scholarly journals Covid-19 crisis

2020 ◽  
Vol 1 (1) ◽  
pp. 50-61
Author(s):  
Petra Kelecic
Keyword(s):  
Coming Out ◽  
Retail Banking ◽  
Distribution Model ◽  
Market Penetration ◽  
Key Factors ◽  
Distribution Models ◽  
Customer Expectations ◽  
Long Time ◽  
New Phase

The coronavirus situation is causing widespread concern and economic hardship for society, consumers and businesses worldwide. As for entire world, COVD-19 is the most serious challenge to financial institutions in long time. Banks are called upon to manage this new phase with urgency and aptness, to help deflect a worldwide recession. Until recently, majority of banks were focused on empowering both the psychical and digital distribution models. The “new normal” calls for reassessing of priorities and pushes new distribution model where psychical and digital are combined and act as one, with interconnected capabilities. This paper highlights importance of long-term positioning in post covid world, as market forces and customer behavior potentially change coming out of this crisis. In order to manage revenue and customer expectations, new customer-centric and digital based ecosystem should be established, leveraging on the latest technologies, aiming at increasing remote sales and market penetration. Having that in mind, article aims to shed light on key factors important for retail banking success in this “new future”.

scholarly journals Accounting for the effects of sastrugi in the CERES clear-sky Antarctic shortwave angular distribution models

2015 ◽  
Vol 8 (8) ◽  
pp. 3163-3175 ◽  
Author(s):  
J. Corbett ◽  
W. Su
Keyword(s):  
Angular Distribution ◽  
Radiant Energy ◽  
Energy System ◽  
Distribution Model ◽  
Small Scale ◽  
Distribution Models ◽  
Clear Sky ◽  
Statistical Relationships ◽  
Bidirectional Reflectance Distribution

Abstract. The Cloud and the Earth's Radiant Energy System (CERES) instruments on NASA's Terra, Aqua and Soumi NPP satellites are used to provide a long-term measurement of Earth's energy budget. To accomplish this, the radiances measured by the instruments must be inverted to fluxes by the use of a scene-type-dependent angular distribution model (ADM). For permanent snow scenes over Antarctica, shortwave (SW) ADMs are created by compositing radiance measurements over the full viewing zenith and azimuth range. However, the presence of small-scale wind blown roughness features called sastrugi cause the BRDF (bidirectional reflectance distribution function) of the snow to vary significantly based upon the solar azimuth angle and location. This can result in monthly regional biases between −12 and 7.5 Wm−2 in the inverted TOA (top-of-atmosphere) SW flux. The bias is assessed by comparing the CERES shortwave fluxes derived from nadir observations with those from all viewing zenith angles, as the sastrugi affect fluxes inverted from the oblique viewing angles more than for the nadir viewing angles. In this paper we further describe the clear-sky Antarctic ADMs from Su et al. (2015). These ADMs account for the sastrugi effect by using measurements from the Multi-Angle Imaging Spectro-Radiometer (MISR) instrument to derive statistical relationships between radiance from different viewing angles. We show here that these ADMs reduce the bias and artifacts in the CERES SW flux caused by sastrugi, both locally and Antarctic-wide. The regional monthly biases from sastrugi are reduced to between −5 and 7 Wm−2, and the monthly-mean biases over Antarctica are reduced by up to 0.64 Wm−2, a decrease of 74 %. These improved ADMs are used as part of the Edition 4 CERES SSF (Single Scanner Footprint) data.

scholarly journals PAK-AFGHAN TIES A HISTORICAL OVERVIEW

2021 ◽  
Vol 4 (3) ◽  
Author(s):  
Farhana Kosar
Keyword(s):  
Strong Relationship ◽  
Well Being ◽  
Key Factors ◽  
Negotiated Settlement ◽  
Long Term Stability ◽  
Cross Border ◽  
Bilateral Relations ◽  
The Us ◽  
Long Time

Tensions between Afghanistan and Pakistan have existed for a long time and can be traced back to five key factors: security interest considerations, cross-border ties and connectivity, geopolitical dynamics, national sovereignty concerns, and regional and international relations. These forces will have an influence on the long-term stability prospects in Afghanistan and the surrounding area if they work together. A tight eye will be kept on the battlefield, given the possibility of escalation following the withdrawal of the US and foreign forces. As the relationship between Afghanistan and Pakistan deteriorates, it is possible that any remaining hopes for a negotiated settlement would be jeopardised. Once the fighting has been brought to a halt or a new administration has been established, bilateral relations will have an influence on the security, political, and economic dynamics of the region throughout the medium to long term. Having a strong relationship with Pakistan can help to promote stability and progress. However, because of the hatred on both sides, which has been heightened by the conflict, the inverse consequence is more likely. The most promising path forward for Afghanistan and Pakistan in terms of expanding their cross-border connections for the benefit of regional peace and the well-being of their populations is to acknowledge and attempt to resolve one another's security and sovereignty concerns in a peaceful and constructive manner through dialogue.

