Process of Advancement of Loan and its Adoption in Faizabad district Of Uttar Pradesh

2020 ◽  
Vol 36 (1) ◽  
pp. 43-45
Author(s):  
Rohit Jaiswal ◽  
Sunil Kumar ◽  
Anjali Verma
Keyword(s):  
Uttar Pradesh ◽  
Work Force ◽  
Bank Credit ◽  
Rural People ◽  
Policy Makers ◽  
Agriculture Sector ◽  
Unique Model ◽  
Before And After ◽  
Employment Generation ◽  
The Impact

Agriculture sector provides employment to nearly 52% of the work force. Lead Bank is a unique model formulated by the RBI to reduce regional and sectorial imbalances existing in the economy in terms of loan advancement. The present study was conducted in Masodha block of Faizabad district (U.P.) on100 beneficiaries selected through proportionate sampling from five sample villages on the basis of majority of beneficiaries. The respondents were contacted personally for data collection and interviewed with structured schedule. The impact of government sponsored scheme on beneficiaries before and after utilizing the bank credit in terms of income, asset and employment generation was examined and evaluated. The finding shows that out of 17 variables like age, education, extent of contact, risk orientation and knowledge extent of process of loan had highly significant and positive correlation with adoption of process of advancement of loan. The findings of the study are eye opener for extension policy makers and government to frame suitable policy for upliftment of rural people.

Impact Assessment of MGNREGA on Employment Generation, Labour Supply in the Agriculture Sector and Migration: A Case Study

2020 ◽  
pp. 613-618
Keyword(s):  
Rural Areas ◽  
Labour Supply ◽  
Positive Impact ◽  
Employment Level ◽  
Agriculture Sector ◽  
Multi Stage ◽  
Employment Generation ◽  
And Migration ◽  
Employment Guarantee ◽  
The Impact

National Rural Employment Guarantee Act in 2005 was formulated to reinforce adherence towards livelihood security in rural areas by providing a legal guarantee of 100 day's work annually to every rural household whose adult members willing to do unskilled manual work. The study assessed the impact of MGNREGA on employment generation, labour supply in agriculture sector and migration. The study was conducted using multi-stage random sampling in Sirmaur district of Himachal Pradesh. Based on a survey covering 100 households from 10 panchayats of 2 blocks, it was found that the scheme was the lifeline of poor villagers and significantly affected the employment level. However, labour supply in agriculture showed a negative trend which can vanquish if MGNREGA provides off-season employment to agricultural labour. Similarly, the migration level also dwindled showing a positive impact of the scheme. A new and innovative works need to be found to retain rural labour and furnish productive employment to check this trend.

COMPLEMENTARITY OF FDI AND EMPLOYMENT GENERATION IN THE AGRICULTURE SECTOR OF GHANA: ANALYSIS OF RECENT DEVELOPMENTS

2020 ◽  
Vol 11 (1) ◽  
pp. 47-60
Author(s):  
Evans Yeboah
Keyword(s):  
Foreign Direct Investment ◽  
Direct Investment ◽  
High Rate ◽  
Agriculture Sector ◽  
Investment Promotion ◽  
Recent Developments ◽  
Employment Generation ◽  
Using Data ◽  
Agriculture Products ◽  
The Impact

Foreign direct investment inflows into Ghana have been a major source of economic growth transformation. Many investing countries aspire to provide Ghana’s economy with new models and direction for development alternatives to foreign aid which will in effect benefit both nations. Given the government’s intention of transforming most agriculture products into finished commodities other than exporting these commodi-ties in their raw states, a new set of incentives and policies to attract investors into the agriculture sector have been initiated. This consists of farming for food provision and employment generation in a bid to moderating the high rate of unemployment aside depending on the normal farming methods. This study sets to investigate the impact of foreign direct investment in the agriculture sector on employment generation. The paper argues that employment created in the agriculture sector was attained through the number of registered projects allocated to various sectors within the Ghanaian economy categorized by the Ghana Investment Promotion Centre. Methodologically, this study utilizes a statistical descriptive approach that backs a summary of the com-plementary analysis of foreign direct investment inflow quantitatively using data on FDI inflows from 2013 to 2018. The result shows that the percentage share of the total number of registered projects allocated and employment created in the agriculture sector through FDI is very low compared to sectors like the manufacturing and service. It was also discovered that the agriculture sector contribution to the Gross Domestic Product (GDP) in the late 90s weighed much higher than the other sectors and contin-uous decline in the 2000s. It is recommended that investors should enter into the agri-culture sector since there are many benefits.

