CASE STUDY: COVID19 PANDEMIC AND THE PERSONAL FINANCIAL GOALS FOR RETIREMENT SAVINGS

2020 ◽  
pp. 44-47
Author(s):  
S.T. Janetius
Keyword(s):  
Decision Making ◽  
Financial Crisis ◽  
Migrant Workers ◽  
Main Concern ◽  
Retirement Savings ◽  
Starting Point ◽  
The Government ◽  
The Many ◽  
Positive Outlook

Covid-19 pandemic is creating devastating effects globally since the beginning of 2020. In India, the government declared a lockdown in the month of March 2020 that became the starting point of many psychological, emotional, social, and economic issues resulting from this pandemic. Job loss, pay cut, closure of the business enterprises are few of the many economic-related concerns that affected every financial decision-making. More than the threat of the virus, economic perils became a serious hazard to many ordinary people who live on the daily wages. The life of migrant workers took a serious twist due to massive unprecedented movement to their hometowns. Although the threat to survival was not a main concern for white-collar employees, the economic crisis was felt by them. This case study narrates the story of an economically comfortable person who sets financial goals for his retirement savings before the pandemic. While facing financial crisis due to pay cut, he quickly alters his decisions with a positive outlook. KEYWORDS: Covid-19 pandemic, Post-retirement preparation, Financial crisis, Decision making, Ageing and retirement

scholarly journals Perlindungan Hukum Bagi Pekerja Migran Indonesia yang Dipekerjakan Tidak Sesuai dengan Perjanjian Penempatan

2021 ◽  
Vol 4 (5) ◽  
pp. 2023
Author(s):  
Rosalinda Chandra Yulianita
Keyword(s):  
Private Sector ◽  
Migrant Workers ◽  
Central Government ◽  
Migrant Worker ◽  
Legal Research ◽  
Conceptual Approach ◽  
The Government ◽  
The Many ◽  
At Home

AbstractBecoming an Indonesian Migrant Worker is one solution to reduce unemployment at home. But this has instead become a new problem. This relates to the lack of protection from the government due to the lack of coordination between the government and the private sector as a party that bridges Indonesian Migrant Workers and Employers. This is because of the many problems in the Placement Agreement. This is also because the Laws that have been made by the Central Government do not immediately have new implementation rules in accordance with what was promised. The purpose of this research is to find out and analyze what sanctions will be obtained by the Indonesian Migrant Worker Placement Company if the Placement Agreement is not carried out also whether it is permissible if Indonesian Migrant Workers can work if it is not in accordance with their placement. To answer these problems, the authors use legal research with a Conceptual Approach, and Case Approach, and Case Study.Keywords: Indonesian Migrant Worker; Indonesian Migrant Worker Placement Company; Placement Company.AbstrakMenjadi Pekerja Migran Indonesia adalah salah satu solusi untuk mengurangi pengangguran di dalam negeri sendiri. Namun hal ini malah menjadi sebuah masalah baru. Hal ini berkaitan dengan perlindungan yang kurang dari pihak pemerintah karena kurangnya koordinasi antara pemerintah dengan pihak swasta sebagai pihak yang menjembatani Pekerja Migran Indonesia dengan Pemberi Kerja. Hal ini dikarenakan banyaknya masalah dalam Perjanjian Penempatan. Hal ini juga dikarenakan Undang-Undang yang sudah dibuat oleh Pemerintah Pusat tidak segera memiliki aturan pelaksanaan yang baru sesuai dengan yang diperjanjikan. Tujuan dari penelitian ini adalah untuk mengetahui dan menganalisis sanksi apa yang akan didapatkan oleh pihak Perusahaan Penempatan Pekerja Migran Indonesia apabila Perjanjian Penempatan tidak dilaksanakan, juga apakah diperbolehkan apabila Pekerja Migran Indonesia dapat bekerja jika tidak sesuai dengan penempatannya. Untuk menjawab permasalahan tersebut, penulis menggunakan penelitian hukum dengan Pendekatan Konseptual (Conceptual Approach), dan Pendekatan Kasus (Case Approach), dan Studi Kasus (Case Study).Kata Kunci: Pekerja Migran Indonesia; Perusahaan Penempatan Pekerja Migran Indonesia; Perjanjian Penempatan.

scholarly journals ELEMENTS OF SOURCING STRATEGIES IN FM SERVICES - A MULTIPLE CASE STUDY

