scholarly journals The Benefits of e-Commerce before and during the Covid-19 Pandemic for Small Enterprises in Indonesia

2022 ◽  
Vol 18 ◽  
pp. 69-79
Author(s):  
Sukisno Selamet Riadi ◽  
Ariesta Heksarini ◽  
Dirga Lestari ◽  
Siti Maria ◽  
Saida Zainurossalamia ◽  
...  
Keyword(s):  
Small Businesses ◽  
Descriptive Analysis ◽  
Policy Implications ◽  
Small Enterprises ◽  
Working Capital ◽  
Online Questionnaire ◽  
Community Activities ◽  
Small Medium Enterprises ◽  
Medium Enterprises ◽  
Analyze Data

This study aims to analyze the benefits of e-commerce for small enterprises and its consequences before and during the COVID-19 pandemic. Furthermore, it examines the effects on the decrease in income of small enterprises and their response to a regulation restricting community activities. It also provides an outline of the support needed by small businesses. Meanwhile, a descriptive analysis and a paired t-test were used to analyze data (525 small enterprises in Indonesia) from an online questionnaire survey between May and June 2021. The results showed several significant discoveries, including the following: first, the COVID-19 pandemic resulted in a decline in revenue. Second, limits on community activities exacerbate the plight of small enterprises. Third, small enterprises sought several forms of assistance, with working capital accounting for the lion`s share of requests. Finally, substantial variations exist in respondents` perceptions of the benefits of e-commerce before and during the COVID-19 pandemic. Furthermore, these results contribute to the small medium enterprises literature and have significant policy implications for developing countries.

scholarly journals The impact of COVID-19 pandemic on performance of small enterprises that are e-commerce adopters and non-adopters

2021 ◽  
Vol 19 (3) ◽  
pp. 467-477
Author(s):  
Dirga Lestari ◽  
Saida Zainurossalamia ZA ◽  
Siti Maria ◽  
Wirasmi Wardhani ◽  
Rizky Yudaruddin
Keyword(s):  
Empirical Investigation ◽  
Descriptive Analysis ◽  
Small Enterprises ◽  
Limited Evidence ◽  
Online Questionnaire ◽  
Community Activities ◽  
Intention To Adopt ◽  
Cross Tabulation ◽  
The Impact

Researchers have emphasized the role of e-commerce for small enterprises in improving their performance. However, there is limited evidence on the use of e-commerce by small enterprises, and e-commerce adopters and non-adopters dealing with COVID-19. Therefore, the purpose of this study is to investigate the differences in the impact of COVID-19 on income between small enterprises that are adopters and non-adopters of e-commerce. This study also explored the impact of restrictions on community activities, the intention to adopt e-commerce, and the types of assistance required by small enterprises due to the pandemic. Data were collected through an online questionnaire survey among small enterprises that operate in the culinary field (1,024 small enterprises in Indonesia). The data were analyzed using descriptive analysis, cross-tabulation, and the Mann-Whitney test. This study finds that non-adoption of e-commerce caused small enterprises to experience a decline in income, which worsened due to restrictions of community activities, compared to adopters of e-commerce. Therefore, to overcome this negativity, small enterprises were pushed to adopt e-commerce. Finally, working capital assistance is the main assistance required due to the pandemic both by e-commerce adopters and non-adopters. This study has significant implications for how small enterprises and governments may benefit from e-commerce dealing with extreme disruptions such as the COVID-19 pandemic. AcknowledgmentWe are grateful to Mulawarman University for providing us with the funding necessary to gather the necessary data for the study and complete this empirical investigation. We also would like to thank two anonymous reviewers and seminar participants at Mulawarman University for their helpful feedback.

scholarly journals Readiness of Culinary Micro, Small and Medium Enterprises to Support the Development of West Java International Airport (WJIA) Kertajati (Case Study: Kertajati Village, Kertajati District, Majalengka Regency-Indonesia)

2020 ◽  
Vol 12 (1) ◽  
pp. 88-95
Author(s):  
Ruri Rahmawati ◽  
Asnita Frida Sebayang ◽  
Aan Julia
Keyword(s):  
Small And Medium Enterprises ◽  
Descriptive Analysis ◽  
Policy Implications ◽  
Community Readiness ◽  
Structured Interviews ◽  
West Java ◽  
Community Ownership ◽  
International Airport ◽  
Medium Enterprises

