scholarly journals Comparison of Selected Public Sector Banks in Different Aspects by using CAGR Method

Banking sector has a vital role in Indian economy and a great change came in it after nationalization. Nationwide, there are a number of branches of banks and financial institutions have opened. Presently banking sector is facing a high level competition. Banks or financial Institutions which have maximum profit are showing maximum growth rate. By optimization of the resources of banks, cost becomes minimum and profit becomes maximum. This manuscript is an effort to make a comparative study between SBI, PNB and OBC for total income, expenses, net profit, share capital, operating expenses, share holder funds, total reserves, earning per share, total liabilities, total assets and total investments from 2014-19. Year over Year (YOY) and Compound annual growth rate (CAGR) analytical methods are used. The main parameter of this study belongs to P&L and Balance-Sheet statement of the selected banks. This research paper will be very fruitful for banks, research scholars, investors (public), and society to understand about the above given parameters.

In Indian economy system, banking sector has an important role and after computerization, there is a great change came in it. In India, Now there are a lot of branches of banks. At present, banking sectors face a tough competition. Maximum growth rate are shown by those banks which have maximum profit. By the use of various technologies, banks cost may become minimum and profit may become maximum. In this manuscript, the effect has been studied on the banks after computerization. The effects are analyzed after use of information and computer technology in Indian banking systems after computerization. The selected banks for this study are SBI, PNB and UBI.


1961 ◽  
Vol 38 (3) ◽  
pp. 595-604
Author(s):  
D. R. SWIFT

1. A regular annual growth-rate cycle is demonstrated in wild and hatchery yearling brown trout; the fish have a high growth rate in the spring and autumn and a low growth rate during the summer and winter of each year. 2. Experimental work with constant-environment aquaria, together with the results of the field work, indicate that the water temperature is the main external environmental factor influencing the growth rate. Maximum growth rate is achieved at 12° C. 3. The reason for the fall in growth rate above 12° C. is discussed and it is suggested that inadequacy of the respiratory system of the fish is the prime cause.


Author(s):  
R. Shobika ◽  
S. Selvanayaki ◽  
N. Deepa ◽  
R. Vasanthi

Forests are renewable resources that contribute significantly to economic growth. The economic contribution by forest is through the valuable commodities including wood, paper and non-timber forest products. One among this is timber, it has been the primary material for house construction and furnishings of all kinds over the years. Timber plays a vital role in international trade in India. This study was focused on finding growth pattern in export and import of timber using Compound Annual Growth Rate (CAGR). Over the period of 2005-2019, the production of timber has been increased at the rate of 0.07%. The import performance was dominant over the export due to over requirements of raw materials. Although export showed positive growth rate at 0.15%, import of timber shot up at 4.09% from 2005-2019. Therefore, it is necessary to introduce adequate due diligence system to meet domestic demand of timber production in India.


1993 ◽  
Vol 57 (2) ◽  
pp. 332-334 ◽  
Author(s):  
A. Blasco ◽  
E. Gómez

Two synthetic lines of rabbits were used in the experiment. Line V, selected on litter size, and line R, selected on growth rate. Ninety-six animals were randomly collected from 48 litters, taking a male and a female each time. Richards and Gompertz growth curves were fitted. Sexual dimorphism appeared in the line V but not in the R. Values for b and k were similar in all curves. Maximum growth rate took place in weeks 7 to 8. A break due to weaning could be observed in weeks 4 to 5. Although there is a remarkable similarity of the values of all the parameters using data from the first 20 weeks only, the higher standard errors on adult weight would make 30 weeks the preferable time to take data for live-weight growth curves.


1978 ◽  
Vol 14 (1) ◽  
pp. 1-5 ◽  
Author(s):  
J. L. Monteith

SUMMARYFigures for maximum crop growth rates, reviewed by Gifford (1974), suggest that the productivity of C3 and C4 species is almost indistinguishable. However, close inspection of these figures at source and correspondence with several authors revealed a number of errors. When all unreliable figures were discarded, the maximum growth rate for C3 stands fell in the range 34–39 g m−2 d−1 compared with 50–54 g m−2 d−1 for C4 stands. Maximum growth rates averaged over the whole growing season showed a similar difference: 13 g m−2 d−1 for C3 and 22 g m−2 d−1 for C4. These figures correspond to photosynthetic efficiencies of approximately 1·4 and 2·0%.