Enhancing the power generation of Rhodopseudomonas palustris-based MFC

2020 ◽  
Vol 64 (1-4) ◽  
pp. 1261-1268
Author(s):  
Shu Otani ◽  
Dang-Trang Nguyen ◽  
Kozo Taguchi
Keyword(s):  
Activated Carbon ◽  
Rhodopseudomonas Palustris ◽  
Ozone Treatment ◽  
Maximum Power Density ◽  
On Demand ◽  
Long Time ◽  
Dry Conditions ◽  
Carbon Sheet ◽  
Uv Ozone

In this study, a portable and disposable paper-based microbial fuel cell (MFC) was fabricated. The MFC was powered by Rhodopseudomonas palustris bacteria (R. palustris). An activated carbon sheet-based anode pre-loaded organic matter (starch) and R. palustris was used. By using starch in the anode, R. palustris-loaded on the anode could be preserved for a long time in dry conditions. The MFC could generate electricity on-demand activated by adding water to the anode. The activated carbon sheet anode was treated by UV-ozone treatment to remove impurities and to improve its hydrophilicity before being loaded with R. palustris. The developed MFC could generate the maximum power density of 0.9 μW/cm2 and could be preserved for long-term usage with little performance degradation (10% after four weeks).

Secular stagnation in the modern world

2018 ◽  
pp. 125-141 ◽  
Author(s):  
S. M. Drobyshevsky ◽  
P. V. Trunin ◽  
A. V. Bozhechkova
Keyword(s):  
Public Debt ◽  
Capital Accumulation ◽  
Technological Development ◽  
Japanese Economy ◽  
Modern World ◽  
Key Factors ◽  
Destruction Process ◽  
Secular Stagnation ◽  
The Impact

The paper studies the factors of secular stagnation. Key factors of long-term slowdown in economic growth include the slowdown of technological development, aging population, human capital accumulation limits, high public debt, creative destruction process violation etc. The authors analyze key theoretical aspects of long-term stagnation and study the impact of these factors on Japanies economy. The authors conclude that most of the factors have significant influence on the Japanese economy for recent decades, but they cannot explain all dynamics. For Russia, on the contrary, we do not see any grounds for considering the decline in the economy since 2013 as an episode of secular stagnation.

Charlemagne’s Health in ‘Old Age’: Did It Affect Carolingian Military Strategy?

Mediaevistik ◽  
2020 ◽  
Vol 32 (1) ◽  
pp. 11-53
Author(s):  
Bernard S. Bachrach
Keyword(s):  
Old Age ◽  
The Political ◽  
Military Strategy ◽  
The West ◽  
Long Time

During the first thirty-three years of his reign as king of the Franks, i.e., prior to his coronation as emperor on Christmas day 800, Charlemagne, scholars generally agree, pursued a successful long-term offensive and expansionist strategy. This strategy was aimed at conquering large swaths of erstwhile imperial territory in the west and bringing under Carolingian rule a wide variety of peoples, who either themselves or their regional predecessors previously had not been subject to Frankish regnum.1 For a very long time, scholars took the position that Charlemagne continued to pursue this expansionist strategy throughout the imperial years, i.e., from his coronation on Christmas Day 800 until his final illness in later January 814. For example, Louis Halphen observed: “comme empereur, Charles poursuit, sans plus, l’oeuvre entamée avant l’an 800.”2 F. L. Ganshof, who also wrote several studies treating Charlemagne’s army, was in lock step with Halphen and observed: “As emperor, Charlemagne pursued the political and military course he had been following before 25 December 800.”3

Update on the Boundaries of the Curly Birch Range

2020 ◽  
pp. 9-21
Author(s):  
L.V. Vetchinnikova ◽  
◽  
A.F. Titov ◽  
◽  
Keyword(s):  
Population Size ◽  
Natural Populations ◽  
Forest Tree ◽  
Published Data ◽  
Population Approach ◽  
Key Factors ◽  
History Of ◽  
Individual Trees ◽  
Karelian Birch

The article reports on the application of the best known principles for mapping natural populations of curly (Karelian) birch Betula pendula Roth var. carelica (Mercklin) Hämet-Ahti – one of the most appealing representatives of the forest tree flora. Relying on the synthesis and analysis of the published data amassed over nearly 100 years and the data from own full-scale studies done in the past few decades almost throughout the area where curly birch has grown naturally, it is concluded that its range outlined in the middle of the 20th century and since then hardly revised is outdated. The key factors and reasons necessitating its revision are specified. Herewith it is suggested that the range is delineated using the population approach, and the key element will be the critical population size below which the population is no longer viable in the long term. This approach implies that the boundaries of the taxon range depend on the boundaries of local populations (rather than the locations of individual trees or small clumps of trees), the size of which should not be lower than the critical value, which is supposed to be around 100–500 trees for curly birch. A schematic map of the curly birch range delineated using this approach is provided. We specially address the problem of determining the minimum population size to secure genetic diversity maintenance. The advantages of the population approach to delineating the distribution range of curly birch with regard to its biological features are highlighted. The authors argue that it enables a more accurate delineation of the range; shows the natural evolutionary history of the taxon (although it is not yet officially recognized as a species) and its range; can be relatively easily updated (e.g. depending on the scope of reintroduction); should be taken into account when working on the strategy of conservation and other actions designed to maintain and regenerate this unique representative of the forest tree flora.

