scholarly journals Tinjauan Yuridis terhadap Perlindungan Nasabah Perbankan Yang Menggunakan Layanan Internet Banking

Wajah Hukum ◽  
2021 ◽  
Vol 5 (2) ◽  
pp. 500
Author(s):  
Indriana Syiffa Fauziah ◽  
Rani Apriani

Nowadays technology is experiencing very rapid development, especially in conducting transactions and communication, namely by utilizing the internet as a medium, one of which is banking that uses the role of the internet or also called internet banking. The purpose of this study is to find out how the security of banking information is to uphold the principle of confidentiality in protecting the identity of customers who useproducts or services Internet banking, legal protection against the use of Internet banking, and the responsibility of banks to customers who suffer losses due to the use of internet banking. The research method used is normative juridical with analytical descriptive approach, through qualitative analysis techniques and data collection techniques through literature study using secondary data derived from primary legal materials, secondary legal materials and tertiary legal materials. From the results of this study found that the security protection of banking information by implementing a mechanism that has the purpose to avoid the various cybercrime or adverse impact on the security or confidentiality of customer informationusers, internet bankinglegal protections, regulated in Law Number 10 of 1998 concerning Banking and Law Number 11 of 2008 which was amended to Law Number 19 of 2016 concerning Electronic Information and Transactions, Law Number 8 of 1999 concerning Consumer Protection, Law Number 36 of 1999 concerning Telecommunications and Electronic Transactions, as well as in In terms of responsibility, the bank provides compensation as agreed with the customer through prior checking.

2018 ◽  
Vol 8 (2) ◽  
Author(s):  
Lusia Handayani ◽  
Munawar K. Nahrawi

<p>Food is the fundamental right of every human being. Communities or nations that are not satisfied with food sufficiency will have the potential to cause economic instability and even to bring down a government. Dependence on rice as a staple food can threaten economic and political stability when food is not adequately covered. One alternative that can be made to avoid the threat is to switch to other carbohydrates-based foods that grow in Indonesia, including sweet potato, cassava, arrowroot, and ganyong. However, those local food variety is still considered as second-class food, due to the persistence to rice-eating culture. Therefore, there is a necessity to create a local food campaign on internet media. The Internet is now growing into a medium capable to reach all kinds of people in a quick and precise manner. This descriptive study uses secondary data such as books and journals related to state defense and food security. The study finds that the use of internet as a medium for local food campaign to the community has not been implemented optimally, both by the government and non-government. In line with the rapid development of the internet and the importance of defending the country in all aspects, local food campaigns through internet media require the participation of all stakeholders.</p><p align="left"> </p><strong>Keywords</strong>: defending of the state, local food campaign, internet


2019 ◽  
Vol 6 (1) ◽  
pp. 54
Author(s):  
Azharuddin Azharuddin

The presence of the Internet Banking service has offered a number of convenience and flexibility in conducting transactions, both between the bank and its customers, the bank and merchant, bank with the bank and the customer with the customer. However, this simplicity does not mean no risk. In addition to the Internet Banking service provides convenience, also in fact have some risks. The risk of a new character and is a challenge for practitioners and experts in the field of Internet Banking service to handle it, so it becomes important to discuss the legal efforts to protect customers' personal data in the operation of Internet Banking service after changes in legislation and elektronic information transaction. Forms of protection against customer data in Internet Banking in Indonesia are from several types of regulations that have regulated internet banking, namely Bank Indonesia Regulation Number 9/15 / PBI / 2007 concerning Application of Risk Management in the Use of Information Technology by Commercial Banks and Act No. 19 of 2016 concerning Amendments to Act No. 8 of 2011 concerning Electronic Information and Transactions along with the Financial Services Authority Act in the section on consumer protection


Author(s):  
Berrin Arzu Eren

This study aims to reveal the advantages and disadvantages offered by internet banking to financial institutions and their customers as well as the reasons why customers use/do not use internet banking. For this purpose, customers' perspectives on internet banking are presented to the reader in the past and present by statistics. This research points out that many customers of the bank around the world still do not use the internet. Hence, internet banking is not an option. Therefore, in this study, suggestions are made to enable the use of internet banking by the wider masses. In addition to internet banking, technological developments and digital innovations in the banking sector are mentioned in the chapter, and the evolution of internet banking is pointed out.


