THE INFLUENCE OF NEEDS AND TRUST FACTORS ON OBJECTIVE BEHAVIORS ON BMT

2021 ◽  
Vol 9 (1) ◽  
pp. 48
Author(s):  
Idel Waldelmi ◽  
Afvan Aquino ◽  
Afvan Aquino
Keyword(s):  
Information Processing ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Institutions ◽  
Financial Institution ◽  
Normality Test ◽  
Main Basis ◽  
Very High ◽  
Trust Factors

Based on the results of the research that has been carried out, it is found that the Trust Factor is the main basis of a sharia financial institution and this can be seen from the data that the level of trust of members of the BMT / Islamic Islamic Cooperative Abdurrab is very high in this financial institution. BMT Members Applying for financing / debt / borrowing is not for the lifestyle of BMT Syariah members, where the purpose of BMTIA members to borrow / borrow is none other than to meet the needs needed for daily needs. Factor needs that arise from BMT members, namely the need to feel safer, according to sharia, halal and reassuring, this is the reason why people prefer to join sharia financial institutions / BMTs and for additional business capital needs. Based on the results of multiple linear regression, previously the data were tested for validity, reliability and normality test in information processing that the magnitude of the influence of the need factor and the trust factor on BMT. The research was carried out at BMT Islam Abdurrab, to members of the BMT. The method used in this research is quantitative

scholarly journals THE EFFECT OF RELIGIOSITY, THE LEVEL OF INCOME, AND THE LEVEL OF ISLAMIC FINANCIAL LITERACY TOWARD THE INTEREST OF STUDENT TO BECOME CUSTOMERS IN SHARIA FINANCIAL INSTITUTION

2019 ◽  
Vol 8 (1) ◽  
pp. 109-121
Author(s):  
Rifda Amalia Luthfiani ◽  
Ratna Candra Sari
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Institutions ◽  
Financial Literacy ◽  
Sampling Method ◽  
Financial Institution ◽  
Purposive Sampling ◽  
Independent Variables ◽  
Linear Regression Technique ◽  
Positive Effect

Abstract : The Effect of Religiosity, The Level of Income, and The Level of Islamic Financial Literacy Toward The Interest Of Student To Become Customers In Sharia Financial Institution. This research aims to analyze (1) the effect of religiosity toward the interest of students to become customers in Sharia financial institutions, (2) the effect of income on the interest of students to become customers in Sharia financial institutions, (3) the effect of the level of Islamic financial literacy the interest of students to become customers in Sharia financial institutions, and (4) the effect of religiosity, income, and the level of Islamic financial literacy the interest of students to become customers in Sharia financial institutions.This research was causal research, used a purposive sampling method, and used multiple linear regression technique. The results of this research indicate that all independent variables have a positive effect on the dependent variable. Keywords : The Interest of Students to Become Customers in Sharia Financial Institutions, Religiosity, The Level of Income, The Level of Islamic Financial Literacy

scholarly journals PENGARUH GAYA KEPEMIMPINAN, KEBIJAKAN DESENTRALISASI, DAN DISIPLIN KERJA, TERHADAP KINERJA MANAJERIAL PADA SKPD DI KABUPATEN LOMBOK TIMUR TAHUN 2018

2018 ◽  
Vol 7 (2) ◽  
pp. 129
Author(s):  
H. L. Ahmad Mudhani
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Leadership Style ◽  
Managerial Performance ◽  
Partial Regression Coefficient ◽  
Normality Test ◽  
Analysis Technique ◽  
Decentralization Policy ◽  
Saturated Sample ◽  
Positive Effect

