scholarly journals PERTANGGUNGJAWABAN BANK SEBAGAI KORPORASI TERHADAP TERJADINYA FRAUD

2019 ◽  
Vol 11 (1) ◽  
pp. 13
Author(s):  
Adi Atmaka ◽  
Martin Roestamy

Operations of crimes committed by bank burglars must be immediately anticipated by the legal apparatus in Indonesia quickly and carefully so that the law does not look weak. At present the development of criminal legal responsibility has begun to expand, in the concept of criminal law, accountability can not only be requested from individuals, but also corporately. The obstacle is the concept of accountability of various corporate modes of law enforcement in Indonesia, so far it has not been utilized, besides the concept of corporate responsibility is not yet widely known, this concept is also still in the gray domain. Identification of this research are: 1) How is the bank's responsibility as a corporation for fraud and fraud ?. 2) What is the legal protection of bank customers who are victims of fraud? The research method used in this study is a normative juridical approach. The results of this study are: 1) Bank Indonesia as the holder of the Indonesian banking authority in an effort to meet applicable standards in the banking sector has prioritized programs related to customer protection, handling customer complaints, and including handling the establishment of independent banking mediation institutions, 2) In banking practice, a provision applies that customers who will save their funds in a bank are not free. The customer has the right to receive interest on funds deposited with the bank.

2019 ◽  
Vol 1 (2) ◽  
pp. 425
Author(s):  
Andri Tjhin ◽  
Mety Rahmawati

Human rights are the rights attached to every individual and recognized by international law, in practice regarding human rights is regulated to become more specific, namely being the right of the suspect. The KUHAP regulates the rights of suspects precisely in Article 50 until 68. In the case of writing this scientific paper, there are several suspect rights in the stage of investigations that are violated by law enforcement officers, especially article 52, which means there are differences between those stipulated in the law with reality. The research method used is a normative legal research method which is based on primary, secondary, and supported by the results of interviews with related professions, which are then analyzed deductively. The results of this study illustrate that there is legal uncertainty amid law enforcement in Indonesia. Theory of justice, Theory of legal protection and the theory of legal certainty used which essentially becomes a benchmark for conformity of law enforcement in Indonesia.


2020 ◽  
Vol 7 (1) ◽  
pp. 45
Author(s):  
Alamsyah Bahari

In order to create a good and transparent criminal justice process so that there is no imbalance between witnesses and law enforcement officials, advocate assistance to witnesses in the investigation process in cases of corruption is necessary because not everyone has mental readiness or knowledge regarding the law in the investigation process. This study aims to provide a complete and clear description of the procedure for examining witnesses who are accused in the process of investigating cases of corruption by authorized institutions and a description of the legal basis for anti-corruption institutions in implementing the prohibition on advocacy assistance to witnesses during the process of investigating criminal cases. corruption. The research method used by researchers is the normative juridical research method. The anomaly in the attitude of the investigator appears when the advocate accompanies a witness who is asked to present it by the reported party or the suspect. Before the examination, the investigator informs the witness that the presence of an Advocate in a witness examination is not obligatory. Advocate witness assistance should also be added to be strictly regulated in the regulations, to prevent unnecessary polemics on this matter. It also includes that the witness has the right to receive a copy of the examination report.


2021 ◽  
Vol 24 (01) ◽  
pp. 1-13
Author(s):  
Michelle Kristina

The development of human life nowadays cannot be separated from various aspects such as economy, politics, and technology, including the impact of the coronavirus outbreak (Covid-19 or SARS-CoV-2) which emerged at the end of 2019. Responding to this Covid-19 pandemic outbreak In Indonesia, the government has issued various policies as measures to prevent and handle the spread of Covid-19. One of these policies is to limit community activities. These restrictions have implications for the fulfilment of the economic needs of the affected communities. Responding to the urgency of this community's economic situation, the government held a social assistance program as a measure to ease the community's economic burden. However, the procurement of the program was used as a chance for corruption involving the Ministry of Social Affairs and corporations as the winning bidders. This study uses a qualitative methodology with a normative juridical approach and literature. The approach is carried out by conducting a juridical analysis based on a case approach. The results of the study show that the corporations involved cannot be separated from corporate responsibility. However, the criminal liability process against the corporation is deemed not to reflect justice for the current situation of Indonesia is experiencing. The crime was not carried out in a normal situation but in a situation when Indonesia was trying hard to overcome the urgent situation, the Covid-19 pandemic. Corporate crimes committed by taking advantage of the pandemic situation are deemed necessary to prioritize special action or the weight of criminal acts committed by corporations. The weighting of criminal sanction is the right step as a law enforcement process for corporate crimes during the pandemic.