The purpose of this research is to find out how the stages and strategies of handling the readiness of Micro, Small, and Medium Enterprises (MSME) entrepreneurs in supporting the development of West Java International Airport (WJIA) Kertajati. The method used is descriptive analysis method with a quantitative approach. Data collection was carried out through structured interviews and questionnaires with 4 respondents from culinary Micro, Small, and Medium Enterprises in Kertajati Village. Techniques for measuring community readiness using the Community Readiness Modelconsisting of no awareness, denial/resistance, vague awareness, preplanning, preparation, initiation, stabilization, expansion/confirmation, community ownership. The results showed that the readiness of Kertajati Village Culinary MSME actors in supporting the development of WJIA Kertajati using 5 readiness dimensions, namely having a score of 4.4 or being in the preplanning stage which means that the community already has an understanding of the issues/problems that must be solved together. The handling strategy uses quantitative SWOT with the result that the strength (S) and opportunity (O) factors have a higher score than the weakness (W) and threat (T) factors. So there are several strategies or policy implications that can be carried out, namely providing incentives or capital assistance to culinary actors in Kertajati Village.

scholarly journals The Effectiveness of the Strategy for Empowering Micro, Small and Medium Enterprises (MSMES) During the 2020 Covid-19 Pandemic at the NTB Province Cooperatives and SMES Office

2021 ◽  
Vol 2 (1) ◽  
pp. 46
Author(s):  
Lia Fitriani ◽  
Muhammad Ali ◽  
Lalu Hendra Maniza
Keyword(s):  
Small Businesses ◽  
Small And Medium Enterprises ◽  
Sampling Technique ◽  
Social Program ◽  
Small Enterprises ◽  
The West ◽  
Business Results ◽  
Development Section ◽  
The Social ◽  
Medium Enterprises

One of the attempts to recover micro-enterprises from the effects of the Covid 19 outbreak is the empowerment of micro, small and medium-sized enterprises by the SME Cooperative Office of West Nusa Tenggara Province. The empowerment given is in the form of a program involving Micro and Small Enterprises to provide a Social Security Net (SSP) and provide economic stimuli to encourage resources. This assistance is used to restore the economy of the citizens affected by the Covid-19 Pandemic by providing the opportunity to generate their business results as a means of involvement in preventing Covid-19, which would help the Micro and Small Bu affected. Also, it can provide an opportunity to start a business Back during the economic crisis. Some problems occur in its implementation, namely the lack of capital to empower all Micro and Small Businesses Affected by the Covid-19 Pandemic so that not all Micro and Small Businesses in West Nusa Tenggara Province can be empowered. This study aimed to describe and analyze the strategy's effectiveness for the empowerment of Micro, Small, and Medium Enterprises (MSMEs) during the Covid-19 Pandemic in 2020 at the West Nusa Tenggara Province UKM Cooperative Office. The research method used is a descriptive qualitative approach. The informants used in this study used the purposive sampling technique. The research informants consisted of the head of the UKM Division, the Head of the UKM Development Section, the Head of the NTB Province UKM Koprasi Program Division Head, and Empowered UKM Players. Data collection techniques used interviews, observation, and documentation. Data analysis was performed by collecting data, data reduction, data presentation, and conclusions. The results of this study showed that the effectiveness of the Strategy for the Empowerment of Micro, Small, and Medium Enterprises during the 2020 Covid-19 Pandemic in the West Nusa Tenggara Province of the UKM Cooperative Service could not be said to be good because only two indicators have been defined as good. They are indicators of targeting accuracy and the social program.

Research on fraud: an overview from small medium enterprises (SMEs)

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Siti Faizah Zainal ◽  
Hafiza Aishah Hashim ◽  
Akmalia M. Ariff ◽  
Zalailah Salleh
Keyword(s):  
Internal Control ◽  
Small Businesses ◽  
Small And Medium Enterprises ◽  
Future Research ◽  
Control Mechanisms ◽  
Content Type ◽  
Small Medium Enterprises ◽  
Medium Enterprises ◽  
The Cost ◽  
The Impact

