scholarly journals Assessment of the Socio-economic determinants of school children dropouts in rural areas of district Peshawar, Pakistan

2021 ◽  
Vol 5 (2) ◽  
Author(s):  
Ali Zeb ◽  
Sajid Gul ◽  
Guo Mingyan ◽  
Obaid Ullah
Keyword(s):  
Rural Areas ◽  
Sampling Technique ◽  
School Dropout ◽  
Primary Data ◽  
Modern World ◽  
Economic Determinants ◽  
Community Factors ◽  
Number Of Children ◽  
Household Heads ◽  
Girls School

Children dropping out from schools is one of common phenomena in the modern world. Different demographic, socio-economic, psychological, school based, and community factors are responsible for the number of children school dropout across the globe. Using convenient sampling technique, through questionnaire and interview methods primary data was collected from 400 household heads whose children were dropped out from schools in rural areas of district Peshawar during last five years. For this purpose, a structured questionnaire and interviews were conducted to obtain the required data. Results of the study reveal that, in case of boys, more than 60% of the respondents were of the view that poverty is the main reason for children's school dropout. In the case of girls school dropouts, 45% left studies incomplete because of poor financial position. Other determinants such as father education, mother education, school distance, illiterate community, the parental perception was also considered more or less responsible for school dropout of the children. This study recommends that government should provide free education along with monetary incentives to those household heads who do not send their children to schools due to financial constraints.

scholarly journals Determinants of Rural Out-Migration in Habru District of Northeast Ethiopia

2017 ◽  
Vol 2017 ◽  
pp. 1-8 ◽  
Author(s):  
Beneberu Assefa Wondimagegnhu ◽  
Mesfin Eshetu Zeleke
Keyword(s):  
Rural Communities ◽  
Sampling Technique ◽  
Positive Outcome ◽  
Individual Characteristics ◽  
Primary Data ◽  
Scarce Resources ◽  
Northeast Ethiopia ◽  
Household Heads ◽  
Nonfarm Employment ◽  
Land Size

Migration has become a cause of concern at the global, regional, and national levels. Like the case of many developing countries, Ethiopia has been facing increasing challenges related to rural out-migration. This study aimed to analyze factors that determine rural communities’ decision to migrate to internal and international destinations in Habru district of Northeast Ethiopia. Stratified sampling technique has been employed to select a total of 200 household heads in three agroecologies of the study area. Structured questionnaires have been used as a principal primary data collection method and logistic regression has been employed for analysis. The results of the study showed that intravillage conflict, absence of relief assistant, livestock ownership, farm land size, access to information, and household and individual characteristics including family size, sex, and age of the migrants are the dominant determinant factors for rural out-migration. Migration can have a positive outcome in improving livelihoods if comprehensive and holistic policies and strategies are in place. There is also a need to strengthen the link between rural development policy and the disadvantaged groups by designing and implementing different livelihood alternatives including reducing pressure on scarce resources particularly land, integrating health and education services, and creating nonfarm employment opportunities.

scholarly journals Analysis of Household Participation in Urban Agriculture: Empirical Evidence from Urban Households in Kogi State, Nigeria

2020 ◽  
pp. 23-31
Author(s):  
M. K. Ibrahim ◽  
M. Haruna ◽  
U. M. Shaibu
Keyword(s):  
Urban Agriculture ◽  
Household Income ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Primary Data ◽  
Easy Access ◽  
Farm Income ◽  
Urban Farm ◽  
Household Heads ◽  
Sufficient Food

