scholarly journals Research on Audit Supervision of Internet Finance

2020 ◽  
Vol 8 (1) ◽  
pp. 2
Author(s):  
Hua Liu ◽  
Sheng Ge
Keyword(s):  
Financial Institutions ◽  
Simulation Analysis ◽  
Rapid Development ◽  
Evolutionary Game ◽  
The Internet ◽  
Analysis Tool ◽  
Financial Industry ◽  
Financial Audit ◽  
Financial Credit ◽  
Internet Finance

Internet finance is a new form of finance that applies capacities found on the Internet to the traditional financial industry. However, at the present stage, internet finance is faced with many problems, such as overly rapid development and non-standard operation. This paper adopted the evolutionary game theory as the analysis tool to design an evolutionary game model of government audit supervision of Internet finance, and analyzed the evolutionary stability of the strategies used by Internet financial institutions and government financial audit supervision departments. A simulation calculation was carried out by placing the calculation experimental method “Scenario–Coping”, which simulated the initial probability of different strategies adopted by both parties of the game and evaluated the influence of changing the penalty intensity of Internet financial institutions’ violation on the outcome of the evolutionary game. Based on the simulation analysis, the paper provided policy suggestions on strengthening audit supervision and promoting its sustainable development from three aspects: strengthening the construction of the Internet financial credit information system, improving Internet financial laws and regulations, and improving the early warning level of Internet financial credit risk.

scholarly journals Analysis on the Change of Financial Management Mode under Internet Finance

2021 ◽  
Vol 275 ◽  
pp. 01014
Author(s):  
Jia Liu
Keyword(s):  
Economic Development ◽  
21St Century ◽  
Financial Management ◽  
Rapid Development ◽  
Management Mode ◽  
The Internet ◽  
Financial Industry ◽  
Internet Finance

Economic development in the 21st century in the 21st century, the wealth in the people’s hands has been accumulated continuously, and the increase of the wealth in the people’s hands has also promoted the emergence of new industries ——— financial management in our country. Because of the rapid development of Internet in China, all kinds of industries begin to combine with the Internet, and the financial industry is no exception. The combination of financial industry and Internet has produced the hottest industry ——— Internet finance in China. Internet finance not only brings innovation to the traditional financial industry, but also makes the financial management mode of our country change dramatically.

scholarly journals Prevention of Internet Financial Risks in the Era of Digital Economy

2021 ◽  
Vol 4 (5) ◽  
pp. 38-44
Author(s):  
Yan Wang
Keyword(s):  
Big Data ◽  
Digital Economy ◽  
The Internet ◽  
Financial Risks ◽  
Financial Industry ◽  
Widespread Application ◽  
Credit Reporting ◽  
Financial Credit ◽  
Internet Finance ◽  
The Times

As a pillar in the development of China’s economy, the financial industry plays a key role in the production and life of residents. Along with the widespread application of the internet, internet finance has gradually emerged as required by the times, and in the achievement of the collection and extraction of big data, related analysis and exploration technologies have been emphasized more. However, in the context of big data technology, there are still risks of unsound laws, inadequate business publicity, user information security, and capital liquidity in internet finance. Under this digital economy era, this article attempts to discuss these risks, which need to be prevented from establishing a good internet financial system, strengthening interindustry exchanges and cooperation, building a unified internet financial information supervision platform, as well as optimizing the internet financial credit reporting system, so as to promote a healthy and sound development of the whole financial industry.

scholarly journals Research on the Mixed Teaching Mode of College English in the “Internet” Education Environment

2021 ◽  
Vol 236 ◽  
pp. 04002
Author(s):  
Yunhui Li
Keyword(s):  
Rapid Development ◽  
Colleges And Universities ◽  
The Internet ◽  
Financial Industry ◽  
Teaching Mode ◽  
College English ◽  
English Teaching ◽  
Internet Education ◽  
Education Environment ◽  
Education Industry

China has entered the 21st century, the Internet has entered an era of rapid development, especially in recent years, with the emergence of five G, China’s Internet development has entered a new journey, with the rapid development of the Internet, China’s various industries can not do without the Internet, whether real estate, financial industry or even education industry. In recent years, under the influence of the newly created “Internet” education model, the English teaching methods of major colleges and universities have also undergone great reform. A new teaching mode, which combines the means of past education and teaching with modern information network, makes teaching no longer restricted by time and space. This kind of teaching mode can not only improve students’ interest in learning, meet the needs of modern students, but also improve the quality of English teaching in colleges and universities. This paper further discusses the mixed teaching mode of college English under the environment of Internet education.