Purpose The purpose of this paper is to present a review of literature on fraud with a specific focus on small and medium enterprises (SMEs). Specifically, it aims to provide further knowledge on recent developments in fraud research and offers suggestions for future research. Design/Methodology/Approach This paper systematically reviews the fraud literature, by organising them into five sections; definition, elements, theories, factors and prevention mechanisms. Findings The most common factors of fraud in SMEs are the low morale among employees and weak internal control within the organisations. Nonetheless, research on fraud involving SMEs is limited, albeit the importance of SMEs to the economy. Research Limitations/Implications This paper encapsulates the importance of research on fraud in SMEs by offering directions for future research. Among others, future studies might indicate the link between corruption, financing sources and innovation of SMEs, especially within the context of an emerging country and reveal the cost of the criminal justice system to identify more accurately the cost of fraud in SMEs. Originality/Value The focus on fraud in SMEs and the recent period of study offer a foundation for future research directed at the factors of fraud and the prevention mechanisms. Future research can further explore and broaden the literature on fraud involving SMEs through research that focuses on the impact of fraud and the types of control mechanisms that suit the SMEs. Greater understanding of fraud in the SMEs allows in identifying the best approach to prevent and detect fraud for small businesses with limited resources.

scholarly journals Space Utilization Change from Residential Into Commercial in Mojosongo, Surakarta

2019 ◽  
Vol 8 (3) ◽  
pp. 279-289
Author(s):  
Nadya Astin Saraswati ◽  
Ragil Haryanto ◽  
Amin Pujiati ◽  
Mada Sophianingrum
Keyword(s):  
Urban Areas ◽  
Descriptive Analysis ◽  
Analytical Techniques ◽  
Space Utilization ◽  
Analysis Techniques ◽  
Commercial Activities ◽  
Commercial Area ◽  
Growth Center ◽  
Small Medium Enterprises ◽  
Medium Enterprises

The area of Mojosongo is a Perumnas which rapidly growing new growth center in Surakarta City. Existing commercial activities have expanded to enter the residential area. The emergence of this commercial area to facilitate trade activities and services between communities requires (demand) and people who sell services (supply) that can absorb labor in urban areas so that they can contribute to the Gross Regional Domestic Product (GRDP). The purpose of this study is to find out space utilization changes from residential into commercial fin Mojosongo in 2004-2019 and to know what factors influence it. The method used in this study is a quantitative and and the analytical techniques used are descriptive analysis techniques, spatial analysis and factor analysis. The subjects of this study is small-medium enterprises in the area of Mojosongo. The results of this study are  69% space utilization change from residential into commercial area in Mojosongo which is influenced by 4 factors: economic factors, the existence of housing, location, and accessibility.

scholarly journals THE EFFECT OF WORKING CAPITAL, RETURN ON ASSETS AND COMPANY SIZES ON THE CREDIT AMOUNT OF SMALL AND MEDIUM MICRO BUSINESSES IN NATIONAL BANKS IN INDONESIA PRE COVID-19

2020 ◽  
Vol 1 (3) ◽  
pp. 501-514
Author(s):  
Deni Sunaryo
Keyword(s):  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Company Size ◽  
Working Capital ◽  
Return On Assets ◽  
Significance Level ◽  
Simultaneous Study ◽  
Small Medium Enterprises ◽  
Medium Enterprises ◽  
Capital Return

The research of "Effect of Working Capital, Return on Assets and Company Size on the Amount of Micro and Small Medium Enterprises Loans at National Banks in Indonesia in Pra COVID-19" was conducted using Multiple Linear Regression analysis tools using the help of SPSS 25 data processing applications. This research is the influence of Working Capital variable on the distribution of MSME loans with t arithmetic> t table (4.992> 2.048) with a significance value of 0.000 <0.05. The Return on Assets (ROA) variable does not affect the distribution of MSME loans to national banks in Indonesia in 2014-2018 with t count <t table (0.025 <2.048) with a significance value of 0.980> 0.05. The company size variable has a significant effect with the value of t count> t table (3.026> 2.048) with a significance value of 0.006 <0.05. Based on a simultaneous study of working capital, Return on Assets (ROA), and company size influence the distribution of MSME loans to national banks in Indonesia in 2014-2018 with a F table of 2.98 and a significance level of 0.05. Then F count> F table (12.041> 2.98) and sig. <0.05 (0,000 <0.05).

