scholarly journals PENGARUH INFLASI DAN KURS TERHADAP UJRAH DALAM PEMBIAYAAN MUSYARAKAH MUTANAQISAH PADA PT. BANK MUAMALAT INDONESIA, TBK CABANG PEMATANGSIANTAR

2015 ◽  
Vol 1 (1) ◽  
pp. 86
Author(s):  
Nuri Aslami

<p>This study aims to determine how the effects of inflation and exchange rate against <em>ujrah</em>, <em>musyarakah</em>, <em>mutanaqisah</em> PT Bank Muamalat Indonesia, Tbk Branch Pematang Siantar. This research is a field research using quantitative and qualitative approaches. The data used are secondary data, ie., data obtained from the Central Statistics Agency report, Report of Bank Indonesia, and the financial statements of PT Bank Muamalat Indonesia, Tbk Branch Pematang Siantar. The data were processed using SPSS 16. The analysis used is multiple linear regression analysis. The results showed that the inflation and the exchange rate (the independent variable) affects <em>ujrah</em> in <em>Musharaka</em>h financing <em>mutanaqisah</em> (dependent variable). The independent variables in this study could explain the change by 3.4% and the rest (96.6%) is explained by other variables beyond the variables used. Partially, the level of significant 5% and t <sub>table</sub> of 2034, inflation and exchange rate does not significantly affect the <em>Musharakah</em> financing <em>ujrah</em> <em>mutanaqisah</em>. This is demonstrated by the t <sub>value</sub> inflation of 0. 489 and t<sub>exchange</sub> rate of 0899.</p>

2018 ◽  
Vol 1 (1) ◽  
Author(s):  
Yupin Kirana Siagian ◽  
Iskandar Budiman ◽  
Early Ridho Kismawadi

The independent variables in this study are deposits and financial ratios of sharia banks which consist of NPF and FDR ratios. This study aims to determine and analyze the effect of DPK, NPF and FDR on Murabahah financing in the SRB. This study used secondary data, which is the form of published Financial Statements of banks obtained from the website of Bank Indonesia. The bank's financial report used is quarterly financial report at Adeco Langsa Syariah Adequacy Bank. The data were then analysed by using the classical assumption method using multiple linear regression analysis, determination coefficient, F test or simultaneous test and t test or partial test. Hypothesis in this research is DPK, and financial ratio of NPF and ROE bank partially has significant effect to Murabahah financing, while simultaneously from the three variables have a significant effect on the provision of financing. The method used in this study is multiple regressions. The results of this study indicatedthat DPK and FDR variables have no significant effect on murabahah financing, while NPF affects. DOI 10.5281/zenodo.1214916.


2019 ◽  
Vol 10 (2) ◽  
pp. 255-268
Author(s):  
Anton Hiondardjo ◽  
Waffa Mutia Mutafannin

This study aims to find out how the influence of organizational culture and satisfaction on the performance of employees at KSPPS Dana Ukhuwah. This study uses correlative or correlational models with the quantitative type of qualitative research. Based on the primary data in the form of questionnaires distributed to employees and secondary data in the form of journals, books and etc. By using Multiple Linear Regression analysis, it can be seen the effect of each independent variable on the dependent variable partially and the effect of independent variables on the dependent variable simultaneously. Based on the results of the analysis of this study, organizational culture variables have a positive and significant influence on employee performance partially and conversely the satisfaction variable does not have a positive and significant effect on employee performance. However, simultaneously organizational culture and satisfaction have sufficient influence on employee performance.


2017 ◽  
Vol 1 (1) ◽  
Author(s):  
Yupin Kirana Siagian ◽  
Iskandar Budiman ◽  
Early Ridho Kismawadi

The independent variables in this study are deposits and financial ratios ofsharia banks which consist of NPF and FDR ratios. This study aims todetermine and analyze the effect of DPK, NPF and FDR on Murabahahfinancing in the SRB. This study used secondary data, which is the form ofpublished Financial Statements of banks obtained from the website of BankIndonesia. The bank's financial report used is quarterly financial report atAdeco Langsa Syariah Adequacy Bank. The data were then analysed by usingthe classical assumption method using multiple linear regression analysis,determination coefficient, F test or simultaneous test and t test or partial test.Hypothesis in this research is DPK, and financial ratio of NPF and ROE bankpartially has significant effect to Murabahah financing, while simultaneouslyfrom the three variables have a significant effect on the provision of financing.The method used in this study is multiple regressions. The results of this studyindicated that DPK and FDR variables have no significant effect on murabahahfinancing, while NPF affects.


