scholarly journals ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KEMISKINAN RUMAH TANGGA DI SULAWESI UTARA

Author(s):  
Elvira Handayani Jacobus ◽  
Paulus . Kindangen ◽  
Een N. Walewangko

ABSTRAKKemiskinan adalah suatu keadaan yang menyangkut ketidakmampuan dalam memenuhi tuntutan kehidupan yang paling minimum, khususnya dari aspek  konsumsi dan pendapatan. Masalah kemiskinan ini sangatlah kompleks dan bersifat multidimensional, dimana berkaitan dengan aspek sosial, ekonomi, budaya, dan aspek lainnya. Masalah kemiskinan pada rumah tangga miskin kronis bisa menyebabkan rumah tangga tersebut terjerat ”Poverty  Traps”. Rumah tangga miskin akan semakin sulit keluar dari poverty traps jika terdapat masalah struktural pada rumah tangga tersebut. Sulawesi Utara merupakan salah satu provinsi di Indonesia yang tidak luput dari masalah kemiskinan rumah tangga, yaitu kemiskinan yang dialami oleh rumah tangga desil 1 atau kondisi rumah tangga yang benar-benar sangat miskin. Tujuan Penelitian untuk mengetahui pengaruh tingkat pendidikan, kesehatan dan kepemilikan aset terhadap kemiskinan rumah tangga di Sulawesi Utara. Teknik analisis yang digunakan adalah analisis regresi berganda. Hasil penelitian yang didapat pendidikan berpengaruh negatif signifikan terhadap kemiskinan rumah tangga. Kesehatan berpengaruh negatif signifikan terhadap kemiskinan rumah tangga. Kepemilikan aset berpengaruh positif signifikan terhadap kemiskinan.Kata Kunci     : Pendidikan, Kesehatan, Kepemilikan Aset dan Kemiskinan ABSTRACTPoverty is a state of inability to meet the minimum demands of life, particularly in terms of consumption and income. The problem of poverty is very complex and multidimensional, which is related to social, economic, cultural, and other aspects. The problem of poverty in chronically poor households can cause the household to become entangled "Poverty Traps". Poor households will be more difficult to get out of poverty traps if there are structural problems in the household. North Sulawesi is one of the provinces in Indonesia that does not escape the problem of household poverty, that is poverty experienced by households of desil 1 or very poor household conditions. The purpose of the study was to determine the effect of education, health and asset ownership on household poverty in North Sulawesi. The analysis technique used is multiple regression analysis. The result of the research that got the education had a significant negative effect on household poverty. Health has a significant negative effect on household poverty. Asset ownership has a significant positive effect on poverty.Keywords         : Education, Health, Asset Ownership and Poverty

2019 ◽  
Vol 8 (12) ◽  
pp. 7411
Author(s):  
Ayu Chintya Arie Zeuspita ◽  
I Putu Yadnya

ROA is a comparison between pre-tax profit and total bank assets. Factors that can influence ROA must be observed by bank management in order to obtain optimal ROA. Optimal ROA shows that banks are able to make good use of assets owned to generate profits. The purpose of this study was to determine the effect of CAR, NPL, DER and LAR partially on ROA in commercial banks on the IDX for the period 2013-2015. The sample in this study were banking companies listed on the Indonesia Stock Exchange for the period 2013-2015, which totaled 31 banking companies, which were taken using the census method. Data collection is done by nonparticipant observation methods. The data analysis technique used is multiple linear regression. The results showed that there was a significant positive effect between CAR and ROA. NPL shows a significant negative effect on ROA. DER shows a significant negative effect on ROA, and LAR shows a significant positive effect on ROA. Keywords: CAR, NPL, DER, LAR, ROA


Author(s):  
Dewi Chrisanty Paat ◽  
Rosalina A.M. Koleangan ◽  
Vekie Adolf Rumate

