scholarly journals Prospects for the Development of Payment Institutions in Russia

2021 ◽  
Vol 13 (3) ◽  
pp. 8-26
Author(s):  
Victor L. Dostov ◽  
◽  
Pavel M. Shust ◽  
Pavel V. Pimenov ◽  
◽  
...  

The current structure of the Russian payment market is almost ten years old—in the summer of 2011,the Federal Law “On the National Payment System” was adopted. This was the start of a “Russian noncash miracle,” a fantastic increase of non-cash payments in retail turnover. Having solved numerous problems, the new market structure today also needs to be updated. During this decade, the range of challenges faced by the industry and the regulator has changed significantly: those are unbalanced competition, the presence of types of companies with similar functionality on the market, complex licensing procedures, and so on. This article aims to consider a new perspective of market transformation based on the introduction of payment institution into the Russian system. The article analyzes the current and future types of payments; examines in detail the structure of the Russian payment market, its advantages and disadvantages; and describes the payment institution, identifying the risks and prospects of its introduction into Russian banking practice. The authors suggest the feasibility of introducing payment institutions as a more functional version of the payment agents operating in Russia to simplify the complex structure of payment service providers. Payment institutions should become conduits for new payment services (such as PISP and AISP). In addition, payment institutions should be supervised by the regulator. At the same time, the introduction of a new type of companies should not put existing players at a disadvantage. Therefore, existing credit institutions and payment agents should have the ability to easily change their status and transform into payment institutions and back again.

Healthcare ◽  
2021 ◽  
Vol 9 (6) ◽  
pp. 656
Author(s):  
Vladimir Bulatnikov ◽  
Cristinel Petrişor Constantin

This paper aims at finding the most dominant ideas about the marketing of healthcare systems highlighted in the mainstream literature, with a focus on Russia and Romania. To reach this goal, a systematic analysis of literature was conducted and various competitive advantages and disadvantages of the medical models that require special attention from the governments are considered. In this respect we examined 106 papers published during 2006 to 2020 found on four scientific databases. They were selected using inclusion and exclusion criteria according to PRISMA methodology. The main findings of the research consist of the opportunity to use marketing tools in order to improve the quality of healthcare systems in the named countries. Thus, using market orientation, the managers of healthcare systems could stimulate the innovation, the efficiency of funds allocation and the quality of medical services. The results will lead to a better quality of population life and to an increasing of life expectancy. As this paper reviews some articles from Russian literature, it can add a new perspective to the topic. These outcomes have implications for government, business environment, and academia, which should cooperate in order to develop the healthcare system using marketing strategies.


Materials ◽  
2021 ◽  
Vol 14 (2) ◽  
pp. 421
Author(s):  
Chang-Hwan Lee ◽  
Iman Mansouri ◽  
Jaehoon Bae ◽  
Jaeho Ryu

A new type of composite voided slab, the TUBEDECK (TD), which utilizes the structural function of profiled steel decks, has recently been proposed. Previous studies have confirmed that the flexural strength of TD slabs can be calculated based on the full composite contribution of the steel deck, but for long-span flexural members, the deflection serviceability requirement is often dominant. Herein, we derived a novel deflection prediction approach using the results of flexural tests on slab specimens, focusing on TD slabs. First, deflection prediction based on modifications of the current code was proposed. Results revealed that TD slabs exhibited smaller long-term deflections and at least 10% longer maximum span lengths than solid slabs, indicating their greater efficiency. Second, a novel rational method was derived for predicting deflections without computing the effective moment of inertia. The ultimate deflections predicted by the proposed method correlated closely with the deflection under maximum bending moments. To calculate immediate deflections, variation functions for the concrete strain at the extreme compression fiber and neutral axis depth were assumed with predictions in good agreement with experiments. The proposed procedure has important implications in highlighting a new perspective on the deflection prediction of reinforced concrete and composite flexural members.


2021 ◽  
Vol 27 (3) ◽  
pp. 765-777
Author(s):  
Juan Pablo Artero-Muñoz ◽  
Ricardo Zugasti ◽  
Sira Hernánez-Corchete

In Spain, the media market structure is made up of very different media groups, making it necessary to identify and classify them in a clear and coherent manner. To do so, this article collects secondary information from media companies’ websites and from audience measurement institutions. Results identify 50 media groups with activity in the Spanish market. They are classified into three categories according to the type of outlet, including national, sectorial, and regional. The current structure is based on recent developments in the last four decades of democracy among newspapers, magazines, radio, television and digital media.


2021 ◽  
Author(s):  
Bin Yang

Abstract In this paper, we propose a new type of fuzzy covering-based rough set model over two different universes by using Zadeh’s extension principle. We mainly address the following issues in this paper. First, we present the definition of fuzzy β-neighborhood, which can be seen as a fuzzy mapping from a universe to the set of fuzzy sets on another universe and study its properties. Then we define a new type of fuzzy covering-based rough set model on two different universes and investigate the properties of this model. Meanwhile, we give a necessary and sufficient condition under which two fuzzy β-coverings to generate the same fuzzy covering lower approximation or the same fuzzy covering upper approximation. Moreover, matrix representations of thefuzzy covering lower and fuzzy covering upper approximation operators are investigated. Finally, we propose a new approach to a kind of multiple criteria decision making problem based on fuzzy covering-based rough set model over two universes. The proposed models not onlyenrich the theory of fuzzy covering-based rough set but also provide a new perspective for multiple criteria decision making with uncertainty.