In this study aims to determine whether there is an influence between leadership style, work discipline and decentralization policy on managerial performance in regional work units (SKPD) in East Lombok. Using the Saturated Sample method, 30 SKPD were taken. The analysis technique used is multiple linear regression, performs the classic assumption test (prerequisite) which includes normality test, autocorrelation test, heteroscedasticity test and multicollinearity test. After that also hypothesis testing using t-statistics to test the partial regression coefficient, and F-statistics to test the effect together with the level of 5% (0.05).Based on normality test, autocorrelation test, multicollinearity test and heteroscedasticity test, all independent variables are free from disturbances and no variables deviate from the classical assumptions (Prerequisites). This shows that the available data fulfills the requirements to use multiple linear regression equation models. From the results of the analysis show that leadership style has a positive effect on managerial performance, decentralization policy has no effect on managerial performance, and work discipline has a positive effect on managerial performance.Keywords : leadership style, work discipline, decentralization policy and managerial performance

scholarly journals Analisis Faktor-Faktor yang Memengaruhi Kelancaran Pengembalian Pembiayaan Murabahah pada Usaha Mikro, Kecil, dan Menengah (UMKM) di BMT Taruna Sejahtera

2016 ◽  
Vol 7 (1) ◽  
pp. 55
Author(s):  
Tri Andina Rahayu
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Institution ◽  
Linear Regression Analysis ◽  
Personal Characteristics ◽  
Multiple Linear Regression Analysis ◽  
Rate Of Return ◽  
Level Of Education ◽  
Loan Financing

A problem arising from the distribution of defrayal is often caused by a delay in repayment of financing that could interfere in liquidity and profitability of financial institution. One of BMTs that has good achievement in Semarang is BMT Taruna Sejahtera with a percentage of the value of arrears of the last few years has decreased. This achievement needs to be maintained and improved until the problems can be solved. This research was conducted at BMT Taruna Sejahtera starting from February to August 2014 using a purposive sample of 85 debtors. All the factors which are supposed to influence the rate of return on the financing were analyzed using multiple linear regression analysis. As the response variable in the analysis, that is the level of the smoothness in returning defrayal (Y) in which the predictor variables are the personal characteristics consisting of the level of education and age. Based on the results of multiple linear regression analysis, the factors that affect the rate of return is the value of the loan financing, business turnover, and level of education. It means the higher the value of the loan, the business turnover and debtor’s education level, the greater the chances of returning of murabaha defrayal

scholarly journals Pengaruh Investasi Dan Inflasi Terhadap Jumlah Penduduk Miskin di Kabupaten Jember Tahun 2000-2015

2019 ◽  
Vol 6 (1) ◽  
pp. 81
Author(s):  
Abdul Latif Hamzah ◽  
Anifatul Hanim ◽  
Herman Cahyo
Keyword(s):  
Economic Growth ◽  
Time Series ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Secondary Data ◽  
Poor People ◽  
Poverty Level ◽  
Total Investment ◽  
Year 2000 ◽  
Very High

Conditions in Jember Regency from year to year economic growth is quite high, but the poverty level is very high as well. This study aims to determine the effect of investment and inflation on the number of poor people in the district of Jember in 2000- 2015. The method used in this research is multiple linear regression. The data used are secondary data formed in time series, the data used include investment, inflation in Jember district for 16 years in the year 2000-2015. Based on the results of the research, it can be seen that investment variables do not significantly affect the number of poor people in Jember, while Inflation has a significant effect on the number of poor people in Jember. Keywords: total investment, inflation, and poor people.

scholarly journals PENGARUH TINGKAT BAGI HASIL DAN TINGKAT SUKU BUNGA TERHADAP SIMPANAN DEPOSITO (STUDI KASUS PADA PT.BANK NAGARI UTAMA PADANG)

2018 ◽  
Author(s):  
Nadya Jumraatul Yesha ◽  
Muhammad Rivandi
Keyword(s):  
Time Series ◽  
Data Analysis ◽  
Linear Regression ◽  
Interest Rates ◽  
Multiple Linear Regression ◽  
Financial Institutions ◽  
Profit Sharing ◽  
Analysis Method ◽  
The Public ◽  
Data Analysis Method