Internet Finance

2017 ◽  
pp. 167-190
Author(s):  
Marta Vidal ◽  
Javier Vidal-García ◽  
Stelios Bekiros
Keyword(s):  
Financial Services ◽  
Information And Communications Technology ◽  
The Internet ◽  
Communications Technology ◽  
Financial Industry ◽  
New Developments ◽  
Technology Industry ◽  
Online Marketplace ◽  
Use Of Technology ◽  
Internet Finance

New developments in the Information and Communications Technology industry have substantially increased the importance of the internet over the last decade. As a result, the finance sector has developed its technological capability to be able to compete in an online marketplace with other financial services providers and to be able to serve their customer. This chapter examines the use of technology in the financial industry and the various factors associated with it, as well as introducing the reader to the main types of project initiators-contributor business relations in online crowdfunding.

When Technology Meets Finance

2021 ◽  
pp. 1-21
Author(s):  
Yousif Abdullatif Albastaki
Keyword(s):  
Artificial Intelligence ◽  
Financial Institutions ◽  
Financial Services ◽  
Major Part ◽  
The Internet ◽  
Financial Industry ◽  
Digital Innovation ◽  
Customer Expectations ◽  
The Internet Of Things

There is a paradigm shift in the financial services industry. Combined with ever-changing customer expectations and preferences, emerging technologies such as artificial intelligence (AI), machine learning, the internet of things (IoT), and blockchain are redefining how financial institutions deliver services. It is an enormous task to remain competitive in this ever-changing environment. Financial institutions see FinTech as a major part of the digital future, and as proof of this, since 2015, financial institutions have invested over US$ 27 billion in FinTech and digital innovation. This chapter is an introductory chapter that explores FinTech in the literature. It focuses on how FinTech is reshaping the financial industry by describing FinTech phases and development process. The financial products and services using FinTech are also described with a highlight on Islamic FinTech. The chapter finally concludes by describing the future of FinTech.

scholarly journals The Evolutionary Game Analysis of Public Opinion Supervision of Engineering Quality in the Network Citizen Journalism Environment

2021 ◽  
Vol 2021 ◽  
pp. 1-12
Author(s):  
Yaohong Yang ◽  
Yi Zeng ◽  
Jing Dai ◽  
Ying Liu
Keyword(s):  
Public Opinion ◽  
Mobile Networks ◽  
Simulation Analysis ◽  
Rapid Development ◽  
Evolutionary Game ◽  
Citizen Journalism ◽  
Game Model ◽  
Self Healing ◽  
The Public ◽  
The Government

With the rapid development of mobile networks and citizen journalism, public opinion supervision has become an essential social supervision on engineering quality. They consider the dynamic characteristics of the spread process of public opinion and the game process of social supervision on engineering quality. The tripartite evolutionary game model of the government, contractors, and the public was constructed by coupling the Susceptible-Exposed-Infected-Removed (SEIR) model of public opinion spread and the evolutionary game model. Then, the influence laws of public opinion spread on the tripartite evolutionary game were analyzed and discussed through numerical simulation analysis. The results show that the public with more significant influence or authority is more able to restrain the quality behavior of government and contractors; increasing the probability of transforming ignorant into latent, the probability of converting latent into the communicator and topic derivation rate or reducing the direct immunization self-healing can improve the effectiveness of public opinion supervision; the true online public opinion can effectively restrain the quality behavior of contractors and urge the government to supervise actively. The research conclusions can provide a reference for improving the social supervision mechanism of engineering quality in the era of network citizen journalism.

scholarly journals The impact of Internet finance to commercial banks in China

2021 ◽  
Vol 6 (1) ◽  
pp. 29
Author(s):  
Meng Wu
Keyword(s):  
Information Technology ◽  
Business Model ◽  
Financial Institutions ◽  
Commercial Banks ◽  
Rapid Development ◽  
Network Technology ◽  
Customer Data ◽  
Internet Finance ◽  
The Impact ◽  
Industry Experience

In recent years, network technology, information technology and data processing technology have become the basis of the competition of Internet financial institutions. With the rapid development of the electronic platform, the accumulation of massive customer data information, Internet finance has a more and broader range of customer resources than that of a single bank. These advantages of Internet finance will have a significant impact on commercial banks. The traditional banks have a mature business model and rich industry experience in finance. Internet finance and traditional commercial banks interact with each other. In this case, this paper will focus on the influence of Internet finance on traditional commercial banks in China.

