scholarly journals Impact of Digital Banking in India: Trends & Challenges

For the growth of any country’s economy various sectors play a very important role. In the Indian economic growth banking sector is the most important aspects. Banking sector become the backbone of Indian economy. Any changes regarding technology or other aspects directly impact the growth of the economy. With the change in technology various changes occur in banking sector. Now more of customers are educated. They don’t want to stand in queue for various activities like: Make payments, Deposit Cheque, Open bank accounts, Deposit Cheque and many more. With the change in time now digital banking introduced and it proves a star for the banking sector. Today’s era accept this digital banking concept very easily and in a short time period it become more demanded mode of transaction in the market. In this paper we analyse the concept of digital banking. How it effects the human life. The research is based on secondary data. The concept of digital banking in banking industry brings numerous opportunities. But with every benefits some risk also introduced. And this digital banking also come with some risk.

Land ◽  
2021 ◽  
Vol 10 (8) ◽  
pp. 862
Author(s):  
Dimo Todorovski ◽  
Rodolfo Salazar ◽  
Ginella Jacome

Land administration is established to manage the people-to-land relationship. However, it is believed that 70% of the land in developing countries is unregistered. In the case of Ecuador, the government has an ambitious strategy to implement a national cadaster on the full territory in a short time period. Therefore, the objective of this study was the assessment of land administration in Ecuador based on the fit-for-purpose approach as an assessment framework. A literature review was performed on the topic of land administration, including guidelines for improvement and assessment frameworks. The basic concept of fit-for-purpose land administration was reviewed with the three frameworks, which are: spatial, legal, and institutional. Interviews and focus group discussions were performed in Ecuador for collecting primary and secondary data about land administration in this country. Results from these activities are presented and discussed using the structure of the basic concept of fit-for-purpose land administration with the three frameworks. It was found that during the field data collection precise land survey of fixed boundaries was performed and around 55–60 attributes per parcel were collected as a part of the field land survey in Ecuador. Based on the findings, discussions were developed, and a score table was created identifying which principles should be addressed if rapid mapping and land registration are desired by the government of Ecuador to be implemented on the whole territory in a short time period. Finally, the paper ends with conclusions and recommendations.


2012 ◽  
pp. 61-83 ◽  
Author(s):  
M. Ershov

According to the latest forecasts, it will take 10 years for the world economy to get back to “decent shape”. Some more critical estimates suggest that the whole western world will have a “colossal mess” within the next 5–10 years. Regulators of some major countries significantly and over a short time‑period changed their forecasts for the worse which means that uncertainty in the outlook for the future persists. Indeed, the intensive anti‑crisis measures have reduced the severity of the past problems, however the problems themselves have not disappeared. Moreover, some of them have become more intense — the eurocrisis, excessive debts, global liquidity glut against the backdrop of its deficit in some of market segments. As was the case prior to the crisis, derivatives and high‑risk operations with “junk” bonds grow; budget problems — “fiscal cliff” in the US — and other problems worsen. All of the above forces the regulators to take unprecedented (in their scope and nature) steps. Will they be able to tackle the problems which emerge?


2021 ◽  
Author(s):  
Marc Debus ◽  
Jale Tosun

AbstractThe COVID-19 pandemic has forced governments to impose major restrictions on individual freedom in order to stop the spread of the virus. With the successful development of a vaccine, these restrictions are likely to become obsolete—on the condition that people get vaccinated. However, parts of the population have reservations against vaccination. While this is not a recent phenomenon, it might prove a critical one in the context of current attempts to manage the COVID-19 pandemic. Consequently, the task of designing policies suitable for attaining high levels of vaccination deserves enhanced attention. In this study, we use data from the Eurobarometer survey fielded in March 2019. They show that 39% of Europeans consider vaccines to cause the diseases which they should protect against, that 50% believe vaccines have serious side effects, that 32% think that vaccines weaken the immune system, and that 10% do not believe vaccines are tested rigorously before authorization. We find that—even when controlling for important individual-level factors—ideological extremism on both ends of the spectrum explains skepticism of vaccination. We conclude that policymakers must either politicize the issue or form broad alliances among parties and societal groups in order to increase trust in and public support for the vaccines in general and for vaccines against COVID-19 in particular, since the latter were developed in a very short time period and resulted—in particular in case of the AstraZeneca vaccine—in reservations because of the effectiveness and side effects of the new vaccines.


Author(s):  
Yudai Tamura ◽  
Tomohiro Sakamoto

Abstract Background Platypnoea–orthodeoxia syndrome (POS) is an uncommon condition characterized by dyspnoea and arterial desaturation in the standing or sitting position that improves in the supine position. Case summary We report two cases of POS caused by an atrial septal defect (ASD) and a patent foramen ovale (PFO). Both cases reported a recent decrease in body weight of more than 10 kg in a short time period. Transoesophageal echocardiography (TOE) with agitated saline bubble study revealed and a large amount of contrast bubble through the ASD (Patient 1) or the PFO (Patient 2) from the right atrium to the left atrium in the sitting position. Both patients were diagnosed by the finding of positional dyspnoea and the results of TOE using agitated saline bubble contrast. Discussion Taken together, their presentations suggest that weight loss in a short time period could be a pathogenic factor for POS.


