect of variables of age, education, wage level, skills and gender on duration of looking for work by educated worker in Jambi City. The data used in this study are primary data obtained from questionnaires and direct interviews with a total sample of 110 respondents. Sampling in this study uses a multistage sampling method that is sampling in stages. Data analysis methods used are descriptive and quantitative analysis. The analytical tool used is the OLS (Ordinary Least Square) method. The results of this study indicate that the independent variables simultaneously have a significant effect on duration of looking for work. Partially the variables of age, education, wage level have a significant effect on duration of looking for work, while the skills and gender variables have no significant effect on the duration of looking for work.


Author(s):  
Triana Kurniwati ◽  
Bagio Mudakir

Semarang city is densely populated that demand of settlement will increase continually, but land in city center is very limited and even it is scarce, therefore the land price which is placed in city center is high. That is why many inhabitant of Semarang city prefer to live in outskirts of the city. The shifting of land demand to the outskirts is also followed by increasing of land price in outskirts, it causes the land price in outskirts is uncontrolled.The research takes location in Banyumanik area. This research area consists of 7 districts, that are Jabungan, Pudak Payung, Banyumanik, Srondol Kulon, Pedalangan, Ngesrep, and Gedawang district. The sample total is one hundred (100). The data is analyzed by using multiple linear regression model with ordinary least square method (OLS).


Author(s):  
Muh Isnanto

In the 2017 elections in the city of Yogyakarta, which used to be the basis for the number 1 candidate’s voice bag carrying Imam Priyono-Ahmad Fadli suffered defeat, this event if connected with the product 3 times the election in the reform era, this may not have much benefit to the lives of the people, the leaders or respected members of the council are still busy thinking about the bearer party rather than thinking about the interests and or needs of the real people, especially the welfare of the people in general. The problem is how high is the level of concern of urban Muslims in the city of Yogyakarta towards the candidate pair (Paslon) in the 2017 elections and why are urban Muslim communities like that, what are the factors? Research results show that, firstly, the level of concern of the urban Muslim community towards the Regional Head candidates in the 2017 elections. The community has started to use the basis of their rationality and religious awareness by always checking/recognizing their candidate pairs (47%), considering quality by never considering religious attributes 47%, always considering intelligence 53%, not considering gender 70% and ethnicity 69%, always considering 61% personality, 41% expertise, 45% participation. More than half (54%) warned that they knew that a candidate pair was using improper means and refused when a candidate in the election tripped over a case. More than half (52%) did not choose a candidate pair who tripped over the case. Report potential regional head pairs if someone cheats or violates the law. more than half (64%) report to the authorities. Secondly, factors that cause high concern because of the institutionalization of democracy, the election as a shortcut; and religious awareness


2019 ◽  
Vol 3 (2) ◽  
pp. 81
Author(s):  
Falahuddin Falahuddin ◽  
Fuadi Fuadi ◽  
Muhammad Rizki Ramadhan

This research is to find out the factors that influence the community Waqf Interest in Lhokseumawe City. The data used are primary data with a sample of 100 respondents. The data analysis method uses multiple linear regression with OLS (Ordinary Least Square) method. The results showed that community religious knowledge had a positive and not significant effect on waqf interest in Lhokseumawe. Perception of Waqf has a positive and insignificant effect on community Waqf Interest in Lhokseumawe City, and Revenue has a positive and insignificant effect on Waqf Community Interest in Lhokseumawe City. The determination test results used were 4%. Keywords: Wakaf Interests, Religiosity Knowledge, Wakif Perception, Income.


2014 ◽  
Vol 3 (1) ◽  
Author(s):  
Fitri Amalia

The aim of this research is to acknowledge the influence of capital, worker, educational level and technology toward the production output. The data applied is a particular primary data within the data accumulation method of questionnaire consists of 7 question items. This re   search is a certain population research contains of 60 respondents (business units). The method applied is OLS (Ordinary Least Square) method by applying classic assumption test and statistic test to examine the influence of independent variable to dependent one. The result obtained shows that the educational level does not have significant influence towards the production output, whereas the three other variables, which are: capital, workers, and technology does positively and significantly influence the production output. The most production factors which influence the output is the worker. Economical scale condition shows the increasing return to scale condition so that the production output still able to be increased further by increasing the input.DOI: 10.15408/sjie.v3i1.2056


