scholarly journals Paytm’s Journey Towards Digital Payment in India – A Case Study

Author(s):  
Puneeth B. R. ◽  
Nethravathi P. S.

Background/Purpose: Paytm that represents Pay-through-portable is by and by the main market player inside the e-wallet exchange. Paytm is the largest financial services firm in India, offering full-stack payments and financial solutions to clients, offline shops, and internet platforms. During this contextual analysis, worked to conceal Paytm's sale and positioning scheme, primarily after the demonetization drive was declared on November 7th, 2016. It is worth to discuss the strategies of Paytm towards digital payment in India. Objective: To observe the growth of Paytm and review the contributing factors that helped this growth. Design/Methodology/Approach: Analysis and presentation of information collected from various scholarly articles, web articles, and also using SWOT framework. Findings/Result: Based on the study through various resources and also by analyzing the facts and figures, it is observed that sustaining in the financial field is a difficult job that requires many strategies and procedures to be followed. Creativity, Innovation, Sustainability, Motivation are some of the proven solutions for the same. Research limitations/implications: The analysis and solutions mentioned in this paper are limited to companies whose business and annual turnover and experience are as close to Paytm Originality/Value: This paper focuses on various factors and scenarios that have made the growth of Paytm possible and taken it to the level of success. Paper Type: A Research Case study paper on the digital payments of Paytm in India after demonetization.

Author(s):  
Anantha Murthy ◽  
Nethravathi P. S.

Background/Purpose: Capgemini, a pioneer in the IT business, has more than 45 years of worldwide experience collaborating with driving collisions and now takes its Guiding, Development, and Re-appropriating ability to India. This achievement can be explained by several aspects that are worth considering. Objective: To observe the growth of Capgemini and review the contributing factors that helped this growth. Design/Methodology/Approach: Analysis and presentation of information collected from various scholarly articles, web articles, and also using SWOT framework. Findings/Result: Based on the study through various resources and also by analyzing the facts and figures, it is observed that sustaining in the IT field is a difficult job that requires many strategies and procedures to be followed. Creativity, Innovation, Sustainability, Motivation are some of the proven solutions for the same. Research limitations/implications: The analysis and solutions mentioned in this paper are limited to companies whose business and annual turnover and experience are as close to Capgemini. Originality/Value: This paper focuses on various factors and scenarios that have made the growth of Capgemini possible and taken it to the level of success. Paper Type: A Research Case study paper on the success story of Capgemini in becoming the brand identity of the future.


Author(s):  
Suchetha Vijayakumar ◽  
Nethravathi P. S.

Background/Purpose: ‘Growth’ is the aim and goal of any company – be it a startup or a conglomerate. Of late, the retail industry is growing steadily, especially in the field of e-retailing. Reliance Industries which came into the Retail business in 2006 has seen rapid and consistent success in its growth. This success is due to an assortment of contributing factors worth discussing. Objective: To observe the growth saga of Reliance Industries and review the contributing factors that helped this growth. Design/Methodology/Approach: Analysis and presentation of information collected from various scholarly articles, web articles, and also using SWOC framework. Findings/Result: Based on the study through various resources and also by analyzing the facts and figures, it is observed that sustaining in Retail market is a tough job which also requires many strategies and procedures to be amicably followed. Creativity and Innovation, Mergers and Acquisitions are some of the proven solutions for the same. Research limitations/implications: The analysis and solutions mentioned in this paper are limited to Industries whose business and annual turnover and experience is as close to Reliance Industry. Originality/Value: This paper focuses on various factors and scenarios that has made the growth of the Reliance Industry possible and taken it to the level of being labelled as mega Conglomerate. Paper Type: A Research Case study paper on success story and contributing factors of Reliance Industry in becoming the mega Conglomerate of India.


Author(s):  
Mahesh A. ◽  
Ganesh Bhat

Purpose: The Indian Banking sector is striving hard to popularise digital payments and has gained momentum after demonetization and digital India initiatives. To facilitate digital payments, “National Payment Corporation of India (NPCI)” launched the “Unified Payment Interface (UPI)”, which is an amazing, revamped, and cost-effective breakthrough for enabling digital payment services for all. Proliferation of smartphones, technological innovations, and effective internet communications has signified the usage of mobile payment facility for smartphone users, financial institutions and particularly the banks. To achieve paperless and cashless economy, Unified Payment Interface (UPI) is a potentially innovative way of transferring funds using a virtual payment address established by the National Payment Corporation of India (NPCI). Hence, it is needed to be assessed for its potential to contribute towards achievement of digital economy. Design/Methodology/Approach: This paper is focused on understanding Unified Payment System’s (UPI) growth and its progression in retail digital payment over the years. The study was carried out by exploring secondary data sources and by applying Strengths, Weaknesses, Opportunities, and Threats (SWOT) analysis format. Finding/Result: UPI has shown remarkable growth in last couple of years due to customer’s shift towards contactless payments over other methods. Study revealed that the growth of digital payments has increased significantly, especially in the retail payment sector on the UPI platform. Originality value: This study examines UPI's position in the digital payment ecosystem, with an emphasis on identifying UPI's core strengths and growth prospects, as well as areas for future research to investigate India's complete e-payment ecosystem. Paper type: A research case study on Digital Payment Service in India - A Case Study of Unified Payment Interface


Author(s):  
Puneeth B. R. ◽  
Nethravathi\ P. S.

