scholarly journals The Effect of Earning Assets Toward Return On Assets

2020 ◽  
Vol 1 (1) ◽  
pp. 24-29
Author(s):  
Suri Latudiani
Keyword(s):  
Data Collection ◽  
Cost Efficiency ◽  
Design Methodology ◽  
Hypothesis Test ◽  
Good Condition ◽  
Field Research ◽  
T Test ◽  
Return On Assets ◽  
Library Research ◽  
Practical Implications

Purpose- This study aims to determine the effect of earning assets toward return on assets. Design/Methodology/Approach- The population in this study consisted of descriptive methode. Techniques of data collection that used by the author is the library research and field research. Hypothesis test using the t test by SPSS 20th version. Findings- Based on the results of the study showed that there isn’t significant effect of earning assets toward return on asset. Research Limitations/Implications- This study has several limitations, he advice that researchers can convey based on the results of research that has been done is other factors that can affect Return On Assets (ROA). Practical Implications- For BPR Cabang Garut in order to further increase Return On Assets (ROA) so that they are in a good condition every semester, through cost efficiency so that there is no increase in costs that are more than income

scholarly journals Dampak Retribusi Jasa Umum Terhadap Pendapatan Asli Daerah Kabupaten Kuningan

2019 ◽  
Vol 11 (2) ◽  
pp. 79-91
Author(s):  
Khaerul Umam ◽  
Yendri Iqbal Fadila
Keyword(s):  
Data Collection ◽  
Public Service ◽  
Positive Relationship ◽  
Hypothesis Test ◽  
Field Research ◽  
Research Approach ◽  
High Category ◽  
Library Research ◽  
Positive Effect ◽  
General Service

The target for public service levies is high every year but revenue realization is still far from the target. This shows the existence of fluctuations in revenue from general service levies on Kuningan's own-source revenue (PAD). This study aims to analyze the effect of public service levies on the original income of Kuningan Regency. The research approach used in this study is quantitative with an associative type of research. This research employed saturated sampling types. Techniques from data collection efforts were obtained through field research and library research. Based on the results of the hypothesis test, it appears that public service fees have a positive effect, amounting to 0.514 for an increase in local own-source revenue and in the quite high category. This means that between public service levies and local own-source revenue (PAD) have a fairly high (positive) relationship. If public service levies are higher, it will be followed by higher local own-source revenues.

AKAD FINANCING OF MURABAHAH BETWEEN CUSTOMERS WITH MUAMALAT BANKS HARKAT VIEWED FROM SHARI'AH PRINCIPLES

2020 ◽  
Vol 10 (1) ◽  
pp. 13-26
Author(s):  
Candra Irawan ◽  
Adi Bastian ◽  
Febrozi Rohadi
Keyword(s):  
Data Collection ◽  
Financial Institutions ◽  
Research Method ◽  
Economic Condition ◽  
Field Research ◽  
Comprehensive Analysis ◽  
Islamic Banks ◽  
Legal Research ◽  
Trading System ◽  
Library Research

Currently in Indonesia Islamic Bank has gained a place and interested in the community, causing many emerging Syari'ah Bank and Financial Institutions of the syari'ah, and products in Islamic banks are widely used is murabahah financing. The formulation of the problem in this research are: (1). How is the implementation of the sale and purchase through murabahah financing between Bank Muamalat Harkat with customers. (2). Is trading system murabahah financing between Bank Muamalat Harkat and customers have been according to the principles of Syari’ah. (3). How murabahah financing efforts to resolve the breach between the customer and Muamalat Harkat. This research method is empirical legal research, this study was conducted in Bank Muamalat Harkat based data collection through field research such as interviews, observation and description as well as information from respondents through library research. The results of this research are: before an agreement Bank to assess carefully the prospective customer in the form of a comprehensive analysis and is divided into several stages, such as the assessment using the principle of 5C Character (Character of the debitor), Chapacity (Capability Candidate Debitor) , Capital (Capital candidate Debitor), Collateral (Collateral candidate Debitor) and Condition of economy (economic condition of the prospective Borrower). Trading system murabahah financing between Bank Muamalat Harkat with the customer has not fully based on the principles of the Syari'ah. Murabahah financing efforts to resolve the defaults can be solved by R3 is Restrukturing (Arrangement Back), Reconditioning (Terms Back) and Rescheduling (rescheduling), sales collateral and auction execution. 

