scholarly journals A Study on Investment Behaviour and Attitude of Women Investors of Bangalore, Karnataka

2021 ◽  
Vol 10 (1) ◽  
pp. 44-49
Author(s):  
R. Ganapathi ◽  
Varsha Madhavan
Keyword(s):  
Financial Literacy ◽  
Single Individual ◽  
Age Group ◽  
Individual Investor ◽  
Risk And Uncertainty ◽  
Indian Women ◽  
Bangalore City ◽  
Traditional Mode ◽  
Economic Profile ◽  
Investment Behaviour

Investment is one of the pre – eminent concern of every single individual investor as the small savings of today are to meet the future expenses of tomorrow. Considering the survey over 120 respondents from Bangalore City among women, this paper attempts to study the behaviour and attitude of investment based on the socio-economic profile, awareness and preferences and financial literacy over various investment avenues that are available in India. The study was conducted during the pandemic period from March to July as many of the women investors resulted in unemployment that affected their income, earnings and savings. Fort the study the data was collected using structured questionnaires. The result showed that most of the women investors belongs to a less age group as they are into a working class and to which most of them are comfortable in traditional mode of investment such as secured deposits. The study also revealed investment in stock market is bit sceptical as it involves high risk and uncertainty. The result also says the psychological behaviour of Indian women as they are fond of bullion and investing in bullion metals is quite attractive and low risk. From the study point, it will help to explore and expand knowledge and identify the best avenue to invest and create savings for the better future in the field of personal finance and pandemic recession.

Socio-Economic Profile of Farm Households in Cotton Belt of Rural Punjab

2020 ◽  
pp. 144-151
Keyword(s):  
Secondary Level ◽  
Farm Households ◽  
General Category ◽  
Age Group ◽  
The Family ◽  
Working Age ◽  
Economic Profile ◽  
Land Holdings ◽  
Average Size ◽  
Cotton Belt

This paper examined the socio-economic profile of farm households in the cotton belt of Rural Punjab. The result revealed that as a whole, more than two-thirds fall in the working-age group of 15-59 years. The average size of the family worked out to be 5.74 and the average size of owned land holdings was 11.50 acres. The data highlights that 34.96 percent were earners, 31.39 percent were earning dependents and 33.65 percent of the persons were dependents. The major proportion (88.46 percent) of total sampled households followed Sikhism and as many as 87.50 percent were from the general category. About 23 percent of the sampled persons were illiterate and literacy levels were found to be positively linked with the size of landholdings. About 34 percent of the heads of sampled farmer households were illiterate and the majority of the heads of sampled farmer households had education below secondary level. None of the heads among marginal farmers had obtained education up to graduation level, whereas, this proportion was 7.41 for the large farmers. The study points out that overall only 11.54 percent of the sampled farm households read the newspaper. There is a need for effective measures which could enhance the educational and awareness levels of farmers and their family members for raising their levels of living.

Socio-Economic Profile of Labour Households in Rural Punjab

2020 ◽  
pp. 306-311
Keyword(s):  
Rural Areas ◽  
Good Condition ◽  
Family Type ◽  
Age Group ◽  
Employment Opportunities ◽  
Nuclear Families ◽  
The Family ◽  
Working Age ◽  
Average Condition ◽  
Economic Profile

The present paper is an attempt to analyze the socio-economic profile of the labour households in rural Punjab. The study revealed that majority of rural labour households belonged to the scheduled caste category. As far as the distribution of sampled rural labour households according to the family type was concerned, it was found that 46.42 percent of the total rural labour households had nuclear families, while the remaining 53.58 percent have joint families. Majority of the rural labourers were living in semi-pucca houses. Further, if we look at the housing condition, 54.72 percent of rural labourers owned the houses of average condition, 40.19 percent owned good condition households and 5.09percent owned dilapidated houses. The analysis further showed that as many as 20.35percentof the sampled labour population was illiterate. A few persons from sampled labour households educated above matric. Although large majority of the sampled labour population were from the working-age group yet the ratio of dependents was high among rural labour households. This was due to lower employment opportunities in rural areas.

scholarly journals Assessing the burden of Covid-19 in the slums of Bangalore city: Results of Rapid Community Survey

2021 ◽  
Vol 33 (3) ◽  
pp. 475-479
Author(s):  
Ranganath Thimnahalli Sobagaiah ◽  
Ramesh Nugehally Raju Masthi ◽  
Lalitha Krishnappa ◽  
Ambika Rangaiah ◽  
Girish Nagaraja Rao ◽  
...  
Keyword(s):  
Inner Core ◽  
Venous Blood ◽  
Sampling Technique ◽  
Community Survey ◽  
Age Group ◽  
Rt Pcr ◽  
Community Based ◽  
Cross Sectional ◽  
Bangalore City ◽  
Cluster Random Sampling

