scholarly journals The Impact of Psychological Factors on Productivity of Agricultural Financing: An Evidence from Punjab, Pakistan

2020 ◽  
Vol 2 (2) ◽  
pp. 72-79
Author(s):  
Fakhar Imam ◽  
Allah Bakhsh

The purpose of this study was to estimate the impact of psychological factors of farmers on the productivity of agricultural finance used for agriculture purposes. The independent variables include the socio-economic and psychological factors of the farmers. The psychological factors used in the study are trust, impulsiveness, perceived control, agreeableness, extraversion, organizational commitment, and risk aversion characteristics of the farmers. For this study, the primary data were collected through the questionnaire from 400 farmers from district Multan, Punjab.  A binary logit model was used for the analysis. According to the estimated results, the impact of the age of a farmer is negative and significant on the productivity of agriculture financing. There is a positive and significant impact of agricultural land on the productivity of agricultural finance. There is a positive and significant impact of the income level of the farmer on the productivity of the agricultural loan. The farmer’s personality characteristic of having trust in others for the very first time has a positive and significant impact on the productivity of agricultural finance. Lack of perceived control in a farmer’s personality has a negative and significant impact on agricultural productivity while using agricultural finance for the productive purpose at the farm. The impact of agreeableness behavior has negative but significant. Extraversion characteristic has a positive and significant impact on the productivity of the farmers.

2020 ◽  
Vol 2 (02) ◽  
pp. 20-31
Author(s):  
Arief K. Syaifulloh

In the general explanation of Law No. 4 of 2009 on Mineral and Coal Mining it isoutlined that the Basic Law 1945 Article 33 paragraph (3) affirms the earth, water, andnatural wealth contained therein is controlled by the state and used for the greatprosperity of the people. In this study, the authors examined how environmentaldamage impacts the merapi sand mining in Klaten. The research method used in thisstudy is empirical legal research, where in empirical research emphasizes more on thesymptoms and consequences that occur based on the field, or in another sense thisstudy uses observation methods as primary data to see how the law in action goes.From the results of the research obtained that the impact of merapi sand mining in thecentral java klaten is the first impact on the damage of agricultural land, plantation landthat certainly threatens the availability of land for future generations of farmers thatwill certainly have an impact on food availability, secondly damaging evacuation routesand thirdly disrupting water content, ecology, landslide prone.


2017 ◽  
Vol 13 (3A) ◽  
pp. 63
Author(s):  
River Pieter Tandaju ◽  
Elsje P. Manginsela ◽  
Nordy F. L. Waney

The research aims to describe the impact of the conversion of agricultural land of cloves to the socio-economic condition of farmers. The study was conducted from May to July 2017. The data used are primary data obtained through interviews to 5 (five) respondents who sell land for land converted. Secondary data is obtained from Tetetana Hill nature reserve, Kumelembuai village government, books and journals. Data analysis used is descriptive analysis. The research results showed that viewed from the economic side, land conversion has a positive impact for the farmers family and local society. Positive impacts for farmers family include increasing the income, helping to construction the house of farmers, opening up a new farming businesses, and for local society like existence of jobs. Viewed from the social side, land conversion has positive and negative impacts, that is: change of farmers family life status (positive impact), and the influence of visitor habits toward society (negative impact).


2019 ◽  
Vol 12 (4) ◽  
pp. 123
Author(s):  
Salar Hussain ◽  
Arjumand Bano Soomro ◽  
Arifa Bhutto ◽  
Sobia Shah ◽  
Shazia Shahab Shaikh

Employee performance has a huge effect on success of modern organization. Employees are considered as backbone for any organization that cannot be emulated from the competition, therefore employee performance should be considered major valuable resource. This study has focused on the banking sector where employees’ performance having huge impact on organization. For this purpose, we chose two banks from Pakistan for acquisition, one is Bank Islami Pakistan Ltd and second KASB Bank were chosen, their acquisition took place on 8th of May 2015. In this study, the employees’ performance was examined on the bases of few factors like an organizational cultural change, communication between the acquirer and target bank, organizational change managed by the acquirer firm, and job satisfaction of both the acquirer and the target banks’ employees. We collected the Primary data by using the questionnaire methodology where we collected data from 200 respondents of both banks representing the overall population of the acquirer bank and target bank. The findings of this study were interpreted with the help of Confirmatory Factor Analysis (CFA), and Structural Equation Modeling (SEM), which were used to find the impact of independent variables; cultural change, communication gap, organizational change and job satisfaction on dependent variable(s) which is employees’ performance. The outcome of our questionnaires data shows that proper management of independent variables can decrease the level of anxiety amongst employees, which affect the industry making a successful acquisition.