Banks are financial institutions that play an important role in the country's economy, one of which is by increasing the collection of funds from the public. The purpose of this study was to determine the effect of profit sharing and interest rates on mudharabah deposits at PT. Bank Nagari Utama Padang. The object of research at PT. Bank Nagari Utama Padang. Data used in the form of time series totaling 30 data. Data analysis method uses multiple linear regression. The results showed that the profit sharing and interest rates had a positive and significant effect on deposits at PT. Bank Nagari Utama Padang.

scholarly journals The Influence Of Number Of Credit, Growth Of The Number Of Customers, and Capital Adequacy On The Profitability Of LPD In Kintamani District

2021 ◽  
Vol 1 (2) ◽  
pp. 35-40
Author(s):  
Ni Luh Putu WIRIASTINI ◽  
Gst. Ayu Intan Saputra RINI ◽  
Putu Gede Wisnu Permana KAWISANA
Keyword(s):  
Data Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Sampling Method ◽  
Financial Institution ◽  
Capital Adequacy ◽  
Analysis Method ◽  
Credit Growth ◽  
Number Of Customers ◽  
Positive Effect

Profitability is the ability of a financial institution (company) to earn a profit during a certain period, this study aims to determine whether the amount of credit, growth in the number of customers, and capital adequacy affect the profitability of LPD in Kintamani District. Sampling using purposive sampling method. The population in this study consisted of 61 villages in Kintamani District. The number of samples that meet the criteria are 20 LPDs in Kintamani District. The data analysis method used is multiple linear regression. Based on the results of analysis and hypothesis testing, it was found that the amount of credit did not have a positive effect on the profitability of LPDs in Kintamani District, while the growth in the number of customers had a positive and significant effect, and capital adequacy also had a positive and significant effect on the profitability of LPDs in Kintamani District.

scholarly journals The Relevance of Islamic Religiosity, Islamic Work Ethics, and Job Satisfaction of Employees in Islamic Financial Institutions in Gorontalo.

2021 ◽  
Vol 13 (1) ◽  
Author(s):  
Luqmanul Hakiem Ajuna
Keyword(s):  
Job Satisfaction ◽  
Data Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Institutions ◽  
Work Ethics ◽  
Regression Approach ◽  
Islamic Financial Institutions ◽  
Questionnaire Method

Abstract. This research analyses the influence of Islamic religiosity and the Islamic work ethics on job satisfaction of employees in Islamic Financial Institutions in Gorontalo Indonesia. Using a questionnaire method, this research had 137 employees as samples spreading in 14 Islamic financial institutions in Gorontalo Province. This research used multiple linear regression approach. Based on data analysis, the result showed that simultaneously the religiosity and Islamic work ethics variables affected the employee’s job satisfaction, whereas in partial, only the Islamic work ethics variable influenced the job satisfaction. Overall, the employees have not yet found a medium to explore their Islamic potential, thus their expressions of religiosity seemed to be scriptural and only limited to practices and rituals.Keywords : Islamic Religiosity, Islamic Working Ethics, Job Satisfaction Abstrak. Relevansi Religiusitas Islam, Etika Kerja Islam, dan Kepuasan Kerja Pegawai Lembaga Keuangan Syariah di Gorontalo. Penelitian ini melihat pengaruh religiusitas Islam dan etika kerja Islam terhadap kepuasan kerja di lembaga keuangan syariah di Provinsi Gorontalo. Berdasarkan hasil analisis data yang diolah dengan menggunakan metode regresi linier berganda dengan mengambil sampel sebanyak 137 pegawai yang tersebar di 14 lembaga keuangan syariah di Provinsi Gorontalo. Penelitian ini menyebutkan bahwa secara simultan variabel religiusitas dan etika kerja Islam berpengaruh terhadap kepuasan kerja, sedangkan secara parsial hanya variabel etika kerja islam yang memberi pengaruh pada kepuasan kerja. Secara menyeluruh  bahwa pegawai belum memiliki wadah untuk mengeksplor potensi keberagamaan mereka sehinga ekspresi kebebasan keberagamaan masih terkesan kaku dan hanya terbatas pada praktik dan ritualisme semata.Kata Kuci: religiusitas islam, etika kerja Islam, dan kepuasan kerja

scholarly journals PENGARUH SANKSI, MOTIVASI DAN TINGKAT PENDIDIKAN TERHADAP KEPATUHAN WAJIB PAJAK ORANG PRIBADI (STUDI KASUS KPP PRATAMA MANADO)