Author(s):  
Suprihati Suprihati ◽  
Abdul Haris Romdhoni ◽  
Gita Wahyu.A.M

In this study aims analyze the effect of financial ratios on the performance of cigarette companies listed on the IDX. The factors tested in this study are the effect of liquidity ratios, solvency ratios and activity ratios as independent variables while the company's profitability as the dependent variable. The sample in this study were all populations consisting of four companies and the data used are secondary data. The analytical tool used is multiple linear regression analysis at a significance level of 5%, with the regression equation Y = 0.180 + 0.006X1 - 0.014X2 + 0.090X3. In this study the influence of pritability is activity while liquidity and solvency do not affect profitability. And simultaneously obtained Fcount 5.381 is greater than Ftable 2.89 with a significance of 0.004 smaller than the significance value of α = 0.05, this shows that simultaneously Liquidity, Solvability and Activity are factors that influence profitability. Keywords : Profitability, Liquidity, Solvability, Activity


2013 ◽  
Vol 2 (1) ◽  
pp. 85
Author(s):  
. Yuniarti ◽  
Herman Karamoy

In Indonesia, banks are important in supporting economic development. It is given that the banking relation with bank institutions have a strategic function primarily as an institution that bridges the parties who have surplus funds to those who need funds. Funds raised from the public in the form of savings and deposits. Banking sector is one factor that the government's attention because the bank is one of the sources of capital that is needed by the community in running its operations. Bank as one of the government's workers are required to successfully develop its participation.This study uses secondary data published financial statements quartely satae owned banks during the period 2008-2011. This study uses a population of 4 state banks in Indonesia, BNI, BRI, BTN and Bank Mandiri.The analytical method used was multiple linear regression analysis, and hypothesis testing used for statistical testing of the F test dan t test. By using SPSS Software Version 20.0 for windows.The results showed that simultaneous saving and deposit significant effect on the rentability of state-owned banks the period 2008-2011. Partially shows that savings variables affect the rentability of state-owned banks. In partial deposit no significant effect on the rentability of state owned banks. Keywords: savings, deposits, and rentability.


2020 ◽  
Vol 30 (12) ◽  
pp. 3220
Author(s):  
Oktavia Komala Sari ◽  
Lilik Handajani ◽  
Endar Pituringsih

This study aims to analyze what factors can affect the Price Earning Ratio (PER). Several factors that are considered to be able to influence PER which is used as a variable in this study, namely Return On Asset (ROA), Debt To Equity Ratio (DER), Dividend Pay Out Ratio (DPR), and Profit Growth Rate. . The population used is manufacturing companies listed on the IDX for the 2016-2018 period. With the purposive sampling technique, obtained 13 companies that will be used as research samples. The data used are secondary data. To see the effect of the independent variable on the dependent variable, multiple linear regression analysis tests were carried out which previously carried out the classical assumption test. Based on the results of the study, it is known that partially the results show that ROA, DPR, and Profit Growth Rate respectively have a significant effect on PER while DER has no significant effect on PER. Keywords: PER; ROA; DER; DPR; Profit Growth Rate.


2019 ◽  
Vol 7 (2) ◽  
pp. 121
Author(s):  
Falahuddin Falahuddin ◽  
Muchsal Mina

This study aims to analyze the Effect of Profit-Sharing Rate and BI Rate on the amount of Mudharabah Savings in Islamic Banks from 2013 to 2018. This study uses secondary data in the form of Islamic Bank financial statements accessed on www.idx.com. The data analysis method used is multiple linear regression analysis. The sample used in this study is 12 banks. The results show that the profit-sharing rate partially has a positive and significant effect on Mudharabah savings in Islamic banks in Indonesia, the BI rate has no effect on Mudharabah savings in Islamic banks in Indonesia. Simultaneously, the profit-sharing rate and BI rate have a positive and significant effect on Mudharabah savings in Islamic banks in Indonesia.


