ANALISA PEMANFAATAN APLIKASI KEUANGAN ONLINE SEBAGAI MEDIA UNTUK MENGELOLA ATAU MEMANAJEMEN KEUANGAN

2021 ◽  
Vol 5 (2) ◽  
pp. 454
Author(s):  
Yuni Fitriani
Keyword(s):  
Information Technology ◽  
Financial Management ◽  
Research Method ◽  
Quantitative Method ◽  
Financial Statements ◽  
Financial Applications ◽  
Personal Finances ◽  
Financial Application

Abstract: The existence of information technology provides many benefits in many aspects of life, especially if we are able to maximize the use of such technology, one of which is the emergence of online financial management applications as a medium to manage or manage finance both personal and business finance. This online financial application makes it very easy to plan budgets and record expenses as well as to make financial statements. In this study, online financial applications include financial applications that help manage personal or individual finances, families as well as businesses such as online financial applications Bukukas, BukuWarung, Keuanganku and Money Lover. The research method used in this study is a semi descriptive quantitative method. Where the purpose in this research is to explain the utilization of online financial applications as a medium for managing and managing finance. Online financial applications such as BukuKas, BukuWarung, FInansialku and also Money Lover proved very useful in managing or managing personal finances or individuals, families and also UMKM well, namely in terms of managing income, expenses, investments, receivables and financial statements. In addition, it is more effective and efficient also in terms of financial management time by using the online financial application.

scholarly journals ANALISIS PENERAPAN SISTEM INFORMASI MANAJEMEN DAERAH (SIMDA) KEUANGAN PADA BADAN KEUANGAN DAN ASET DAERAH KABUPATEN MALUKU TENGGARA

2017 ◽  
Vol 12 (2) ◽  
Author(s):  
Trivena Anastasia Rahantoknam ◽  
Jantje J. Tinangon ◽  
Lidia M. Mawikere
Keyword(s):  
Information Technology ◽  
Human Resources ◽  
Financial Management ◽  
Research Method ◽  
Good Governance ◽  
Financial Statements ◽  
Financial Information ◽  
Quality Of Information ◽  
Inhibiting Factor

Financial SIMDA is an application program that is shown to assist Local Government in the area of financial management. The purpose of the implementation of financial SIMDA is to produce financial statements and financial information in a timely, complete, accurate, and reliable manner in accordance with the prevailing provisions and encourage the realization of Good Governance and the implementation of regional financial management based on information technology. The purpose of this research is to analyze the implementation of Financial SIMDA in BKAD of Southeast Maluku Regency. The research method used is descriptive qualitative. The results of the research indicate that in general the staff of BKAD of Southeast Maluku Regency have understood the meaning of financial SIMDA. Factors that have to support implementation of SIMDA financial implementation that is communication, attitude / disposition and bureaucracy structure. Meanwhile, the inhibiting factor is human resources. The quality of information generated by financial SIMDA can be understood, relevant, reliable, and comparable.Keywords : Financial SIMDA,Impplementation SIMDA

scholarly journals Pengaruh Pemanfaatan Teknologi Informasi, Kompetensi Sumber Daya Manusia, Terhadap Kualitas Laporan Keuangan Pemerintah Daerah Dengan Variabel Intervening Standar Akuntansi Pemerintahan Berbasis Akrual (Studi Empiris Di Pemda Kabupaten Barru)

AKUNTABEL ◽  
2017 ◽  
Vol 14 (1) ◽  
pp. 57
Author(s):  
Rasyidah Nadir ◽  
Hasyim Hasyim
Keyword(s):  
Information Technology ◽  
Local Government ◽  
Human Resources ◽  
Financial Management ◽  
Accounting Standards ◽  
Financial Statements ◽  
Government Accounting ◽  
District Government ◽  
The Government