Jurnal Akta ◽  
2018 ◽  
Vol 5 (2) ◽  
pp. 481
Author(s):  
Arif Budi Pamungkas ◽  
Djauhari Djauhari

An auction is an activity of selling of goods in public by means of a verbal-bid to get the higher price or to get lower prices and the price quote can be done in a closed and written. This is done by the way of collecting the prospective buyers of the auction led by officials of the auction. In this case, the intended auction was the sale of goods that are held publicly. The auction, according to the regulations of security right, is when the debtor made a breach, the holder of the security rights have the right to sell the security rights’ objects over its own power through a public auction as well as taking payment of account receivable from the sale proceeds. An auction is an alternative to the sale of an undertaken asset by way of inviting prospective buyers at a particular time and place in which the last highest bidder in writing or orally is determined as the winner. The author used socio-legal research as his research method. To meet the forth standards set by the law, the auction should be widely announced to the public, either through printed file, electronic or visual. A legal certainty as a basis which concerned with propriety and justice is very closely related to the principle of auction sales in another. As the formulation of the problem of the form of identification of the problem, namely how the legal protection of the auction buyers encountered the obstacles as well as the solution.Keywords: Auction; Legal Protection; Mortgage Right


2021 ◽  
Vol 2 (3) ◽  
pp. 520-525
Author(s):  
Ni Kadek Vikka Ayu Swandewi ◽  
Ni Luh Made Mahendrawati ◽  
I Putu Gede Seputra

In this era of globalization, insurance has been considered as a basic need which is a human need for security. Insurance is a form of risk management that is formed with the aim of avoiding the possibility of an uncertain risk of loss. This study aims to examine the legal position of policyholders as creditors in insurance companies and to reveal the legal protection of policyholders in insurance companies that are declared bankrupt. This study uses a normative research method because there is still a conflict of norms, with the approach to legislation. The data is sourced from the opinions of legal scholars and data law. The data sources are primary and secondary data obtained through recording and documentation, then the data is processed using interpretation and descriptive. Based on the Bankruptcy Law and PKPU Article 1 number 2, creditors are parties who have receivables due to agreements or laws that can be collected in advance of services. In the context of the legal protection of the policyholder, the Insurance Act has regulated the existence of a policy guarantor institution in which the purpose of the establishment of a policy guarantee program is to guarantee the return of part or all of the rights of the policyholder. In the bankruptcy and liquidation of an Insurance Company, it is expected that the curator will pay attention to the right of the Policy Holder to obtain compensation from the bankruptcy assets of the Insurance Company.


2019 ◽  
Vol 10 (1) ◽  
pp. 67-88
Author(s):  
Yaris Adhial Fajrin ◽  
Ach Faisol Triwijaya

The practice of prostitution involving women as the main perpetrator creates a negative stigma that sees women as guilty persons. Even though there are also women who are involved in the practice of prostitution due tocoercion. This condition creates a bias towards the position of the victim in the practice of prostitution. This paper is to examine the involvement of women in the practice of prostitution while also recognizing the position of women that are involved in the practice of prostitution. This research uses the normative juridical research method. Women in the prostitution network can be identified as victims due to both internal and external pressure.Women are perpetrators if involved without any pressure from other parties. Women are victims if they act as service providers, suffered, because of force by power from others, besides the relative requirements of women as victims of prostitution when involved in the practice of prostitution because they have been victims of sexual violence and make prostitution as livelihoods. Thus, it is hoped that legislators will soon be able to formulate limits on victims in the context of legal reform and just law enforcement. AbstrakPraktik prostitusi yang melibatkan perempuan sebagai aktor utama menimbulkan stigma negatif yang memandang perempuan sebagai insan yang bersalah. Padahal adapula perempuan yang terlibat dalam praktik prostitusi diakibatkan keterpaksaaan. Kondisi ini menimbulkan bias terhadap kedudukan korban dalam praktik prostitusi. Tulisan ini untuk mengkaji keterlibatan perempuan dalam praktik prostitusi sekaligus mengetahui kedudukan perempuan yang terlibat dalam praktik prostitusi. Penelitian ini menggunakan metode penelitian yuridis normatif. Perempuan dalam jaringan prostitusi dapat teridentifikasi sebagai korban akibat tekanan internal maupun eksternalnya. Perempuan sebagai pelaku apabila terlibat tanpa tekanan dari pihak di luar dirinya. Perempuan sebagai korban apabila bertindak sebagai pemberi jasa, menderita, karena dan daya paksa dari orang lain, selain itu syarat relatif perempuan sebagai korban dalam prostitusi manakala terlibat dalam praktik prostitusi karena pernah menjadi korban kekerasan seksual dan prostitusi sebagai mata pencaharian. Diharapkan pembentuk undang-undang segera mungkin untuk merumuskan mengenai batasan korban dalam rangka pembaharuan hukum dan penegakan hukum yang berkeadilan.


