scholarly journals KONDISI EKSISTING USAHA MIKRO DAN KECIL KERAJINAN BAHAN ALAM DI KOTA SEMARANG DALAM BERTAHAN MENGHADAPI KRISIS AKIBAT PANDEMI

2020 ◽  
Vol 15 (2) ◽  
pp. 462-476
Author(s):  
Berta Bekti Retnawati ◽  
Marlon Leong ◽  
B Irmawati
Keyword(s):  
Sampling Method ◽  
Raw Materials ◽  
Target Market ◽  
Small Enterprises ◽  
Adaptation Process ◽  
Policy Makers ◽  
Difficult Situation ◽  
Micro And Small Enterprises ◽  
Convenience Sampling ◽  
Marketing Methods

The existing condition due to the crisis during the pandemic period requires micro and small enterprises, including natural handicrafts to survive. This research seeks to portray the situation in the field of adaptive efforts of micro and small enterprises crafting natural raw materials both before a pandemic, during a pandemic and new normal effort in an effort to survive this difficult situation. Research on 20 business actors using convenience sampling method. Micro and small enterprises that can adapt to situations by making innovative efforts and keeping up with market demands are quite resilient. Adaptability can be made through products and marketing methods using e-commerce platforms and social media to approach and expand the target market. On the other hand, micro and small enterprises that are not ready and stuttering in the adaptation process experience difficulties in responding to the changes and challenges that exist. The results of this study are expected to provide an overview of existing conditions and can be input for policy makers in synergy with various parties to continue to strive to maintain micro and small enterprises so that they can exist through the difficult situation of the Covid-19 pandemic

scholarly journals DINAMIKA UPAYA ADAPTIF DAN KEBERLANJUTAN UMKM KERAJINAN BAHAN ALAM DI KOTA SEMARANG PADA MASA PANDEMI

2021 ◽  
Vol 14 (2) ◽  
pp. 239-255
Author(s):  
Berta Bekti Retnawati ◽  
Marlon Leong ◽  
Bernadeta Irmawati
Keyword(s):  
Random Sampling ◽  
Sampling Method ◽  
Business Owners ◽  
Economic Downturn ◽  
Target Market ◽  
Adaptation Process ◽  
Convenience Sample ◽  
Policy Makers ◽  
Difficult Situation ◽  
Depth Interviews

The economic downturn due to the pandemic requires MSMEs, including natural handicrafts to survive. The purpose of this research is to examine the conditions in the field of adaptive efforts carried out by natural handicraft MSMEs to manage the situation in the midst of a pandemic as a means of surviving in this difficult situation. In-depth interviews with natural handicraft SMEs in Semarang City, conducted on 20 business owners with random sampling method and convenience sample. MSMEs that can adapt to situations by making innovative efforts and keep up with market demands are quite resilient. Adaptability can be made through products that are made and by means of marketing using e-commerce platforms and social media to approach and expand the target market. On the other hand, MSMEs that are not ready and stuttering in the adaptation process experience difficulties in responding to the changes and challenges that exist. The number of respondents and the limited variety of types of natural handicrafts, can still be explored more widely in a larger area. Provides an overview of the existing conditions in the empirical situation, especially natural handicraft MSMEs and provides input for policy makers to hasten to accelerate efforts to keep MSMEs able to exist through the difficult situation of the Covid-19 pandemic Keywords : SMEs, Adaptive, Pandemic

scholarly journals The Roles of Micro and Small Enterprises in Empowering Women: The Case of Jimma Town, Ethiopia

2019 ◽  
Vol 6 (2) ◽  
pp. 139
Author(s):  
Bizuayehu Daba Feyisa ◽  
Kaleb Amanu Tamene
Keyword(s):  
Women Entrepreneurs ◽  
Raw Materials ◽  
Data Gathering ◽  
Sampling Technique ◽  
Research Approach ◽  
Small Enterprises ◽  
Electric Power Supply ◽  
Self Confidence ◽  
Micro And Small Enterprises ◽  
Jimma Town