PENGARUH PENDAPATAN ASLI DAERAH (PAD), DANA PERIMBANGAN TERHADAP PERTUMBUHAN EKONOMI SERTA DAMPAKNYA TERHADAP KEMISKINAN DI KOTA BITUNG Dewi Chrisanty Paat, Rosalina A.M.Koleangan, Vekie A. RumateFakultas Ekonomi dan Binis, Magister Ilmu Ekonomi dan BisnisUniversitas Sam Ratulangi, Manado ABSTRAK Kota Bitung merupakan kota yang strategis dan mempunyai daya tarik sehingga banyak dilihat oleh investor.  Hal ini terlihat dari banyaknya jumlah investasi berupa perusahaan/industri yang masuk Kota Bitung. Dan juga merupakan pelabuhan samudra terbesar di Sulawesi Utara. Dengan banyaknya potensi yang ada di Kota Bitung di harapkan pemerintah kota mampu untuk menggali setiap potensi yang ada guna untuk membangun dan mensejahtrakan masyarakat Kota Bitung. Tujuan dari penelitian ini untuk menganalisis bagaimana pengaruh PAD dan dana perimbangan terhadap pertumbuhan ekonomi serta dampaknya pada kemiskinan di Kota Bitung. Teknik analisis yang digunakan adalah analisis jalur (Path Analysis). Hasil penelitian menunjukan bahwa Pendapatan Asli Daerah  (PAD) berpengaruh negatif terhadap pertumbuhan ekonomi akan tetapi tidak berpengaruh secara signifikan. Dana Perimbangan berpengaruh positif terhadap pertumbuhan ekonomi akan tetapi tidak berpengaruh signifikan secara statistik. Pendapatan Asli Daerah (PAD) dan Pertumbuhan Ekonomi berpengaruh negatif terhadap tingkat kemiskinan dan signifikan secara statistik. Dana Perimbangan berpengaruh positif terhadap tingkat kemiskinan di Kota Bitung akan tetapi tidak signifikan secara statistik. Kata Kunci: PAD, Dana Perimbangan, Pertumbuhan Ekonomi dan Tingkat Kemiskinan ABSTRACT Bitung is a strategic city and has so much appeal seen by investors. This is evident from the large number of investments in the form of companies / industries are entering the city of Bitung. And is also the largest ocean port in North Sulawesi. With so many potential that exists in the city of Bitung in the hope that the municipality is able to explore every potential that exists in order to build and prosperios people in Bitung. The purpose of this study to analyze the influence of the region own source revenue and the balance funds on economic growth and its impact on poverty in the city of Bitung. The analysis technique used is the analysis of the path (Path Analysis). The results showed that the region own source revenue  has a negative effect on economic growth but not significantly. Balance Fund has a positive effect on economic growth but not significant statistically. region own source revenue and the Economic Growth negatively affect poverty levels and statistically significant. Balance Fund has a positive effect on the level of poverty in the city of Bitung but not statistically significant. Keyword: Region own source revenue, Balance Of Fund, Economic Growth and Poverty


2021 ◽  
Vol 8 (1) ◽  
pp. 18
Author(s):  
Baiyina Rupiawan ◽  
Noven Suprayogi

ABSTRAKPenelitian ini bertujuan untuk mempelajari hubungan antara pertumbuhan penggalangan dana zakat infaq dan shadaqah (ZIS), dana alokasi zakat infaq, dan shadaqah (ZIS), dan biaya operasional pada hak amil BAZNAS pusat. Penelitian ini menggunakan pendekatan kuantitatif. Jenis penelitian yang dilakukan peneliti menggunakan time series berdasarkan laporan keuangan yang dikeluarkan BAZNAS tahun 2006-2018. Teknik analisis yang digunakan adalah regresi linier berganda. Hasil penelitian secara parsial menunjukkan bahwa pertumbuhan penghimpunan dana zakat berpengaruh positif signifikan terhadap hak amil. Selain itu, pertumbuhan variabel penggalangan dana infaq/shadaqah juga berpengaruh positif signifikan terhadap hak amil. Sedangkan pada variabel alokasi dana zakat berpengaruh negatif signifikan terhadap hak amil. Variabel alokasi dana infaq/shadaqah berpengaruh negatif signifikan terhadap hak amil. Sedangkan variabel biaya operasional berpengaruh positif signifikan terhadap hak amil. Sedangkan untuk variabel pertumbuhan penghimpunan dana zakat, pertumbuhan penggalangan dana infaq/shadaqah, alokasi zakat, alokasi infaq/shadaqah, dan biaya operasional berpengaruh signifikan terhadap hak amil BAZNAS di Indonesia tahun 2006-2018.Kata kunci: Hak amil, pertumbuhan penggalangan dana zakat, pertumbuhan penggalangan dana infaq/shadaqah, alokasi zakat, alokasi infaq/shadaqah, dan biaya operasional. ABSTRACTThis research aims to study the relationship between the growth of zakat infaq and shadaqah (ZIS) fundraising, zakat infaq, and shadaqah (ZIS) allocation funds, and operational cost on the central BAZNAS amil rights. This research used a quantitative approach. This type of research attended by researchers used a time series based on financial statements issued by BAZNAS in 2006-2018. The analysis technique used is multiple linear regressions. The partial results of the research indicate that the growth of zakat fund collection has a significant positive effect on amil rights. Also, the growth of the infaq/shadaqah fundraising variable also has a significant positive effect on amil rights. Whereas, at the variable of zakat funds allocation has a significant negative effect on amil rights. The variable of infaq/shadaqah fund allocation has a significant negative effect on amil rights. Meanwhile, the variable of operational cost has a significant positive effect on amil rights. Simultaneously, for the variable of the growth in the collection of zakat funds, the growth of infaq/shadaqah fundraising, zakat allocation, infaq/shadaqah allocation, and operational cost significantly influence the BAZNAS amil rights in Indonesia in 2006-2018.Keywords: Amil rights, growth of zakat fundraising, growth of infaq/shadaqah fundraising, zakat allocation, infaq/shadaqah allocation, and operational cost.