The study analysed household participation in urban agriculture in Kogi State, Nigeria. It specifically; described the socioeconomic characteristics of the respondents; determined the factors that influence household participation in urban agriculture; and determined the effect of urban agriculture on household income. Simple random sampling technique was used to select 60 respondents each from four purposively selected peri-urban/urban centres in Kogi State: Lokoja (Zone A), Anyigba (Zone B), Okene (Zone C), and Idah (Zone D). Primary data obtained through questionnaire administration were analysed using descriptive and inferential statistical tools. Findings from the study revealed that 61.7% of the respondents were males and a mean age of 43 years was recorded. Married (90%) household heads dominated the respondents with a mean household size of 7 members. Education (β = -0.862), dependent (β = 1.904), marital status (β = 2.544), access to sufficient food (β = -2.495), employment status (β = 1.307) and access to land (β = 0.505) statistically influenced household participation in urban agriculture, while the OLS output indicated that urban farm income (β = 17.539) and non-farm income (β = 848.798) had significant effect on total household income. The study concluded that urban agriculture has the potential of improving the livelihood of urban dwellers. The study therefore recommends the integration of urban agriculture into urban development plan; easy access to land and other production inputs.

scholarly journals Urban Growth in Tanzania: Exploring Challenges, Opportunities and Management

2018 ◽  
Vol 6 (12) ◽  
pp. 47
Author(s):  
Method J. Gwaleba
Keyword(s):  
Urban Growth ◽  
Rural Areas ◽  
Management Practice ◽  
Sampling Technique ◽  
Development Project ◽  
Population Increase ◽  
Primary Data ◽  
Urban Management ◽  
Purposive Sampling ◽  
Challenges And Opportunities

Tanzania cities and towns are rapidly urbanizing. This urbanization is manifest of rural-to-urban migration as well as natural population increase. The perceived lack of opportunities in rural areas has been identified as the main push factors for Tanzanians to move from rural areas to urban cities and towns. Urban management practice will increasingly need to account for direct and indirect impacts of urban growth in Tanzania cities and towns. The objective of this paper is to pinpoint the challenges and opportunities of the urban growth in cities and towns in Tanzania.The discussion of this paper is mainly based on critical review of the literature and original data derived from Baruti settlement in Dar es Salaam City. The review of the documents whether published or not published depended on its status to provide a critical analysis of urban growth challenges and opportunities in Tanzania. The Primary data were gathered using 79 using semi-structured interviews with both open and closed ended questions. The questionnaires were administered by the researcher through face-to-face sessions with the respondents. A purposive sampling technique was adopted in this study. The reason for selecting the purposive sampling technique was based on the respondents’ involvement in urban development project. The quantitative data collected through the use of questionnaire to supplement qualitative data were summarized and organized by using spread sheet template for detailed analysis. The critical qualitative analysis was built on both the secondary and primary data sources to addresses the research questions. A descriptive technique for data analysis was adopted where findings were represented in tables, graphs and texts.While unperfected urbanization surpass the way inhabitants interact and live in cities and towns, urban management addresses the social, economical and environmental challenges that emerge with the continued urbanization in Tanzania cities and towns such that human activities could be more socially liable, economically sound and environmentally friendly over a long period of time in the future.

scholarly journals The Prevalence of Household Catastrophic Health Expenditure in Nigeria: A Rural-Urban Comparison

2021 ◽  
Vol 4 (2) ◽  
Author(s):  
Paul Oladapo Ajayi ◽  
◽  
Demilade Olusola Ibirongbe ◽  
Tope Michael Ipinnimo ◽  
Oluremi Olayinka Solomon ◽  
...  
Keyword(s):  
Urban Communities ◽  
Rural Areas ◽  
Urban Areas ◽  
Health Expenditure ◽  
Univariate Analysis ◽  
Sampling Technique ◽  
Catastrophic Health Expenditure ◽  
Cross Sectional ◽  
Rural And Urban ◽  
Household Heads

