scholarly journals IS DIGITAL 'NEW NORMAL' OR 'CHALLENGE' FOR BANKS UNDER COVID-19?

2021 ◽  
Author(s):  
Nataliia VERSAL ◽  
Vasyl ERASTOV ◽  
Mariia BALYTSKA
Keyword(s):  
World Bank ◽  
Descriptive Statistics ◽  
Policy Recommendations ◽  
Index Analysis ◽  
Data Content ◽  
Beta Coefficient ◽  
If Digitalization ◽  
Banking Development ◽  
Practical Implications ◽  
Blind Spots

Purpose – to reveal prerequisites of technology-enabled banking development in Lithuania, Poland, and Ukraine; to identify if digitalization was a beneficial factor in households deposits-raising during the COVID-19. Research methodology is twofold: analysis of digitalization index based on World Bank data as a premise of tech-nology-enabled banks development; beta-coefficient analysis and descriptive statistics – for digitalization influence assessment. Findings – digitalization index analysis showed that Lithuania has a more generous benefit in terms of digitalization. Poland and Ukraine follow with a slight gap. Traditional banks of analyzed countries are acting towards digitalization but at different paces. There are both digital and neobanks in Lithuania and Poland, while in Ukraine only digital banks. Analysis of Ukrainian banks deposits highlighted the fact that digital banks were in some cases more preferable for households, especially during a pandemic. Research limitations – lack of data: common digitalization indexes could not be calculated for Ukraine; differences in countries’ banking data: content and structuring criteria. Practical implications – the results could be important for policy recommendations to tackle the blind spots of banking digitalization. Originality/Value – suggested digitalization index could be utilized as a universal. Due to DESI limitations, common for EU countries, we were to create our own index and compare results with calculated by European Commission DESI values. While DESI is calculated using some specific survey data, the proposed index is using standardized data of World Bank; the results of digital and traditional banks deposits comparison could be useful for further study.

The impact of blacklists on external deposits: one size does not fit all

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Michael Jonsson ◽  
Jan Pettersson ◽  
Christian Nils Larson ◽  
Nir Artzi
Keyword(s):  
Growth Rate ◽  
Design Methodology ◽  
Descriptive Statistics ◽  
Comparable Data ◽  
Patriot Act ◽  
Content Type ◽  
Probable Impact ◽  
The Impact ◽  
Practical Implications ◽  
Country Specific

Purpose This study aims to measure the impact of the Non-Cooperative Countries and Territories, Organization for Economic Cooperation and Development and US PATRIOT Act Section 311 blacklists on external deposits from blacklisted jurisdictions into BIS reporting countries in 1996–2008, a period when anti-money laundering-related actions were consistently less stringent than post-2010, to see whether they had an effect even absent the threat of sizable financial fines. Design/methodology/approach The study uses descriptive statistics and bivariate and multivariate regressions to analyze the probable impact from blacklists on non-bank external deposits. The country sample is divided into offshore financial centers (OFCs) and non-OFCs and includes 158 non-listed countries. The impact of the blacklists is tested both jointly and individually for the respective blacklists. Findings The authors find mixed impact from jurisdictions being blacklisted on the growth rate of stocks of deposits into BIS reporting countries. Effects are often zero, negative in several cases and positive in some cases. This is consistent with the “stigma effect” and the “stigma paradox” in the literature. An overall impact from blacklisting is difficult to discern. Different blacklists had different effects, and the same blacklist impacted countries differently, illustrating the importance of disaggregating the analysis by individual countries. Research limitations/implications Interpretation of these data is limited by the absence of comparable data on non-resident deposits in blacklisted jurisdictions. Practical implications The impact of a blacklist depends in part on the structure of the listed jurisdictions’ economies, implying that country-specific sanctions may be more effective than blacklists. Originality/value This is one of the very few papers to date to rigorously test the impact of blacklists on external deposits.

scholarly journals The effect of destructive leadership on self-efficacy and counterproductive work behaviors: A research on service sector employees in Mersin, Turkey

2021 ◽  
Vol 6 (2) ◽  
pp. 186-206
Author(s):  
Murat Aydinay ◽  
Aysehan Cakici ◽  
A. Celil Cakici
Keyword(s):  
Self Efficacy ◽  
Service Sector ◽  
Leadership Behaviors ◽  
Descriptive Statistics ◽  
Counterproductive Work Behaviors ◽  
Work Behaviors ◽  
Destructive Leadership ◽  
Convenience Sample ◽  
Explanatory Factor Analysis ◽  
Practical Implications

