Analisis Pembiayaan Dana Talangan Haji untuk  Biaya Perjalan Ibadah Haji

2018 ◽  
Vol 1 (2) ◽  
pp. 228-244
Author(s):  
Asmawarna Sinaga ◽  
Anjur Perkasa Alam ◽  
Fariz Arkan ◽  
Sri Wahyuni Hasibuan

  Analysis of the amount of financing the hajj bailout for the cost of the pilgrimage (Case Study of Bank Sumut Syariah Sub-Branch Stabat).Asmawarna Sinaga and Anjur Perkasa Alam. Hajj financing is a loan from a sharia bank to customers to cover the shortage of funds to obtain a seat (seat) Hajj at the time of repayment BPIH (Hajj Travel Expenses). This financing product uses the Qardh Wal Ijarah principle. The purpose of this research is to know the view of Islamic law against financing of Hajj bailout fund and to know the view of Islamic law about ujrah fee on akad of bailout fund of Hajj. This research is field research. The definition of the Hajj bailout is a bailout fund from a bank to a special customer to cover kekurangandana to cover the lack of funds to obtain a portion number at the time to pay the cost of organizing the pilgrimage. The research design uses a qualitative approach with non-statistical analysis While the data analysis techniques use content analysis and interactive methods consisting of data reduction, data collection, data presentation and conclusion. The results of this study note that the akad bailout funds in Islamic banks contain multi-akad, where the contract used qardh and ijarah is allowed. While the view of Islamic law regarding the taking of ujrah fee on hajj bailout fund is not in accordance with sharia due to the percentage of ujrah fee based on qardh fund.

2013 ◽  
Vol 4 (1) ◽  
pp. 27
Author(s):  
Silvi Novindri

Financing bailout of Hajj is loans from Islamic banks to customers to cover theshortage of funds in order to gain seats (seat) at settlement BPIH Hajj (Pilgrimage Travel Expenses). This financing product uses the principle of Qardh Wal Ijarah. The purpose of this study was to determine the views of Islamic law to finance bailouts of pilgrimage and to know the views of Islamic law about the fee ujrah on contract bailouts of pilgrimage. This research is a field research. The design of this study used a qualitative approach to the non-statistical analysis. While the data analysis techniques used content analysis and interactive method which consists of data reduction, data collection, data presentation and conclusion. The results of this research note that the view of Islamic law against the bailouts of pilgrimage on Islamic bank containing multi-contract, where the contract is used qardh and Ijarah are allowed. While the view of Islamic law regarding fee ujrah decision on the bailout fund of pilgrimage is not appropriate with shariah because of the percentage of fee ujrah based on funds qardh


2019 ◽  
Vol 9 (2) ◽  
pp. 359
Author(s):  
Misnawati Misnawati ◽  
Hasbi ◽  
Abd Rasyid J ◽  
Yusriadi Yusriadi ◽  
Saidna Zulfiqar Bin-Tahir

The Family Hope Program (PKH) is one of government policy programs in poverty alleviation by involving the main actor who called PPKH. This study aimed to describe the task and function of PPKH in empowering the sick society in Bone Regency. Qualitative approach used with case study research. Data collection techniques used was interviews, observation, and documentation. The instrument in this study was the researcher himself as a human instrument, while the informants selected by a purposive method. Data analysis techniques used an interactive model includes data collection, data reduction, data presentation, verification, and conclusion. The results of the study showed that PPKH has carried out their roles well as representatives and technicians but have not been optimal in their roles as facilitators and educators.


2020 ◽  
Vol 16 (2) ◽  
pp. 166-179
Author(s):  
Siti Rofingah

Abstract This research was conducted with the aim of describing the childcare methods carried out by three early marriage families in Ponjong District, Gunungkidul Regency. The background of this research is the existence of government policy in Law Number 1 of 1974 article 7 paragraph (1) concerning Marriage which explains the minimum age limit for marriage so that the benefit of the household is achieved, but the phenomenon of early marriage is still happening in the District of Ponjong Regency Gunungkidul, even able to maintain the household and be able to carry out childcare duties at a young age if reviewed psychologically immature mentally, emotionally, psychologically and physically. This type of research is a qualitative research with a type of case study research (field research). Determination of informants by purposive sampling. The subjects of this study were three families of early marriage, children of early marriage partners (if they were able to provide information) and the Young Clerk of the Wonosari Religious Court Law. Then, the object of research is the method of parenting early marriage partners. Data collection techniques used were observation, interviews, and documentation. While the data analysis techniques used are data reduction, data presentation and conclusion making. The results showed that the methods carried out by early marriage couples included exemplary education methods, methods through habituation, education methods through advice and dialogue, as well as education methods through the awarding and punishment. The three early marriage families apply a number of collaborative methods for parenting. Keywords: childcare methods, early marriage.