scholarly journals Alleviating Poverty

2015 ◽  
Vol 28 (1) ◽  
Author(s):  
Ajay Phatak
Keyword(s):  
Standard Of Living ◽  
Policy Makers ◽  
The Poor ◽  
The World ◽  
Employment Generation ◽  
The Rich ◽  
The Difference ◽  
Viable Approach ◽  
The Masses ◽  
The Impact

This essay is focused on an important subject discussed all over the country and the world, especially in political circles and among policymakers. There is a need established that to be able to pull individuals and communities out of poverty, we need that, meaningful employment is generated for a very large number of people. World over, certain approaches have been used by the policy makers which seem to increase the divide between the haves and have-nots. The policy of industrialization is leading nations into widening the gap between rich and the poor. It is also creating undesirable side effects by way of ‘pollution’ and depletion of resources at an ever increasing pace. This situation leads to the author’s belief that something is not right. Such policies will not lead to sustainable livelihoods for masses. Hence this attempt to explore alternative policies, which could provide a viable approach to alleviating poverty. Poverty alleviation is indeed a noble goal. All of us must also be seriously concerned about the difference in the standard of living between the rich and the poor. Moreover, our objective must be to see how the masses can live well and peacefully. Around the world and within our country, being unemployed is not the best state to be in. Employment in this context is gainful occupation. The impact of such unemployment has been disastrous. This has led to militancy on one hand and ongoing unrest in many a city on the other. The way forward, as proposed since many decades and being followed incessantly, is “consumerism” to help us get out of this mess. Industrial mode of employment generation has been linked to production and productivity. But all aspects of Industrial production are linked to use of natural resources to produce intermediate goods. This means any additional employment generated would dip further into the natural resource reserves. Can one think of a very different model of generating employment? Employment which does not dip into the reserves? Employment that can restore biological resources? There seems to be an opportunity for more thinking at the policy level to understand the root causes of unemployment and how we can tackle these for creating employment that can sustain, resulting in sustainable elimination of poverty.

scholarly journals Impact of the great recession on self-perceived health in Spain: a longitudinal study with individual data

BMJ Open ◽  
2019 ◽  
Vol 9 (1) ◽  
pp. e023258 ◽  
Author(s):  
Marc Saez ◽  
Joaquim Vidiella-Martin ◽  
Guillem López Casasnovas
Keyword(s):  
Great Recession ◽  
Perceived Health ◽  
Poor Health ◽  
Policy Makers ◽  
Adjusted Risk ◽  
Household Finances ◽  
The Great Recession ◽  
Health Fair ◽  
Before And After ◽  
The Impact

ObjectivesOur objective in this study is to evaluate the impact the Great Recession (2008–2014) had on self-perceived health in Spain.DesignWe use a longitudinal database (four waves of the Bank of Spain’s Survey of Household Finances (2005, 2008, 2011 and 2014)) with repeated observations of the same individuals before and after the Great Recession.InterventionsWe consider the Great Recession in a natural experiment and we introduce it as an explanatory variable in a mixed logistic regression model in which we explain the probability of a subject declaring poor health (fair, bad and very bad). In the model we control for both observed and unobserved confounders at both individual and family level.ResultsWe find an average downward trend in self-perceived health during the most severe period of the Great Recession (2009–2011). However, the fact that the adjusted measures are less volatile than the crude ones shows that variation in health status can be captured by either demographic or socioeconomic controls. In fact, there are significant differences in the impact the economic crisis had on health in terms of gender and age group. In particular, the (adjusted) risk of declaring poor health increases after the crisis began but only in those families in which the reference person is a woman younger than 45 years of age or a man aged 75 years or older.ConclusionsGiven our results, we discuss the link between financial wealth and self-rated health and how policy-makers could address the health inequalities that arise from adverse economic and financial shocks.

scholarly journals Priority Sector Lending in India by Public and Private Sector Banks: A Comparative Analysis

2017 ◽  
Vol 3 (2) ◽  
Author(s):  
Provinder Kumar ◽  
Sanjeev Kumar
Keyword(s):  
Private Sector ◽  
Secondary Data ◽  
Bank Credit ◽  
Public And Private ◽  
Policy Makers ◽  
Entire Study ◽  
The Public ◽  
Agriculture Sector ◽  
Area Of Concern ◽  
Public And Private Sector