2021 ◽  
Vol 23 (2) ◽  
pp. 179-186
Author(s):  
Winda Apriliyani ◽  
Hetty Muniroh

The purpose of this research was to analysis the effect of cash turnover, working capital turnover, debt ratio and firm size on liquidity. The research sample was 7 companies with 35 observations. The data analysis technique used was multiple linear regression analysis. The results of the study showed that cash turnover has an insignificant negative effect on liquidity, working capital turnover has a significant negative effect on liquidity, debt to equity ratio have a significant negative effect on liquidity and the size of the company has a significant positive effect on liquidity.


2019 ◽  
Vol 8 (12) ◽  
pp. 7072
Author(s):  
Desak Ayu Made Eva Suari Adnyani ◽  
I Putu Gde Sukaatmadja

The purpose of this study was to examine the role of perceived risk in mediating the effect of perceived quality on perceived value on customers of LPD Adat Jro Kuta Pejeng Village. The population of this study was LPD Adat Jro Village Kuta Pejeng who lived in the Pejeng Village area. A sample of 110 respondents was determined using the purposive sampling method. Methods of data collection using the questionnaire method in the form of a questionnaire. The analysis technique used is path analysis technique (analysis path) and sobel test. The results of the analysis show that perceived quality has a significant negative effect on perceived risk, perceived quality has a significant positive effect on perceived value, perceived risk has a significant negative effect on perceived value, and perceived risk has a significant positive effect as a mediation the effect of perceived quality on perceived value. Keywords: perceived quality, perceived value, perceived risk


2020 ◽  
Vol 17 (1) ◽  
Author(s):  
Yuna Adhi Pamungkas ◽  
Ari Budi Kristanto

This study aims to determine the impact of the implementation of XBRL on information risk for corporate financial reporting. The population in this study were all manufacturing companies listed on the IDX from 2012 to 2017. The samples in this study were obtained by purposive sampling method with the criteria (1) Manufacturing companies listed on the IDX in 2012 to 2017 (2) Having complete research data. The sample used in this study amounted to 84 companies registered in IDX in 2012 to 2017. Data analysis technique used multiple regression analysis to see the effect of XBRL implementation on information risk with company size and leverage as control variables. The results of this study indicate that the implementation of XBRL has a significant negative effect on information risk; Firm size and corporate action have a significant positive effect on information risk and leverage has a significant negative effect on information risk.  Financial reports that use XBRL will reduce information risk so it can help stakeholders to make a good quality business decisions.


2018 ◽  
Vol 7 (11) ◽  
pp. 6212
Author(s):  
Ni Kadek Alit Pradina Putri ◽  
Luh Putu Wiagustini ◽  
Ni Nyoman Abundanti

BPR financial performance can be measured by the community through analysis of financial statements. An analysis of the financial statements of a bank is conducted to determine the level of profitability and soundness of the bank. The purpose of this research is to know the influence of Non Perfoming Loan, Capital Adequacy Ratio and Operational Cost of Operational Revenue to profitability at Rural Bank in Denpasar in period 2013-2016. The method used in this research is multiple regression analysis technique. This research uses saturated samples by taking samples of 18 existing BPR in Denpasar City. Based on the results of the analysis found that Non Perfoming Loan has a significant negative effect on profitability, Capital Adequacy Ratio has a significant positive effect on profitability, and operational cost of operating income has a significant negative effect on profitability. Keywords: npl, car, bopo, profitability


Author(s):  
Christofel A.S. Watulingas ◽  
Paulus Kindangen ◽  
Daisy S.M. Engka