Author(s):  
Siska Oktaviani ◽  
Ahmad Syafi Adha

This research is done to know the motivation of what is behind the students run a lecture activity that requires science as a form of responsibility as a student and in addition also undergoes work activities that are working on a task to get wages or satisfaction. In this study, researchers used qualitative research with a case study approach, where researchers investigated carefully a program, event, activity, process, or group of individuals. The subject of this study is the students of the PGSD FKIP UWGM from the 2016 to 2019 class who are undergoing college activities while working. To obtain the necessary data in this study conducted various techniques such as observation, interviews, and documentation. Data analysis techniques conducted include data collection, data reduction, data presentation, and conclusion. Research findings show that the motivation of students to run a lecture while working because students ' desire to be independent and change their life for the better, by gaining a high education but they must fight the matter by working so that their needs are the cost of living, tuition fees, and other expenses can be fulfilled without having to ask with parents. And try to balance both activities in order to run well and support each other.


Author(s):  
Andry Wijaya ◽  
Suparman Abdullah ◽  
Rahmad Muhammad

One of the global developments that is fast and has quite an impact on the pattern of people's lives is developments in the field of technology and information, namely through the internet. YouTube has become an internet media that is in demand by various audiences around the world. Disbursing youtube adsense is fairly complicated, but the work as a youtuber is currently in great demand by Millennials. Youtuber is a new job that is synonymous with Millennials in this 4.0 industrial era. This study aims to determine the use of social capital trust by youtubers in increasing popularity, as well as to determine the use of social capital linking youtubers in increasing popularity. This study uses a qualitative approach, with informants namely millennial youtubers who live in the city of Makassar. Data collection techniques through observation, interviews and documentation, with data analysis techniques using: data reduction, data presentation and drawing conclusions and verification. The results of the study show that trust social capital is widely used by youtubers to increase their popularity, in this case increasing the number of subscribers and viewers on their youtube channel. Many YouTubers use social capital linking or networks to increase the number of subscribers and viewers. The social capital of the network used is by utilizing the friendship and community of YouTubers in the process of designing content, taking videos, editing to uploading videos and socializing YouTube channels in order to minimize the cost of managing YouTube channels for YouTubers


2021 ◽  
Vol 4 (3) ◽  
pp. 804-821
Author(s):  
Moch. Sya'roni Hasan

This study aims to describelearning learning servicecarried out at Pondok Pesantren Al Urwatul Wutsqo Jombang. This study used a qualitative approach with case study design. Data was collected using in-depth interviews, participatory observation, and documentation. Data analysis techniques include data collection, data condensation, data presentation, and drawing conclusions, checking the validity of the findings by extending participation; source triangulation techniques, theories, and methods; and persistence of observation. Research informants are pesantren caregivers, ustadzah, students and the community. The results showed that: first, the steps of service learning that were applied at Pondok Pesantren al Urwatul Wutsqo Jombang and Darussalam Sumbersari Kediri, among others: 1). Intention, 2). Curriculum integration, 3). Preparation includes; debriefing and selection ofparticipants service learning, determining the place of service-learning service, division of groups and accompanying teachers, departure ofparticipants service learning, 4). Implementation of service learning, 5). Meditation/contemplation, 6). Evaluation of service learning, and 7). Closing of service learning. 


2019 ◽  
Vol 2 (3) ◽  
pp. 330-349
Author(s):  
Olan Olan ◽  
Abdullah Idi ◽  
Ahmad Zainuri ◽  
Ari Sandi

The background of this research is (1) the majority of students have gadgets, (2) students spend more time playing gadgets than reading the Qur'an, (3) students have various social media applications and games but rarely have Al-Qur'an applications' an digital, (4) lack of student awareness in reading the Koran, (5) the need for guidance and motivation by teachers in reading the Qur'an with digital applications. The purpose of this study is to analyze the application of digital Al-Qur'an applications to gadget addicted students and to analyze how to overcome students addicted to gadgets using digital Al-Qur'an applications. Furthermore, this study uses qualitative research using a case study approach. The research subjects were 10 students who were addicted to mobile phones in the learning process at SMP Negeri 3 Tanjung Batu. Data collection uses observation, interviews, and documentation. Data analysis techniques using analysis refers to the concept of Miles and Huberman interactive models, namely: Data Collection, Data Reduction, Data Presentation and Drawing Conclusions. The results showed that the application of digital Al-Qur’an applications in the learning process of reading Al-Qur’an can help direct students to use their cellphones on positive things, and want to change to prefer using their cellphones to read Al-Quran.