Author(s):  
Nidhi

This paper is the study about the Corporate Social Responsibilities of the banking industry in India. Social Responsibility of business refers to what a business does over and above the statutory requirement for the benefit of the society. The word “responsibility” emphasizes that the business has some moral obligations towards the society. Corporate Social Responsibility also called Corporate Conscience or Responsible Business is a form of corporate self-regulation integrated into a business model. The paper is based on secondary data. Now-a-days CSR has been assuming greater importance in the corporate world including financial institutions and banking sector. Banks and other financial institutions start promoting environment friendly and socially responsible lending and investment practices. The paper consists of key areas of 6 banks and a case study on HDFC Bank.


2014 ◽  
Vol 2 (12) ◽  
pp. 7383-7408
Author(s):  
W. Liu ◽  
F. Yamazaki ◽  
M. Matsuoka ◽  
T. Nonaka ◽  
T. Sasagawa

Abstract. The Tohoku-Oki earthquake on 11 March 2011 caused significant widespread crustal movements. In a previous study, we proposed a method for capturing two-dimensional (2-D) surface displacements from a pair of pre- and post-event TerraSAR-X (TSX) intensity images. However, it is difficult to detect three-dimensional (3-D) displacements from one pair of TSX images. In this study, three pairs of pre- and post-event TSX images taken on different paths were used to estimate 3-D crustal movements. The relationship between the actual 3-D displacements and the converted 2-D movements in the SAR images was derived based on the observation model of a SAR sensor. The 3-D movements were then calculated from three sets of detected 2-D movements that occurred within a short time period. Compared with GPS observations, the proposed method was found to be capable of detecting the 3-D crustal movements with sub-pixel accuracy.


2020 ◽  
Vol 18 (2) ◽  
pp. 271-292
Author(s):  
Ulla Higdem ◽  
Hans Christian Høyer ◽  
Erik Neslein Mønness ◽  
Jon Helge Lesjø

Inland people’s attitude towards municipal amalgamation reform in Norway from 2013 to 2018 has become more positive. However, a majority does not support the ongoing reform, but the changes have been substantial during such a short time period. However, these changes seem not to be a result of new and more positive judgements of the reforms’ results and outcome. By contrast, the majority has been more critical of anticipated consequences of the amalgamation reform into larger municipalities. Instead, we considered the changes as a type of ‘resignation’ towards a reform pressure from the national government and general changes in their environment. More citizens’ assess that positive municipal economic development and more local competence are favourable effects of mergers, and this finding supports this claim. The reform is likely to catch up with their local units anyway, and the citizens’ attitudes are adapting to what they expect will occur in the upcoming years.


Author(s):  
Saloni Sarraf ◽  
Dipak Kumar Bose ◽  
Jahanara Jahanara ◽  
Amit Kumar

Mushrooms (vegetarian meat/vegetable beef stick) is becoming fast popular because of its short time period between cultivation and harvesting; less initial investment and can be grown with locally available resources. Though more technology is available for boosting mushroom production, the yield so far achieved is not high. Hence, an attempt is made to find out the constraints faced by mushroom growers in adoption of improved mushroom production practices. Samastipur district of Bihar was purposively selected for the study because, Dr. Rajendra Prasad Central Agricultural University, a pioneer in mushroom production technology is located in the study area. 120 respondents from six villages of Pusa, Samastipur, Bihar forms the respondents of the present study. Primary data was collected from the mushroom growers and the responses were subjected to statistical analysis. The results indicated that unavailability of quality spawn, unavailability of skilled labor, absence of technical guidance, high transport cost, unavailability of storage facilities, high cost of spawn and long distance market were the most problematic constraints faced by the mushroom growers. Thus, it can be concluded that adequate extension service should be made available to make mushroom cultivation popular, market and marketing of the products.


Author(s):  
Roman Malo

Nowadays, a problem of an e- technologies’ implementation represents one of the most important questions that are being solved within various subjects from business area. With respect of massive implementation of activities as e- commerce, e- payments and others the e- technologies’ implementation is the progressive way of these subjects’ expansion. However, due to relatively short time period in which enterprise subjects have solved there is a set of vague aspects going together with this problem. The paper analyses the area of e- technologies and defines relations between basic concepts. Following this theoretical system a few hypothesis are constructed and used as a base platform for a determination of the logical model for implementation of e- technologies in enterprise environment.


2020 ◽  
Vol 26 ◽  
pp. 00012
Author(s):  
Artem Poteshkin ◽  
Irina Talamova

In the article the authors give the example of own created methodology of coordinating abilities estimation and upbringing in children with spastic diplegia and hemiparetic forms of infantile cerebral paralysis at the age of 11-12 of the Ist level of functional abilities according to Gross Motor Function Classification Systems. The peculiarity of the methodology is its universal character: the created methodology of estimation helps to estimate within a short time period and in terms of free space deficiency estimate coordinating abilities development. According to the development results estimation of a girl with a hemiparetic form of infantile cerebral paralysis we see the best indices of coordinating abilities development in comparison with the girls with spastic diplegia and the boys of both forms. For coordinating abilities upbringing the authors offer the methodology. It includes two blocks: the 1st block- classical physical exercises; the second block- exercises at stable platform. The authors offer the algorithm of coordinating abilities estimation and upbringing in children with spastic diplegia and hemiparetic forms of infantile cerebral paralysis at the age of 11-12.


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