Solusi ◽  
2019 ◽  
Vol 17 (2) ◽  
pp. 106-113
Author(s):  
Ardiana Hidayah

The development of transportation, communication and information technology further increases the pace of globalization. The use of technology has driven business growth including transaction activities by utilizing technology and telecommunications through e-commerce activities. Problem formulation related to the application of business law in e-commerce activities and the role of law and the concept of legal development in e-commerce business. Legislation in e-commerce activities has been regulated in Law Number 11 of 2008 which has been amended into Law Number 19 of 2016 concerning Information and Electronic Transactions, Law Number 7 of 2014 concerning Trade and Government Regulation Number 82 In 2012 concerning the Implementation of Electronic Transactions and Systems. In its application there are still some weaknesses, namely the existence of objects in electronic transactions cannot be perfectly perceived electronically. There are still obstacles to accountability and the level of reliability in proof of an electronic contract.      Law is a tool for maintaining order in society. Law will always adjust to the conditions that occur in the middle of the community and act as a means of renewal in people's lives. Rapid development has resulted in increasingly complex problems faced by the community from traditional patterns to modernization. The development of business law in Indonesia in e-commerce activities is carried out to support the realization of sustainable economic growth, as well as creating certainty, enforcement and legal protection.


2020 ◽  
Vol 5 (1) ◽  
pp. 49-57
Author(s):  
Ayu Citra Santyaningtyas ◽  
Rico Zubaidi

Complete Systematic Land Registration (PTSL) as an accelerated land registration program in Indonesia led directly by the President needs to provide assurance and legal protection of ownership of land rights. PTSL in this case is assigned to the Adjudication Committee which functions as the executor of PTSL according to the Regulation of the Minister of Agrarian/Head of the National Land Agency. PPAT as a public official mandated by Government Regulation Number 24 of 1997 concerning Land Registration in fact could not be found its role in the implementation of PTSL both outside and within the Adjudication Committee. This study aims to examine the role of PPAT that exists and should be present in the implementation of PTSL. The research methodology used is normative legal research with literature study in primary and secondary data collection. The results of the study found no role for PPAT in PTSL legislation. If referring to Government Regulation No. 24/1997, all transitions after the birth of this regulation require a PPAT deed as written evidence of ownership or transfer of land rights. The Adjudication Committee as the executor of PTSL should coordinate with PPAT to ensure that PTSL meets the legal data research stage so that an orderly, complete registration of land is achieved and provides legal certainty of ownership of land rights.


2020 ◽  
Vol 1 (1) ◽  
pp. 74-79
Author(s):  
Ratih Cahya Pramitasari ◽  
I Nyoman Putu Budiartha ◽  
Ni Made Sukaryati Karma

In this Development Era, the rapid development of electronic-based trading. Of course the need for the internet as a medium that connects important online shopping pages. This is what is called E-Commerce, which is a form of electronic-based trading. One company engaged in electronic commerce uses PT. Orindo Alam Ayu. Therefore, the authors are interested in discussing various problems that often occur in this company by pouring in the form of a thesis entitled Legal Protection Against Consumers who are disadvantaged in electronic transactions at PT. Orindo Alam Ayu, with the formulation of the problem 1) How is the legal protection for consumers who are disadvantaged in electronic transactions at PT. Orindo Alam Ayu? 2) How to resolve disputes against consumers who are disadvantaged through electronic transactions at PT. Orindo Alam Ayu? The research method used is empirical research.A loss that is often experienced by consumers who make electronic transactions at PT. Orindo Alam Ayu can do the transfer. Shipping and delivery of goods from PT. Orindo Alam Ayu to the consumer. Consumers take advantage of time, because they have to make complaints to the business, to the channeling of funds, namely banks. Therefore, PT. Orindo Alam Party business assistance here As well as resolving disputes over consumers by fixing money disputes related to each consumer. So the final settlement does not reach the end of the path, licensing can be completed properly. 