Land ◽  
2019 ◽  
Vol 8 (6) ◽  
pp. 91
Author(s):  
Tran Tuan NGUYEN ◽  
Gábor HEGEDŰS ◽  
Tien Long NGUYEN

Researchers and development practitioners have an interest in the relationship between land and rural livelihoods. In this context, agricultural land is being increasingly lost because of developing industrialization in the provinces of Vietnam. The livelihoods of people, whose land is appropriated, are affected. Therefore, this article investigates the impact of land acquisition and compensation on the labor and income of people when the State acquires their land to construct Industrial park projects. For the research methods, secondary data from select governmental agencies were gathered, and 50 households were interviewed to collect primary data. The results of this research indicated that although household livelihoods have been reconstructed after land acquisition, many issues are also emerging that may challenge equitable and sustainable development. These include a high proportion of households with insufficient employment, as well as those that are spending compensation money in ways that do not generate income.


2019 ◽  
Vol 6 (01) ◽  
pp. 29-37
Author(s):  
A. Gustiwan ◽  
Lia Warlina

Sukasirna Village is one of ten villages that existed in Kecamatan Sukaluyu. The area of Kecamatan Sukaluyu  is about 48.02 km2 or 4,802 ha. In the local Government Regulation No. 17 Year 2012 about Spatial Plan Kabupaten Cianjur in 2011 – 2031 set Kecamatan Sukaluyu bas set industrial zone. The research objectives area to identify land use change and it’s impact were to the economy of community in Desa Sukasirna. Data collection techniques were primary and secondary data collection. Primary data obtained from the results of observation and dissemination of questionnaires to the communities and farmers, while the secondary data obtained from relevant institutions agencies such as BAPPEDA, Badan Pusat Statistik, and the Office of Sukasirna Village. Method used for data analysis were descriptive analysis and overlay techniques for land use map in 2006, 2011, and 2016. The reseach resultan showed there was conversion of agricultural land into industrial land use. The area of agricultural land i.e ricefield in 2006 was 81.1 percent, in 2011 was 77 percent and in 2016, the area was 66.2 percent. The Langest conversion of agricultural land into industrial land was in 2011 to 2016 with an area of 57,37. The impact on livelihoods and people's income in 2016 had a decline in the number of farmers and there was an increasing livelihood of factory employees. The growth of industry increased the income of the community in 41 percent and additional income such as trading around the industrial area. Impacts on farmers led to a decrease in land ownership of farmers with a percentage of 48 percent, as well as other impacts on the environment were water pollution and air /sound pollution with a percentage of 70 percent.   Kata Kunci : Guna Lahan, Perubahan Guna Lahan, Pemukiman, dan Pemasukan


2018 ◽  
Author(s):  
Maryam Hafram ◽  
Abdul Hafid Hasim

Private vehicles are already a major requirement to carry out daily activities. The extent to which the influence of beliefs and motivations on subjective norm in meeting transportation needs in Makassar. Questionnaires were used to obtain primary data in the study, the survey contained questions related to the personal aspects of subjective norms that influenced the beliefs and motivations of respondents who chose to use private vehicles whether cars or motorcycles. Then, the sample used amounted to 200 to be distributed using a random proportional random sampling method adjusted at the level of education, age, and monthly income. The analysis used is multiple regression descriptions, it used with SPSS Program. The result is that there is significant influence between normative belief to attitude with a coefficient value of 0.631 and there is the impact of motivation on the position with a ratio value equal to 0.648. Of the two independent variables indicate the influence of a large enough person in choosing a private vehicle. The greater power comes from within the family of both parents, wife, husband, and child. The other influence is the social status that forces a person to own a private vehicle.