Background: Catastrophic health expenditure occurs when the burden of Out-of-pocket health expenditure has reached a certain level that a household must forego the expenditure on other basic needs of life to meet the health expenses of its member(s) of the household. Worldwide, over 44 million households suffer annually from financial catastrophe. This study intends to determine the prevalence of household catastrophic health expenditure amongst rural and urban communities in Ekiti, Nigeria. Methodology: This is a comparative cross-sectional study of households within selected rural and urban communities in Ekiti State, Nigeria. A pre-tested interviewer-administered semi-structured questionnaire was used to collect data over a period of 4 months from a sample of 1,000 household heads, using a multistage sampling technique. Data obtained were then entered using the SPSS version 20 and analysed with STATA 12. Two different methodologies were used to calculate household catastrophic health expenditure, with sensitivity analysis done. Univariate analysis were used to describe the population in relation to relevant variables. Result: The prevalence of household catastrophic health expenditure is high using the two methodological calculations. It was significantly higher in the rural areas, 18.5% than the urban areas, 12.8% (p=0.015) for first method; it was also higher in the rural areas, 8.3% compared to the urban areas, 2.5% (p<0.001) for the second method. Conclusion: Prevalence of household catastrophic health expenditure is high in Nigeria, but worse in the rural areas. It’s therefore vital to establish financial and social intervention mechanisms that can protect households from incurring catastrophic health expenditure.

scholarly journals Socio-Cultural Determinants of Contraceptive Use among Rural Women Aged 15-29 Years from Marriage to First Live Birth

1970 ◽  
Vol 2 (2) ◽  
pp. 49-54 ◽  
Author(s):  
Amir Mohammad Sayem ◽  
Housne Ara Begum
Keyword(s):  
Mass Media ◽  
Live Birth ◽  
Rural Women ◽  
Rural Areas ◽  
Contraceptive Use ◽  
The Other ◽  
Primary Data ◽  
Joint Decision ◽  
Number Of Children ◽  
Cultural Determinants

Contraceptive prevalence rate (CPR) is lower while the fertility is higher among rural married women aged 15-29 in Bangladesh. Thus, this comparative study attempted to identify the socioeconomic and cultural determinants of contraceptive use in different rural settings. In this primary data based cross sectional study, a semi-structured questionnaire was applied to women aged 15-29 years in two rural areas who had at least one live birth on/before 20 December, 2006. The study areas were identified by multi-stage random sampling technique. Results showed that CPR was slightly higher in Dariadaulat (43.4%) than that of Chardigoldi union (41.6%) while the mean duration of use was slightly higher in Chardigoldi compared to Dariadaulat (5.04 v. 4.59 mo). Regression model for Dariadaulat (38.7% with P<0.001) better explained the use of contraception than that of Chardigoldi (30.0% with P<0.001). Among the determinants in Dariadaulat the most explanatory variable was mass media exposure (15.8%) while it was desired number of children in Chardigoldi (12.6%). Among others, joint decision of using contraception, familiarity with contraceptives before marriage, desired number of children, electricity, family interference and family size were found to have significant impact in Dariadaulat. On the other hand, the other explanatory variables in Chardigoldi were joint decision of using contraception, family interference and familiarity with contraceptives before marriage and age at present. It may be concluded that the CPR is markedly low in rural communities. The lack of accessibility to mass media, lack of joint decision with husband, premarital unawareness regarding contraceptive use, lack of post-marital planning and family interference are major contributory factors for the low CPR in the study population. Ibrahim Med. Coll. J. 2008; 2(2): 49-54 Key Words: Determinants, contraceptive use, marriage, first live birth, rural women   doi: 10.3329/imcj.v2i2.2937

scholarly journals The Roles and Challenges of Micro Finance in Women Empowerment: A Case Study in Oromia Credit and Saving Institution in West Shoa Zone, Ethiopia

2019 ◽  
Vol 2 (2) ◽  
pp. 14-19
Author(s):  
Diriba Ayele Gebisa ◽  
Aman Rikitu Dassa
Keyword(s):  
Rural Areas ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Total Sample ◽  
Primary Data ◽  
Women Empowerment ◽  
High Interest Rate ◽  
Urban And Rural Areas ◽  
Mixed Approach ◽  
Loan Size