1992 ◽  
Vol 25 (6) ◽  
pp. 167-183 ◽  
Author(s):  
H. Siegrist ◽  
M. Tschui

The wastewater of the municipal treatment plants Zürich-Werdhölzli (350000 population equivalents), Zürich-Glatt (110000), and Wattwil (20000) have been characterized with regard to the activated sludge model Nr.1 of the IAWPRC task group. Zürich-Glatt and Wattwil are partly nitrifying treatment plants and Zürich-Werdhölzli is fully nitrifying. The mixing characteristics of the aeration tanks at Werdhölzli and Glatt were determined with sodium bromide as a tracer. The experimental data were used to calibrate hydrolysis, heterotrophic growth and nitrification. Problems arising by calibrating hydrolysis of the paniculate material and by measuring oxygen consumption of heterotrophic and nitrifying microorganisms are discussed. For hydrolysis the experimental data indicate first-order kinetics. For nitrification a maximum growth rate of 0.40±0.07 d−1, corresponding to an observed growth rate of 0.26±0.04 d−1 was calculated at 10°C. The half velocity constant found for 12 and 20°C was 2 mg NH4-N/l. The calibrated model was verified with experimental dam of me Zürich-Werdhölzli treatment plant during ammonia shock load.


1987 ◽  
Vol 44 (11) ◽  
pp. 1995-2001 ◽  
Author(s):  
Stephen H. Bowen

It is widely believed that fishes require more dietary protein than other vertebrates. Many aspects of fish physiology, nutrition, and trophic ecology have been interpreted within the context of this high protein requirement. Here, fishes are compared with terrestrial homeotherms in terms of (1) protein requirement for maintenance, (2) relative protein concentration in the diet required for maximum growth rate, (3) protein intake rate required for maximum growth rate, (4) efficiency of protein retention in growth, and (5) weight of growth achieved per weight of protein ingested. The two animal groups compared differ only in relative protein concentration in the diet required for maximum growth rate. This difference is explained in terms of homeotherms' greater requirement for energy and does not reflect absolute differences in protein requirement. The remaining measures of protein requirement suggest that fishes and terrestrial homeotherms are remarkably similar in their use of protein as a nutritional resource. Reinterpretation of the role of protein in fish physiology, nutrition, and trophic ecology is perhaps in order.


2012 ◽  
Vol 57 (2) ◽  
pp. 554-566 ◽  
Author(s):  
Kyle F. Edwards ◽  
Mridul K. Thomas ◽  
Christopher A. Klausmeier ◽  
Elena Litchman

1993 ◽  
Vol 248 ◽  
pp. 363-381 ◽  
Author(s):  
G. H. Wheless ◽  
G. T. Csanady

We used a compound matrix method to integrate the Orr–Sommerfeld equation in an investigation of short instability waves (λ < 6 cm) on the coupled shear flow at the air–sea interface under suddenly imposed wind (a gust model). The method is robust and fast, so that the effects of external variables on growth rate could easily be explored. As expected from past theoretical studies, the growth rate proved sensitive to air and water viscosity, and to the curvature of the air velocity profile very close to the interface. Surface tension had less influence, growth rate increasing somewhat with decreasing surface tension. Maximum growth rate and minimum wave speed nearly coincided for some combinations of fluid properties, but not for others.The most important new finding is that, contrary to some past order of magnitude estimates made on theoretical grounds, the eigenfunctions at these short wavelengths are confined to a distance of the order of the viscous wave boundary-layer thickness from the interface. Correspondingly, the perturbation vorticity is high, the streamwise surface velocity perturbation in typical cases being five times the orbital velocity of free waves on an undisturbed water surface. The instability waves should therefore be thought of as fundamentally different flow structures from free waves: given their high vorticity, they are akin to incipient turbulent eddies. They may also be expected to break at a much lower steepness than free waves.


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