The main aim of this study was to assess the roles of Micro and Small Enterprises in Empowering Women in Jimma Town. In this study, the researchers employed purely qualitative research approach. Purposive sampling technique was employed as appropriate sampling technique to select research participants. In addition to this, the researchers also used data gathering tools such as in-depth interview and non-participant observations. The study found out that Micro and Small enterprises in Jimma Town have played significant roles in empowering some women entrepreneurs economically and socially by improving their livelihoods, enhancing their self-confidence, decision making capacity, financial autonomy, freedom of mobility and also boosting their social-interactions. The study also found out that women entrepreneurs have been facing serious challenges against their business such as lack of appropriate working and selling places, market linkages, loan, and shortages of raw materials and frequent interruptions of electric power supply. So, the researchers recommended that all concerned government institutions shall try their level best to address such problems to advance women’s empowerment through micro and small enterprises to the best level.

scholarly journals The Development of Digital in the Covid-19 Pandemic

2021 ◽  
Author(s):  
Maria Digna R. Nahak
Keyword(s):  
Raw Materials ◽  
Small And Medium Enterprises ◽  
Asian Development Bank ◽  
Small Enterprises ◽  
Domestic Economy ◽  
Development Bank ◽  
Micro And Small Enterprises ◽  
Medium Enterprises ◽  
Almost All ◽  
The Impact

The global Covid-19 pandemic that has plagued all countries of the world has affect all sectors of people's lives. In Indonesia, almost all sectors experience impacts, especially the economic ecosystem which has been become the focus of society. Furthermore, the Covid-19 pandemic has made the slowdown in the economic sector in Indonesia with its various derivatives. The Micro, Small and Medium Enterprises (MSME) sector which is part of the most important sector of the economy is very important feel. This is what worried by all parties, because it has made the MSME sector experienced a significant decline. Moreover, currently many MSMEs are experiencing various problems such as: decrease in sales, capital, hampered distribution, difficulty in raw materials, decreased production and the occurrence of many layoffs for workers and hunting which later became a threat to the national economy. MSMEs as a driver of the domestic economy and a middle labor absorber face a decline in productivity which results in a decrease in profits significant. Even based on the related Asian Development Bank (ADB) survey, the impact of the pandemic on MSMEs in Indonesia, 88% of micro businesses run out of cash or savings, and more than 60% of these micro and small enterprises have reduced their workforce work.

Germinating seeds in dry soil: examining the process of frugal innovation in micro- and small-enterprises at the base of the pyramid

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Miriam Borchardt ◽  
Charbel José Chiappetta Jabbour ◽  
José de Figueiredo Belém ◽  
Venkatesh Mani ◽  
Giancarlo Medeiros Pereira ◽  
...  
Keyword(s):  
Business Models ◽  
Raw Materials ◽  
Life Cycles ◽  
Small Enterprises ◽  
Base Of The Pyramid ◽  
Frugal Innovation ◽  
Content Type ◽  
Fashion Products ◽  
Poor Region ◽  
Micro And Small Enterprises

Purpose This study aims to examine the process of frugal innovation (FI) in micro- and small-enterprises (MSEs) at the base of the pyramid (BOP) through the analytical lens of business models. Design/methodology/approach A case study was conducted with 30 MSEs from three different industries in a very poor region in Brazil. Findings The findings indicate that, in cases where FI is intense and dynamic, the start of the FI process is based on the reinterpretation of fashion trends and influences from the business ecosystem while the consolidation of FI in MSEs occurs through the reconfiguration of resources. Additionally, this study shows that FI depends on conditions other than the production of frugal products for BOP consumers. Research limitations/implications This study points out that the presence of end-of-life non-BOP raw materials distributed by large distributors in the case of fashion products, along with the interaction between MSEs at the BOP and these distributors, trigger FI and are profitable for both. For non-fashion products with long life cycles, there is no demand for innovation. Originality/value This study addresses the research void present in the literature on FI by presenting the process of FI and the conditions that leverage or stagnate FI in MSEs at the BOP, as well as how business models are shaped by these conditions.