scholarly journals Peran Bahagian Sokongan Keluarga Dalam Masalah Pemenuhan Nafkah Isteri Pasca Perceraian (Studi Kasus Di Mahkamah Tinggi Syariah Kedah, Malaysia)

2020 ◽  
Vol 20 (1) ◽  
pp. 57
Author(s):  
Agustin Hanafi ◽  
Mohamad Hedhayatullah Bin Mohamad
Keyword(s):  
Data Collection ◽  
Family Support ◽  
Research Study ◽  
Field Research ◽  
Fund Management ◽  
Library Research ◽  
The Family ◽  
The Subject ◽  
The Right

Nafkah merupakan salah satu daripada hak isteri yang perlu ditunaikan. Hukum ini telah termaktub di dalam Al-Quran dan sebagaimana yang diketahui oleh semua muslim, salah satu kewajiban seorang suami itu adalah menyediakan nafkah buat isterinya baik dalam  tempoh  perkawinan  maupun  pasca perceraian.  Namun,  mutakhir  ini,  banyak kasus yang melibatkan perilaku suami yang mengabaikan nafkah isteri pasca perceraian. Bahagian Sokongan Keluarga (BSK) merupakan pihak berwenang yang mampu mengatasi dengan sebaik mungkin segala permasalahan berkaitan dengan pemberian nafkah. BSK memberi peluang kepada mantan isteri untuk membuat tuntutan nafkah jika suami gagal atau enggan membayar nafkah sekaligus mengembalikan hak isteri. Pertanyaan yang diajukan dalam permasalahan ini adalah bagaimana peran BSK dalam menjamin terpenuhinya  nafkah isteri pasca perceraian dan bagaimana efektifitasnya (BSK) terhadap masalah penegakan nafkah isteri pasca perceraian. Penelitian ini bertujuan untuk mengetahui tentang peran (BSK) dalam masalah pemenuhan nafkah isteri pasca perceraian. Penelitian dalam skripsi ini adalah yuridis empiris yaitu kajian lapangan (field research) dan yuridis normatif yaitu kajian kepustakaan (library research). Adapun Metode pengumpulan data yang digunakan penulis dalam skripsi ini adalah observasi, wawancara dan telaah dokumentasi. Hasil penelitian yang diperoleh, bahwa peran BSK dalam masalah pemenuhan nafkah isteri pasca perceraian berjalan secara efektif karena BSK memantau dan menangani masalah ketidakpatuhan mantan suami terhadap perintah nafkah Mahkamah Syariah melalui pembentukan Unit Khidmat Nasehat dan Perundangan, Unit Penguatkuasaan dan Pelaksanaan Perintah dan Unit Pengurusan Dana. Keberadaan BSK telah menjadi tempat rujukan dan   memberikan bantuan kepada mantan isteri. Berdasarkan hal tersebut, dapat difahami bahwa pokok permasalahan dalam penyelesaian masalah pengabaian nafkah apabila mantan suami memahami  hal  berkaitan  agama  Islam  serta  mengetahui  hak  dan  tanggung  jawab terhadap isteri pasca perceraian.Kata Kunci: Bahagian Sokongan Keluarga (BSK) dan Nafkah Isteri Pasca Penceraian Living in one of the rights of wives that need to be shown. This law has been contained in the Koran and as it is known by all Muslims, one of the obligations of a husband is to provide a living for his wife both in the period of marriage or post-divorce. However, these cutting-edge, many cases involve the behavior of husbands who neglect the living wives post-divorce. The Family Support Division (BSK) is the authority who can cope with the best possible problems relating to the provision of the living. BSK allows the former wife to make a living claim if the husband fails or refuses to pay the living while returning the right of the wife. The question posed in this issue was the role of BSK in guaranteeing the fulfillment of the postpartum wife and how effectiveness (BSK) has been to the problem of establishing a divorce post. The study aims to find out about the role (BSK) in the issue of fulfilling wives after divorce. The research in this thesis was empirical, i.e. field research and normative juridical (library research) study. The methods of data collection used by the authors in this thesis are observations, interviews and documentation study. The results of the research obtained, that the role of BSK in the problem of fulfillment of wives post-divorce runs effectively because BSK monitors and addresses the problem of non-compliance of ex-husband against the order of Sharia court The establishment of the Advisory and Legal Unit, enforcement Unit and the execution of the Order and fund Management unit. The existence of BSK has been a referral place and provides relief to the former wife. Based on this, it can be understood that the subject matter in solving the issue of living if the former husband understands the matter related to Islam and knows the rights and responsibilities of the post-divorce wife.