2021 ◽  
Vol 7 (4) ◽  
pp. 459-472
Author(s):  
Chatrin Intan Sari

The purpose of this study is to know how the legal protection for consumers on the circulation of illegal drugs and how the accountability of business actors on the circulation of illegal drugs. By using normative juridical research method this study found that the legal protection to consumers on the circulation of illegal drugs conducted by the government through the Agency of Drugs and Food. The Agency highlighted that the attention that the government has run its supervision. In addition, the protection of consumer law arising from the existence of rights and obligations set forth in Article 4 letters a and c, article 7 letters a and d, article 8 paragraph 1 letter a, d and e of Law Number 8 Year 1999 concerning Consumer Protection. The fulfilment of consumer rights over security, the right to be heard, the correct, clear, and honest information regulated in the UUPK is still not fulfilled. Article 98 paragraph 2, Article 106 paragraph 1 and 2 of Law Number 36 Year 2009 on Health. The business actor is responsible as the manufacturer of the goods because the importer of the goods is not an agent or official importer. The business actor who is an individual shall be liable for the losses incurred even if only as an importer not as a producer of the goods. 


Gerontologia ◽  
2017 ◽  
Vol 31 (3) ◽  
pp. 227-242
Author(s):  
Laura Kalliomaa-Puha

Jokaisella vanhuksella on Suomessa yksilöllinen, viime kädessä perustuslaissa taattu, oikeus riittävään hoivaan ja huolenpitoon. Silti tämä oikeus on usein käytännössä riippuvainen siitä, onko vanhalla ihmisellä omaisia tukenaan. Tässä artikkelissa tarkastellaan sitä, miten oikeus hoivaan ja hoitoon taataan lainsäädännössä. Omaisilla ei lain mukaan ole vastuuta hoivan järjestämisestä, mutta silti lainsäädäntö monessa kohdin ikään kuin olettaa omaisten olevan vanhuksen tukena. Vaikka omaiset usein ovatkin tukena, miten perusoikeus hoivaan ja huolenpitoon toteutuu niillä vanhuksilla, joilla ei ole omaisia? Artikkeli nostaa vakavimpana omaisolettaman riskinä esiin ne vanhukset, joilla on omaisia, mutta joiden omaiset eivät osaa tai halua auttaa. Right to care and presumption of family and friends in the Finnish legislation According to Finnish legislation the public authorities must guarantee adequate social, health and medical services for those old persons who cannot obtain means necessary for a life of dignity. Yet in practice this right to receive indispensable subsistence and care often depends on the fact whether the old person happens to have family or friends to help her or him. As if the legislation supposes there are friends and family to help, even though, according to Finnish law, family members do not have legal responsibility to take care of an elderly person. This article elaborates how the right to care is guaranteed in Finnish legislation and what the law says about the responsibilities of the family. Even though most of the relatives do help their elderlies, how is the right to care fulfilled for those old persons who do not have family? Perhaps the elderlies who have family and friends, which do not help or do not know how to, are in the most vulnerable situation.