2015 ◽  
Vol 4 (1) ◽  
pp. 1
Author(s):  
Evalin Yuanita Tologana
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Tax Compliance ◽  
Education Level ◽  
Level Of Education ◽  
Normality Test ◽  
Positive Effect

This study aim to determine the effect of sanctions, motivation and level of education on tax compliance. Population in this study is the taxpayer listed in KPP Pratama Manado. Samples used were 100 taxpayer who are determine using a formula slovin. Data were analyzed using multiple linear regression followed by normality test, multicolinearity test, heterocedasticity test and autocorrelation test. The result showed the tax motivation sanctions and positive effect on tax compliance while education level had no effect on tax compliance.

KEPUTUSAN PEMBELIAN KONSUMEN PADA COFFEE SHOP SUGENG KOPI DITINJAU DARI MEDIA SOSIAL, VARIASI PRODUK, DAN EXPERIENTIAL MARKETING

2021 ◽  
Vol 5 (1) ◽  
Author(s):  
Sindi Tissa Safira
Keyword(s):  
Social Media ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Product Variety ◽  
Test Reliability ◽  
Purchasing Decisions ◽  
Coffee Shop ◽  
Experiential Marketing ◽  
Normality Test ◽  
Data Collection Technique

The purpose of this research is to determine whether consumer purchasing decisions affect social media, product variations, and experiential marketing at the Sugeng Kopi coffee shop. This type of research is quantitative. The data collection technique used multiple linear regression. The number of samples taken was 100 respondents. The data were R analyzed through the validity test, reliability test, normality test, heteroscedasticity test, multicolonearity test, multiple linear regression test, f test, t test, and determination coefficient test (R2). Based on the results of data analysis, it shows that the results of research on purchasing decisions have a positive and significant effect on social media. Purchasing decisions have a positive and significant effect on product variation. Purchasing decisions have a positive and significant effect on experiential marketing. This shows that consumer purchasing decisions simultaneously influence social media, product variations, and experiential marketing at the Sugeng Kopi coffee shop. Keywords: purchasing decisions; social media; product variety; experiential marketing

scholarly journals Peran Rekrutmen dan Penempatan Kerja pada PT. Indomarco Adi Prima Surabaya

2021 ◽  
Vol 9 (2) ◽  
pp. 467
Author(s):  
Novika Nur Rohmah ◽  
Agus Frianto
Keyword(s):  
Data Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Work Productivity ◽  
Statistical Test ◽  
Job Placement ◽  
Employee Productivity ◽  
Normality Test ◽  
Variable Recruitment ◽  
Recruitment System

This study examines the role of recruitment and job placement at PT. Indomarco Adi Prima Surabaya influence work productivity. This research with a quantitative approach has 60 populations. The tests performed were data analysis of validity, reliability, and classic assumption tests, including normality test, autocorrelation test, multicollinearity test, and heteroscedasticity test. Furthermore, hypothesis testing includes test (R2), T statistical test, F statistical test, and multiple linear regression test. Data collection use observations, interviews and (primary) questionnaires. Data analysis use multiple linear regression with SPSS (v.18). The results showed that partially and simultaneously, the variables of recruitment and job placement had a significant positive effect on employee work productivity. Partially the better the recruitment system, the better work productivity will be. Likewise, a good job placement will increase employee work productivity. Furthermore, simultaneously the variable recruitment and good work placement will increase employee productivity.

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