scholarly journals Co-Production in Business Counselling in Microfinance Setting: A Conceptual Approach

2015 ◽  
Vol 23 (03) ◽  
pp. 299-319 ◽  
Author(s):  
Ruwan Abeysekera ◽  
Dean Patton ◽  
Andrew Mullineux
Keyword(s):  
Conceptual Model ◽  
Empirical Studies ◽  
Small Enterprises ◽  
Microfinance Institutions ◽  
Conceptual Approach ◽  
Dyadic Relationship ◽  
Policy Makers ◽  
Recent Developments ◽  
Micro And Small Enterprises ◽  
Literature Highlight

Recent developments in service literature highlight the importance of co-production between the firm and the client in order to create value. This paper presents a model of co-production within the context of microfinance provision and investigates the dyadic relationship between Counsellors from Microfinance Institutions (MFIs) and the Owner Managers of Micro and Small Enterprises (MSEs). The paper develops a conceptual model that identifies the factors that facilitate co-production between Counsellors and Owner Managers. It also identifies co-production outcomes relating to MSEs and MFIs concerned. The model offers researchers a framework for empirical studies in the microfinance setting. Furthermore, microfinance policy makers can use this model to formulate strategies that offer many benefits to both MFIs and Owner Managers.

scholarly journals Sustainable Survival: Resource Management Strategy in Micro and Small Enterprises in the Rubber Products Market in Poland during the COVID-19 Pandemic

Resources ◽  
2021 ◽  
Vol 10 (8) ◽  
pp. 85
Author(s):  
Katarzyna Czainska ◽  
Aleksandra Sus ◽  
Eleftherios I. Thalassinos
Keyword(s):  
Resource Management ◽  
Success Factors ◽  
Raw Materials ◽  
Computer Assisted ◽  
Small Enterprises ◽  
Negative Effects ◽  
Sustainable Resource Management ◽  
Micro And Small Enterprises ◽  
Group B ◽  
High Level

The COVID-19 epidemic surprised economic operators around the world. The very existence of many businesses, and thus jobs, was at stake. However, one year after the WHO declared the outbreak a pandemic, contrary to the pessimistic forecasts of business analysts, some industries did not experience the predicted negative effects of the crisis. This article presents the results of a pilot study on micro and small enterprises in the rubber products industry in Poland during the COVID-19 pandemic, with the aim of analyzing the phenomenon of sustainable resource management that led not only to the survival of these enterprises but also to a significant increase in their turnover. Therefore, the purpose of the study was to analyze the key success factors of the indicated economic entities, with particular emphasis on the perspective of sustainable resource management and relationship management. On the basis of best research practices, a triangulation of research methods was applied (integrative literature review, computer-assisted telephone interviewing, and individual in-depth interview). A relationship was observed between the sustainable management of resources and the structure of the relationship network and the strength of its connections. In micro and small enterprises in the rubber products sector in Poland, sustainable resource management is related to the structure of the network of relations and the strength of connections in the network (relations/networking), as enterprises form a group of entities with a high level of loyalty, especially between the suppliers and buyers of raw materials. The formulated conclusions will become the basis for further in-depth research that can be conducted (a) in the same group of respondents, but using a representative research group, (b) in the same industry among a group of large enterprises, and (c) in a group of small and medium-sized enterprises (SMEs) from other industries.

scholarly journals Microfinance and Performance of Micro and Small Enterprises: Does Training have an Impact

2017 ◽  
Vol 4 (1) ◽  
pp. 1 ◽  
Author(s):  
Syed Hussain Haider ◽  
Muzaffar Asad ◽  
Minaa Fatima ◽  
Rana Zain Ul Abidin
Keyword(s):  
Performance Indicators ◽  
High Performance ◽  
Small Enterprises ◽  
Access To Finance ◽  
Policy Makers ◽  
The People ◽  
Significant Difference ◽  
Micro And Small Enterprises ◽  
The Difference ◽  
And Performance