Priority sector lending is still and will continue to be an important focus and area of concern of all the commercial banks in the near future because of hard socio-economic realities of the Indian economy. The main objective of the paper is to analyse the level and structure of priority sector lending in India during the 21st century. The entire study is based upon secondary data, collected from the various relevant issues published by RBI. The study is stretched over the period 2001 to 2014. With a view to analyse the growth of various components of priority sector lending, exponential growth rate has been calculated. The behaviour of inter-year disparities in priority sector lending is explained with the help of co-efficient of variation. The performance of public and private sector banks in priority sector lending has been compared with t-test. The study points out that, although, on an average, the prescribed target of priority sector lending has been achieved, but, one important issue of concern is the shrinking share of priority sector credit in net bank credit over a period of time by both the public and private sector banks, which needs immediate attention of the policy makers. The public and private sector banks could not deploy 18 per cent of net bank credit in agriculture sector and thus, failed to achieve the stipulated target of agricultural lending.

scholarly journals Financial Appraisal of RRBs: Evidence from Eastern Uttar Pradesh

2020 ◽  
Vol 8 (6) ◽  
pp. 903-912
Keyword(s):  
Rural Areas ◽  
Financial Support ◽  
Uttar Pradesh ◽  
Rural People ◽  
Rural Credit ◽  
Agriculture Sector ◽  
Credit Supply ◽  
Financial Appraisal ◽  
Financial Credit ◽  
Eastern Uttar Pradesh

India’s major population lives in rural area and adequate financial credit supply are much needed for speedy economic development of this region. Regional Rural Banks (RRBs) was established with the objective to provide financial support in rural areas. RRBs have been working as an economic agent and disbursing loan to the rural people since its inception. RRBs have performed to a great extent in terms of rural credit disbursement but Non Performing Assets (NPA) has become a key trouble. For the last few years RRBs have been facing a primary challenge of mounting NPAs, which is clogging the smooth credit supply in the rural areas. The present study aims to analyze the loan disbursement towards agriculture sector, overdue and NPAs of RRBs working in Eastern Uttar Pradesh.

scholarly journals The Great War and the Kingdom of Yugoslavia the legacy of an enduring conflict

Balcanica ◽  
2018 ◽  
pp. 157-169
Author(s):  
Dragan Bakic
Keyword(s):  
The Political ◽  
Great War ◽  
Political Struggle ◽  
Policy Makers ◽  
Military Planning ◽  
Before And After ◽  
Post War ◽  
Kingdom Of Yugoslavia ◽  
The Impact ◽  
The Great War

The Kingdom of Serbs, Croats and Slovenes, officially named Yugoslavia after 1929, came into being on the ruins of the Habsburg Empire in 1918 after the immense war efforts and sacrifices endured by Serbia. The experience of anti-Habsburg struggle both before and after 1914 and the memory of some of the most difficult moments in the Great War left a deep imprint on the minds of policy-makers in Belgrade. As they believed that many dangers faced in the war were likely to be revived in the future, the impact of these experiences was instrumental to their post-war foreign policy and military planning. This paper looks at the specific ways in which the legacy of the Great War affected and shaped the (planned) responses of the Yugoslav government to certain crises and challenges posed to Yugoslavia and the newly-established order in the region. These concern the reaction to the two attempts of Habsburg restoration in Hungary in 1921, the importance of the Greek port of Salonica (Thessaloniki) for Yugoslavia?s strategic and defence requirements, and military planning within the framework of the Little Entente (the defensive alliance between Yugoslavia, Czechoslovakia and Romania) in the early 1930s. In addition, it is ar?gued here that the legacy of Serbo-Croat differences during the war relating to the manner of their unification was apparent in the political struggle between Serbs and Croats during the two decades of the Kingdom of Yugoslavia?s existence.

scholarly journals Constraints And Challenges Faced By Women Entrepreneurs In Emerging Market Economy And The Way Forward

JWEE ◽  
2018 ◽  
pp. 1-19
Author(s):  
Reena Agrawal
Keyword(s):  
Women Entrepreneurs ◽  
Emerging Market ◽  
Uttar Pradesh ◽  
Cultural Issues ◽  
Policy Makers ◽  
Psychological Issues ◽  
Economic Issues ◽  
Grass Root ◽  
Grass Root Level ◽  
The Impact