Understanding the difference of values-based motivation of managerial workers in spa businesses in Thailand

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Pornlapas Suwannarat
Keyword(s):  
Data Collection ◽  
Design Methodology ◽  
Cultural Background ◽  
Core Values ◽  
Operational Performance ◽  
Collection Method ◽  
Content Type ◽  
The Difference ◽  
Asean Countries ◽  
Practical Implications

PurposeThis study focuses on variations of the importance of core values through motivational domains of individuals by their cultural background. The effect of motivational domains on operational performance has also been investigated.Design/methodology/approachThe study used survey as the main data collection method to elicit data from managerial workers in spa businesses in four regions of Thailand. An unpublished database of spa businesses was provided to the study by the Thai Chamber of Commerce.FindingsSignificant variations of the importance of motivational domains of managerial workers can be found according to the subculture of each of the four regions of Thailand. In addition, the motivational domains have found their significant impact on worker operational performance.Research limitations/implicationsOne of the limitations of this study may be the distribution of samples because the study focuses on spa businesses, most of which in each region are located in big tourism provinces that may not be wholly representative of the characteristics of each region.Practical implicationsThis study will be of practical value for practitioners or managers of any firms since it is important to consider value variations when assessing the operational performance; workers, especially managerial workers, in each subculture may have different priorities in the motivational domains of their lives. This could affect their operational performance.Originality/valueThis is an original attempt to ascertain variations of core values through motivational domains by subculture. It fills a knowledge gap in under-researched area in the literature since so far a few studies have examined this issue in the ASEAN countries.

PENERAPAN LAPORAN AKUNTABILITAS DAN KINERJA INSTANSI PEMERINTAH (LAKIP) PADA BADAN PENGENDALIAN DAMPAK LINGKUNGAN (BAPEDAL) ACEH

2014 ◽  
Vol 1 (2) ◽  
Author(s):  
Eva Susanti
Keyword(s):  
Data Collection ◽  
Field Research ◽  
Research Topic ◽  
Research Library ◽  
Library Research ◽  
State Apparatus ◽  
The Way

This research conducted in BAPEDAL  aceh, the purpose of this research is to figure out that the aplication of accountability report and work institution of government has done well.The result of data collection is got through library and field research. Library research is done by using some literature that it has relation with the research topic. While field research is the way to collect the data that it also has relation with problem discussion.Generally, the applying of primary job and bapedal function in Aceh has applied well.  The strategic of target  decision in 2010 has succed to goal by the level of percentation result average 98,53%.    The arrangement of aplication LAKIP in BAPEDAL Aceh in 2010 based on Inpres No.7 in 1999 and then it is arranged in ministry country role of efficiency  state apparatus and bureaucracy of reformation  no. 2009 in 2010 about guidelines of arrangement  for work and accountability report of institution government that it is the basic of arranging and conveying LAKIP government.

Mesoergonomics, the missing part of the macroergonomics and microergonomics approach

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Nismah Panjaitan ◽  
Ab-Samat Hasnida ◽  
Amir Yazid Ali
Keyword(s):  
Data Collection ◽  
Organizational Structure ◽  
Design Methodology ◽  
Social Implications ◽  
Content Type ◽  
Organizational Functions ◽  
Analysis Design ◽  
Practical Implications