Access to finance is considered as very important for gaining high performance of Micro and Small Enterprises (MSEs). Yet it has been observed that despite the availability of access to finance the performance of several MSEs is poor, which is a major hurdle in the growth rate of MSEs. The purpose of this study was to find the difference in certain performance indicators of MSEs who owners have been given training against those whose owners have never been given any kind of training. In order to conduct study survey research has been conducted and a sample of 384 MSEs was selected on simple random basis. The findings revealed that all the performance indicators including sales increase, income increase, assets increase, employment increase, and meeting household expenses have shown a significant difference among the two groups. The findings of the study are very important for the policy makers and the people who are involved in microfinance industry.

scholarly journals EFEK PENULARAN COVID-19 BAGI USAHA MIKRO KECIL (UMK) PERSPEKTIF UNDANG-UNDANG CIPTA KERJA

2021 ◽  
pp. 1243
Author(s):  
Stephanie PD PD ◽  
Enjelina S ◽  
Natasha OA ◽  
Jeane Netlje Sally
Keyword(s):  
Raw Materials ◽  
Secondary Data ◽  
Health Condition ◽  
Small Enterprises ◽  
The Public ◽  
Descriptive Research ◽  
Legal Method ◽  
Micro And Small Enterprises ◽  
The Impact

Pagebluk corona resulted in a critical health condition of the public and disrupted the economy of the archipelago. The impact of the corona pagebluk in Indonesia; business sector, especially the Micro Small Business (UMK) sector. Some MSE actors have difficulty paying debts and employee salaries and even fire their employees, funding difficulties so that they are constrained in buying raw materials, declining buyers, closed access so that distribution and production are hampered. Micro and Small Enterprises (UMK) are the most important pillars in the Indonesian economy. The large number of Indonesian MSEs is related to all the obstacles in the field, especially during the Covid-19 pandemic. The normative legal method is used in this study, the focus is on 'secondary data' covering primary; secondary; tertiary legal materials. Qualitative approach with descriptive research nature. The government's efforts to raise the MSE class for a long-term strategy through the CK Law. A legal entity business unit makes it easier for MSEs to run their business. This makes it easier for MSEs to get capital assistance from banks. With the help of definite capital, it will be easier for his business to develop. In order to survive and develop, MSEs make several legal efforts, register their businesses, obtain halal permits and certificates, register brands, make cooperation agreements with relevant agencies, form or join MSE organizations. MSEs as the biggest supporter of the economy must receive special attention from the Indonesian government, so that they can become masters in their own country. All matters relating to government policies in tackling COVID-19 must consider the economic aspect, so as to avoid a deep downturn in MSEs actors. Pagebluk corona mengakibatkan kegentingan kondisi sehat khalayak dan mengacaukan perekonomian nusantara. Imbas pagebluk corona di Indonesia; bidang bisnis, terutama sektor Usaha Mikro Kecil (UMK). Beberapa pelaku UMK mengalami kesulitan membayar hutang dan gaji karyawan bahkan memecat karyawannya, kesulitan pendanaan sehingga terkendala dalam membeli bahan baku, menurunnya pembeli, tertutupnya akses sehingga penyaluran dan produksi terhambat. Usaha Mikro Kecil (UMK) merupakan pilar terpenting dalam perekonomian Indonesia. Banyaknya UMK Indonesia berkaitan dengan segala hambatan di lapangan, terutama dimasa pandemi covid-19. Menggunakan metode hukum normatif, fokusnya “data sekunder” meliputi “bahan hukum primer;sekunder;tersier”. Pendekatan kualitatif dengan sifat penelitian deskriptif. Upaya pemerintah untuk menaikkan kelas UMK untuk strategi jangka panjang melalui UU CK. Unit usaha berbadan hukum memudahkan UMK menjalankan usahanya. Sehingga memudahkan UMK mendapat bantuan modal dari bank. Dengan bantuan permodalan yang pasti maka usahanya akan lebih mudah berkembang. Agar dapat survive dan berkembang UMK melakukan beberapa upaya hukum, mendaftarkan usahanya, mendapatkan perijinan dan sertifikat halal, mendaftarkan merek, membuat perjanjian kesepakatan kerjasama dengan instansi terkait, membentuk atau bergabung dalam organisasi UMK. UMK sebagai pendukung perekonomian terbesar harus mendapat perhatian khusus dari pemerintah Indonesia, sehingga bisa menjadi tuan di negerinya sendiri. Segala hal yang berhubungan dengan kebijaksanaan pemerintah dalam menanggulangi cov-19 harus mempertimbangkan segi ekonomi, sehingga menghindari keterpurukan mendalam pelaku UMK. 