2021 ◽  
Vol 6 (01) ◽  
pp. 20-29
Author(s):  
Sakum Sakum

In the preparation of this thesis, researchers used qualitative research, the type of research used was library research and field research. Sources of data obtained through primary and secondary data sources, for data collection using two methods, namely: interviews and documentation, for data analysis techniques using 3 methods, namely data reduction, data presentation, and drawing conclusions. This study aims to determine the implementation or practice of the murabahah contract in murabahah financing products at Baitul Maal wat Tamwil Fajar Bekasi branch whether it is in accordance with Islamic law and Fatwa DSN MUI No. 04 / DSN-MUI / IV / 2000 About Murabaha. The result of this research is that in the practice of the murabahah contract at KSPPS BMT Fajar has implemented it according to the SOP and in accordance with Islamic law and fatwa DSN MUI No. 04 / DSN-MUI / IV / 2000 About Murabaha. Based on the results of the study, it can be concluded that the implementation of the murabahah contract on murabahah financing products at KSPPS BMT Fajar Bekasi branch is in accordance with Islamic law and Fatwa DSN MUI No. 04 / DSN-MUI / IV / 2000 About Murabaha. This is based on the results of the analysis of interviews with members who apply for murabahah financing.


Ta dib ◽  
2020 ◽  
Vol 23 (2) ◽  
pp. 145
Author(s):  
Surandi Surandi ◽  
Supardi Supardi ◽  
Johan Setiawan

Abstract: The purposes of this study are to find out: (1) the implementation of Radin Inten II’s resistance nationalism values in the learning process; (2) the obstacles experienced by teachers when implementing Radin Inten II’s resistance nationalism values in the learning process; (3) the efforts made by teachers in overcoming obstacles during the implementation of Radin Inten II’s nationalism values in the learning process. This study used qualitative approach with the type of case study conducted at SMAN 1 Kalianda. Data collection techniques consisted of observation, interviews, and documentary studies. Data analysis techniques used the model of Miles & Huberman consisting of data collection, data reduction, data display, and conclusion. The results show: (1) the implementation of Radin Inten II’s nationalism resistance values in the process of learning local history was carried out by compiling a syllabus and implementing learning plan (RPP) by incorporating local history into Indonesian historical material which was consisted of planning, implementation, and evaluation, (2) the obstacles experienced by teachers included: the ability of teachers during learning process, students’ attitudes, and time constraints, (3) the efforts made by the teacher were taking the initiative to instill the values of nationalism in the resistance of Radin Inten II’s, applying various models, strategies, methods and singing a national song before learning. Abstrak: Tujuan penelitian ini adalah untuk mengetahui: (1) implementasi nilai-nilai nasionalisme perlawanan Radin Inten II dalam proses pembelajaran, (2) kendala yang dialami oleh guru saat implementasi nilai-nilai nasionalisme perlawanan Radin Inten II dalam proses pembelajaran, (3) upaya yang dilakukan guru dalam mengatasi kendala yang dihadapi saat implementasi nilai-nilai nasionalisme perlawanan Radin Inten II dalam proses pembelajaran. Penelitian ini menggunakan pendekatan kualitatif dengan jenis studi kasus di SMAN 1 Kalianda. Teknik pengumpulan data terdiri dari observasi, wawancara, dan dokumentasi. Teknik analisis data menggunakan model Miles & Huberman yang terdiri dari pengumpulan data, reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian menunjukkan: (1) implementasi nilai-nilai nasionalisme perlawanan Radin Inten II dalam proses pembelajaran sejarah lokal dilakukan dengan menyusun silabus dan rencana pelaksana pembelajaran (RPP) dengan memasukkan sejarah lokal kedalam materi sejarah Indonesia yang terdiri dari perencanaan, pelaksanaan, dan evaluasi, (2) kendala yang dialami oleh guru diantaranya: kemampuan guru dalam proses pembelajaran, sikap siswa, dan adanya keterbatasan waktu, (3) upaya yang dilakukan oleh guru yaitu berinisiatif menanamkan nilai-nilai nasionalisme dalam perlawanan Radin Inten II, menerapkan berbagai model, strategi, metode dan menyanyikan lagu nasional sebelum pembelajaran.


2018 ◽  
Vol 8 (1) ◽  
pp. 301
Author(s):  
Haneen A. Al-Khawaja ◽  
Barjoyai Bardai

This research discusses in detail the theoretical aspect of the quality standards of banking services of traditional Islamic banks. The criterion of "Shari'ah Compliance" was added by the researcher to the importance and role of dealing with Islamic banks, the definition of this standard and its importance, how to test it for banks as well as how, without the legitimate commitment of these banks to what is classified as Islamic from the foundation, we focus on the importance of the existence of a legal commitment to any Islamic bank to achieve the quality of Islamic banking services of high quality in accordance with Islamic law and laws to achieve a high confidence in the customers who belong to him and deal with his Conspiracy.


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