ABSTRAK Sulawesi Utara merupakan salah satu provinsi di Indonesia. Guna meningkatkan kesejahteraan masyarakat, pemerintah Sulawesi Utara berusaha untuk meningkatkan pendapatan asli daerah melalui  sumber-sumber PAD nya yaitu pajak, retribusi, hasil pengelolaan kekayaan daerah yang dipisahkan dan lain-lain PAD yang sah yang diharapkan dan diupayakan dapat menjadi penyangga dalam membiayai kegiatan pembangunan daerahnya.  Terdapat kaitan erat antara penerimaan daerah, pembangunan ekonomi dan  kesejahteraan masyarakat. Dimana semakin tinggi penerimaan yang diterima daerah maka semakin tinggi peluang untuk membangun perekonomian daerah dan mensejahterakan masyarakat. Tujuan penelitian untuk mengetahui pengaruh pajak daerah, retribusi daerah dan hasil kekayaan daerah yang dipisahkan terhadap pertumbuhan ekonomi di Provinsi Sulawesi Utara. Teknik analisis yang digunakan adalah regresi berganda.  Hasil penelitian menunujukan bahwa pajak daerah berpengaruh positif sangat signifikan  terhadap pertumbuhan ekonomi di Provinsi Sulawesi Utara. Retribusi berpengaruh negatif signifikan  terhadap pertumbuhan ekonomi di Provinsi Sulawesi utara. Pengelolaan kekayaan daerah yang sah berpengaruh positif tidak signifikan  terhadap pertumbuhan ekonomi di Provinsi Sulawesi Utara. Kata Kunci     : Pajak Daerah, Retribusi, Pengelolaan Kekayaan yang sah dan Pertumbuhan Ekonomi  ABSTRACT North Sulawesi is one of the provinces in Indonesia. In order to improve the welfare of the community, the North Sulawesi government seeks to increase local revenues through its PAD sources of taxes, user charges, separated wealth management results and other legitimate PAD that is expected and sought to be a buffer in financing its regional development activities . There is a strong link between local revenue, economic development and community welfare. Where the higher acceptance received area then the higher the opportunity to build the regional economy and prosper the community. The objective of this research is to know the influence of local tax, regional retribution and the result of regional wealth which separated to economic growth in North Sulawesi Province. The analysis technique used is multiple regression. The research result that the local tax menunujukan very significant positive effect on economic growth in the province of North Sulawesi. Levies have a significant negative effect on economic growth in the province of North Sulawesi. The legitimate management of local wealth positively insignificant effect on economic growth in North Sulawesi Province. Keywords: Local Taxes, Levies, Legal Wealth Management and Economic Growth


2020 ◽  
Vol 3 (2) ◽  
pp. 93-108
Author(s):  
Annisa Siti Fathonah ◽  
Dadang Hermawan

This study aims to determine and analyze how much influence the bank's internal factors such as Equity, Operational Costs per Operating Income (BOPO), Financing Deposit to Ratio (FDR), Non Performing Financing (NPF) as a mediator and external or macroeconomic factors namely inflation and Gross Domestic Product (GDP) on profitability represented by Return on Assets (ROA) at Bank Muamalat Indonesia for the period 2008-2018. The data used in this research are secondary data obtained from the publication of quarterly financial statements from 2008 to quarter 2 of 2018. The method that used in this research is path analysis with SPSS 20.0 as the analytical tool. The results of the study partially test the hypothesis (t-test), in substructure I shows that the capital variable has a significant negative effect on NPF, BOPO and inflation has a significant positive effect on NPF, FDR and GDP do not significantly influence NPF at Bank Muamalat Indonesia. In substructure II partially, Capital, BOPO, significant negative effect on ROA, FDR and NPF has a significant positive effect on ROA, Inflation and GDP does not significantly influence ROA while simultaneously significantly influencing ROA. Based on the sobel test, capital has a significant effect on ROA through NPF, BOPO has a significant effect on ROA through NPF, FDR has a significant effect on ROA through NPF, Inflation has a significant effect on ROA through NPF, while GDP has no significant effect on ROA through NPF.


2020 ◽  
Vol 2 (1) ◽  
pp. 60-79
Author(s):  
Wayan Arya Paramarta ◽  
Ni Putu Kurnia Darmayanti

The aims of this study was to explain the effect of employee engagement and work stress on job satisfaction and turnover intention at Aman Villas Nusa Dua-Bali. The type of data used in this study is qualitative and quantitative data, with data sources namely primary and secondary data. Data collection method is interview, distributing questionnaires to respondents and library research, while the data analysis technique used Smart PLS 3.2.8. The results of this study showed that employee engagement had a positive effect and significant on job satisfaction, work stress had a negative effect but not significant on job satisfaction, employee engagement had a negative effect and significant on turnover intention, work stress had a positive effect and significant on turnover intention, job satisfaction had a negative effect but not significant on turnover intention, employee engagement had a positive effect but not significant on turnover intention trough job satisfaction, work stress had a positive effect but not significant on turnover intention trough job satisfaction at Aman Villas Nusa Dua-Bali.


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