The aim of this study was to find out the effect of destructive leadership on employees’ self-efficacy and counterproductive work behaviors. The data was collected from a convenience sample of 486 service sector employees in Mersin, Turkey. Descriptive statistics, explanatory factor analysis, and regression analysis were conducted to analyze the data. The results showed that lack of competence in leadership, excessive authoritarianism, and favoritism dimensions increased the organization-oriented counterproductive work behaviors while resistance to technology and change dimension decreased these behaviors. In contrast, insensitivity to subordinates had no effect on counterproductive work behaviors. Furthermore, destructive leadership had no effect on employees’ self-efficacy, but self-efficacy affected counterproductive work behaviors. This study provides theoretical and practical implications for understanding the effect of destructive leadership behaviors on the employees’ self-efficacy and counterproductive work behaviors in the context of the service sector.

scholarly journals Towards Change Management in Tourism: the Evidence from North Macedonia

2019 ◽  
Vol 8 (1) ◽  
pp. 3-15
Author(s):  
Snezana Hristova ◽  
Ana Tomovska Misoska ◽  
Dimitar Kovachevski
Keyword(s):  
Change Management ◽  
Management Practices ◽  
Descriptive Statistics ◽  
Primary Data ◽  
Future Research ◽  
Speed Of Response ◽  
Tourism Sector ◽  
Term Change ◽  
The Republic ◽  
Practical Implications

Abstract This paper investigates the perceptions and practices of managers of the tourism sector with regards to change management. It has been suggested that change management is an inevitable element for tourism businesses to increase their speed of response to market and competitive changes. Logically, it can be argued that tourism managers are best placed to initiate and facilitate this change. The primary data were obtained through a survey, carried out in tourist agencies in the Republic of North Macedonia and evaluated by using the tools of descriptive statistics and the methods of comparison, induction, deduction and synthesis. The key findings indicate that the majority of the respondents were familiar with the term change management and they implemented the change management practices. However, work still needs to be done to help the remaining companies to understand the necessity of changing the paradigm. Regarding the practical implications, this paper can serve as a stepping stone for future research that can uncover the potential, experiences and outcomes of change management in the tourism sector in the country.

scholarly journals Work-nonwork conflict: an urgent situation for Brazilian women

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Érica Custódia de Oliveira ◽  
Tania Casado
Keyword(s):  
Design Methodology ◽  
Descriptive Statistics ◽  
Men And Women ◽  
Content Type ◽  
Aging Society ◽  
New Family ◽  
Individual Choices ◽  
Probabilistic Sample ◽  
Practical Implications ◽  
Broad Understanding

Purpose Going further on a broad understanding of nonwork besides family, this study aims to analyze differences between women and men considering work-nonwork conflict (WNWC) in the Brazilian context, investigating time spent in eight nonwork dimensions and the dimensions more affected. Design/methodology/approach The study was quantitative and descriptive. A survey was conducted, based on a validated WNWC scale. The sample consisted of 338 professionals working in Brazil. Data analysis was conducted through descriptive statistics and analysis of variance. Findings Compared to men, women declare higher levels of WNWC considering the eight nonwork dimensions, present greater differences in stress-based conflicts and in more collective dimensions and have marriage or no children associated with more WNWC. Research limitations/implications The study highlights the need to include more nonwork aspects into career and management studies to influence organizational practices and individual choices. The main limitation is the non-probabilistic sample (results not generalizable). Practical implications Know more about WNWC will help organizations to improve lives by creating practices and a cultural environment to preserve women’s and men’s nonwork times. It may also help people to choose places to work for, matching their nonwork needs. Social implications The study reinforces demands from new family arrangements, more couples in dual-career and an aging society: organizations must prepare to have workers that want or need to dedicate time to other interests besides family or children. Originality/value It goes further on a broad understanding of nonwork besides family to understand WNWC and how it may affect differently men and women.

scholarly journals Analysis of Factors Influencing Food Nutritional Labels Use in Nanjing, China

Foods ◽  
2020 ◽  
Vol 9 (12) ◽  
pp. 1796
Author(s):  
Jing Zhang ◽  
Liangliang Zhai ◽  
Maurice Osewe ◽  
Aijun Liu
Keyword(s):  
Nutritional Value ◽  
Binary Logistic Regression ◽  
Descriptive Statistics ◽  
Policy Recommendations ◽  
Nutritional Knowledge ◽  
Nutrition Label ◽  
Nutrition Labels ◽  
Factors Influencing ◽  
Food Nutrition ◽  
Label Use

