scholarly journals Budget, motives and strategies for financial independence of undergraduates

2020 ◽  
Vol 32 (4) ◽  
pp. 94-107
Author(s):  
Anna V. Diachkova ◽  
◽  
Elena S. Avramenko ◽  
Mavzuna Kh. Melikova ◽  
◽  
...  
Keyword(s):  
Academic Performance ◽  
Financial Support ◽  
Practical Interest ◽  
Well Being ◽  
Soft Budget Constraint ◽  
Tuition Fees ◽  
Financial Independence ◽  
Factors Affecting ◽  
Educational Trajectories ◽  
Financial Condition

Introduction. The problems of scientific analysis, where the subject of study is the financial independence of undergraduates, mainly focuses on two directories: the study of the academic performance of undergraduate and the factors affecting it; financial condition of undergraduate depending on tuition fees. In modern studies, the issues of financial independence of students, their budget are not given due attention. The employment of students is often seen as one of the factors that negatively affect their academic performance, or in the context of forced work caused by high tuition fees. In today's pandemic realities, the aspect of the financial independence of students is actualized, while the problem of students' labor activity during training is of scientific and practical interest as a forced measure to maintain their well-being in order to gain financial independence. Materials and methods. The survey was attended by: 2-4-year students of the Bachelor's degree program "Applied Economics and Finance" (38.03.01 Economics) of the Institute of Economics and Management of Ural Federal University was carried out. The total number of students in 2-4 courses on the program is 284. Results and discussion. As a result of the study, the key motives for obtaining financial independence have been identified, which boil down either to the forced need to find finances, or to the desire to obtain financial independence and the formation of labor and financial competencies; formulated the basic financial strategies of students in relation to budget planning, budget optimization - passive as an orientation towards transfers from parents and the state, active as a search for grant support or going to work; it was found that the problem of choosing between work and study as an additional criterion included opportunity costs, measured as deterioration in academic performance; it was found that significant financial support from parents (family) and its increase with an increase in student spending forms a "soft budget constraint" for a student, reducing the motivation to gain financial independence. It was founded that more than 20% of 2-4-year students have part-time gob, while 2/3 of the working students do not “sacrifice” their studies for work. This is due to the fact that the motivation for choosing a job is voluntary. The survey data allowed to conclude that students are focused both on the improving of labor and financial competencies. It was revealed that the main source of income for their budget is transfers from parents (more than 90%) but own earns are less than 6% of the student budget. It should be noted that there was a large range in the students’ income: from 2,500 to 36,000 rubles. This may be due to both the income of the family in which the student lives and the model of financial support of the parents: they admit the independence of students according to their budget or the autonomy of their student children is practically absent. Conclusion. The results of this study are aimed at comprehending the educational, scientific, labor activity of a student, taking into account the motives for obtaining financial independence, which can be taken into account in the design of individual educational trajectories of students, the development of grant projects and offers of internship, educational loans, which together ensure the strengthening of the financial independence of students.

scholarly journals Factores personales-institucionales que impactan el rendimiento académico en un posgrado en educación

2018 ◽  
pp. 4-32
Author(s):  
Mario José Martín Pavón ◽  
Dora Esperanza Sevilla Santo ◽  
Cristina Jenaro Río
Keyword(s):  
Academic Performance ◽  
Well Being ◽  
Self Esteem ◽  
Influential Factors ◽  
Team Work ◽  
Institutional Factors ◽  
Research Experience ◽  
Factors Affecting ◽  
Faculty Of Education ◽  
Research Students

La presente investigación tuvo como objetivo identificar los factores personales e institucionales que determinan el rendimiento académico de los estudiantes de la Maestría en Investigación Educativa, ofertada por la Facultad de Educación de la Universidad Autónoma de Yucatán, México. El estudio se desarrolló bajo el paradigma cuantitativo. Los participantes pertenecen a las cohortes 2004-2014, y fueron clasificados en estudiantes de alto o bajo rendimiento. La información se recolectó con un cuestionario estructurado que indagó sobre: conocimientos previos, antecedentes académicos, habilidad para trabajar en equipo, expectativas del programa, motivación, autoestima, bienestar psicológico, procesos académicos-administrativos y desempeño del asesor y tutor. El análisis de la información incluyó procesos comparativos, estudio de relaciones, análisis de regresión y análisis discriminante. El estudio reportó que la experiencia en investigación, los hábitos de estudio y la autoestima son los factores que más influyen en el rendimiento académico de los estudiantes del programa.Personal and institutional factors affecting academic performance in a postgraduate program in educationSummaryThe present research aims to identify the personal and institutional factors that determine the academic performance Master in Educational Research students, offered by the Faculty of Education of the Autonomous University of Yucatan, Mexico. The study was developed under the quantitative paradigm. Participants belong to the 2004-2014 cohorts, and were classified as high or low performing students. The information was collected with a structured questionnaire that inquired about: previous knowledge, academic background, team-work skills, program expectations, motivation, self-esteem, psychological well-being, academic-administrative processes and consultant and tutor performance. The analysis of the information included comparative processes, relationship study, and regression and discriminant analyses. The study reported that research experience, study habits, and self-esteem were the most influential factors in the academic performance of students in the program.Recibido: 19 de junio de 2017Aceptado: 09 enero de 2018

scholarly journals Identifying the Factors Affecting Financial Condition of Malaysia