Internet Finance

2020 ◽  
pp. 2035-2052
Author(s):  
Marta Vidal ◽  
Javier Vidal-García ◽  
Stelios Bekiros
Keyword(s):  
Financial Services ◽  
Information And Communications Technology ◽  
The Internet ◽  
Communications Technology ◽  
Financial Industry ◽  
New Developments ◽  
Technology Industry ◽  
Online Marketplace ◽  
Use Of Technology ◽  
Internet Finance

New developments in the Information and Communications Technology industry have substantially increased the importance of the internet over the last decade. As a result, the finance sector has developed its technological capability to be able to compete in an online marketplace with other financial services providers and to be able to serve their customer. This chapter examines the use of technology in the financial industry and the various factors associated with it, as well as introducing the reader to the main types of project initiators-contributor business relations in online crowdfunding.

scholarly journals Study on the Development Strategy of Ant Financial

2019 ◽  
Vol 10 (5) ◽  
pp. 262
Author(s):  
Ximeng Zhang ◽  
Myeong Cheol Choi
Keyword(s):  
Financial Services ◽  
Development Process ◽  
Developed Countries ◽  
Internet Banking ◽  
Internet Technology ◽  
The Internet ◽  
Financial Industry ◽  
Finance Industry ◽  
Advantages And Disadvantages ◽  
Internet Finance

Convergence of Internet technology and traditional financial industry has created a new field of Internet finance. Nowadays, China has a very large Internet user base and application market. With the application and development of the Internet, China has become one of the most developed countries that use Internet banking services and has the highest number of Internet finance users. Ant Financial is the first to enter the Internet financial market, and has now become a representative of China’s Internet finance industry due to its extensive layout and rich business. Most of the previous research has only studied a part of Ant Financial without an analytical framework. Therefore, this study intends to investigate the history, development process, and success factors of Ant Financial. The contents of this paper are as follows. First, the development process and the current situation of Ant Financial Services are expounded. Second, the advantages and disadvantages of the current development process are analyzed by the SWOT analysis technique. Through the comparison of the research results, the guiding opinions for the development of Ant Financial Services are proposed. Finally, summary of the success reasons and future prospects for development are presented.

scholarly journals Competition and Game of the Pre-Installed Market and Post-Installed Market of the Internet of Vehicles from the Perspective of Cooperation

2020 ◽  
Vol 12 (3) ◽  
pp. 996
Author(s):  
Chaohui Zhang ◽  
Yijing Li ◽  
Yishan Zhang
Keyword(s):  
Simulation Analysis ◽  
Evolutionary Game ◽  
Dynamic Game ◽  
Service Level ◽  
The Internet ◽  
Game Model ◽  
Evolutionary Trends ◽  
Internet Of Vehicles ◽  
Cooperative Relationships ◽  
Competition State

The Internet of Vehicles market is broadly divided into two parts—the pre-installed market and the post-installed market. Although they possibly have cooperative relationships, there is a competition game between them in terms of interests, and a healthy game relationship can promote the optimization of products and the overall improvement of the service level in the Internet of Vehicles market. Through the evolutionary game model, this article analyzes the dynamic game process between the pre-installed market and the post-installed market of the Internet of Vehicles, explores the various evolution trends of the Internet of Vehicles market from the perspective of cooperation, and combines the numerical simulation analysis to study the three possible evolutionary trends and corresponding steady states. The results show that, when the cooperation ratio is relatively high, both sides of the game are in the cyclical competition and game, which is the optimal competition state of the Internet of Vehicles market. On the contrary, any kind of “steady state” is unfavorable to the overall market. Therefore, all parties should be encouraged to establish a deeper level of cooperation and jointly promote the further prosperity of the Internet of Vehicles market in the process of cooperation and competition.

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