A correct use of food nutrition la bels benefits consumers in pursuing balanced diets. As a result, we conducted interviews in Nanjing, China and randomly sampled 427 respondents. Further, we used both descriptive statistics and binary logistic regression to assess their perception of food nutrition label use. The results indicated that the current situation is not ideal in Nanjing. Only 7.26% of respondents use labeling consistently. Data on purchasing experience, comprehension, nutritional value, work sector, chronic disease, diet awareness, nutritional knowledge, and age were statistically significant. Conversely, taste and primary shopper categories negatively influenced food nutrition label use. In light of the above results, we propose policy recommendations to promote consumers’ use of food nutrition labels. These are also beneficial in improving diet and relieving chronic diseases.

scholarly journals Governmental duty of care for disaster-related science diplomacy

2017 ◽  
Vol 26 (4) ◽  
pp. 412-423 ◽  
Author(s):  
Ilan Kelman
Keyword(s):  
Case Studies ◽  
Ad Hoc ◽  
Duty Of Care ◽  
Policy Recommendations ◽  
Disaster Research ◽  
Content Type ◽  
Science Diplomacy ◽  
Peace And Conflict ◽  
Related Science ◽  
Practical Implications

Purpose The purpose of this paper is to present a first exploration of governmental duty of care towards scientists involved in science diplomacy by focusing on disaster research. Design/methodology/approach The method is a conceptual exploration, using specific case studies and potential scenarios within theories and practices of science diplomacy and duty of care, to raise questions and to suggest policy recommendations for government. The focus on disaster research links the analysis to disaster diplomacy, namely, how and why disaster-related activities (in this case, science) do and do not influence peace and conflict. Findings From examining case studies of, and outputs and outcomes from, disaster-related science diplomacy, governments need to consider duty of care issues in advance and develop a science diplomacy strategy, rather than responding after the fact or developing policy ad hoc. Practical implications Policy recommendations are provided to try to ensure that governments avoid simply reacting after a crisis, instead being ready for a situation before it arises and drawing on others’ experience to improve their own actions. Social implications Improved interaction between science and society is discussed in the context of diplomacy, especially for disaster-related activities. Originality/value Governmental duty of care has not before been applied to science diplomacy. The focus on disaster-related science further provides a comparatively new dimension for science diplomacy.

Bridging the gap between potential and innovation

2016 ◽  
Vol 32 (3) ◽  
pp. 4-6
Keyword(s):  
Business Model ◽  
Design Methodology ◽  
Reading Time ◽  
Business Model Innovation ◽  
Search System ◽  
Content Type ◽  
New Ideas ◽  
Pertinent Information ◽  
Practical Implications ◽  
Blind Spots

Purpose – This paper aims to review the latest management developments across the globe and pinpoint practical implications from cutting-edge research and case studies. Design/methodology/approach – This briefing is prepared by an independent writer who adds their own impartial comments and places the articles in context. Findings – Solid business model innovation (BMI) is one of the ways through which – especially where new ideas and technologies are concerned – companies can find ways towards commercialization via capturing value. The main barriers would appear to be lack of awareness, search, system, logic and culture. There are blind spots in every organization, such as having too narrow a focus, and this article provides insights into the ways by which business model innovation can be made to work. Practical implications – The paper provides strategic insights and practical thinking that have influenced some of the world’s leading organizations. Originality/value – The briefing saves busy executives and researchers hours of reading time by selecting only the very best, most pertinent information and presenting it in a condensed and easy-to-digest format.

Innovations in financing of agri-food value chains in China and India

2015 ◽  
Vol 7 (4) ◽  
pp. 616-640 ◽  
Author(s):  
Kevin Z Chen ◽  
Pramod K Joshi ◽  
Enjiang Cheng ◽  
Pratap S Birthal
Keyword(s):  
Financial Institutions ◽  
Value Chain ◽  
Value Chains ◽  
Policy Recommendations ◽  
Content Type ◽  
China And India ◽  
Comparative Review ◽  
Internal Financing ◽  
Practical Implications ◽  
Food Value