2021 ◽  
Vol 22 (1) ◽  
pp. 403-421
Author(s):  
Yee-Ling Pang ◽  
Hock-Ann Lee
Keyword(s):  
Foreign Exchange Market ◽  
Statistical Significance ◽  
Balance Sheet ◽  
Banking System ◽  
Principal Component ◽  
Well Being ◽  
Factors Affecting ◽  
Financial Condition ◽  
Long Run ◽  
The Us

This research focuses on the domestic and external determinants of Malaysia’s financial condition, ranging from January 2003 and March 2019. To represent the domestic determinants, a total amount of twelve financial indicators are adopted to compute three indices using the Principal Component Approach (PCA). Three of the indices embody three respective financial segments, particularly the banking system, the foreign exchange market, and the capital market within the Malaysian financial system. These three segments offer a glimpse of the Malaysian financial condition. For the external determinant, the US total assets of all Federal Reserve Banks are adopted as the proxy for the size of the US balance sheet. This research intends to evaluate the validity of the long-run association and its corresponding level of effect between the computed indices and the US balance sheet size via the conduct of the ARDL bounds test approach. The research findings have verified the validity of the long-run association between the Malaysian financial condition and the US balance sheet size. There is a substantial role played by the US balance sheet size in affecting the well-being of Malaysian financial condition, given the statistical significance is shown in the association between the US balance sheet size and the financial-segment-based indices, whereby its strongest influence is found on the banking system condition.

scholarly journals Financial Support or Emotional Companion: Childbearing Motivations on Children’s Development in China

2021 ◽  
Vol 12 ◽  
Author(s):  
Xiaodong Jiang ◽  
Huaxue Cui ◽  
Tianfeng Shi
Keyword(s):  
Academic Performance ◽  
Financial Support ◽  
Structural Equation ◽  
Well Being ◽  
Measurement Model ◽  
Two Dimensions ◽  
Positive Development ◽  
Equation Modeling ◽  
Children's Development ◽  
Children’S Development

A preference for having a son has existed among Chinese parents for centuries due to, in part, sons having to provide financial support to elderly parents, while married daughters do not have this responsibility under Confucianism. Thus, this study examined the influence of parents’ childbearing motivation (financial support or emotional companion) on children’s development (academic performance and well-being) utilizing empirical data from the 2012 China Family Panel Studies. This study included 1,541 children (aged 10–15 years) and their parents who were surveyed via a questionnaire. Using exploratory factor analysis, two dimensions of parents’ childbearing motivation were identified namely, utilitarian and psychological motivation. Furthermore, the invariance of the measurement model across the female and male group was tested. Then, results from structural equation modeling showed that parents’ childbearing motivation, particularly expected utilitarian benefits, decreased children’s expectation of the highest education, thus, worsening children’s academic performance. Alternatively, emotional/psychological motivation appeared to increase children’s self-esteem, thus, improving children’s well-being. Furthermore, gender differences were also observed. These findings have provided important insights into how childbearing motivations influence children’s development, thus, can be utilized to ensure positive development of future children in China.

scholarly journals SCHOOL FACTORS AFFECTING ESTONIAN STUDENTS’ SUBJECTIVE WELL-BEING AT THE BASIC SCHOOL

2017 ◽  
Vol 75 (6) ◽  
pp. 599-611
Author(s):  
Marika Ratnik ◽  
Eha Rüütel
Keyword(s):  
Academic Performance ◽  
Learning Environment ◽  
School Environment ◽  
Age Groups ◽  
Well Being ◽  
Perceived Learning ◽  
Subjective Well Being ◽  
School Factors ◽  
Factors Affecting ◽  
Basic School

This research focuses on the personal well-being of basic school students and on the school environment factors affecting it. The authors were also interested to know whether there are any differences between two age groups (6th grade and 9th grade) in the perception of the school environment and school relations. The research included 934 students (426 boys and 508 girls) aged 12 to 17 years. The well-being was measured by the WHO-5 Well-Being Index; school factors included perceived school relationships, perceived learning environment and academic performance. The indicators differentiating between the groups with low and high well-being were: obtaining help from the school, the pleasantness of lessons, relationships with teachers, and relationships with schoolmates. In both age groups, higher well-being was predicted by relationships with teachers and schoolmates, obtaining help from the school, and parents’ relationships with the school. The results indicated that students establish relationships supporting their well-being not only in their class. It is rather the wider communication culture in the school that supports the students’ well-being. The results also indicate the wider effect of school relationships in that the factor of obtaining help from the school (the school`s pro-social organization) is more significant for the students’ well-being that the pro-social behaviour of the classmates. Keywords: adolescence academic performance, perceived school relationships, perceived learning environment, subjective well-being.

Clinical trials — the personal perspective of the research physician?