Background: Karnataka, more so Bangalore, reported an increase in number of COVID-19 cases in early April 2021. Objective: To assess the burden of COVID-19 in the slums of Bengaluru city. Materials and Methods: A cross-sectional multi centre community-based study was done in the 2nd and 3rd week of April 2021 in 24 different slums in Bangalore city. WHO cluster random sampling technique was followed. Swabs for RTPCR test and 4 ml of venous blood was collected from 728 subjects more than 18 years of age. Results: A total of 51 (7%) subjects were positive for COVID-19 through RT-PCR. Majority 33 (56.9%) were in the age group of 18-44 years. 148 (20.3%) subjects were sero-positive on blood examination and 18-44 years was the (59.4%) preponderant age group. Overall seropositivity was 20.3% (95%CI; 17.4-23.2) and RT-PCR positivity is 7% (95%CI; 5.2-8.8%) among the subjects surveyed. In the inner core area of Bangalore, seropositivity was 24.2% (95%CI; 21.0 – 27.3) and RT-PCR positivity was 8% (95%CI; 6.1-9.9). Two doses of COVID-19 vaccine were taken only by 1.55% subjects during the study period. Conclusion: The study showed that one in 5 subjects were sero-positive to SARS-CoV-2 and one in 15 individuals had active COVID-19 infection.

scholarly journals Retirement Planning Behaviour of Working Individuals and Legal Proposition for New Pension System in Malaysia

2016 ◽  
Vol 9 (4) ◽  
pp. 43 ◽  
Author(s):  
Kamal Halili Hassan ◽  
Rohani Abdul Rahim ◽  
Fariza Ahmad ◽  
Tengku Noor Azira Tengku Zainuddin ◽  
Rooshida Rahim Merican ◽  
...  
Keyword(s):  
Private Sector ◽  
Financial Literacy ◽  
Pension System ◽  
Retirement Planning ◽  
Private Pension ◽  
Pension Scheme ◽  
Age Group ◽  
Goal Clarity ◽  
Voluntary Basis ◽  
Private Pension System

<p class="MsoNormal" style="text-align: justify;">Problems have been identified pertaining to retirement scheme of the private sector employees in Malaysia where there is no legislated pension system in force. As a result of that, pension scheme and savings are more of a voluntary basis; although the principle is good but in practice many retirees suffer financially during their retirement. The objectives of this study are to examine factors contributing to individual’s retirement planning behavior and the private pension system in the private sector in Malaysia. Retirement planning behaviour in this study was measured with series of questions on behaviour about retirement planning. A total of 500 working individuals from private sectors in the age group of 40 years and above had participated in this study. The results identified several significant variables in the prediction of retirement planning among working individuals in Malaysia, including individual who had higher levels of education, higher levels of income, financial literacy, retirement goal clarity and attitude towards retirement. There is a correlation between retirement planning behavior and saving for old aged. As a response to the result collected from the survey, a legal proposition is put forward to address issues of pension during retirement among private sector’s employees.</p>

scholarly journals PSYCHOLOGY OF RISK AND RETURN – PERSPECTIVES OF INDIAN WOMEN INVESTORS

2020 ◽  
pp. 105-113
Author(s):  
Dr. Veena .M
Keyword(s):  
Gender Gap ◽  
Formal Education ◽  
Indian Women ◽  
Social Transformations ◽  
Risk Return ◽  
Agents Of Change ◽  
The Status ◽  
Opposite Sex ◽  
Female Behaviour ◽  
Investment Behaviour

• Women are increasingly seen as active agents of change, the dynamic promoters of social transformations that can alter lives of both women and men. – Amarty Sen (Renowned Economist from India). The origin of the Indian idea of appropriate female Behaviour is described by Manu in 200 BC: as “by a young girl, by a young woman, or even by an aged one, nothing must be done independent, even in her own house”. Their role typically restricted only for cooking, childcare, laundry, cleaning and the collection of water, fuel and wood. Women are continued to be excluded in social, economic and political domains. In settings where socio cultural norms restrict women’s mobility, their interactions with members of the opposite sex and their ability to attend trainings or receive formal education, women’s access to information, institutions and markets is compromised. Despite this, major changes have occurred in the status of women in India. Today’s women are outpacing men in several areas and have high offices including that of the president, Prime Minister, Chief Ministers and Governors of the states. Surprisingly investing is one such area which still proves gender gap between men and women. However, few studies have been carried out on gender differences in investment behaviour and women investment behaviour, it was evidenced from those studies that women are more risk averse than men. This study is an attempt to understand the psychology of Indian women towards Risk –Return characteristics of various investment avenues. For the purpose of study 480 Women investors have been surveyed and comprehensive view on their perspectives towards risk – return characteristics have been presented in this paper.

scholarly journals BACTERIAL VAGINOSIS IN INDIAN WOMEN IN THE REPRODUCTIVE AGE GROUP

2012 ◽  
Vol 3 (8) ◽  
Author(s):  
Sarada Tiyyagura ◽  
Madhuri Taranikanti ◽  
Swathi Ala ◽  
Dinesh Raj Mathur
Keyword(s):  
Bacterial Vaginosis ◽  
Reproductive Age ◽  
Age Group ◽  
Indian Women ◽  
Reproductive Age Group
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