This study aimed to examine the effect of the use of information technology, human resources and competencies on the quality of local government financial statements by the  accrual based government accounting standards  as interverning variable on the Government of Barru. Accrual accounting standards as defined in Regulation 71 of 2010 (PP No.71 Tahun 2010) concerning the Government Accounting Standards, and more technically set in Regulation 64 of 2013 (Permendagri No.64 Tahun 2013) concerning the Government Accounting Standards Implementation of Accrual Based On Local Government. The method used is descriptive survey. Samples were employees in the accounting / financial administration of the region on regional work units (SKPD) and Regional Financial Management Officer (PPKD) within the scope of local government Barru district. Methods of data collection is done by distributing questionnaires. Data were analyzed using path analysis. The results showed that the utilization of information technology have significant effect on the quality of financial statements Barru district government through the implementation of accrual based government accounting standards, while the competence of human resources has no significant effect on the quality of financial statements Barru district government through the implementation of accrual based government accounting standards.Keywords: Information Technology, Human Resources and   Competencies, Accrual Based Government Accounting Standards, Quality of Local Government Financial Statements.

scholarly journals PENGARUH TEKNOLOGI INFORMASI DAN KOMPETENSI APARATUR PENGELOLA KEUANGAN TERHADAP KUALITAS INFORMASI AKUNTANSI PADA SKPD DI KOTA MANADO

2017 ◽  
Vol 12 (2) ◽  
Author(s):  
Ribka L.V Nantingkaseh ◽  
Ventje Ilat ◽  
Sintje Rondonuwu
Keyword(s):  
Information Technology ◽  
Financial Management ◽  
Linear Regression Analysis ◽  
Accounting Information ◽  
Financial Statements ◽  
Multiple Linear Regression Analysis ◽  
Financial Statement ◽  
Technology Competence ◽  
Quality Of Accounting Information

Quality of accounting information is a normative prerequisite that must be met in the preparation of financial statements so that accounting information generated can be useful for users of financial statement. This study aims to determine the effect of information technology and the competence of the financial management apparatus on the quality of accounting information on SPKD in Manado City. The data collected by through the spreading of questionnaires to 50 respondents which is the apparatus of financial management at SKPD in Manado City. The data were analyzed by using multiple linear regression analysis method with the help of SPSS 23 program. The result of this research indicates that information technology and competence of financial management apparatus have a positive and significant influence on the the quality of accounting information at SKPD in Manado City.Keywords : Information technology, Competence of financial management apparatus, Qualityof accounting information

scholarly journals Pengaruh Pembiayaan Mudharabah dan Musyarakah Terhadap Profitabilitas (ROA) Pada BPRS HIK Bekasi Kantor Cabang Karawang

2018 ◽  
Vol 3 (2) ◽  
pp. 96
Author(s):  
Ahmad Nawawi ◽  
Dian Hakip Nurdiansyah ◽  
Diffah Sri Addafi Al Qodliyah
Keyword(s):  
Research Method ◽  
Quantitative Method ◽  
Financial Statements ◽  
Return On Assets ◽  
Significant Negative Effect ◽  
Negative Effect ◽  
Branch Office

The purpose of this study was to analyze the effect of mudharabah and musyarakah financing on profitability (ROA) at BPRS HIK Bekasi Karawang Branch Office. The research method using descriptive quantitative method with population is all quarterly financial statements of BPRS HIK Bekasi Karawang Branch Office. The results of the research conducted show that: (1) mudharabah financing has a positive and not significant effect on profitability BPRS HIK Bekasi Return on Assets (ROA) Karawang Branch Office 2009-2016 partially. This is evidenced by the sig value. 0.187> 0.05 and the value of t count is 1.351 <t table 2.042. (2) Musyarakah financing has significant negative effect on profitability BPRS HIK Bekasi Return on Assets (ROA) Branch Office Karawang 2009-2016 period partially. This is evidenced by sig. 0,000 <0,05 and the value of t count is -7,560> t table 2,042. (3) Mudharabah financing and musyarakah financing have a significant effect on profitability BPRS HIK Bekasi Return on Assets (ROA) Karawang Branch Office 2009-2016 period simultaneously. This is evidenced by the sig value. 0.000 <0.05 and the calculated f value is 31.022> f table 3.32.

scholarly journals Amil Zakat Institute Compliance as A Form of Accountability from Accounting Aspects (Study in Madiun City)