It is well acknowledged fact thatentrepreneurship is an engine of economic growth and social development. Women entrepreneurship though has been growing around the world, but the evidences suggest that women entrepreneurscontinue to be adversely affected by the numerous socio-economic issues in the male dominated business societies, which hugely undermine the morale of women entrepreneurs.The current study was taken up to investigate the working of twenty sevenwomen entrepreneurs working on micro and small levels, in different areas of Uttar Pradesh (India), who have created employment opportunities for thousands of people living at grass root level and also created new prospects for the rural artisans in theirregion.  The study aims to explore the various the obstacles faced by the women entrepreneurs working in different areas of Uttar Pradesh (India),analyze the impact of the prevailing constraints and challenges on the progress of these women entrepreneurs, and recommend the aspects that he to be looked into by the policy makers, to address the issues and challenges. It is also anticipated that the findings will bring to light valuable insights, which might be used by the policymakers, organization and institutions who intend to assist more and more entrepreneurs, especially women entrepreneurs, to venture into businesses. The study revealed multifarious constraints and challenges faced by the women during their entrepreneurial journey. In the current study we have tried to classify these constraints into four broad categories: Socio-Cultural Issues; Economic Issues; Psychological Issues and Managerial Issues.

scholarly journals Edible Oil Deficit and Its Impact on Food Expenditure in Pakistan

2008 ◽  
Vol 47 (4II) ◽  
pp. 531-546 ◽  
Author(s):  
Muhammad Ali ◽  
Syed Arifullah ◽  
Manzoor Hussain Memon
Keyword(s):  
Work Force ◽  
Edible Oil ◽  
Policy Makers ◽  
Agriculture Sector ◽  
Agrarian Economy ◽  
High Dependency ◽  
The World ◽  
Indigenous Production ◽  
Oilseed Production ◽  
Food Expenditure

Pakistan, a developing country, is the sixth most populous in the world [U. S. Census (2008)], whose demand is rising due to steady economic growth. Agriculture contributes 23 percent of the GDP, 42 percent of the total work force is employed to the agriculture sector and also contributes substantially to Pakistan’s export earnings [Alam (2008)]. Agriculture Commodities and Textiles Products accounts for 62.6 percent of Pakistan's total exports [Memon (2008)]. Pakistan is the ninth largest producer of wheat, 12th largest producer of rice, 5th largest producer of sugarcane and 4rth largest producer of cotton among the top producers in the world as per statistics of FY05 [Memon, et al. (2008)]. Despite overwhelmingly an agrarian economy, Pakistan is unable to produce edible oil sufficient for domestic requirements. Edible oil is considered a necessity in Pakistan and hence its demand is relatively inelastic. There are many reasons behind this shortcoming, for example, lack of awareness of farmers, ignorance of policy makers regarding oilseed crops, technological deficiency in oilseed production and smuggling to neighbouring countries (Afghanistan in particular). The major crop responsible for 57 percent of edible oil production is cotton seed which is primarily a fiber crop. Indigenous production of edible oil is below the consumption levels with a very wide gap between the production and consumption. This gap is bridged through import of edible oil worth more than Rs 45.0 billion1 annually. Presently the oilseed production only meet about 30 percent2 of the domestic requirements and the rest is covered with imports. The high dependency on imports not only exerts the pressure on balance of payment but also develops a close linkage between international price shocks and edible oil price in Pakistan which is ultimately reflected in food expenditure. The common Pakistani food includes a significant quantity of edible oil which is the reason behind high consumption growth rates.

Markets for Purchased Farm Inputs

2005 ◽  
pp. 60-71
Author(s):  
E. Serova ◽  
O. Shick
Keyword(s):  
Agricultural Policy ◽  
Financial Constraints ◽  
Information Sources ◽  
Animal Feed ◽  
Government Policies ◽  
Market Institutions ◽  
Policy Makers ◽  
Government Organizations ◽  
The Impact ◽  
Farm Inputs

Russian policy makers argue that agriculture suffers from decapitalization due to financial constraints faced by producers. This view is the basis for the national agricultural policy, which emphasizes reimbursement of input costs and substitutes government and quasi-government organizations for missing market institutions. The article evaluates the availability of purchased farm inputs, the efficiency of their use, the main problems in the emergence of market institutions, and the impact of government policies. The analysis focuses on five groups of purchased inputs: farm machinery, fertilizers, fuel, seeds, and animal feed. The information sources include official statistics and data from two original surveys.

Sign in / Sign up

Export Citation Format

Share Document