The Spread of Pollutants from Harbour Sludge Depots

1984 ◽  
Vol 16 (3-4) ◽  
pp. 623-633
Author(s):  
M Loxham ◽  
F Weststrate
Keyword(s):  
Time Scales ◽  
Molecular Diffusion ◽  
Near Field ◽  
Parameter Analysis ◽  
Migration Patterns ◽  
Long Time ◽  
Dilution Effects ◽  
Short Time ◽  
Harbour Sludge

It is generally agreed that both the landfill option, or the civil techniques option for the final disposal of contaminated harbour sludge involves the isolation of the sludge from the environment. For short time scales, engineered barriers such as a bentonite screen, plastic sheets, pumping strategies etc. can be used. However for long time scales the effectiveness of such measures cannot be counted upon. It is thus necessary to be able to predict the long term environmenttal spread of contaminants from a mature landfill. A model is presented that considers diffusion and adsorption in the landfill site and convection and adsorption in the underlaying aquifer. From a parameter analysis starting form practical values it is shown that the adsorption behaviour and the molecular diffusion coefficient of the sludge, are the key parameters involved in the near field. The dilution effects of the far field migration patterns are also illustrated.

Problems of the modern society and ethnic separatism in North-Eastern India (NER)

2019 ◽  
Vol 11 (4) ◽  
pp. 315-328
Author(s):  
Sergey Aleksandrovich Mikhailov
Keyword(s):  
Modern Society ◽  
New Delhi ◽  
Eastern India ◽  
Key Factors ◽  
Indian Government ◽  
Systematic Analysis ◽  
Resource Search ◽  
North Eastern ◽  
North Eastern India

This article deals with the issue of North-Eastern India, its current social and economic problems in the context of long-term demonstrations of the ethnic separatism. The main aim of the research implies systematic analysis and identification of key factors and reasons perpetuating separatism in NER as well as resource search which determines Indian strategy in solving this problem. The first part of the article is devoted to separatism peculiarities in the region which remains withdrawn and underexplored in many respects. Apart from this, the author provides a quite detailed analysis of negative mentality of the certain part of NER population which justifiably reproaches New Delhi for “discrimination” and inability to solve many problems of the region. Then the author paid the detailed attention to these problems of NER modern society (ethnic, demographic, economic, transport, social etc.) as well as measures undertaken by the Indian government for its settlement.

The Many Faces of Socioeconomic Change

2017 ◽  
Author(s):  
John Toye
Keyword(s):  
Socioeconomic Development ◽  
Adam Smith ◽  
First Century ◽  
Social Progress ◽  
Long Time ◽  
The Face ◽  
Scientific Expertise ◽  
The Many ◽  
Century Development

This book provides a survey of different ways in which economic sociocultural and political aspects of human progress have been studied since the time of Adam Smith. Inevitably, over such a long time span, it has been necessary to concentrate on highlighting the most significant contributions, rather than attempting an exhaustive treatment. The aim has been to bring into focus an outline of the main long-term changes in the way that socioeconomic development has been envisaged. The argument presented is that the idea of socioeconomic development emerged with the creation of grand evolutionary sequences of social progress that were the products of Enlightenment and mid-Victorian thinkers. By the middle of the twentieth century, when interest in the accelerating development gave the topic a new impetus, its scope narrowed to a set of economically based strategies. After 1960, however, faith in such strategies began to wane, in the face of indifferent results and general faltering of confidence in economists’ boasts of scientific expertise. In the twenty-first century, development research is being pursued using a research method that generates disconnected results. As a result, it seems unlikely that any grand narrative will be created in the future and that neo-liberalism will be the last of this particular kind of socioeconomic theory.

scholarly journals A Robust Prediction Model for Species Distribution Using Bagging Ensembles with Deep Neural Networks

2021 ◽  
Vol 13 (8) ◽  
pp. 1495
Author(s):  
Jehyeok Rew ◽  
Yongjang Cho ◽  
Eenjun Hwang
Keyword(s):  
Neural Networks ◽  
Species Distribution ◽  
Best Practice ◽  
Deep Neural Networks ◽  
Species Distribution Models ◽  
Species Distribution Model ◽  
Environmental Data ◽  
Distribution Model ◽  
Distribution Models ◽  
Robust Prediction

Species distribution models have been used for various purposes, such as conserving species, discovering potential habitats, and obtaining evolutionary insights by predicting species occurrence. Many statistical and machine-learning-based approaches have been proposed to construct effective species distribution models, but with limited success due to spatial biases in presences and imbalanced presence-absences. We propose a novel species distribution model to address these problems based on bootstrap aggregating (bagging) ensembles of deep neural networks (DNNs). We first generate bootstraps considering presence-absence data on spatial balance to alleviate the bias problem. Then we construct DNNs using environmental data from presence and absence locations, and finally combine these into an ensemble model using three voting methods to improve prediction accuracy. Extensive experiments verified the proposed model’s effectiveness for species in South Korea using crowdsourced observations that have spatial biases. The proposed model achieved more accurate and robust prediction results than the current best practice models.

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