2017 ◽  
Vol 23 (2) ◽  
pp. 193-205 ◽  
Author(s):  
Adrián Todolí-Signes

The digital era has changed employment relationships dramatically, causing a considerable degree of legal uncertainty as to which rules apply in cyberspace. Technology is transforming business organisation in a way that makes employees – as subordinate workers – less necessary. New types of companies, based on the ‘on-demand economy’ or so-called ‘sharing economy’ and dedicated to connecting customers directly with individual service providers, are emerging. These companies conduct their entire core business through workers that they classify as self-employed. In this context, employment law is facing its greatest challenge, as it has to deal with a very different reality to the one existing when it was created. This article analyses the literature available about the classification of this new type of worker as an employee or as self-employed, concluding that there is a need for a new special labour regulation. It also describes and justifies the bases for this new special labour regulation.


2018 ◽  
Vol 25 (6) ◽  
pp. 1059-1073 ◽  
Author(s):  
Weifeng Chen ◽  
Hu Weimin ◽  
Dejiang Li ◽  
Shaona Chen ◽  
Zhongxu Dai

AbstractGraphene (graphene) is a new type of two-dimensional inorganic nanomaterial developed in recent years. It can be used as an ideal inorganic nanofiller for the preparation of polymer nanocomposites because of its high mechanical strength, excellent electrical conductivity and plentiful availability (from graphite). In this review, the preparation methods of graphene/polymer nanocomposites, including solution blending, melt blending and in situ polymerization, are introduced in order to study the relationship between these methods and the final characteristics and properties. Each method has an influence on the final characteristics and properties of the nanocomposites. The advantages and disadvantages of these methods are discussed. In addition, a variety of nanocomposites with different properties, such as mechanical properties, electronic conductivity, thermal conductivity and thermal properties, are summarized comprehensively. The potential applications of these nanocomposites in conductive materials, electromagnetic shielding materials, photocatalytic materials and so on, are briefly presented. This review demonstrates that polymer/graphene nanocomposites exhibit superior comprehensive performance and will be applied in the fields of new materials and novel devices. Future research directions of the nanocomposites are also presented.


2021 ◽  
Vol 2 (3) ◽  
pp. 41-48
Author(s):  
V. B. DZOBELOVA ◽  
◽  
A. E. SALAMOVA ◽  

The relevance of the topic is largely due to the development of the country's tax base and the expansion of the geography of the special tax regime of the NAP. The main aspects of the functioning described in the work help to assess the advantages and disadvantages of the tax for self-employed persons. The purpose of the study is to reflect the trend in the development of a special tax regime for self-employed citizens in the Russian Federation. In connection with the purpose of the study, the following tasks were solved: to reveal the essence of the “self-employed population”, to characterize the main provisions of the special tax regime of the NAP, to consider the statistics of the number of self-employed persons in the Russian Federation, to identify the specifics of the tax regime for the self-employed population. The subject of the research is the special tax regime "Tax on professional income". The object of the research is the regulatory framework, as well as statistical data submitted by individuals to the Federal Tax Service on the implementation of activities to provide services to other individuals for personal, household and (or) other needs.As part of this research article explores the concept of "self-employed" citizens and trends in the use of special tax regime for the self-employed population in Russia according to the Federal Law from 27.11.2018 No. 422 «On the experiment of establishing a special tax regime "Tax on professional income"». The positive and negative aspects of the functioning of the tax regime are identified and the dynamics of the implementation of the law is studied.


Author(s):  
Meike Schmehl ◽  
Swantje Eigner-Thiel ◽  
Jens Ibendorf ◽  
Martina Hesse ◽  
Jutta Geldermann

From an environmental, economic, social, and technical perspective, this chapter focuses on a sustainability assessment of concepts for the energetic use of biomass in order to provide decision support for different options of biomass use. In rural areas, bioenergy concepts are of particular interest in this context. These can for example be biogas plants which are operated by electric service providers, or a biogas plant owned by one farmer, or bioenergy villages. The topic relates to the development of suitable criteria and to the adaption of existing indicator systems to the special requirements of sustainable biomass use for energy. The results of this sustainability assessment consider the different biomass concepts’ advantages and disadvantages, which are illustrated by multi-criteria valuation methods. Furthermore, the sustainability assessment of bioenergy concepts has specific requirements with regard to an information system in terms of data and information’s demand and supply side.


Author(s):  
Robert D. Sprague

This chapter focuses on legal issues that may arise from the increasing use of social interaction technologies; prospective employers searching the Internet to discover information from candidates’ blogs, personal web pages, or social networking profiles; employees being fired because of blog comments; a still-evolving federal law granting online service providers sweeping immunity from liability for userpublished content; and attempts to apply the federal computer crime law to conduct on social networking sites. The U.S. legal system has been slow to adapt to the rapid proliferation of social interaction technologies. This paradox of rapid technological change and slow legal development can sometimes cause unfairness and uncertainty. Until the U.S. legal system begins to adapt to the growing use of these technologies, there will be no change.


2010 ◽  
Vol 44-47 ◽  
pp. 3970-3975
Author(s):  
Ke Wang ◽  
Bin Chen ◽  
Wen Han Chen ◽  
Hua Xu ◽  
Jia Xin Yuan

At first, this paper compared the present some advantages and disadvantages of reactive power compensation devices, and analysis the disadvantages of these devices in practical application deficiencies, then put forward a new kind of reactive power compensation principle. With the development of power electronic devices, this paper put forward a new type of reactive power compensation which based on RB-IGBT of SVC mode, synthesize the advantages of domestic reactive power compensation devices at present, and the prospect of application is very good.


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