2020 ◽  
Vol 5 (1) ◽  
pp. 45-51
Author(s):  
Ahmad Kudhori ◽  
Dian Kusumaningrum ◽  
Hedi Pandowo
Keyword(s):  
Financial Management ◽  
Research Method ◽  
Legal Status ◽  
Multiple Case Study ◽  
Accounting Standards ◽  
Financial Statements ◽  
Educational Background ◽  
Financial Report ◽  
Multiple Case

This study aims to determine the compliance of amil zakat institutions in financial management (accountability) and legal status. The research method uses descriptive qualitative analysis with multiple case study models of amil zakat institutions which have zakat distribution in Madiun City. Case studies include: BAZNAS, Infaq Management Institute (LMI), Muhammadiyah Alms Alms Zakat Institution (LAZISMU), Yatim Mandiri, Amil Zakat Institute Alms Alms Nahdatul Ulama (LAZISNU), and Baitul Maal Hidayatullah in Madiun City. There are 6 key informants and 5 supporting informants. The results of this study indicate that not all institutions carry out the process of preparing a standard financial report, which refers to PSAK 109, namely zakat, infaq, and alms accounting. The educational background of the management and the policies of each institution in the preparation of financial statements results in the incompatibility of financial statements that are made with generally accepted accounting standards.

scholarly journals FAKTOR-FAKTOR YANG MEMPENGARUHI KUALITAS LAPORAN KEUANGAN DENGAN PEMODERASI KOMITMEN ORGANISASI (Studi Pada Badan Pusat Statistik Se-Provinsi Banten)

2019 ◽  
Vol 4 (2) ◽  
pp. 129-144
Author(s):  
Triyanto Yanto
Keyword(s):  
Information Technology ◽  
Organizational Commitment ◽  
Financial Management ◽  
Accounting Standards ◽  
Internal Audit ◽  
Sampling Technique ◽  
Financial Statements ◽  
Entire Study

The purpose of this study is to analyze the factors that affect the quality of financial statements by moderating organizational commitment at the Central Bureau of Statistics of Banten Province. The population of this study is financial managers who have the duties and responsibilities in financial management that directly or indirectly affect the quality of financial reports in the 9 work units of the Banten Provincial Statistics Agency. Data collection by distributing 70 questionnaires to financial managers. The sampling technique uses a census method in which the entire study population is used as the research sample. The method of data analysis was done by PLS SEM with the help of the Smart PLS program. The results of this study prove that the implementatition of accrual-based goverment accounting standards, the use of information technology has a significant positive effect on the quality of financial statements while the understanding of accounting and the role of internal audit does not affect the quality of financial statements. Organizational commitment as a moderating variable is not able to moderate the influence of the application of accrual-based accounting standards, understanding accounting, utilization of information technology and the role of internal audit on the quality of financial statements.

scholarly journals KONVERGENSI BANK DAN KETAHANAN BANK TERHADAP PANDEMI

2021 ◽  
Vol 4 (1) ◽  
pp. 376-382
Author(s):  
Pandu Adi Cakranegara
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Research Method ◽  
Quantitative Method ◽  
Financial Statements ◽  
Operational Efficiency ◽  
Debt Management ◽  
Capital Adequacy ◽  
Banking Market

Book bank 4 is the bank with the largest number of assets and controls more than half of the banking market in Indonesia. Since the early 2000s BUKU 4 bank is an exclusive club consisting of the 4 largest banks in Indonesia. This changed in 2017 when CIMB Niaga bank entered BUKU 4 bank and a year later Panin bank joined. This study examines what factors underlie these banks can merge into a BUKU 4 bank. Further this research then examines the resilience of BUKU 4 banks to the pandemic. The research method is a quantitative method using multiple linear regression. The research uses data taken from the financial statements of 2010 to 2018. The results show that the factors that drive the convergence of banks are the factors of capital adequacy, low borrowing loans and operational efficiency of banking. Meanwhile, in order for banks to survive this research finds investment factors in technology, maintaining capital adequacy and unpaid debt management.

scholarly journals Financial management efficiency of islamic boarding school based on information technology

