scholarly journals Regional Rural Banks and Rural Development: A Case of Pragathi Krishna Gramin Bank

2019 ◽  
Vol 7 (2) ◽  
pp. 68-74
Author(s):  
Harish Tigari ◽  
M G Gaganadeepa
Keyword(s):  
Rural Development ◽  
Rural Economy ◽  
Secondary Data ◽  
Specific Area ◽  
Vital Role ◽  
Rural People ◽  
Rural Credit ◽  
Agricultural Laborers ◽  
Credit Structure ◽  
The Village

The rural banking is one of the important roles in rural development of our country, and the village economy is the backbone of the Indian economy. Without the development of the rural economy, the objective of economic planning cannot be achieved. Hence the Regional rural banks (RRBs) are plays a vital role in the rural development for the economy in India.  The RRBs were established on October 2, 1975, with the main objective of a provisional credit to rural people who are not economically strong enough, especially the small farmers, artisans, agricultural laborers, and even small entrepreneurs. The present study is a modest attempt to rural credit structure and the role played by RRBs in the development of rural economy. The present research paper is designed in nature and makes use of secondary data. The relevant secondary data have been collected mainly through the articles, journals, books, and websites have been referred. This paper is to examine the rural credit structure in RRBs of Pragathi Krishna Gramin Bank. And this study is focused only on the specific area like loans and advances made by the RRBs for three years period of 2015-16 to the year 2017-18.

scholarly journals Durable Rural Development Through the 2014 - 2020 National Rural Development Program

2018 ◽  
Vol 13 (2) ◽  
pp. 147-152 ◽  
Author(s):  
Paul Lucian
Keyword(s):  
Rural Development ◽  
Rural Areas ◽  
Rural Economy ◽  
Development Program ◽  
Development Programs ◽  
Local Identity ◽  
Rural Development Program ◽  
Implied Contracts ◽  
The Moment ◽  
The Village

AbstractRural Development Policy is a priority for the E.U., as half of the Union’s population lives in rural areas. This policy is focused on society’s durable development, under all its aspects: economic, social, cultural, and so on. The challenges which rural areas of member states face must be addressed, while at the same time applying European norms and standards for rural development. After Romania became a part of the E.U., rural areas here were supported through several national rural development programs, so as to create a durable and sustainable rural economy. Major changes are required to achieve this kind of development, such as replacing old agricultural structures, modernizing the village, while at the same time maintaining cultural and local identity. Rural areas in Romania are often affected by natural disasters. During the last 17 years, national rural development programs implied contracts worth billions of Euros. For instance, through the 2020 NRDP, a budget of 9.5 billion Euros was allocated, 8.1 billion Euros coming from E.U. funding and 1.34 billion Euros as national cofinancing. At the moment, Romania’s absorption degree for the 2020 NRDP is of 20% and is expected to surpass 50% by 2020. Another regional program includes the concept of Spatial Development - Romania - 2025. Spatial planning supports the avoidance of rural dispersion. The betterment of infrastructure is supported, such as access roads, expanding base utilities, consolidated works to prevent flooding or landslides, and so on.

scholarly journals National Bank for Agriculture and Rural Development (NABARD)

2021 ◽  
Vol 8 (12) ◽  
pp. 75-82
Author(s):  
Mamoni Das
Keyword(s):  
Rural Development ◽  
Rural Area ◽  
Rural Areas ◽  
Urban Areas ◽  
Rural Economy ◽  
Vital Role ◽  
Life Styles ◽  
Rural Development Programme ◽  
National Bank ◽  
The Government