scholarly journals Pengaruh Keterampilan Kewirausahaan, Orientasi pasar dan Orientasi Penjualan terhadap Kinerja Usaha UMKM

2020 ◽  
Vol 2 (4) ◽  
pp. 961
Author(s):  
Jessica Rizan ◽  
Louis Utama
Keyword(s):  
Market Orientation ◽  
Small Businesses ◽  
Sampling Method ◽  
Small And Medium Enterprises ◽  
Sampling Technique ◽  
Purposive Sampling ◽  
Entrepreneurial Skills ◽  
Nonprobability Sample ◽  
Small Medium Enterprises ◽  
Medium Enterprises

The purpose of this study is to find out 1) To find out whether entrepreneurship skills have an influence on the performance of micro and small businesses in the culinary field in North Jakarta.2) To find out whether market orientation has an influence on the performance of micro and small businesses in the culinary sector in North Jakarta. 3) To find out whether sales orientation has an influence on the performance of micro and small businesses in the culinary sector in North Jakarta. The population in this study were entrepreneur in Jakarta. The sample used in this study was 40 respondents from micro small medium enterprises in North Jakarta. The sampling technique used was nonprobability sample with purposive sampling sampling  method. Overall the results of this study are 1) Entrepreneurial skills have an influence on the performance of micro and small businesses in the culinary field in North Jakarta, 2) Market orientation has an influence on the performance of micro and small businesses in the culinary sector in North Jakarta, 3) Sales orientation has an influence on the performance of micro small and medium enterprises in the culinary sector in North Jakarta. Tujuan penelitian ini adalah untuk mengetahui 1) Untuk mengetahui apakah keterampilan kewirausahaan memiliki pengaruh terhadap kinerja usaha mikro kecil dan menengah pada bidang kuliner di Jakarta Utara. 2) Untuk mengetahui apakah orientasi pasar memiliki pengaruh terhadap kinerja usaha mikro kecil dan menengah pada bidang kuliner di Jakarta Utara. 3) Untuk mengetahui apakah orientasi penjualan memiliki pengaruh terhadap kinerja usaha mikro kecil dan menengah pada bidang kuliner di Jakarta Utara. Populasi dalam penelitian ini adalah wirausaha di Jakarta. Sampel yang digunakan pada penelitian ini yaitu 40 responden wirausaha di Jakarta Utara . Teknik pengambilan sampel yang digunakan yaitu nonprobability sample dengan metode pengambilan sampel purposive sampling. Secara keseluruhan hasil dari penelitian ini yaitu 1) Keterampilan kewirausahaan memiliki pengaruh terhadap kinerja usaha mikro kecil dan menengah pada bidang kuliner di Jakarta Utara, 2) Orientasi pasar memiliki pengaruh terhadap kinerja usaha mikro kecil dan menengah pada bidang kuliner di Jakarta Utara , 3) Orientasi penjualan memiliki pengaruh terhadap kinerja usaha mikro kecil dan menengah pada bidang kuliner di Jakarta Utara.

scholarly journals Financial Performance Analysis on Micro, Small, and Medium Enterprises of Cassava Product in Cibadak, Lebak Regency,

2020 ◽  
Vol 16 (2) ◽  
pp. 257-268
Author(s):  
Denis Mukarromah ◽  
Jubaedah Jubaedah ◽  
Miguna Astuti
Keyword(s):  
Financial Performance ◽  
Financial Literacy ◽  
Financial Management ◽  
Small Businesses ◽  
Small And Medium Enterprises ◽  
Descriptive Analysis ◽  
Partial Least Square ◽  
Least Square ◽  
Medium Enterprises ◽  
Positive Effect