2021 ◽  
Vol 6 (2) ◽  
pp. 81-101
Author(s):  
Diah Pudjiastuti ◽  
Yuniar Rahmatiar ◽  
Deny Guntara

Tujuan penelitian ini adalah untuk mengetahui apa yang menjadi kendala pemerintahdalam pengelolaan limbah medis Covid-19 melalui kearifan local dan untuk mengetahuiupaya-upaya apa saja yang harus dilakukan oleh pemerintah dalam rangka pengelolaanlimbah medis Covid 19 melalui kaerifan local. metode studi literatur dengan menelaahsumber-sumber referensi sebagai data sekunder tentang kearifan local dalam pengelolaanlimbah medis Covid 19. Hasil penelitian menunjukan bahwa di lapanagan masih terdapatkendala dalam pengelolaan limbah medis COVID-19 melalui kearifan local. Berdasarkanhal tersebut maka harus ada upaya yang harus dilakukan oleh pemerintah dalam rangkapengelolaan limbah medis COVID-19 yaitu mengakomodirnya dalam peraturan daerah danmelakukan penyuluhan, serta adanya peran subervisi dalam meningkatkan peran sertamasyarakat dalam rangka pengelolaan limbah medis COVID-19 melalui kearifan lokal Kata Kunci : Limbah Medis, Covid 19, Kearifan Lokal The purpose of this study is to find out what are the government's obstacles in managingCovid-19 medical waste through local wisdom and to find out what ef orts the governmentmust make in the context of managing Covid-19 medical waste through local wisdom. method of literature study by examining reference sources as secondary data on localwisdom in the management of Covid 19 medical waste. The results show that in the fieldthere are still obstacles in the management of COVID-19 medical waste through localwisdom. Based on this, ef orts must be made by the government in the context of managingCOVID-19 medical waste, namely accommodating it in regional regulations andconducting counseling, as well as the role of supervision in increasing communityparticipation in the management of COVID-19 medical waste through localwisdom. Keywords: Legal protection; Traditional Knowledge; Copyrights


2020 ◽  
Vol 1 (1) ◽  
pp. 49-54
Author(s):  
Nurin Fitriana Ulfa ◽  
I Nyoman Putu Budiartha ◽  
Desak Gde Dwi Arini

Legal protection for consumers is a process of protection provided to consumers in their efforts to obtain the desired goods and/or services and the possibility of a loss in using them, the law applies to protect consumers. This study aims to find out the legal protection for consumers of providers against losses in the use of internet data packages that have used up but have not received notification and responsibility of the provider for the loss of consumers of internet data package users. The method used in this study is empirical legal research using a statutory, conceptual and sociological approach. Primary and secondary data is data used in this study. Then this study was analyzed qualitatively. Based on the analysis, the results of this study indicate that the legal protection for consumers against losses in services using the internet provider package is the process of resolving disputes with accountability by Telkomsel. Liability as an effort to protect consumers from the provider to consumers that results in consumer losses in the form of credit cuts has not been fully implemented, because not all provider problems will be given compensation in any form.


Author(s):  
Anggit Rahmat Fauzi ◽  
Ansari Ansari

The utilization of e-commerce media in the trading world brings impact to the international community in general and the people of Indonesia in particular. For Indonesian people, This is related to a very important legal problem. The importance of law in the field of e-commerce is mainly in protecting the parties who transact through the Internet. The purpose of this study is to know the legal review of the buying and selling agreements through electronic media as well as to know the legal protections for sellers and buyers if one of the parties commits a default. The research uses a normative juridical method of approach and the discussion is done in a descriptive analysis. The source and type of data used are primary data and secondary data. While the data collection techniques using literature studies, and the data obtained will be analyzed qualitatively. The agreement to buy and sell through electronic media is a new phenomenon that has been implemented in various countries and regulated in the Civil state nor law ITE. Legal protection for the parties in the sale and purchase agreements through electronic media is governed by the consumer protection ACT. Any breach must respond to any loss arising from his or her actions.


2016 ◽  
Vol 11 (3) ◽  
pp. 163
Author(s):  
Muhamad Abu-Jalil ◽  
Ashraf Aaqoulah

This study aimed to identify the role of Internet technology in transforming the role of its users to promoters of medical products in Jordan. The study found that there are statistically significant effects of independent variables (multipurpose and advanced Internet programs, reduced costs of the use of Internet programs, collective and interactive communication via the Internet, and Internet information abundance and variety of its resources) on the dependent factor, which is transformation of the role of Internet users to promoters of medical products in Jordan. The study recommended increasing attention on networks to promote medical products in Jordan. This is consistent with the fact that promotion via networks has become an effective way to support and enhance the image of products and its delivery to the target group in all markets around the world.


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