scholarly journals IMPLEMENTASI HAWALAH PADA PEMBIAYAAN BERMASALAH STUDI KASUS KOPERASI JASA KEUANGAN SYARIAH USAHA GABUNGAN TERPADU BMT SIDOGIRI KCP OMBEN TAHUN BUKU 2018

2019 ◽  
Vol 3 (2) ◽  
pp. 38-50
Author(s):  
Abdul Majid Toyyibi

Financing is the most important part of the milestone of an Islamic financial institution, its existence must be able to avoid the problematic financing that can hamper the value of its income. So that the existence of hawalah contract becomes a new solution in minimizing problem financing. So that in this study there are two formulations of the problem namely the practice of hawalah by reviewing the MUI fatwa and the type used by BMT Sidogiri. The research method used is descriptive qualitative in which the researcher descends directly to the study site by conducting interviews and collecting primary and secondary data sources as a complement and then from there an analysis of the data is conductedAs for the results of his research that the pillars and legal requirements of the law in KJKS UGT BMT Sidogiri KCP Omben are in accordance with the pillars and conditions according to Islamic economics and the MUI DSN fatwa regarding hawalah DSN MUI fatwa which has been decided related to hawalah. The implementation of hawalah, which is between muhil and muhal alayh, comes to KJKS UGT BMT Sidogiri KCP Omben to provide information that installments that are borne by the muhil parties will be continued with the financing installments by the muhal alayhi when legally obliged to fulfill the conditions and regulations.

2021 ◽  
Vol 1 (2) ◽  
pp. 81-105
Author(s):  
Rifqi Chairul Umam

Zakah is one of the pillars of Islam that must be implemented, zakah is generally divided into 2, zakah maal and zakah fitrah. A mosque is a place for Muslims to perform worship both in congregation and individually. In Indonesia the mosque is also a place for collecting and distributing zakat funds. This study aims to identify the effectiveness of zakat distribution through mosques (case study of Darussalam Mosque, Kota Wisata, Cibubur). The research method used is descriptive qualitative research methods with primary and secondary data sources that will be obtained from interviews, viewing reports related to zakat, observations, and documentation to Amil in Masjid Darussalam, Kota Wisata, Cibubur. The results of the study show that all indicators, that is right on target, economic improvement, use of funds. with some notes that need to be considered, namely the ZakatPro program must be carried out carefully monitoring and coaching so that mustahik can be more productive, and provide solutions to each mustahik's business problems


2021 ◽  
Vol 4 (1) ◽  
pp. 11-23
Author(s):  
Ria Listianingrum ◽  
Ana Fitriana Poerana ◽  
Weni A. Arindawati

The Instagram account @fisipunsika is an Instagram account used by the admin (communicator) as a medium of communication in providing information to students. The purpose of this study was to find out how the communication strategy carried out by unsika physicists through Instagram media in providing information to students. The research informants were determined by purposive sampling based on certain criteria, using primary and secondary data sources. This research is descriptive qualitative in nature, while the theory used is Lasswell's theory. The results of this study are (1) the communication strategy carried out by unsika physical communicators through Instagram media in providing information to students, namely the admin trying to learn an easy application for sharing information and the techniques performed by the admin as a communicator are not too complicated, only changing the message in verbal into images using the Canva application, (2) the communication strategy of composing messages carried out by the admin of Instagram Fisip UnSika is considered to be able to provide very effective information to students by determining themes and materials with an orientation in order to be able to provide information to students


2021 ◽  
Author(s):  
B Bahrudin ◽  
H Hidayatullah

This research was conducted to analyse the prohibition of former corruptors’ ability to become legislative candidates based on PKPU Policy Number 20 of 2018, in terms of synchronizing the policy with higher laws and examining it from the perspective of political ethics and legal politics in eradicating corruption in Indonesia. The research method adopted was normative juridical, and the types and sources of data used were secondary data, applying data sources from primary, secondary, and tertiary legal materials. The results of data processing are presented in the descriptive analysis. The outcomes of this research indicate that the synchronization of PKPU policy law No. 20 of 2018 regarding the disallowance of ex-corruptors from becoming legislative candidates clash with higher laws and regulations, namely Law Number 7 of 2017 regarding elections in conjunction with Law Number 12 of 2011 about the formation of laws and regulations. Therefore, the conclusion of the KPU regulations has no binding legal force. The actualization of a fair and sovereign election requires all policymakers’ support, especially in the enforcement and application of political ethics and the law to eliminate corruption in Indonesia. Keywords: policy, ex-corruptors, legislative candidate, election


Acta Comitas ◽  
2021 ◽  
Vol 6 (01) ◽  
pp. 162
Author(s):  
Raymond Bagus Nurchandra ◽  
Retno Murni

