A STUDY ON FINANCIAL ANALYSIS AND PERFORMANCE OF HDFC BANK

2021 ◽  
pp. 64-66
Author(s):  
K. Karthika.
Keyword(s):  
Private Sector ◽  
Financial Analysis ◽  
Retail Banking ◽  
Digital Products ◽  
Reserve Bank ◽  
Consumer Durable ◽  
Equity Ratio ◽  
And Performance ◽  
Set Up ◽  
Two Wheeler

This study has been carried out to evaluate the nancial performance of HDFC bank. HDFC was amongst the rst to receive an 'in principle' approval from the Reserve Bank of India (RBI) to set up a bank in the private sector. HDFC Bank is the second largest Private sector Bank in India and one of the top 5 banks in the country. The bank has a network of 5000+branches and 16000+ATMs in 2902 cities/towns. HDFC Bank provides a number of products and services including wholesale banking and retail banking, treasury, auto loans, two wheeler loans, personal loans against property, consumer durable loans, life style loan, credit cards and the various digital products. The nancial performance of above mentioned bank has been evaluated for the past ve years i.e. 2017, 2018, 2019, 2020, 2021. The data analyzed by ratio analysis such as current ratio, liquid ratio, xed assets ratio, debt-equity ratio and net prot ratio and give interpretation to each ratio. To conclude this nancial soundness of the bank is satisfactory during the study period.

scholarly journals Experiment Study on Performance of Air Source Heat Pump

2013 ◽  
Vol 805-806 ◽  
pp. 645-648
Author(s):  
Wei Xiu Shi ◽  
Li Sheng Pan
Keyword(s):  
Heat Pump ◽  
Temperature Difference ◽  
Heat Pumps ◽  
Outlet Temperature ◽  
Exhaust Temperature ◽  
Air Source Heat Pump ◽  
And Performance ◽  
Save Energy ◽  
C 30 ◽  
Set Up

Under the situation of energy crisis, air source heat pumps are paid more attention recently. In order to save energy, the feasibility and performance of air source heat pump are studied by experiment, and variation laws of exhaust temperature, evaporator outlet temperature and outlet presser of compressor were analyzed in this paper. Air source heat pump apparatus were set up and the experiment was during 10°C, 20°C, 30°C and 40°C. The results were as follows: exhaust temperature of compressor increases gradually with the increase of tank temperature, but the temperature difference between exhaust temperature of compressor and tank temperature becomes little; temperature difference in evaporator decreases; Compressor outlet pressure increases obviously.

The Fudan nuclear microprobe set-up and performance

2007 ◽  
Vol 260 (1) ◽  
pp. 109-113 ◽  
Author(s):  
L. Zhong ◽  
W. Zhuang ◽  
H. Shen ◽  
Y. Mi ◽  
Y. Wu ◽  
...  
Keyword(s):  
Nuclear Microprobe ◽  
And Performance ◽  
Set Up

SET UP FOR GROWTH? — AN EXPLORATORY ANALYSIS OF THE RELATIONSHIP OF GROWTH INTENTION AND BUSINESS MODELS

2015 ◽  
Vol 19 (06) ◽  
pp. 1540009 ◽  
Author(s):  
SARAH MAHDJOUR
Keyword(s):  
Business Models ◽  
Theory Of The Firm ◽  
Past Research ◽  
Business Owners ◽  
Competitive Strategies ◽  
Consulting Services ◽  
And Performance ◽  
Set Up ◽  
Relationship Of ◽  
The Relationship

What do growth-oriented business models look like? While several economic theories, such as the theory of the firm, are based on the assumption that firms aim to maximise their profits, past research has shown that growth intention is heterogeneous among firms and that many business owners prefer to keep their firm at a size that they can manage with few resources. This paper explores the relationship of growth intention and business models, based on a sample of 135 German ICT businesses. Following an exploratory approach, Mann–Whitney U tests are applied to analyse how different business model designs correspond with different levels of growth intention. The results indicate that growth intention relates to business owners’ decisions regarding the provision of consulting services, the level of standardisation in offered products and services, the choice of addressed markets, the implementation of competitive strategies based on cost efficiency and of revenue streams based on one-time- and performance-based payments. Furthermore, the results show that growth oriented firms are no more likely than non-growth oriented firms to adapt their business models dynamically to changed internal or external conditions.