Author(s):  
Екатерина Станиславовна Брылякова

Статья посвящена отдельному виду социальных гарантий сотрудникам учреждений и органов уголовно-исполнительной системы - праву на получение ежемесячного пособия по уходу за ребенком до достижения им полутора лет при сохранении своего рабочего места. Данная социальная гарантия не лишена нюансов: правовая проблема реализации права сотрудника учреждений и органов уголовно-исполнительной системы состоит в том, что он лишен права на «полноценное» ежемесячное пособие по уходу за ребенком. Актуальность данной темы обусловлена тем, что на сегодняшний день Федеральный закон от 19.05.1995 № 81-ФЗ «О государственных пособиях гражданам, имеющим детей» устанавливает для сотрудников органов и учреждений уголовно-исполнительной системы ежемесячное пособие по уходу за ребенком в размере 40 процентов среднего денежного довольствия по месту службы за последние 12 календарных месяцев, предшествующих месяцу наступления отпуска по уходу за ребенком. При этом обозначенный нормативно-правовой акт регламентирует минимальный (1500 рублей) и максимальный размер пособия (6000 рублей) для данной категории лиц. Однако для такой категории лиц, как матери, осуществляющие уход за ребенком и подлежащие обязательному социальному страхованию, Федеральный закон № 81-ФЗ устанавливает пособие по уходу за ребенком в размере 40 процентов среднего заработка, на который начисляются страховые взносы на обязательное социальное страхование на случай временной нетрудоспособности и в связи с материнством и не ограничивает максимальным размером. В связи с этим в правоприменительной сфере возникает дискуссионный вопрос относительно приоритетности ущемления прав одной категории граждан над другими в части размера пособия по уходу за ребенком. В статье предпринята попытка разобраться с регламентированным законодателем подходом к определению размеров выплаты пособия по уходу за ребенком определенному кругу субъектов и предложить рекомендации разрешения сложившейся ситуации. The presented article is devoted to a separate type of social guarantees for employees of institutions and bodies of the penal system-the right to receive a monthly allowance for the care of a child up to the age of one and a half, while maintaining their jobs. However, this social guarantee is not devoid of nuances, namely, the legal problem of exercising the right of an employee of institutions and bodies of the penitentiary system is that he is deprived of the right to a “full-fledged” monthly child care benefit. The relevance of this topic is due to the fact that today the Federal law of 19.05.1995 No. 81-FZ “On state benefits to citizens with children” establishes for the employees of bodies and establishments of criminally-Executive system of monthly allowances for child care in the amount of 40 percent of the average monetary allowances at the place of service in the last 12 calendar months preceding the month of the onset of leave to care for a child. In this case, the designated legal act regulates the minimum (1500 rubles) and the maximum amount of benefits (6000 rubles) for this category of persons. However, such a category of persons as mothers who take care of a child and are subject to compulsory social insurance, Federal law No. 81-FZ establishes a child care allowance in the amount of 40 percent of the average wage, which is charged with insurance contributions for compulsory social insurance in case of temporary disability and in connection with motherhood, and does not limit the maximum amount. In this regard, in the field of law enforcement there is a debatable question about the priority, infringement of the rights of one category of citizens over others in terms of the amount of child care benefits. The article attempts to deal with a regulated by the legislator approach to determining the amount of payment of childcare benefits to a specific circle of subjects and to offer recommendations for resolving the current situation.


Author(s):  
I Wayan Juwahyudhi

ABSTRACTOne of the police authorities is a discretionary action, where the action can also be done at the time of the investigation in dealing the juvenile offenders to protect children’s right to get justice and maximum legal protection. In the Law Number 11 of 2012 on the Juvenile Criminal Justice System stipulate about the investigator authority to carry out action of diversion, but this only applies to children under sentence of less than 7 years in prison and does not apply in children who are subject to punishments of more than 7 years in prison. This is contrary to the 1945 Constitution and the Law Number 23 of 2002 which emphasizes the protection of children before the law an the efforts to avoid imprisonment of the juvenile offenders.The thesis describes the police authority and the legal mechanisms and policies by the investigator in protecting the right on the juvenile offenders that puts the principles of legal protection. In order to avoid negative effects on children, therefore the police discretion is needed to avoid restrictions on freedom of the children’s right. The method used is a normative legal research method, where the normative or library legal research method is done by examining existing library materials.The writer suggested to the government to be more serious in dealing with the problems of children, especially for the juvenile offenders so that the welfare and right of children are protected and to avoid restrictions on freedom and minimize for juvenile offenders.


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