Author(s):  
Putry Anggraini ◽  
Basuki Sigit Priyono ◽  
Melly Suryanty

The research to aimed  quantify the level of purchases of cooking oil in households in the city of Bengkulu and to analyze the factors affecting the level of purchases of cooking oil in households in the city of Bengkulu. The research area decided by purposive. The data that use in this research are primary data and secondary data. Analyzed method use Multiple Linear Regresion derived by the square of the least square ordinary (Ordinary Least Square / OLS). The result show : The average purchase of cooking oil in Bengkulu City every month of 6.6 kg / household / month. Household income positive significant effect on the purchase of cooking oil in the city of Bengkulu, and number of branded cooking oil purchases negative significant effect on the purchase of cooking oil in the city of Bengkulu. However, of age, education, household spending, and perceptions of the cooking oil products did not significantly influence the purchase of cooking oil in the city of Bengkulu.Keywords: Purchase, cooking oil, household


Author(s):  
N. P. Abdul Azeez ◽  
S. M. Jawed Akhtar

Banking and financial institutions are undergoing a dramatic transformation in this digital age. Despite the extended digital communications, a significant proportion of the people cannot transact financially especially in rural areas. Effective financial transactions could be made possible through skills, awareness, and attitudes to use digital tools and digital transactions tools. Therefore, digital financial literacy became more critical nowadays and is considered prerequisites and preliminary steps for people's inclusion in the financial system. The determinants of digital financial literacy focus on the socio-economic demographic factors and used ordinary least square, multiple regression model. This model determines how various independent variables, namely age, gender, income, religion, social groups, family size, marital status, educational level, occupation, etc., significantly influence the respondents' digital financial literacy. The analysis is based on the primary data with five hundred samples collected from the rural areas of Aligarh district.


2015 ◽  
Vol 5 (2) ◽  
pp. 1
Author(s):  
Miftahol Arifin

The purpose of this research is to analyze the influence of knowledge management on employee performance, analyze the effect of competence on employee performance, analyze the influence of motivation on employee performance). In this study, samples taken are structural employees PT.centris Kingdom Taxi Yogyakarta. The analysis tool in this study using multiple linear regression with Ordinary Least Square method (OLS). The conclusion of this study showed that the variables of knowledge management has a significant influence on employee performance, competence variables have an influence on employee performance, motivation variables have an influence on employee performance, The analysis showed that the variables of knowledge management, competence, motivation on employee performance.Keywords: knowledge management, competence, motivation, employee performance.


2018 ◽  
Vol 45 (11) ◽  
pp. 1550-1566
Author(s):  
Dharani Munusamy

Purpose The purpose of this paper is to examine the behavior of the stock market returns in the different days of the week and different months of the year in accordance with the Islamic calendar. Further, the study estimates the risk-adjusted returns to test the performance of the indices during the Ramadan and non-Ramadan days. Finally, the study investigates the impact of Ramadan on the returns and the volatility of the stock market indices in India. Design/methodology/approach Initially, the study applies the Ordinary Least Square method to test the day-of-the-week and the month-of-the-year effect of the common and Shariah indices. Next, the study employs the risk-adjusted measurement to examine the underperformance and over-performance of the indices for both the periods. Finally, the study estimates the GARCH (1,1) and GJR-GARCH (1,1) models to observe the impact of Ramadan on the returns and the volatility of the Shariah indices in India. Findings The study finds that an average return of the indices during the Ramadan days are higher than non-Ramadan days. Further, the average returns of the Shariah indices are significantly higher on Wednesday than other days of the week. In addition, the highest and significant mean returns and mean risk-adjusted returns of the indices during the Ramadan days are observed. Finally, the study finds an evidence of the Ramadan effect on the returns and volatility of the indices in India. Originality/value The study observes evidence that the Ramadan effect influences the Shariah indices, but not the common indices in the stock market of the non-Muslim countries. It indicates that the Ramadan creates the positive mood and emotions in the investors buying and selling activities. The study suggests that investors can buy the shares before Ramadan period and sell them during the Ramadan days to get an abnormal return in the emerging markets.


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