2020 ◽  
Vol 11 (1) ◽  
pp. 53-67
Author(s):  
Dian Febrina

The entrepreneurship sector is one of the business fields which is the choice for women to prove their ability in entrepreneurship. This study aims to determine the motivation of women, especially housewives in entrepreneurship in Pekanbaru. The data used are primary and secondary data with qualitative descriptive methods. From the pre-survey conducted on housewives in Villa Bunga Arengka Residance, 27.5% of housewives are involved in entrepreneurship which mostly use online services in marketing their sales products. Independent variables used in this study are independence, capital, emotional and education. While the dependent variable in this study is entrepreneurial motivation of housewives. Data collection using online questionnaires and data analysis techniques using quantitative analysis techniques with multiple linear regression analysis tools.


2020 ◽  
Vol 1 (2) ◽  
pp. 42-52
Author(s):  
Hariman Syaleh ◽  
Rohimah Nur Nasution

This research is motivated by many types and brands of helmets offered to consumers in the market. So that each helmet company must create a strategy to maintain and achieve a higher market share. The problem in this study is "How is the influence of price, quality and promotion of the decision to purchase GM brand helmets for STIE HAS Bukittinggi students. The data used are primary and secondary data. The research data was obtained through questionnaires to 68 respondents. The variables used were dependent variables, namely purchasing decision (Y) and independent variables namely price (X1), and promotion (X2). The method of analysis used by the writer in this research is multiple linear regression analysis. The results of multiple linear regression analysis obtained the following equation: Y = 15,070 + 0,222 X1 + 0.782 X2 obtained that prices and promotions have a positive effect on purchasing decisions. The results of the t test and f test are partially and simultaneously have a significant effect on purchasing decisions.


2019 ◽  
Vol 9 (3) ◽  
pp. 164-173
Author(s):  
Muhammad Affan Abdurrahman ◽  
Wita Juwita Ermawati

ABSTRACTAccounting conservatism is a precautionary principle in reporting financial statements. This principle slows down the recognition of income and accelerates the recognition of costs, resulting in low profits and assets, and high costs and debt. This study aims to analyzing the effect of leverage, financial distress and profitability as independent variable to accounting conservatism in mining companies as dependent variable. The sample of this study used 20 listed companies. This research are using secondary data published by the company and BEI. Methods in this study using multiple regression analysis processed with software Eviews 10. The results showed that independent variables together significantly affect the changes in accounting conservatism. Profitability variables have a negative and significant effect on accounting conservatism of mining companies. Keywords: accounting conservatism, financial distress, leverage, mining, profitability.ABSTRAKKonservatisme akuntansi adalah suatu prinsip kehati-hatian dalam pelaporan laporan keuangan. Prinsip ini memperlambat pengakuan pendapatan dan mempercepat pengakuan biaya, sehingga menghasilkan laba dan aset cenderung rendah, serta biaya dan hutang cenderung tinggi. Tujuan dari penelitian ini adalah untuk menganalisis pengaruh leverage, financial distress dan profitabilitas terhadap konservatisme akuntansi pada perusahaan pertambangan di Indonesia tahun 2013–2017. Data penelitian ini adalah laporan keuangan dari 20 sampel perusahaan pertambangan yang terdaftar di Bursa Efek Indonesia. Metode analisis yang digunakan adalah analisis linear berganda data panel menggunakan program Eviews 10. Hasil pengujian menunjukkan bahwa secara parsial menunjukkan bahwa leverage dan financial distress tidak berpengaruh terhadap konservatisme akuntansi. Variabel profitabilitas berpengaruh negatif signifikan terhadap konservatisme akuntansi perusahaan sektor pertambangan.Kata kunci: financial distress, konservatisme akuntansi, leverage, pertambangan, profitabilitas.


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