Purpose – The purpose of this paper is to synthesize lessons from the agricultural value chain models and their associated financing mechanisms in China and India as to provide policy recommendations on how best to facilitate development of efficient and inclusive value chains. Design/methodology/approach – The paper builds on a review of the existing literature on agricultural value chains and their financing mechanisms, and draws lessons from it for strengthening interface between product and financial markets in order to enable smallholders capture benefits of the value addition. Findings – From the comparative review of value chain financing mechanisms and current policy contexts the authors find dominance of internal financing of value chains (in terms of provision of inputs, technology and services) in both the countries. Value chain finance from commercial banks and other financial institutions is limited and mainly through tripartite agreements among the financing institutions, lead firms and farmers. Practical implications – The lessons drawn from various value chain models and their financing mechanisms provide feedback to financial institutions and policymakers to take measures to strengthen value chain finance in smallholder agriculture. Originality/value – The paper undertakes a rigorous review of the existing value chain models and their financing mechanisms in light of the most recent research on emerging innovations and development strategies, in order to glean key lessons for policy recommendations on strengthening linkages between financial and product markets.

scholarly journals The Contribution of Fisheries Sector in Regional Development of Batam City of Riau Islands Province, Indonesia

2020 ◽  
pp. 13-23
Author(s):  
Heldo Parulian Siregar ◽  
Achmad Rizal ◽  
Herman Hamdani ◽  
Iwang Gumilar
Keyword(s):  
Regional Development ◽  
Secondary Data ◽  
Growth Index ◽  
Descriptive Statistics ◽  
Primary Data ◽  
City Region ◽  
Minimum Requirement ◽  
Trade Area ◽  
A Value ◽  
Index Analysis

This research aims to analyze the growth of the fisheries sector, analyze the commodity market strength of the fisheries sector and analyze the strength of the fisheries sector's base and non-base sectors in regional development in Batam City. The method used in this study is a quantitative method using secondary data cross-section and time series which are then analyzed using descriptive statistics, and qualitative methods using primary data obtained through interview questionnaires. Analysis of the data used is growth index analysis, Trade Area Capture (TAC) analysis, Pull Factor analysis (PF) and Minimum Requirement Approach (MRA) analysis. The results of the growth index analysis show that the GDP of the fisheries sector in the Batam City has increased by 126 % in the period 2013-2018. The results of the 2013-2018 TAC analysis showed that the TAC value> population indicated that Batam City was able to capture the opportunities of trade in fisheries products in other regions. PF value of the Batam City fisheries sector> 1 which shows that the Batam City region can attract customers from other regions and has a specialization in terms of fishery product markets. MRA analysis results in Batam City in 2017 obtained the largest base multiplier in BatuAji District with a value of 2.4 which means that every 20 workers in the base sector are expected to create 4 workers in the non-base sector.

scholarly journals Investigating the Relationship Between Vocabulary Knowledge and FL Speaking Performance

2019 ◽  
Vol 10 (1) ◽  
pp. 37
Author(s):  
Thamer Alharthi
Keyword(s):  
Foreign Language ◽  
Test Scores ◽  
Vocabulary Learning ◽  
Empirical Studies ◽  
Relative Strength ◽  
Vocabulary Knowledge ◽  
Descriptive Statistics ◽  
Future Studies ◽  
The Relationship ◽  
Practical Implications

Research has highlighted the importance of vocabulary learning in order for L2 learners to cope with the linguistic demands of fundamental skills such as reading and listening. However, few empirical studies have investigated the relative strength of the association of a specific construct of vocabulary knowledge has on the skill of speaking. To understand more fully the practical implications of such a relationship, this paper presents empirical evidence gathered to explore a measure of productive vocabulary knowledge and the degree to which this measure correlates with and is able to predict speaking success. A cohort of 18 sophomore university learners of English as a foreign language (EFL) in Saudi Arabia (SA) completed the Productive Vocabulary Levels Test (PVLT), an oral interview and a speaking task. Test scores derived from PVLT were analyzed to produce a range of descriptive statistics, which underwent correlational analyses to determine the relationship between the measure of PVLT and speaking success. Analyses revealed a consistent pattern of declining scores from the highest to the least frequent word levels. A closer examination of the data showed that the participants’ success across the five-word levels of the PVLT showed better performance on the 2,000 and 3,000-word levels, in fact, the results indicated that only these word levels made a contribution to predicting speaking scores. Based on these findings, we draw implications for vocabulary teaching contexts and provide suggestions for future studies on vocabulary and speaking link.

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