2006 ◽  
Vol 10 (4) ◽  
pp. 249-267 ◽  
Author(s):  
Tomi Ventovuori
Keyword(s):  
Decision Making ◽  
Geographical Area ◽  
Multiple Case Study ◽  
Integrated Approach ◽  
Strategy Development ◽  
Sourcing Strategies ◽  
Sourcing Strategy ◽  
Starting Point ◽  
Multiple Case

The aim of this paper is to identify the different elements of the sourcing strategy decision‐making process and to clarify what are the factors that lead to the selection of a certain sourcing strategy in FM services. The study is based on a literature review and a multiple case study, which was conducted with four organizations representing different types of FM service clients. To find the optimal sourcing strategy and understand the consequences of different sourcing options, five decision categories must be analysed: sourcing interface, organizational decision‐making, the scope of service package, the geographical area of sourcing and relationship type. There are also some other elements that must be taken into account in the process of sourcing strategy development such as different elements of business in general and the prevailing market conditions. It is strongly suggested that companies could apply the presented integrated approach as a starting point for the development of sourcing strategies in FM services. In addition, this study shows that companies should view the development of sourcing strategies as an important phase of the procurement cycle.

scholarly journals Social Movement at Indonesia - Malaysia Border (A Case Study of Indonesian Migrant Workers’ Education in Sebatik Island, a Land Border of Indonesia - Malaysia)

2018 ◽  
Vol 73 ◽  
pp. 11013
Author(s):  
Warsono Hardi ◽  
Nurcahyanto Herbasuki ◽  
Rifda Khaerani Thalita
Keyword(s):  
Migrant Workers ◽  
Basic Education ◽  
The State ◽  
Private Companies ◽  
Mining Company ◽  
Border Area ◽  
The Public ◽  
The Government

The condition of the state border area between Indonesia and Malaysia is totally different. Children of Indonesian Workers (TKI) have no (limited) access to learn in formal schools since they do not have citizenship documents. This study aims to analyze the implementation of basic education mission in the border area, particularly in Sebatik island, Nunukan regency, North Kalimantan province. In addition, the research was conducted using qualitative explorative approach. Problems arising at the border area are very diverse and systemic. The Indonesian government conducts the education in border areas still very limitedly. The role of the public, corporate and private companies (Three Net Working) becomes very important in operating the schools in border area. The role of a former lecturer who is famously called Mrs. Midwife Suraidah is very dominant in helping TKI’s children to learn a variety of knowledge in Sekolah Tapal Batas (Tapal Batas School) in Sebatik island, Nunukan Regency, North Kalimantan province. Some help from companies such as Pertamina (national oil mining company), Dompet Dhuafa foundation and volunteers who are willing to be teachers strongly support the continuously of Tapal Batas School. The continuity of basic education in the state border becomes a challenge for the government since the purpose of the country written in the opening of Constitution 1945 is the intellectual life of the nation can be realized by implementing it in Nawacita program.

Overruling rules?

1996 ◽  
Vol 4 (2) ◽  
pp. 347-366 ◽  
Author(s):  
Jonathan Yovel
Keyword(s):  
Decision Making ◽  
Social Action ◽  
Direct Action ◽  
Rule Based ◽  
Present Discussion ◽  
Starting Point ◽  
Normative Discourse

This paper discusses issues relating to the normativity of prescriptive rules: what does it mean for a rule to be able to direct action, and what are the implications for the desirability of rule-based decision-making? It is argued that: (a) cognitively, one must allow for more than a single answer to the first question (the two interpretations of rules discussed here are based alternately on the concepts of exclusion and presumption); and (b) normatively, these different structures typically serve for different purposes in allocation of power and discretion. The next issue is the connection between rule-based decision-making and semantic theories of language. On a meta-discursive level, the paper makes a twofold claim: that normative discourse is possible only on the basis of a sound cognitive inquiry, while cognitive inquiry alone is not sufficient to explain social action and interaction, lacking tools to deal with the contingent normative demands from decision-making systems, such as adjudication. The discussion of prescriptive rules serves as a case-study for this claim. These and related topics have been dealt with by Frederick Schauer(1991a, 1991b). His model of rules as entrenched generalizations and mediators between "justifications " and action is the starting point of the present discussion, which, on most of the issues mentioned above, results in conclusions quite different from Schauer's.

scholarly journals An evaluation of defluoridation technologies in the context of decision-making strategies