Indian economy is agricultural economy and real India lies in villages. Without the development of the rural economy, the objectives of economic planning cannot be achieved. Hence, banks and other financial institutions are considered to be a vital role for the development of the rural economy in India. NABARD are playing a pivotal role in the economy development of the rural India. In the Indian context rural development assumes greater significance as nearly 70% of its population lives in rural areas. Most of the people living in rural area draw their livelihood from agriculture and allied sectors. Such areas are distinct from more intensively settled urban and suburban areas. Life styles in rural area are different than those in urban areas, mainly because limited services are available. Governmental services like law enforcement, schools, fire departments may be distant, limited in scope, or unavailable. Rural development is a national necessity and has considerable importance in India. The main objective of the rural development programme is to raise the economic and social level of the rural people. National Bank for Agriculture and Rural Development (NABARD) is set up as an apex institution by the Government of India with the main objective of providing and regulating credit and other facilities for the promotion of rural development. It is a single integrated organisation which looks after the credit requirements of all types of agricultural and rural development activities. The present study is a modest attempt to the credit potential for agriculture during the year 2021-22. The study covered aspects such as functions, objectives, management and organizational structure, sources of funds, activities achieved, loan assistance to various institutions, Methodology for preparation of potential linked credit plans (PLPs) and Development Projects in Andaman and Nicobar Islands. Keywords: NABARD, Rural Development, RBI and SHGs..

scholarly journals Historical-Geographical View of Rural Village Gnjili Potok - Which Road to Renewal and Development

2014 ◽  
Vol 42 ◽  
pp. 41-54
Author(s):  
Goran Rajović ◽  
Jelisavka Bulatović
Keyword(s):  
Rural Development ◽  
Development Policy ◽  
Rural Economy ◽  
Employment Opportunities ◽  
Rural Village ◽  
Priority Ranking ◽  
Rural Development Policy ◽  
The Village ◽  
The Eu

Through this work, who examines rural village Gnjili Potok points out the importance of the historical and geographical components, as well as essential guidelines to preserve the identity and authenticity of the village? Villages are still the only places where it is possible to agriculture as a life interest, but there are fewer of those who live from it. Agriculture the other activity that is linked to be village and rural area, but there is less activity that ensures the development and future of this area. Experience of the EU shows that designed rural development policy, supported financially, resulting in a successful rural economy, with employment opportunities. In Montenegro, unfortunately, until now there was no consistent and long-term rural development policy. Namely, Montenegro is a big deal to all their strategies complies with international and European principles, and planned actions and activities, with the priority ranking, to enable the realization of the vision of rural development and its competitive participation in the global and European trends.

scholarly journals Level of Rural Development in Burdwan and Murshidabad Districts, West Bengal: A Comparative Study

2016 ◽  
Vol 4 (1) ◽  
pp. 65
Author(s):  
Syfujjaman Tarafder ◽  
Narayan Chandra Jana
Keyword(s):  
Rural Development ◽  
Human Development ◽  
Rural Areas ◽  
West Bengal ◽  
Rural Poverty ◽  
Secondary Data ◽  
State Governments ◽  
Rural People ◽  
Basic Infrastructure

The key purpose of this research is to examine the level of attainment of rural development in the two districts—Burdwan and Murshidabad. The reasons for selecting these two districts stems from the fact that majority of the population of these two districts dwell in rural areas. The concept of rural development is comprehensive. It includes economic development of rural people through the development of productive sectors and employment associated with rural infrastructural development as well human development. Therefore, rural development includes in its domain all the aspects of human development of the rural people. The present Central as well as State Governments have undertaken different policies and plans to bring about positive changes amidst the rural people. In most cases, however, the policies and plans fail to achieve the desired level of changes in the rural areas (Desai, 1991). Although in fewer isolated cases, some success has been achieved, but overall development remains to be reached. This research, based mainly on secondary data aims to investigate the scale of progress in the two districts —Burdwan and Murshidabad of West Bengal, India, in the areas embracing social correlates of rural poverty, basic infrastructure facilities, standard of living and quality of life. The data are analysed with the help of statistical and cartographical analysis.

scholarly journals Employment Generation and Asset Creation through MGNREGA in Andhra Pradesh