2018 ◽  
Vol 14 (2) ◽  
pp. 221
Author(s):  
Juriko Nikita Rembet ◽  
Martha M. Sendow ◽  
Jean F. J. Timban

This study aims to determine the impact of contruction of cement plant on the surrounding community in Solog Village Lolak District Bolaang Mongondow District. This research was conducted for 5 months from the beginning of December 2017 until May 2018. The data used in this research are primary data and secondary data. Primary data was obtained from interview to 35 respondent. Sampling selection used purposive sampling method. Secondary data was obtained from documents of Solog Village Office. The results of this study indicate that the construction of PT Conch cement factory industry has a positive and negative impact for the community in Solog Village. Positive impacts are the availability of job and business opportunities, increased income and assistance funding for activities in the village of Solog. While the negative impact is the decrease of agricultural land area due to land conversion resulting in reduced agricultural yields and other potential conflicts due to the emergence of social jealousy from some communities/indigenous peoples to the immigrant community in terms of ease of getting a job at PT Conch.*eprm*.


2017 ◽  
Vol 27 (1) ◽  
pp. 93
Author(s):  
Umi Barokah ◽  
Suprapti Supardi ◽  
Sugiharti Mulya Handayani

<p>This study aims to (1) analyzing the amount of land conversion and the factors that affect, (2) identify and analyze changes in household income structure of farm households, (3) analyze the impact of conversion on agricultural land to the income distribution, employment and welfare of farm households. The basic method on this study is a descriptive analytic. Determination of the districts location is based on (1) the number of people who worked as farmers themselves, (2) the amount and type of existing industries and (3) ease of reaching the central interconnected economy. Sub-district is elected Jumantono and Jaten. Type of data used include (1) primary data is the results of interviews with farm households, (2) secondary data from relevant instances. The results showed (1) during the 12 years there is a change 0,120 ha of wet rice field function per household farmer and owned land is the only factor affecting the conversion of agricultural land; (2) The proportion of farm income reduced by 8.30% from 42% to 33.7% and the proportion of outside farm income increased 10.30% from 54% to 64.30%), (3) the results of t test analysis with α = 5 % shows the employment and household income of farmers before the conversion is not the same as after the conversion of agricultural land (revenue increased to Rp 1.482 million per year). </p>


2018 ◽  
Vol 15 (1) ◽  
pp. 18-32
Author(s):  
Achmad Rizal Irsyadi ◽  
Yohanes Arianto Budi N

 The study aims to examine the impact of internal and external locus of control towards employee’s performance at a motor bike dealer in Jakarta. Independent variables used in this research are internal and external Locus of Control, while the dependent variable is employee performance. Primary data was used in this research acquired directly through survey from the sample of 36 peoples out of 52 populations. The analysis used in this examination was multiple linear regression, F-test, T-test, and hypothetical test. The result in this study are there is a significant impact from both independent variables, internal and external locus of control towards employee’s performance. The mean score results indicate that employee’s confidence in the internal locus of control affecting its performance is high at 3.64, while the confidence of employees in external locus of control is at a moderate level, namely 3.33. But either way, both internal and external locus of control has a significant effect on the employee performance. This shows that in fact, the employees also showed confidence in the external things that can affect its performance.


2018 ◽  
Vol 11 (1) ◽  
Author(s):  
Verena Winardi Kusumo

<p>E-tailers need to know what are customer‟s preferences to use online shop for fashionable<br />products. So the purpose of this research is to describe the impact of independent variables like<br />perceived-price, word-of-mouth, perceived-site-quality, perceived-vendor-reputation, structural<br />assurance, brand image, and buyer attitude in using online shop. The sample of the study consist of 180<br />respondents by using purposive sampling method. Primary data will be analyzed by SEM (Structural<br />Equation Modelling). The results show that buyer attitude is directly affected by perceived-price. Brand<br />image is affected by perceived-vendor-reputation and structural assurance. Buyer attitude is affected by<br />brand image. Using online shop variable is affected by buyer attitude. Other result shows that brand<br />image isn‟t affected by word-of-mouth and perceived-site-quality..<br />Keywords: behavior, price, WOM, quality, reputation, assurance</p>


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