2021 ◽  
Author(s):  
Ann C Fantin
Keyword(s):  
Decision Making ◽  
Drinking Water ◽  
Careful Consideration ◽  
Government Officials ◽  
Local Conditions ◽  
Starting Point ◽  
Specific Community ◽  
The Government ◽  
Selection Of

Fluoride can be considered beneficial or harmful to human health dependant on the amount that is ingested. Many methods exist for the removal of excessive fluoride from drinking water; however, not all defluoridation methods are appropriate for the specific local conditions that may be present within a community. The objective of this research project is to evaluate various available defluoridation technologies against characteristics of a successful and sustainable technology, while considering decision-making strategies that may be employed by those selecting an appropriate defluoridation method to suit the characteristics of the specific community that is affected by fluoride-impacted drinking water. An evaluation of the selected defluoridation technologies supports the notion that there is not an all-encompassing defluoridation technology that would be applicable to all types of situations in which fluoride impacted groundwater is a concern. Water treatment methods for developing countries require careful consideration and selection of a sustainable solution so as to provide long-term benefits and applicability. Formal decision-making strategies would be useful tools at the government level to provide a starting point to determine which available defluoridation methods would be viable at the end user level. Researchers, government officials and, most importantly, local inhabitants of suffering areas must work together to achieve the common goal of clean and safe potable water.

scholarly journals The Strategy of Coastal Eco-Tourism Based on Cultural Ecosystem Services Approach: A Case Study in Ciletuh Bay

2021 ◽  
Vol 009 (01) ◽  
pp. 1-15
Author(s):  
Eka Yudhistira ◽  
◽  
Tridoyo Kusumastanto ◽  
Luky Adrianto ◽  
Fredinan Yulianda ◽  
...  
Keyword(s):  
Ecosystem Services ◽  
Social Economic ◽  
Supply And Demand ◽  
Economic Valuation ◽  
Economic Value ◽  
Cultural Ecosystem Services ◽  
Sustainability Research ◽  
The Government ◽  
The Many

Ciletuh Bay has a natural magnificence that attracts local and foreign tourists. Tourist interest was reflected by the many visits demanding the government manage it properly to achieve social, economic, and ecological sustainability. Research on the assessment of cultural ecosystem services in Ciletuh Bay has not been carried out. At the same time, this is necessary for policymakers to maintain sustainable Ciletuh Bay coastal ecotourism. This study aims to estimate the value of cultural ecosystem services in Ciletuh Bay in two ways. The first method is assessing the balance of supply and demand for cultural ecosystem services that adopt the Burkhard Model, namely through individual preferences for the beauty of several types of landscapes in Ciletuh Bay. The second assessment is an economic valuation using the travel cost method (TCM). The results showed that the balance of supply and demand for cultural ecosystem services in Ciletuh Bay contained several types of landscapes in unstable conditions. The economic value of Ciletuh Bay coastal ecotourism is IDR 862,640,124,311.00/year or IDR 77,911,861.00/ha/year.

scholarly journals Endless Emergency: The Case of Egypt

2007 ◽  
Vol 10 (4) ◽  
pp. 532-553 ◽  
Author(s):  
Sadiq Reza
Keyword(s):  
Political Power ◽  
Prominent Feature ◽  
State Of Emergency ◽  
Constitutional Amendments ◽  
The Past ◽  
Emergency Powers ◽  
The Creation ◽  
The Government ◽  
The Many

The Arab Republic of Egypt has been in a declared state of emergency since 1981 and for all but three of the past fifty years. Emergency powers, military courts, and other "exceptional" powers are governed by longstanding statutes in Egypt and authorized by the constitution, and their use is a prominent feature of everyday rule there today. This essay presents Egypt as a case study in what is essentially permanent governance by emergency rule and other exceptional measures. It summarizes the history and framework of emergency rule in Egypt, discusses the apparent purposes and consequences of that rule, mentions judicial limitations on it, and notes the many targets of its exercise over the years, particularly the government's two most prominent and persistent groups of opponents: Islamists and liberal political activists. It also explains how the country's March 2007 constitutional amendments, much decried by humanrights organizations inside and outside Egypt, further entrench emergency rule there. The thesis of the essay is that the existence and exercise of emergency powers have been far from exceptional in Egypt; instead they have been a vehicle for the creation of the modern Egyptian state and a tool for the consolidation and maintenance of political power by the government.