Empowerment of women has emerged as an important issue in recent times since women remained disadvantaged part of society for a long period of times. Empowerment of women facilitates development by the uplifting their economic, social and political status. Microfinance is proved to be the instrument to handle poverty that exists mostly in urban and rural areas of the country. It is treated as a key strategy in addressing development issues across the country since the last decade. This study basically attempts to analyze the roles and challenges of microfinance in women empowerment. A primary survey has been carried out to capture the realistic experiences from the women beneficiaries of Oromia Micro Credit and Saving Institution of West Shoa Zone branch. In order to address the objectives of the study, a mixed approach has been adopted and primary data were collected and analyzed using quantitative and qualitative analysis techniques. A total sample of 268 women customers’ was selected using simple random sampling technique out of 1316 target populations. Data collected from these respondents were analyzed and interpreted using percentage, weighted mean and mean ranking and the hypothesis was tested using the paired t-test. The findings showed that a significant number of clients had increased their income, saving, decision making and asset ownership rights and safeguarded themselves and their families from financial difficulties. Besides its role, the main challenging factors are unproductive usages of the loan, limited loan size, lack of training and follow up, low awareness and high-interest rate of the loan.

scholarly journals Rural-Urban Financial Literacy Divide in India: A Comparative Study of Kerala and Uttar Pradesh

2021 ◽  
pp. 14-24
Author(s):  
N. P. Abdul Azeez ◽  
M. Nasira Banu
Keyword(s):  
Rural Areas ◽  
Financial Literacy ◽  
Financial Services ◽  
Formal Education ◽  
Uttar Pradesh ◽  
Sampling Technique ◽  
Primary Data ◽  
Rural People ◽  
Multi Stage ◽  
Financial Decision

One of the significant competencies required in the contemporary scenario is an awareness or knowledge of varied financial affairs and the skill to handle matters apropos of finance. The dearth of financial literacy precludes rural people from the country's formal financial system and created a rural-urban financial divide, especially in the digitalized era. Effective incorporation of financial literacy in formal education will lead to greater access to financial services. This paper tries to find the rural-urban financial literacy divide based on the primary data collected from two states of India, namely Kerala and Uttar Pradesh. A total of 400 samples respondents were taken by using the multi-stage sampling technique. A comprehensive approach for measuring financial literacy is developed by constructing the Financial Literacy Index (FLI), which comprises financial knowledge, financial behaviour, and financial attitude. The results concluded with the rural-urban financial literacy divide findings as the financial literacy in rural areas is consistently lower than in urban. The results expose the need for a persistent and prolonged intervention from all the stakeholders, including policymakers, to enhance and sustain financial literacy to accomplish a bright financial decision making by the rural people.

scholarly journals Income, Migration and Social Adjustment of Tribal People in Tripura- A Case Study of ‘Tripuri’ Tribe

2014 ◽  
Vol 2 (1) ◽  
pp. 5 ◽  
Author(s):  
Suman Das ◽  
Madhushree Das
Keyword(s):  
Social Adjustment ◽  
Rural Areas ◽  
Urban Areas ◽  
Sampling Technique ◽  
Standard Of Living ◽  
Primary Data ◽  
Structured Interviews ◽  
Tribal People ◽  
Good Schools ◽  
The Cost

The purpose of this paper is to explore the relationship between income, migration and social adjustment of the migrated tribal people with special reference to the ‘Tripuri’ tribe of Tripura, India, with the help of primary data collected from structured interviews using purposive sampling technique. The study reveals that the tribal people who migrated from their native places (rural areas) to urban areas, usually suburbs, have a better economic condition and a decent standard of living. Their livelihood patterns have changed after they have migrated to the urban areas. Here, their income levels have also increased along with expenditure. They live in small houses consuming less land, than they did in their native lands. Their standard of living is much below what they have expected before their decision to migrate. They find it difficult to adjust with the local people and the surroundings. The nature of the employment in urban areas is such that the doors of the organised sector do not open to them easily. They are always last to be hired and first to be fired, and they usually get ill-paid jobs and do not have opportunities for education and training. Their children do not get adequate facilities to enrol in the good schools as the cost of living in the urban areas are very high. They are struggling hard socially and culturally to adapt and adjust in the new milieu far from their lush green land. 