The purpose of this research is to determine the validity of a fiduciary security deed using a motorized vehicle that is still in the indent process as a guarantee. This type of research is empirical legal research which is based on primary data sources and secondary data sources. Then the conclusions are drawn through descriptive analysis techniques. The results show that a motorized vehicle that is still in the pivoting process can be charged with a fiduciary guarantee, but the debtor must attach proof of the order given by the dealer The part that will pay the vehicle in full to the dealer is the bank and after the proof of payment is given in full, the proof must be presented in front of a notary. The debtor must also make his own statement if the BPKB has been issued, it must be immediately submitted to the bank. The validity of a fiduciary guarantee deed that uses a motorized vehicle that is still in the pivot process as evidence is legally recognized because in the provisions of the explanation of article 6 letter c of the Law on Fiduciary Security does not clearly emphasize the existence of BPKB ownership so that proof of purchase orders can already be obtained. used as proof of ownership of a motorized vehicle that is still in the process of being indented.   Tujuan dari penelitian ini adalah untuk mengetahui keabsahan suatu akta jaminan fidusia yang menggunakan kendaraan bermotor yang masih dalam proses inden sebagai jaminannya. Jenis penelitian yang digunakan adalah penelitian hukum empiris yang didasarkan pada sumber data primer serta sumber data sekunder kemudian ditarik kesimpulannya melalui teknik analisis deskriptif. Hasil penelitian menunjukan bahwa kendaraan bermotor yang masih didalam proses inden dapat dibebankan dengan jaminan fidusia namun pihak debitor harus melampirkan bukti pemesanan kendaraan bermotor tersebut yang diberikan oleh pihak dealer. Pihak yang akan membayarkan kendaraan tersebut secara lunas kepada dealer adalah pihak bank dan setelah diberikannya tanda bukti pembayaran secara lunas tersebut maka bukti tersebut harus dipaparkan dihadapan pihak Notaris. Pihak debitor juga harus membuat surat pernyataan sendiri jika BPKB sudah terbit maka harus segara diserahkan kepada pihak bank. Keabsahan suatu akta jaminan fidusia yang menggunakan kendaran bermotor yang masih dalam proses inden sebagai alat bukti diakui sah secara hukum karena didalam ketentuan penjelasan Pasal 6 huruf c Undang-Undang tentang Jaminan Fidusia tidak menekankan secara jelas harus adanya kepemilikan BPKB sehingga bukti purchase order saja sudah dapat digunakan sebagai suatu bukti kepemilikan kendaraan bermotor yang masih dalam proses inden.


Author(s):  
Hadius Akbar ◽  
Farikh Marzuqi

Getting married is part of the worship which is sanctified by the Prophet Muhammad, but in Indonesia it has rules if there is someone who is underage married as stated in the law that if someone wants to do a marriage for the prospective bridegroom must be 19 years old and calom the bride must be 16, and can continue the marriage by requesting marriage dispensation permission to the Religious Court. This study aims to determine the judge's consideration of the early marriage dispensation based on the analysis of the Sidoarjo Religious Court Decision Number: 222 / Pdt.P / 2017 / Pa. . The research method used is a juridical-normative research method where data sources are obtained from secondary data and primary data. The results showed that the judgment of judges regarding the dispensation of early marriage was seen from a situation if it was not hastened to marry, something would happen that violated the law because the prospective bride had been pregnant for 1 month, even though the candidate had not reached 16 years but was seen from the evidence and witnesses that they were able to get married.


2019 ◽  
Vol 2 (1) ◽  
Author(s):  
Basri Basri

AbstractThe main problem in this research is, the marriage registration linked to the validity of a marriage according to Law No. 1 of 1974 and the Law of Islam as well as the legal consequences of marriage were not recorded according to Law No. 1 of 1974 and the Law of Islam.This research is penelitianYuridis Normative namely legal research using secondary data sources in the form of literature votes. research that emphasizes the science of law, tried to examine the legal principles that apply in the community and as supporting research carried Normative method.Marriage has been done according to the law of each religion and his belief that (a valid marriage according to religious law) must be registered in order to obtain legal protection. However, registration of marriage it does not specify when the validity of the marriage because of the validity of marriage is at the time held Munurut law of each religion and belief. Registration of marriages serves to record the occurrence of law concerning marriage, as well as the listing on the birth.The legal consequences of marriage were not recorded, although the religion or belief was valid, but the marriage conducted without the knowledge and supervision of employees marriage registrar does not have the force of law is certain. By law, it would be difficult demanding livelihood and legacy of the husband if the husband dies. Additionally wife is not entitled to the property (Gono-gini) in case of separation. The next legal consequences are children from the marriage that can not be listed deemed illegitimate children unless there is recognition of a father or a court decision.Although the validity of marriage is returned to the law of each religion and belief but the registration of marriages should be made legal by the state so that protection can be implemented to the maximum. And registration of marriages should be made at the same time with the implementation of the marriage. Keywords: Registration, Marriage, Validity