scholarly journals Value-Based Decision to Redevelop Transportation Facilities: A Case Study of an Abandoned Airport

2021 ◽  
Vol 13 (9) ◽  
pp. 4959
Author(s):  
Beryl Wong Xin Xian ◽  
Yani Rahmawati ◽  
Al-Hussein Mohammed Hassan Al-Aidrous ◽  
Christiono Utomo ◽  
Noor Amila Wan Abdullah Zawawi ◽  
...  
Keyword(s):  
Decision Making ◽  
Descriptive Analysis ◽  
Valuable Alternative ◽  
Best Value ◽  
The Government ◽  
Increasing Demand ◽  
Decision Making Model ◽  
Hierarchy Process ◽  
Transportation Facilities

Value-based decision making is the consideration of function and cost in the decision to select the highest possible option. Reviews to previous studies showed that there is a lack of consideration of the criteria of value in the decision-making process. Hence, this research aims to identify the criteria for redeveloping transportation facilities based on function and cost. The ultimate goal of this research is to select the best value alternative for project redevelopment. An abandoned airport was chosen as the case study to evaluate the decision made by the government to invest in the project of transforming the abandoned airport into a hospital that aims to cater to the increasing demand for healthcare. A quantitative and qualitative approach was applied through literature review, survey, and interview to experts in the area of transportation facilities development. Statistical descriptive analysis was used to analyse the first survey, which was to investigate the critical factors under the category of function. The second survey was conducted to select the most valuable alternative for the redevelopment by utilising the Analytical Hierarchy Process (AHP), and it was found that the transportation hub is the most valuable alternative for redeveloping the abandoned airport. The result was then validated by an expert from the industry, and it can be concluded that the value-based decision-making model can be used in enhancing the decision of the redevelopment of transportation facilities by considering both function and cost.

scholarly journals An evaluation of defluoridation technologies in the context of decision-making strategies

2021 ◽  
Author(s):  
Ann C Fantin
Keyword(s):  
Decision Making ◽  
Drinking Water ◽  
Careful Consideration ◽  
Government Officials ◽  
Local Conditions ◽  
Starting Point ◽  
Specific Community ◽  
The Government ◽  
Selection Of

Fluoride can be considered beneficial or harmful to human health dependant on the amount that is ingested. Many methods exist for the removal of excessive fluoride from drinking water; however, not all defluoridation methods are appropriate for the specific local conditions that may be present within a community. The objective of this research project is to evaluate various available defluoridation technologies against characteristics of a successful and sustainable technology, while considering decision-making strategies that may be employed by those selecting an appropriate defluoridation method to suit the characteristics of the specific community that is affected by fluoride-impacted drinking water. An evaluation of the selected defluoridation technologies supports the notion that there is not an all-encompassing defluoridation technology that would be applicable to all types of situations in which fluoride impacted groundwater is a concern. Water treatment methods for developing countries require careful consideration and selection of a sustainable solution so as to provide long-term benefits and applicability. Formal decision-making strategies would be useful tools at the government level to provide a starting point to determine which available defluoridation methods would be viable at the end user level. Researchers, government officials and, most importantly, local inhabitants of suffering areas must work together to achieve the common goal of clean and safe potable water.

scholarly journals Parliament as an arena for politicisation: The Finnish Eduskunta and crisis management operations

2018 ◽  
Vol 20 (1) ◽  
pp. 158-174 ◽  
Author(s):  
Tapio Raunio
Keyword(s):  
Decision Making ◽  
Political Parties ◽  
Crisis Management ◽  
War Powers ◽  
Members Of Parliament ◽  
Defence Policy ◽  
The Government ◽  
Party Support ◽  
Government Security

The literature on parliamentary war powers has focused on the veto rights of legislatures. This case study on the Finnish Eduskunta adopts a more comprehensive approach. Based on parliamentary documents and statistics, it reconstructs parliamentary involvement in decision-making on individual crisis management operations, laws on crisis management, and ‘grand strategy’ documents since the mid-1990s. The findings underscore the importance of politicisation, with conflicts over legislation and the Government Security and Defence Policy Reports enabling political parties and the Eduskunta to set parameters for subsequent decisions on individual operations. The politicisation of crisis management facilitated stronger participation rights for the Eduskunta and created ‘ownership’ of troop deployments among members of parliament (MPs). Debates have nonetheless become less intense, with broader cross-party support for participation in crisis management and for European Union (EU)-led operations in particular.

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