Effect of Financial Technology Loans on Financial Inclusion Among the Unbanked Low-Income Earners in Makueni County

2021 ◽  
Vol 3 (2) ◽  
pp. 1-12
Author(s):  
Samson Mutuku Mule ◽  
Fredrick Wafula ◽  
Nickson Agusioma
Keyword(s):  
Economic Growth ◽  
Low Income ◽  
Rural Areas ◽  
Financial Services ◽  
Small Businesses ◽  
Sampling Technique ◽  
Target Population ◽  
Financial Inclusion ◽  
Primary Data ◽  
Financial Technology

Financial inclusion is crucial in fostering individual prosperity, poverty eradication and stimulating economic growth. It is therefore a major policy concern for majority of governments across the world. Despite the rampant growth of financial technology in Kenya, the number of adults who are financially excluded is still high among the rural area residents. Lack of financial services access in rural areas has resulted to rural economic growth retardation and inequality. Further, financial exclusion has led to increased poverty levels because those excluded have been forced to depend on their limited savings to pursue their entrepreneurial interests. Small businesses have had no choice but to rely on their inadequate earnings to pursue viable business opportunities. The main objective of this study was to establish the effect of financial technology loans on financial inclusion among the unbanked low-income earners in Makueni County. Descriptive research design was used, with the target population being the unbanked low-income earners over the age of 18 in Makueni County. A sample size of 384 respondents was chosen using the convenience sampling technique. Personal interviews were conducted using an interview guide to collect primary data. The study found that fintech loans have a positive and significant effect on financial inclusion among the unbanked low-income earners in Makueni County. According to the findings of the study, since the unbanked people in Makueni County associate the use of financial technology loans to meeting personal financial needs and especially coping up with day-to-day expenses and emergencies, this study recommends that such people embrace the use of the fintech loans more as it will aid them in improving their financial lives to a greater extent. This is because for instance, by using the fintech loans, they can create employment for themselves and generate sufficient income by financing micro businesses using this credit.

scholarly journals Utilization of Rajiv Aarogyasri Health Scheme by rural policyholders of Chittoor district in Andhra Pradesh

2019 ◽  
Vol 6 (8) ◽  
pp. 3384
Author(s):  
Manjuram Mannuru
Keyword(s):  
Rural Areas ◽  
Andhra Pradesh ◽  
Secondary Data ◽  
Sampling Technique ◽  
Current Status ◽  
Primary Data ◽  
Supportive Services ◽  
Cross Sectional ◽  
Multi Stage ◽  
One Year

Background: Rajiv Aarogyasri has covered 86.53% of the families across the state. Majority of its people are living in rural areas. Hence, our study will explore gaps in accessibility of urban centric health services by rural policyholder’s under the scheme. To find out the current status of Aarogyasri coverage, awareness, utilization and experiences of rural policyholders in Chittoor district of Andhra Pradesh during the year 2014-15.Methods: This is a cross-sectional quantitative study and a total of 200 households were surveyed by using multi-stage random sampling technique to obtain primary data, and for background & discussion secondary data was reviewed. SPSS software was used for data analysisResults: In the past one year, 6.77% of the families have received benefits under the scheme. Amongst the ones who have utilized RAS services, 2/3rd of the families were protected from catastrophic illnesses and the mean average of 91.70% of the total costs was covered by RAS. Another 19.21% of the families were in need of healthcare but did not utilize the services due to lack of RAS card, lack of awareness, non-listed therapies, procedural difficulty, non-availability of caretaker, loss of wage and low quality of services.Conclusions: Overall, 66.66% of the beneficiaries expressed their satisfaction, 16.66% opinionated fair while 16.66% were dissatisfied with the RAS services. Beneficiaries experienced shortage of supportive services in Government hospitals under the scheme. Further, IEC activities, alternatives for excluded conditions, strengthening of public facilities will improve the utilization of RAS and reduce the OOPE.

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