2020 ◽  
Vol 75 (3) ◽  
pp. 256-263
Author(s):  
Maria Y. Egorova ◽  
Irina A. Shuvalova ◽  
Olga I. Zvonareva ◽  
Igor D. Pimenov ◽  
Olga S. Kobyakova ◽  
...  
Keyword(s):  
Clinical Trials ◽  
Medical Care ◽  
New Technologies ◽  
Healthcare Providers ◽  
Study Drug ◽  
Well Being ◽  
Personal Perspective ◽  
Public And Private ◽  
Factors Affecting ◽  
To Receive

Background. The organization of clinical trials (CTs) requires the participation and coordination of healthcare providers, patients, public and private parties. Obstacles to the participation of any of these groups pose a risk of lowering the potential for the implementation of CTs. Researchers are a key human resource in conducting of CT. Their motivation for participation can have a significant impact on the recruitment and retention of patients, on the quality of the data collected, which determines the overall outcome of the study. Aims to assess the factors affecting the inclusion of Russian physicians-researchers in CT, and to determine their role in relations with patients-participants. Materials and methods. The study was organized as a part of the Russian multicenter face-to-face study. A survey was conducted of researchers from 10 cities of Russia (20172018). The participation in the survey for doctors was anonymous and voluntary. Results. The study involved 78 respondents. Most research doctors highly value the importance of research for science (4,84 0,39), society (4,67 0,46) and slightly lower for participating patients (4,44 0,61). The expectations of medical researchers are related to improving their financial situation and attaining new experience (n = 14; 18,18%). However, the opportunity to work with new technologies of treatment and diagnosis (n = 41; 52,56%) acted as a motivating factor. According to the questionnaire, the vast majority of research doctors (n = 29; 37,18%) believe that the main reason for patients to participate in CT is to receive quality and free medical care. The most significant obstacle to the inclusion of participants in CT was the side effects of the study drug (n = 38; 48,71%). Conclusions. The potential of clinical researchers in Russia is very high. The patient-participant acts for the research doctor as the subject of the study, and not the object, so the well-being of the patient is not indifferent to the doctor. However, the features of the functioning of our health care system form the motivation of doctors-researchers (additional earnings, professional self-development) and the way they perceive the motivation of patients (CT as an opportunity to receive quality medical care).

DIRECTIONS FOR DEVELOPMENT OF ANTI-CRISIS FINANCIAL MANAGEMENT

2017 ◽  
Author(s):  
Liubov Iarova ◽  
Keyword(s):  
Financial Management ◽  
Financial Stability ◽  
Enterprise Management ◽  
Factors Affecting ◽  
Financial Condition ◽  
Flexible Response ◽  
Relevant Topic ◽  
Potential Risks ◽  
Negative Factors ◽  
Theoretical Foundations

For continuous performance, enterprises should not only take into account potential risks and existing negative factors, but also develop methods and principles that allow timely and flexible response to crisis occurrences, as well as determine the recovery stages in an already deteriorated financial condition. Given tasks are solved by anti-crisis financial management, designed to increase the efficiency of enterprise management and facilitate the equalization or improvement of an economic entity’s financial stability, therefore, the directions of its development are a rather relevant topic in a market economy. The article examines the theoretical foundations of anti-crisis financial management, the main factors affecting the emergence of a crisis state at an enterprise, discusses the need for its development, and provides factors that determine the effectiveness of the implemented anti-crisis policy. Identifying the need to improve anti-crisis financial management and decision-making on its implementation are accompanied by an analysis that takes into consideration possible risks and costs, which determines the expected effect. The author generalizes and indicates the main principles and stages of anti- crisis management.

Prospects of anti-corruption education of the population in the Far-East: sociological analysis

2020 ◽  
Vol 92 (3) ◽  
pp. 161-176
Author(s):  
M. N. Zinyatova ◽  
◽  
Ye.A. Kleymenov ◽  
Keyword(s):  
Russian Federation ◽  
Financial Support ◽  
Far East ◽  
Practical Interest ◽  
Sociological Analysis ◽  
Management Decisions ◽  
The Far East ◽  
Semantic Orientation ◽  
The Russian Federation

On the basis of quantitative and qualitative expert sociological surveys, the article presents a model of anti-corruption education in Russia. This model is formed by seven main elements: basis, principles, subjects, objects, methods and means, content of materials (semantic orientation), indicators of the effectiveness of anti-corruption education. Comparing the obtained sociological data characterizing these elements with the corresponding elements of the anti-corruption mechanism enshrined in the current regulatory legal acts of the Russian Federation, the authors identified a number of inconsistencies. They concern, first of all, the principles, subjects of implementation of anti-corruption education, as well as indicators for assessing its effectiveness. For example, experts suggest using non-statutory principles of financial support and standardization of materials presented in the framework of such education when conducting anti-corruption education. At the same time, for the optimization of management decisions in the field of anti-corruption education, scientific and practical interest and contradictions identified within the obtained sociological data are of interest. Such contradictions are most clearly traced in relation to the subjects and objects of anti-corruption education.

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