Background/Purpose: Bicycles are a popular means of transportation in rural areas, especially among low-income populations, but they are also gaining popularity in metropolitan areas, especially among the fortunate and affluent. The Indian bicycle industry is dominated by roadsters, fancy, teenagers, and other types of bicycles such bicycles include mountain bikes, sports bikes, hybrid bikes, touring bikes, and other motorcycles. This article provides a comprehensive analysis of India's bicycle industry and examined it in depth. Objective: To observe the growth and challenges of Bicycle Industries and review the contributing factors that helped this growth. Design/Methodology/Approach: Analysis and presentation of information collected from various scholarly articles, web articles, and using SWOT framework. Findings/Result: Based on the analysis of facts and figures and also by looking at the various scenarios of expansion of the Bicycle industry in India, it is seen that this industry has seen considerable growth and progress in various avenues such as the country's economy, the contribution of the international economy, research in bicycle area. Few recommendations are also suggested to take the concept further. Originality/Value: This paper study provides a concise overview of the bicycle industry based on the different data gathered, as well as information on its existing state, needs, and potential for future improvement. Paper type: A Research Case study paper on growth, challenges of the bicycle industry in India.


2021 ◽  
Vol 1 ◽  
pp. 487-496
Author(s):  
Pavan Tejaswi Velivela ◽  
Nikita Letov ◽  
Yuan Liu ◽  
Yaoyao Fiona Zhao

AbstractThis paper investigates the design and development of bio-inspired suture pins that would reduce the insertion force and thereby reducing the pain in the patients. Inspired by kingfisher's beak and porcupine quills, the conceptual design of the suture pin is developed by using a unique ideation methodology that is proposed in this research. The methodology is named as Domain Integrated Design, which involves in classifying bio-inspired structures into various domains. There is little work done on such bio-inspired multifunctional aspect. In this research we have categorized the vast biological functionalities into domains namely, cellular structures, shapes, cross-sections, and surfaces. Multi-functional bio-inspired structures are designed by combining different domains. In this research, the hypothesis is verified by simulating the total deformation of tissue and the needle at the moment of puncture. The results show that the bio-inspired suture pin has a low deformation on the tissue at higher velocities at the puncture point and low deformation in its own structure when an axial force (reaction force) is applied to its tip. This makes the design stiff and thus require less force of insertion.


Author(s):  
Andy H. Wong ◽  
Tae J. Kwon

Winter driving conditions pose a real hazard to road users with increased chance of collisions during inclement weather events. As such, road authorities strive to service the hazardous roads or collision hot spots by increasing road safety, mobility, and accessibility. One measure of a hot spot would be winter collision statistics. Using the ratio of winter collisions (WC) to all collisions, roads that show a high ratio of WC should be given a high priority for further diagnosis and countermeasure selection. This study presents a unique methodological framework that is built on one of the least explored yet most powerful geostatistical techniques, namely, regression kriging (RK). Unlike other variants of kriging, RK uses auxiliary variables to gain a deeper understanding of contributing factors while also utilizing the spatial autocorrelation structure for predicting WC ratios. The applicability and validity of RK for a large-scale hot spot analysis is evaluated using the northeast quarter of the State of Iowa, spanning five winter seasons from 2013/14 to 2017/18. The findings of the case study assessed via three different statistical measures (mean squared error, root mean square error, and root mean squared standardized error) suggest that RK is very effective for modeling WC ratios, thereby further supporting its robustness and feasibility for a statewide implementation.


2018 ◽  
Vol 25 (2) ◽  
pp. 81-91
Author(s):  
Kerstin Kuyken ◽  
Mehran Ebrahimi ◽  
Anne-Laure Saives

Purpose This paper aims to develop a better understanding of intergenerational knowledge transfer (IKT) practices by adopting a context-related and comparative perspective. Design/methodology/approach A qualitative case study design involving 83 interviews and non-participative observation in German and Quebec organizations has been chosen. Findings Two distinctive archetypes of IKT emerge from both national contexts: “we-individualizing” (Germany) and “I-connecting” (Quebec), leading to an eightfold taxonomy of IKT practices. Research limitations/implications This research is limited to young and senior workers and to high-tech sectors. Originality/value Comparative and inductive study of IKT, adaptation of IKT practices to national contexts, retaining younger workers. This inductive and comparative study allows a better adaptation of IKT practices to national contexts and therefore a better retention of younger workers.


2019 ◽  
Vol 22 (4) ◽  
pp. 744-752
Author(s):  
Sisira Dharmasri Jayasekara ◽  
Iroshini Abeysekara

Purpose The purpose of this paper is to discuss the role of digital forensics in an evolving environment of cyber laws giving attention to Bay of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation (BIMSTEC) countries, comprising Bangladesh, India, Myanmar, Sri Lanka, Thailand, Nepal and Bhutan, in a dynamic global context. Design/methodology/approach This study uses a case study approach to discuss the digital forensics and cyber laws of BIMSTEC countries. The objective of the study was expected to be achieved by referring to decided cases in different jurisdictions. Cyber laws of BIMSTEC countries were studied for the purpose of this study. Findings The analysis revealed that BIMSTEC countries are required to amend legislation to support the growth of information technology. Most of the legislation are 10-15 years old and have not been amended to resolve issues on cyber jurisdictions. Research limitations/implications This study was limited to the members of the BIMSTEC. Originality/value This paper is an original work done by the authors who have discussed the issues of conducting investigations with respect to digital crimes in a rapidly changing environment of information technology and deficient legal frameworks.


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