2021 ◽  
Vol 6 (1) ◽  
pp. 52-59
Author(s):  
Dedy Arisandi ◽  
Romi Fadillah Rahmat ◽  
Seniman ◽  
Sawaluddin
Keyword(s):  
Information Technology ◽  
Financial Management ◽  
Information Access ◽  
Education Institution ◽  
Boarding School ◽  
User Centered Design ◽  
Web Based ◽  
Daily Work ◽  
Efficiency And Effectiveness ◽  
Financial Application

Utilization of information technology is a very important requirement for every component of society. Easy, fast and accurate data and information access can optimize routine daily work. Mawaridussalam Islamic boarding school Batang Kuis as an Islamic education institution that plays a role in shaping the character and personality of the next generation of the nation is expected to be able to optimally manage finances and provide good service to the academics of the Islamic boarding school. Until now, financial management is still done manually using bookkeeping, there is no specific financial application used in Islamic boarding school financial management, so it is difficult and slow in recording, processing, controlling and reporting financial activities. Based on these problems, an application is needed that can be used by the treasurer and board of boarding school leaders for financial management systematically. The method applied is the User Centered Design approach and the target that was successfully achieved is the availability of web-based financial management applications that are used properly to increase the efficiency and effectiveness of financial management in Islamic boarding schools.

scholarly journals Simulasi Perubahan Persyaratan Kredit Dalam Upaya Meningkatkan Laba

2019 ◽  
Vol 11 (2) ◽  
pp. 289-307
Author(s):  
Felina Kusnakhin
Keyword(s):  
Financial Management ◽  
Research Method ◽  
Financial Statements ◽  
Descriptive Study ◽  
Customer Relationships ◽  
Simulation Research ◽  
Business People ◽  
Trade Offs ◽  
Cash Discount ◽  
Research Show

Financial management involves understanding and transferring assets and liabilities of the company, including freedom of use of profits, liability and debt, cash flow and profitability. Meanwhile every strategy exposes business people to trade-offs that present benefits and risks. Selling on credit is one of the strategies that helps companies to increase sales and maintain customer relationships, but on the other hand it presents the risk of billing. This research is intended to provide a solution to the problem of the duration billing.The research method used in this study is a descriptive study method. A research method todescribe the characteristics of people, events, or situations. In this study, the research object in question is CV. Y. The research began with calculating the effect of trade receivables on the company's financial statements, especially on the value of net cash increases. The study continued with a credit simulation of changes in credit terms by setting cash discounts, cash discount periods and payment limits. As for each credit terms of the simulation produces different effects on several costs associated. As for credit terms, too tight credit terms will cause a loss of sales and too loose credit terms will lead to bad expense. The simulation showed that every credit terms will lead to different profit projection. Overall, the results of the simulation research show that every credit terms will increase the profit. Keywords: Credit Terms, Sales on Credit, Profits

scholarly journals The Influence Of Motivation, Job Training, And Information Technology To Performance Of Employee Maxone Hotel & Delia Resort Makassar

2019 ◽  
Vol 1 (1) ◽  
pp. 08-15
Author(s):  
Azhar Asy’ari Azis ◽  
Andi Muhibuddin ◽  
Muhammad Yusuf Saleh
Keyword(s):  
Information Technology ◽  
Research Method ◽  
Quantitative Method ◽  
Job Training ◽  
Employee Performance ◽  
Significance Level

This study aims to determine the effect of motivation, job training and information technology on the performance of employees of Maxone Hotel & Resort Delia Makassar. The research method used is a quantitative method, the data of this study were analyzed using SPSS 24 software. The number of samples in this study were 73 employees. The results showed that motivation had a positive and significant effect on employee performance with unstandardized coefficients 0,371 with tcount 3,42 8> t-table 0,235 with a significance level of 0,001 < 0,05; Job training has a negative but not significant effect on employee performance with unstandardized coefficients 0.168 with t-count of 1.549 > t-table 0.235 with a significance level of 0.126 > 0.05; Information technology has a positive and significant effect on employee performance with unstandardized coefficients 1,549 with t-count 3,727 > t-table 0,235 with a significance level of 0,000 < 0,05; motivation, job training and information technology have a positive and significant effect on employee performance with F-count 46.734 > F-table 2.74 with a significance level of 0.000 < ? 0.05.

Sign in / Sign up

Export Citation Format

Share Document