scholarly journals The Development of Digital MSME in the Covid-19 Pandemic

2021 ◽  
Author(s):  
Grace Ignacia Lukito
Keyword(s):  
Raw Materials ◽  
Small And Medium Enterprises ◽  
Asian Development Bank ◽  
Small Enterprises ◽  
Domestic Economy ◽  
Development Bank ◽  
Micro And Small Enterprises ◽  
Medium Enterprises ◽  
Almost All ◽  
The Impact

The global Covid-19 pandemic that has plagued all countries of the world has affect allsectors of people's lives. In Indonesia, almost all sectors experience impacts, especially theeconomic ecosystem which has been become the focus of society. Furthermore, the Covid-19pandemic has made the slowdown in the economic sector in Indonesia with its variousderivatives. The Micro, Small and Medium Enterprises (MSME) sector which is part of the mostimportant sector of the economy is very important feel. This is what worried by all parties,because it has made the MSME sector experienced a significant decline. Moreover, currentlymany MSMEs are experiencing various problems such as: decrease in sales, capital, hampereddistribution, difficulty in raw materials, decreased production and the occurrence of many layoffsfor workers and hunting which later became a threat to the national economy. MSMEs as adriver of the domestic economy and a middle labor absorber face a decline in productivity whichresults in a decrease in profits significant. Even based on the related Asian Development Bank(ADB) survey, the impact of the pandemic on MSMEs in Indonesia, 88% of micro businessesrun out of cash or savings, and more than 60% of these micro and small enterprises have reducedtheir workforce work.

scholarly journals Exploring the Factors on Micro and Small Women Entrepreneurs’ Success in Northern Province of Sri Lanka

2019 ◽  
Vol 9 (1) ◽  
pp. 257
Author(s):  
Yogendrarajah Rathiranee
Keyword(s):  
Sri Lanka ◽  
Risk Taking ◽  
Women Entrepreneurs ◽  
Sampling Method ◽  
Small Enterprises ◽  
Northern Province ◽  
Financial Strength ◽  
Key Variables ◽  
Micro And Small Enterprises ◽  
Network Risk

This study aims to identify the factors that contribute to the success of Micro and small women entrepreneurs in the Northern Province of Sri Lanka. Being 52% of the total population in Sri Lanka, women are still being covered the population. With the consideration of the importance of women entrepreneurship, it is better to identify the factors contributing to the success of women entrepreneurs. A quantitative method was used for gathering information and stratified sampling method was used for collecting data from 284 women entrepreneurs engaged in several activities. In the process of collecting data, a questionnaire was designed to recognize the factors that influence the success of women entrepreneurs in Micro and small enterprises. Further, interviews and discussions also were held with selected entrepreneurs and officers from Divisional Secretariat Offices. After the data collection, the data analysis was made with the help of simple statistical techniques, descriptive statistics and reduction of variables (Factor analysis) by using SPSS package. The results of the study revealed that nine key variables out of thirty one contributes to the women entrepreneurs’ success in Northern Province of Sri Lanka those are motivation, self-efficacy, network, risk taking, financial strength, locus of control, problem solving, leadership and environment. The finding of this study is helpful for the micro and small entrepreneurs as well as researchers regarding the area of women entrepreneurs to further study.

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