2016 ◽  
Vol 12 (4) ◽  
pp. 277-285
Author(s):  
Srinivas P
Keyword(s):  
Rural Development ◽  
Rural Areas ◽  
Rural Economy ◽  
Andhra Pradesh ◽  
Secondary Data ◽  
Livelihood Security ◽  
The Government ◽  
Asset Creation ◽  
Employment Guarantee ◽  
Official Records

NREGA, enacted in 2005, forms the basis of a massive employment guarantee scheme, implemented throughout India, with two main objectives – to enhance the livelihood security of people in rural areas, and to boost the rural economy. Ever since its implementation across the country (2008-09 to 2015-16), on an average Rs.40, 000 crore per financial year has been invested under Mahatma Gandhi NREGA. In conformity with the National Act, the Government of Andhra Pradesh is implementing this Act since January 2006 and made considerable progress in fulfilling the programme objectives. The present study attempts to capture to what extent the employment was generated and durable assets are created during the last ten years of implementation of MGNREGS in Andhra Pradesh State. The study is based on secondary data such as official records of Ministry of Rural Development and Panchayat Raj, Government of Andhra Pradesh, Ministry of Rural Development,  Government of India, Journals, magazines etc. It reveals that the performance of Andhra Pradesh in terms of providing employment and generating person days to rural households particularly Women, SC and ST is significant and it could be able to provide 100 days of employment to only 5.5 per cent of the participatory households. Further, the state Govt. has created substantial number of assets during this one decade of implementation in different categories. However, it was observed that the rate of completion of works is very poor and it is gradually decreased over the years of implementation.Key words: MGNREGA, Employment, Asset creation, Livelihood Security, Rural Economy

Rural Credit: How Do the Poor See It?

1987 ◽  
Vol 12 (4) ◽  
pp. 3-10 ◽  
Author(s):  
Anil K Gupta ◽  
Manu Shroff
Keyword(s):  
Rural Development ◽  
Field Observation ◽  
Integrated Approach ◽  
Rural Credit ◽  
The Poor ◽  
The Village

Rural banks notwithstanding, the poorest of the poor in the continually droughtprone regions still prefer the village moneylenders. How is it that the poor persist in this exhorbitant and exploitative exchange when the rural banks are not far away? Why is it that, after nine years of ‘integrated approach’ towards rural development, the plight of the poor remains unchanged? There is an alarming mismatch between the official bankers' views on rural credit and those of the poor. Correcting this requires serious monitoring of how the poor view rural credit. In this article based on careful field observation, Anil K Gupta and Manu Shroff present the viewpoints of the poor and draw implications.

Foreign Employment and its Socio-Economic Impacts on Rural People of Nepal: A Study Based on Mahalaxmi Municipality of Lalitpur

Patan Pragya ◽  
2019 ◽  
Vol 5 (1) ◽  
pp. 53-62
Author(s):  
Ananta Raj Dahal
Keyword(s):  
Economic Impacts ◽  
Secondary Data ◽  
Vital Role ◽  
Primary Data ◽  
Positive Role ◽  
Rural People ◽  
Sample Area ◽  
The People ◽  
Questionnaire Method ◽  
Source Of Information

Foreign employment plays vital role in maintaining the Nepalese’s economy. This paper analyses the nature and socio-economic impacts of the foreign employment in Nepal with reference to Mahalaxmi Municipality of Lalitpur district. Main source of information of this study is primary data and some secondary data are also used for the supplementary usage of the study. Primary data were collected through the direct questionnaire method used the semi-structured for the sample area of people who were selected by judgemental sampling method. Descriptive statistics was used to analyse the data by the help of micro excel program. Major destination for foreign employment is Malaysia and Qatar. Employees who pursue the employment in those countries manage borrowing in interest. They collect the information about employment from brokers, manpower companies and agents. The people of the sample area have made more income from foreign employment than other occupation in local jobs and they spend for food and education. Remittance from the foreign employment has played very positive role to improve school education and better health services of the people of sample area.

scholarly journals Government Initiatives for development of Rural Economy in India: Benefits & Challenges (2014-2016)