Purpose This study aims to find work concepts and mesoergonomic stages that are not well known and are not widely used in solving problems related to ergonomics using macro and micro ergonomics. Design/methodology/approach The study used a questionnaire distributed to several ergonomists who were able to provide opinions on meso ergonomics, especially in determining what aspects affected meso ergonomics so that the meso stages could be determined. Findings The results of data collection show that aspects that affect meso ergonomics are closely related to macro and micro ergonomics, aspects that are found to have similarities between the three because meso ergonomics is between them. Research limitations/implications Determine the stages of meso ergonomics and clarify the limits of meso ergonomics using a questionnaire distributed to several respondents who understand ergonomics. Practical implications This paper can be applied to organizations that have a tiered organizational structure so that departments in the organization are divided into several parts to be observed and related to each other in carrying out organizational functions. Social implications Provides convenience for researchers in observing organizations with the presence of mesoergonomics which is a bridge between macro and micro ergonomics. Originality/value The stages of meso ergonomics are arranged based on aspects and meso ergonomics variables that have been obtained from previous studies which now have added some considerations in the preparation of mesoergonomic stages such as the macroergonomic analysis design on macro ergonomics.

Processes of vulnerability in England? Place, poverty and susceptibility

2014 ◽  
Vol 23 (5) ◽  
pp. 586-609 ◽  
Author(s):  
James Lewis ◽  
Sarah A.V. Lewis
Keyword(s):  
Social Vulnerability ◽  
Design Methodology ◽  
Field Research ◽  
Content Type ◽  
Behavioural Responses ◽  
Disaster Impacts ◽  
Food Nutrition ◽  
The Impact ◽  
Practical Implications

Purpose – The purpose of this paper is to emphasise how vulnerability is not only “place-based” and to explore by example how vulnerability to hazards in England may comprise additional economic, social and psychological contributors to poverty. The mutuality of poverty and vulnerability is demonstrated, as are examples of susceptibility of the vulnerable to stigmatic disregard and cruelty. Design/methodology/approach – “Place-based” vulnerability is exemplified by coastal vulnerabilities and causes of their increase. Poverty and its causes are explained, followed by examples of possible contributors, indicators and consequences in incomes, living costs and debt; housing welfare and homelessness; food, nutrition, health and mental ill-health. Susceptibility to stigmatic behaviours exacerbate personal vulnerabilities. Findings – Dynamics of mutual inter-relationships between poverty and vulnerability are demonstrated. Behavioural responses to either condition by individuals and by society at large, to which those who are vulnerable or in poverty are susceptible, are described in the present and from history. Research limitations/implications – Findings form a “theoretical reality” upon which some measures may follow. An additional need is identified for long-term social field research to follow adults’ and childrens’ experiences, and consequences of poverty in vulnerable situations. Practical implications – Vulnerability accrues irrevocably between disasters, the results of which may be exposed by disaster impacts. Social implications – Recognition of linkages between economic and social vulnerability and disasters is essential for subsequent action to reduce the impact of disasters upon society. Originality/value – Though vulnerability has been explored for many years, the dynamics of its contributing processes require further explanation before their wider comprehension is achieved.

DuPont analysis and dividend policy: empirical evidence from Malaysia

2018 ◽  
Vol 30 (1) ◽  
pp. 52-72
Author(s):  
Samuel Jebaraj Benjamin ◽  
Zulkifflee Bin Mohamed ◽  
M. Srikamaladevi Marathamuthu
Keyword(s):  
Design Methodology ◽  
Dividend Policy ◽  
Explanatory Power ◽  
Return On Assets ◽  
Policy Studies ◽  
Content Type ◽  
Market Participants ◽  
Dupont Analysis ◽  
Asset Turnover ◽  
Practical Implications

Purpose The purpose of this paper is to investigate the informativeness of asset turnover (ATO) and profit margin (PM) of the DuPont analysis in explaining dividend policy. Design/methodology/approach Annual financial data from Compustat for the period 2004-2009 were used to analyze a sample of Malaysian firms. Findings This study finds both PM and ATO to strongly explain contemporaneous dividends. The decomposition of return on net operating assets (RNOA) into PM and ATO also improves the explanatory power of dividends. The results of the predictive model show that PM and ATO are useful in predicting the propensity of firms to pay dividends. The results of the change dividend model, however, do not provide any significant results for PM and ATO. Practical implications Understanding the influence of ATO and PM on dividends could enable managers to realize the importance of these factors when making dividend policy decisions. Other market participants, such as financial analysts and lenders, could also recognize the empirical specifics related to decomposing the profitability measure into its two components, one measuring the asset efficiency and the other measuring the profitability per unit of product, in the context of dividend policy. Originality/value This study extends the empirical specifics of prior dividend policy studies by decomposing the popular profitability measure of return on assets into its two components of PM and ATO.