Abstract: There are indications of difficult capital access for MSMEs in Lebak. It is shown by Statistic Bureau (BPS) data in Banten Province that only 7.44% of micro and small businesses in Banten obtain or apply for credit, or only 0.95% of Lebak micro and small businesses that can obtain or apply for credit. This research aims to determine the effect of (1) financial literacy on financial performance and (2) financial management on financial performance. This research is quantitative descriptive. The subjects were MSMEs of cassava processed products in Cibadak, Lebak Regency by distributing questionnaire to 86 samples. The data analysis technique used was descriptive analysis and inferential analysis with Partial Least Square (PLS). The results of this research show that (1) financial literacy has a positive effect on financial performance, and (2) financial management has a positive effect on financial performance.Keywords: financial literacy, financial management, financial performance Analisis Kinerja Keuangan pada Pelaku UMKM Produk Olahan Singkong di Cibadak Kabupaten Lebak, BantenAbstrak: Terdapat indikasi sulitnya akses permodalan pada UMKM di Lebak, Banten. Ditunjukan oleh data BPS Provinsi Banten bahwa hanya 7,44% usaha mikro dan kecil di Banten yang memperoleh ataupun mengajukan kredit atau hanya 0,95% dari usaha mikro dan kecil Lebak yang dapat memperoleh atau mengajukan kredit. Penelitian ini bertujuan untuk mengetahui pengaruh (1) literasi keuangan terhadap kinerja keuangan, (2) pengelolaan keuangan terhadap kinerja keuangan. Bentuk penelitian ini adalah deskriptif kuantitatif. Subjek dalam penelitian ini adalah pelaku UMKM produk olahan Singkong di Cibadak, Kabupaten Lebak dengan penyebaran kuisioner pada 86 sampel. Teknik analisis data yang digunakan adalah analisis deskriptif dan analisis inferensial dengan Partial Least Square (PLS). Hasil penelitian ini menunjukan (1) literasi keuangan berpengaruh positif terhadap kinerja keuangan, dan (2) pengelolaan keuangan berpengaruh positif terhadap kinerja keuangan.Kata kunci: literasi keuangan, pengelolaan keuangan, kinerja keuangan

scholarly journals Significance of SMEs in the Czech Economy and Supporting SMEs as an Instrument of the Regional Development

10.14311/422 ◽  
2003 ◽  
Vol 43 (2) ◽  
Author(s):  
V. Beran ◽  
J. Frková
Keyword(s):  
Czech Republic ◽  
Small Businesses ◽  
Small Firms ◽  
Small And Medium Enterprises ◽  
Small Enterprises ◽  
The Czech Republic ◽  
Economic Production ◽  
History Of ◽  
Economic Landscape ◽  
Medium Enterprises

SMEs (Small and Medium Enterprises) are important segments of the economic landscape of the Czech Republic, since half of economic production is attributable to SMEs (52.85 %). The role of SMEs in the Czech Republic is the outcome of a long history of economic development and industrialization throughout the 20th century. Large enterprises prefer to locate their factories according to range of regional opportunities. Small enterprises are more dependent on business conditions in their region. The transaction costs are relatively high for small firms. These contraints mean that regions without an attractive environment for business need to create acceptable conditions for small businesses, if they are looking for sustainable development.

scholarly journals Eksistensi Usaha Kecil Menengah dan Pasar Tradisional dalam Kebijakan Pengembangan Pasar Modern

2018 ◽  
Vol 14 (1) ◽  
pp. 31
Author(s):  
Ahmad Dakhoir
Keyword(s):  
Small Businesses ◽  
Negative Impact ◽  
Positive Impact ◽  
Traditional Markets ◽  
The Social ◽  
Object Of Study ◽  
Small Medium Enterprises ◽  
Medium Enterprises ◽  
The City ◽  
Modern Retailers

<div><table cellspacing="0" cellpadding="0" align="left"><tbody><tr><td align="left" valign="top"><p class="AbstractText">The growing rapidly of modern market in the mid of traditional markets and Small Medium Enterprises has not become energy and instruments in the development of people's economy in Indonesia. The number of modern retailers should also be utilized by small medium businessmen. This paper is aimed at explaining the existence of Small Medium Enterprises (SMEs) and traditional markets amid the rapidly development of modern market. The dynamic is also felt by SMEs and traditional markets in Palangkaraya Town, Central Kalimantan. The method of this study uses descriptive qualitative approach. The object of study is all markets / modern stores and traditional markets in Palangka Raya Town. Based on the results of the analysis, this study reveals that the establishment of modern stores in Palangka Raya Town has a positive impact in the Palangka Raya Town. It becomes one of the factors encouraging the social and economic growth of the city. While the negative impact is that it threatens the resilience of traditional shops / markets and the similar small businesses and it can trigger social vulnerability (unharmonious).</p></td></tr></tbody></table></div>

Sign in / Sign up

Export Citation Format

Share Document