2017 ◽  
Vol 5 (1) ◽  
pp. 59-66
Author(s):  
Tina Shivnani
Keyword(s):  
Rural Development ◽  
Rural Economy ◽  
Basic Needs ◽  
Jel Classification ◽  
Rural India ◽  
Indian Government ◽  
Related Area ◽  
Rural People ◽  
The Poor ◽  
Paper Review

Objective - In this paper, the researcher attempt to find out how many schemes for development have been launched by the Indian Government and the various benefits and challenges of adopting these schemes in rural India. The research paper focuses on whether the schemes have helped to connect rural people and whetherthey have been successful in fulfilling the basic needs of rural people. Methodology/Technique - The study reviews literature in the related area. Findings - The current government has already come up with so many social and financial alleviation schemes for the poor; however, the fate of those unfortunates still remains a concern. Novelty - The study attempts to provide insight to reforms of poverty in India. Type of Paper - Review Keywords: Rural people, Indian Government Schemes, Rural Development, Challenges, Benefits from Schemes. JEL Classification: P25, P27.

scholarly journals PROSPEROUS OF POTTERY INDUSTRY AND THE ARTISANS OF MANAMADURAI

2016 ◽  
Vol 4 (5SE) ◽  
pp. 44-52
Author(s):  
S.V. Akilandeeswari ◽  
C. Pitchai
Keyword(s):  
Rural Development ◽  
Rural Economy ◽  
Well Being ◽  
Industrial Society ◽  
Operational Flexibility ◽  
Rural People ◽  
Pottery Industry ◽  
Cooperative Society ◽  
Local Resources ◽  
High Level

In India, over 260 million live in poverty. Poverty is because of high level unemployment, underemployment, low level of income and increase in debt. Developing rural economy is a prime concerns for every developing country. Continuously efforts were made for improving the social and economic well-being of rural people. The Department of Rural Development within the Ministry of Rural Development has been organized for upliftment of the rural people. Many programmes and schemes have been implemented for the development of rural economy. The schemes aim at generating employment, eliminating poverty, developing infrastructure, social security to the rural mass. Pottery is one of the oldest industries which provide employment to rural people. This sector is characterized by low investment, operational flexibility, local resources and domestic and export opportunity. An object of art made of a composition of clay and sand and baked with earthen color, is Pottery.  A cottage industrial society in Manamadurai, more than 120 families of artisans are producing pottery crafts. The economy of this village largely depends on pottery industry. So a study has been made in Manamadurai Pottery Workers Cooperative society to analyze the problem of artisans and rejuvenate the industry.

scholarly journals Performance of Regional Rural Banks in Indian Economy: An Overview

2017 ◽  
Vol 3 (2) ◽  
Author(s):  
Bhajan Chandra Barman
Keyword(s):  
Commercial Banks ◽  
Secondary Data ◽  
Rapid Expansion ◽  
Good Growth ◽  
Rural Poor ◽  
Rural People ◽  
Banking Services ◽  
Rural Credit ◽  
Basic Objective ◽  
Accumulated Losses

Regional Rural Banks (RRBs) also known as ‘Gramin’ bank have emerged as an important rural credit delivery institution in India for meeting the credit requirements of the rural poor. These rural banks have been working for more than four decades in the Indian rural credit delivery system. They are state sponsored, regionally based and rural oriented commercial banks. The basic objective of this study is to analyse the growth and financial performance of RRBs in India from the period 2013 to 2016 based on some selected parameters like area coverage, profit and loss making RRBs, trends of profits and accumulated losses, overall position of non-performance assets and recovery rate. We have mainly used secondary data collected from various journals, books and available websites related to regional rural banks. The review of performance of RRBs shows the good growth performance of RRBs for providing better banking services to the rural people. From the analysis, we can draw the conclusion that rapid expansion of RRBs has been able to substantially reduce the regional disparities in respect of banking facilities in India.

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