scholarly journals Kesesuaian Fatwa DSN MUI No. 4 Tahun 2000 Pada Pembiayaan Murabahah di Bank Syariah Mandiri KCP Padang Panjang

2020 ◽  
Vol 4 (2) ◽  
pp. 208
Author(s):  
Rahmat Firdaus ◽  
Melisantri Okvita
Keyword(s):  
Data Collection ◽  
Research Method ◽  
Qualitative Method ◽  
Field Research ◽  
Research Field ◽  
Islamic Banks ◽  
Library Research

<p><em>The purpose of this research is to find out and to analyze the implementation of murabahah financing at Bank Syariah Mandiri KCP Padang Panjang its conformity with the DSN MUI Fatwa Number four of two thousand. This type of research is field research field research and library research research. The research method used is a qualitative method. Data collection techniques are observation, interview and documentation. The results of this study indicate that in the general provisions of Islamic banks that the bank buys the goods needed only on behalf of the bank itself and the purchase must be separate and have personal limitations. However, in practice, it is found that the bank provides money to customers to buy one of the items needed on behalf of the bank using an installment system based on the amount and time determined by the bank. in is allowed by the clerics on the condition that the bank authorizes the customer to buy goods under the murabahah bil wakalah contract. However, according to the author's opinion, there is no conformity of the DSN-MUI fatwa regarding murabahah with its</em><em> practice at Bank Syariah Mandiri KCP Padang Panjang.</em></p><p><em><br /></em></p><p>Tujuan dalam penelitian ini adalah untuk mengetahui dan menganalisis pelaksanaan pembiayaan murabahah pada Bank Syariah Mandiri KCP Padang Panjang kesesuaiannya dengan Fatwa DSN MUI No. 4 Tahun 2000. Jenis penelitian adalah penelitian lapangan <em>field research</em>. Metode penelitian yang digunakan adalah metode penelitian kualitatif. Teknik pengumpulan data adalah observasi, wawancara dan dokumentasi. Hasil penelitian menunjukkan bahwasannya dalam ketentuan umum fatwa murabahah di bank syariah yaitu bank membeli barang yang dibutuhkan nasabah atas nama bank sendiri dan pembelian harus sah dan bebas riba. Akan tetapi pada prakteknya dilapangan adalah bank memberikan uang kepada nasabah untuk membeli salah satu barang yang dibutuhkan atas nama bank dengan sistem angsuran berdasarkan jumlah dan waktu yang telah ditetapkan oleh bank. Hal ini dibolehkan oleh ulama dengan ketentuan pihak bank menguasakan kepada nasabah untuk membeli barang dengan akad <em>murabahah bil wakalah</em>.</p>

scholarly journals Persembahan Hadrah di Sarawak: Pendekatan Etnografi Komunikasi

2019 ◽  
Vol 11 (2) ◽  
Author(s):  
Muhammad Zaid Daud ◽  
Mohammad Shahrul Nizam Abd Wahid
Keyword(s):  
Data Collection ◽  
Field Research ◽  
Married Couples ◽  
Peninsular Malaysia ◽  
The State ◽  
Cultural Elements ◽  
Library Research ◽  
Newly Married ◽  
Communication Approach ◽  
Selection Of

The state of Sarawak is no exception to the Hadrah’s performance which has indeed been received in North Peninsular Malaysia such as in Perlis, Kedah, Perak and Penang. Hadrah performance is a form of public entertainment that is still widely welcomed. The performances are still being presented at weddings as well as in other occasions. Therefore, this study aims to analyse the implicit meaning behind the performance of Hadrah through the ethnography communication approach of S.P.E.A.K.I.N.G (for setting and scene, participants, ends, acts sequence, key, instrumentalities, norms, & genre) by Hymes (1972) as well as to exhibit other cultural elements that permeate in the performances of the state in Sarawak such as involve elements of metapragmatic, language and community as well as metaphors and languages that should not run in a performance. The data collection was carried out through two methods: library research and field research. The study found out that the performance of the Hadrah is not only a feature to entertain guests but rather implicitly because the selection of songs in the performance complements the aspects of advice and irony that should guide listeners especially newly married couples.

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