2017 ◽  
Vol 2 (02) ◽  
pp. 139-147
Author(s):  
Dahlan Lama Bawa

ABSTRAKTulisan mengenai Pendidikan Kewarganegaraan; ikhtiar mencegah konflik dan membina toleransi ini dilatarbelakangi oleh adanya konflik atas nama agama yang pernah terjadi di Indonesia pada kurun waktu tahun 1990-2000-an. Tujuan penulisan ini dimaksudkan untuk menanamkan nilai-nilai demokrasi dan toleransi kepada masyarakat Indonesia pada umumnya dan mahasiswa khususnya yang memprogramkan mata kuliah Civic Education. Metode penelitian yang digunakan untuk menggali informasi pada tulisan ini adalah deskriptif-kualitatif, dengan pendekatan fenomenologis. Adapun sumber data terdiri dua sumber data yaitu sumber data primer dan sekunder. Sumber data primer, yakni penulis menggali informasi dari data-data  mengenai konflik atas nama agama di Indoensia baik dalam bentuk buku-buku ilmiah maupun jurnal laporan hasil penelitian. Sedangkan sumber data sekunder, yakni penulis menghimpun data dan informasi di media cetak dan elektronik. Adapun intrumen dalam penelitian ini adalah penulis sendiri sebagai instumen kunci. Adapun temuan hasil penelitian ini menunjukkan bahwa pemicu konflik atas anama agama di Indonesia terdiri dari tiga faktor, yakni faktor adanya  pelecehan/penodaan agama, adanya sikap yang mau menang sendiri serta mengabaikan kehadiran umat beragama lain,  adanya diskomunikasi dan miskomunikasi antar umat beragama.    Kata kunci: Penanaman Nilai-nilai Demokrasi dan Toleransi  ABSTRACTWritten of civic education; the effort to prevent and maintain tolerance is based by there were conflicts was the name of religion that occurred in Indonesia in the period 1990-2000's. The purpose of this research is intended to build the values of democracy and tolerance to the society generally and students particulary who program Civic Education subject. Research method used to find information in this paper is descriptive-qualitative, with phenomenological approach. The data sources consist of two data sources are primary and secondary. Primary data sources, are the researcher find information from data about the conflict in the name of religion in Indonesia both scientific books and report research journals. While secondary data sources, are the researcher collect data and information in print and electronic media. Instrument of this research is the researcher himself as a key. The findings of this research indicate that the trigger of conflict religion in Indonesia consists of three factors, namely the factors religious desecration, the attitude of self-defeating and the disregard presence of other religious communities, the existence of discommunication and miscommunication among religious people. Keywords: Build Democratic Values and Tolerance


2019 ◽  
Vol 4 (1) ◽  
Author(s):  
Asep Suryanto ◽  
Adah Sa’adah

The objective of this research was to find out what factors underlie Daarut Tauhiid BMTcustomers in applying of murabaha financing. The research method used is descriptive research method with a qualitative approach. The data sources in this study involve primary data sources and secondary data sources. Primary data sources, namely the unit head, account officer, and members of Daarut Tauhiid BMT as murabaha financing customers at the BMT. Secondary data sources involve modules, documents at Daarut Tauhiid BMT relating to the topic of research. The data analysis techniques are through the stages of data reduction, data display and data verification. The results of the research show that the factors that could underlie customer decisions in applying The results showed that the factors underlying the customer's decision in applying of murabaha financing at Daarut Tauhiid Baitul mal wa Tamwil (BMT) were images of the Daarut Tauhiid environment, reference groups, customer needs in certain situations, supporting personal work, customer perceptions of syariah compliance


2020 ◽  
pp. 52
Author(s):  
Moh Slamet Untung

This study tries to describe the policy implemented by the Japanese fascist military authority toward pesantren education during their occupation in Indonesia. The research problem is how the policies used by the Japanese fascist military authority towards pesantren during their occupation in Indonesia before the independence of Indonesia. Primary data sources of this study include some works examining the policies of the Japanese fascist military authority towards pesantren education. Various scientific papers on Japanese colonization in Indonesia are used as secondary data sources of this study. This study uses historical approach and library research method focusing on the policies of the Japanese fascist military authority towards pesantren education. The collected data then were analyzed by using content analysis. This study exposes that the Japanese government provide more freedom for pesantren education than the Dutch colonial to develop themselves without any affection from the Japanese government. It could be seen from a fact that when pesantren were about to develop their basic potential as an educational institution teaching anti-colonial attitudes, Japanese government immediately acted repressively. They always monitored the kiai as well as all pesantren’s activities.


Author(s):  
Umi Kalsum ◽  
Salman Farisi ◽  
Muslim Muslim ◽  
Winda Meliandani

The purpose of this study was to determine and analyze cash, debt and profitability at PT. Perkebunan Nusantara III (Persero) Medan period 2013-2018. This research method uses a descriptive approach with primary and secondary data sources. The data collection technique in this study used a documentation study. The results showed that cash and debt were not optimal in increasing the profitability of ROI (return on investment) and ROE (return on equity). Where cash has decreased every year because the company does not contribute to the company's wealth (profit) to cash which is feared that cash will not be able to finance its debts.PT. Perkebunan Nusantara III Medan in 2013-2018 experienced a significant increase, where the increasing debt will affect the company's profitability.


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