Research from China finds no significant difference in impact of public service motivation (PSM) in public and private sectors

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Keyword(s):  
Public Sector ◽  
Private Sector ◽  
Employee Performance ◽  
Intention To Leave ◽  
Public And Private ◽  
Content Type ◽  
The Public ◽  
Significant Difference ◽  
Set Up ◽  
The Impact

Purpose The authors assumed PSM would be higher in the public sector, but they set up a trial to find out if this was the case. Design/methodology/approach To test their theories, the authors conducted two independent surveys. The first consisted of 220 usable responses from public sector employees in Changsha, China. The second survey involved 260 usable responses from private sector employees taking an MBA course at a university in the Changsha district. A questionnaire was used to assess attitudes. Findings The results found no significant difference between the impact of public sector motivation (PSM) on employee performance across the public and private sectors. The data showed that PSM had a significant impact on self-reported employee performance, but the relationship did not differ much between sectors. Meanwhile, it was in the private sector that PSM had the greatest impact on intention to leave. Originality/value The authors said the research project was one of the first to test if the concept of PSM operated in the same way across sectors. It also contributed, they said, to the ongoing debate about PSM in China.

Receiving a national quality award three times

2015 ◽  
Vol 27 (1) ◽  
pp. 63-78 ◽  
Author(s):  
Paulo A. Cauchick Miguel
Keyword(s):  
Driving Force ◽  
Financial Analysis ◽  
Management Practice ◽  
Performance Excellence ◽  
Structured Interviews ◽  
Content Type ◽  
National Quality ◽  
Quality Award ◽  
And Performance ◽  
National Quality Award

Purpose – In recent decades, a framework for management performance has proven to be an important management practice for achieving organisational performance excellence. In this sense, the purpose of this paper is to analyse how a specific company manages to achieve performance excellence through the attainment of the Brazilian National Quality Award. Design/methodology/approach – The study adopts a case-based approach using a single unit of analysis that might be considered a revealing case. The company studied is one of the largest companies in the information and financial analysis sector in Latin America and is part of a major worldwide corporation. Semi-structured interviews with senior managers and document analysis were used for data collection, with content and inductive analysis performed a posteriori. Findings – The main results outline the approach adopted by the company for each performance excellence award criterion and highlight some of the relevant organisational practices, especially those related to the nature of the company’s businesses. The findings show that the top management has been an essential driving force in transforming the managers at all levels into agents of improvement at the studied company. Additional key points are the deployment of the company’s “shared values” throughout the company and the implementation of a medium- and long-term comprehensive strategic plan focused on the award criteria. The company’s strategic system has been a driving force of its success. Research limitations/implications – For a more extensive empirical validation, further replications using other samples are needed to ensure the external validity of these findings. Originality/value – This paper is one of the few published studies discussing business excellence in emerging economies, which is not observed very often in developing markets. In addition, the paper focuses on promoting a culture of quality, a less common phenomenon in the economies of developing countries than in those of developed nations. Finally, this paper may be useful for practitioners and academics interested in the subject of quality and performance excellence.

scholarly journals Weavers & Warriors? Gender and Online Identity in 1997 and 2007 V1.0

2008 ◽  
Vol 2 (2) ◽  
Author(s):  
Deirdre Ruane
Keyword(s):  
Preliminary Investigation ◽  
The Body ◽  
Internet Technology ◽  
Online Identity ◽  
Men And Women ◽  
Online Interactions ◽  
And Performance ◽  
And Gender ◽  
Set Up ◽  
Active Exploration

In 1997 the Internet was seen by many as a tool for radical reinterpretation of physicality and gender. Cybertheorists predicted we would leave our bodies behind and interact online as disembodied minds, and that the technology would reshape the way we saw ourselves. However, physicality has proved to be an inextricable part of all our interactions. Changing Internet technology has allowed Net users to find a myriad ways to perform and express their gender online. In this paper I consider attitudes to gender on the Net in 1997, when the main concerns were the imbalance between men and women online and whether it was possible or desirable to bring the body into online interactions. In much of the discourse surrounding gender online, a simple binary was assumed to exist. I go on to consider the extent to which those attitudes have changed today. Through my own experience of setting up a women’s community on Livejournal, and my observations of a men’s community set up in response, I conclude that though traditional attitudes to gender have largely translated to the Net and the binary is still the default view, some shifts have occurred. For example, between 1997 and today there seems to have been a fundamental change in perceptions of women’s attitudes to adversarial debate, and an increase in awareness of genders beyond the binary. In addition, experience and preliminary investigation lead me toward a hypothesis that today’s female-identified Net users are engaged in more conscious and active exploration and performance of their gender online than male-identified users are.

scholarly journals Indirect impact of Covid-19 on hospital care pathways in Italy

2021 ◽  
Vol 11 (1) ◽  
Author(s):  
Teresa Spadea ◽  
Chiara Di Girolamo ◽  
Tania Landriscina ◽  
Olivia Leoni ◽  
Silvia Forni ◽  
...  
Keyword(s):  
The Elderly ◽  
Malignant Neoplasms ◽  
Italian Population ◽  
Hospital Discharges ◽  
Effective Response ◽  
St Segment Elevation ◽  
Care Services ◽  
Italian Regions ◽  
And Performance ◽  
Set Up

AbstractEarlier in 2020, seven Italian regions, which cover 62% of the Italian population, set up the Mimico-19 network to monitor the side effects of the restrictive measures against Covid-19 on volumes and quality of care. To this aim, we retrospectively analysed hospital discharges data, computing twelve indicators of volume and performance in three clinical areas: cardiology, oncology, and orthopaedics. Weekly indicators for the period January–July 2020 were compared with the corresponding average for 2018–2019; comparisons were performed within 3 sub-periods: pre-lockdown, lockdown, and post-lockdown. The weekly trend of hospitalisations for ST-segment elevation myocardial infarction (STEMI) showed a 40% reduction, but the proportion of STEMI patients with a primary PTCA did not significantly change from previous years. Malignant neoplasms surgery volumes differed substantially by site, with a limited reduction for lung cancer (< 20%) and greater declines (30–40%) for breast and prostate cancers. The percentage of timely surgery for femoral neck in the elderly remained constantly higher than the previous 2 years whereas hip and knee replacements fell dramatically. Hospitalisations have generally decreased, but the capacity of a timely and effective response in time-dependent pathways of care was not jeopardized throughout the period. General trends did not show important differences across regions, regardless of the different burden of Covid-19. Preventive and primary care services should adopt a pro-active approach, moving towards the identification of at-risk conditions that were neglected during the pandemic and timely addressing patients to the secondary care system.

scholarly journals X̅ and R control charts based on marshall-olkin inverse log-logistic distribution for positive skewed data

2020 ◽  
Vol 1 (1) ◽  
pp. 9-16
Author(s):  
O. L. Aako ◽  
J. A. Adewara ◽  
K. S Adekeye ◽  
E. B. Nkemnole
Keyword(s):  
Control Chart ◽  
Control Charts ◽  
Average Run Length ◽  
Logistic Distribution ◽  
Skewed Data ◽  
Process Data ◽  
And Performance ◽  
Set Up ◽  
Control Limits ◽  
Normally Distributed

The fundamental assumption of variable control charts is that the data are normally distributed and spread randomly about the mean. Process data are not always normally distributed, hence there is need to set up appropriate control charts that gives accurate control limits to monitor processes that are skewed. In this study Shewhart-type control charts for monitoring positively skewed data that are assumed to be from Marshall-Olkin Inverse Loglogistic Distribution (MOILLD) was developed. Average Run Length (ARL) and Control Limits Interval (CLI) were adopted to assess the stability and performance of the MOILLD control chart. The results obtained were compared with Classical Shewhart (CS) and Skewness Correction (SC) control charts using the ARL and CLI. It was discovered that the control charts based on MOILLD performed better and are more stable compare to CS and SC control charts. It is therefore recommended that for positively skewed data, a Marshall-Olkin Inverse Loglogistic Distribution based control chart will be more appropriate.

scholarly journals conceptual review of capital structure under risk-based capital regime, risk profile of insurer’s and performance

2021 ◽  
Vol 8 (1) ◽  
pp. 15-27
Author(s):  
Sarfaraz Ahmed Bhutto ◽  
Ikhtiar Ali Ghumro ◽  
Zulfiqar Ali Rajper ◽  
Saifullah Shaikh
Keyword(s):  
Capital Structure ◽  
Conceptual Framework ◽  
Risk Profile ◽  
Future Research ◽  
Risk Propensity ◽  
Holistic Understanding ◽  
Equity Ratio ◽  
Insurance Firms ◽  
And Performance ◽  
Corporate Risk

This paper evaluates capital structure under risk-based capital regime from the perspective of insurance firms and its performance. It also evaluates the moderating effect of insurer’s risk profile on capital-performance relationship. The authors aim to reveal ambiguities, gaps and omissions in the literature and to sketch avenues for future research. A conceptual framework for capital structure under risk-based capital era and its application is suggested focusing on equity, technical provision and required risk propensity for maximizing profit and wealth for all stakeholders. The research reviews that capital structure of insurers differs from non-insurance firms as such risk-based capital regulation must not only focus on the various types of risk but also recognized these differences. It is shown that insurers’ capital structure contains equity and technical provisions which comprises accruals and creditors, payable claims and insurance funds as an alternative of equity and financial debt as it is with conventional non insurance firms. This study thus stressed that for capital structure to best explain performance of insurers, it must be measured by equity ratio and technical provision ratio in place of debt ratio and corporate risk profile (quantitative and qualitative) must enter its sequence of performance relational analysis and effectiveness equations. We stressed further that only with the proposed conceptual framework would a holistic understanding of insurer’s capital structure be achieved while the observed contradictory and inconclusive empirical findings on capital structure and firm performance could be resolved.

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