scholarly journals Exploring e-mobile banking implementation barriers on Indonesian millennial generation consumers

2021 ◽  
Vol 5 (4) ◽  
pp. 579-586 ◽  
Author(s):  
Elimawaty Rombe ◽  
Zakiyah Zahara ◽  
Ira Nuriya Santi ◽  
Marjam Desma Rahadhini
Keyword(s):  
Millennial Generation ◽  
Sampling Technique ◽  
Negative Influence ◽  
Positive Influence ◽  
Population Characteristics ◽  
Mobile Banking ◽  
Snowball Sampling ◽  
Implementation Barriers ◽  
Intention To Adopt ◽  
Barriers To Use

The purpose of this study was to determine the effect of value barriers, risk barriers, image barriers, cost barriers and usage barriers on the use of mobile banking in millennial generation customers. This research used a quantitative approach and the sampling technique used is purposive sampling which conducts research on a group of subjects with certain characteristics or is considered closely related to previously known population characteristics. This research was conducted by distributing 140 online questionnaires to mobile banking users and there were 110 questionnaires that were reversed and processed. Sampling methods use snowball sampling. The results indicate that there was a positive but not significant effect between risk barriers and mobile banking adoption intentions. However, there was a negative influence between image barriers and mobile banking adoption intentions. Moreover, there was a positive influence between perceived cost barriers and mobile banking adoption intentions, there was a positive influence between the barriers to use and mobile banking adoption the intention to adopt. Finally, there was a significant influence between value barriers and mobile banking adoption intentions.

scholarly journals THE INFLUENCE OF FLEXIBILITY OF WORK TO LOYALTY AND EMPLOYEE SATISFACTION MEDIATED BY WORK LIFE BALANCE TO EMPLOYEES WITH MILLENNIAL GENERATION BACKGROUND IN INDONESIA STARTUP COMPANIES

2018 ◽  
Vol 19 (0) ◽  
pp. 217-227
Author(s):  
Muhammad Calvin Capnary ◽  
Riani Rachmawati ◽  
Iskandar Agung
Keyword(s):  
Millennial Generation ◽  
Employee Satisfaction ◽  
Structural Equation ◽  
Sampling Technique ◽  
Positive Influence ◽  
Work Life ◽  
Work Life Balance ◽  
Equation Modeling ◽  
Snowball Sampling ◽  
Life Balance

Human resource is the one of the most important elements in the company. Therefore, the company must have related strategies to retain these workers. One of them is by increasing employee loyalty and satisfaction through flexibility of work and work life balance. The strategy chosen is based on the unique characteristics of the majority of workers who entered the millennial generation. Some companies are already implementing these strategies, including startup companies. This study aims to investigate the influence of the flexibility of working on loyalty and employee satisfaction with work life balance. This research was conducted using convenience and snowball sampling technique to the 121 respondents with a millennial generation background which is worked in startup companies in Indonesia. Data obtained from respondents were processed and analyzed using structural equation modeling. The results of this study indicate that flexibility of work has significant and positive influence to loyalty and employee satisfaction. However, flexibility of work has positive and significant impact on loyalty and employee satisfaction. This research prove that work life balance have partial mediating influence in relationship between flexibility of work and loyalty. In the other hands, work life balance have no mediating a relationship between flexibility of work and the satisfaction of employee with millennial background that is worked in startup companies.

ANALISIS PENGARUH PERCEIVED RISK, SOCIAL NORMS, USEFULNESS, DAN TRUST TERHADAP ADOPSI MOBILE BANKING DAN INTERNET BANKING

2019 ◽  
Vol 1 (1) ◽  
pp. 1-27
Author(s):  
Irni Audini ◽  
Idrianita Anis
Keyword(s):  
Social Norms ◽  
Perceived Risk ◽  
Sampling Technique ◽  
Internet Banking ◽  
Negative Influence ◽  
Positive Influence ◽  
Mobile Banking ◽  
Control Variables ◽  
Independent Variables ◽  
Education Profession

The purpose of this study was to determine the influence of perceived risk, social norms, usefulness and trust towards the adoption of mobile banking and internet banking in Indonesia. Independent variables in this study were perceived risk, social norms, usefulness and trust. Dependent variables used were the adoption of mobile banking and internet banking. The control variables of this study were gender, age, education, profession and understanding of technology.The research used questionnaire for data collection. The respondents were active users of mobile banking services banking and internet banking. The sampling technique used was purposive sampling. This study uses regression analysis. The analytical tool used to test the hypothesis is SPSS 20.These results indicate that not all independent variables showed significant effects on the dependent variable. Perceived risk has a negative influence on the adoption of mobile banking and internet banking. Social norms and trust have a positive influence on the adoption of mobile banking and internet banking. Usefulness has no influence on the adoption of mobile banking and internet banking. The control variables of age proved to be a positive influence on the adoption of mobile banking and internet banking. However, other variables, namely gender, education, profession and understanding of the technology do not affect the adoption of mobile banking and internet banking.

scholarly journals Dimensions of perceived risk of mobile banking apps: An empirical investigation of South African retail banking customers.

10.29007/v4j1 ◽  
2019 ◽  
Author(s):  
Philile Thusi ◽  
Daniel K. Maduku
Keyword(s):  
South African ◽  
Perceived Risk ◽  
Strong Relationship ◽  
Negative Influence ◽  
Positive Influence ◽  
Mobile Commerce ◽  
Retail Banking ◽  
Mobile Banking ◽  
Customer Trust ◽  
Retail Banks

Banking transactions carried out in the uncertain conditions of mobile commerce involve highlevels of perceived risk and require substantial levels of trust. Therefore, gaining customer trust and reducing the influence of risk is imperative to developing and nurturing long-lasting and strong relationship between customers and retail banks. However, limited research is currently investigating the effects of overall perceived risk and trust on retail banking customers use of mobile commerce, particularly from the perspective of emerging African economies. This study investigates the effects of perceived risk and institution-based trust on the use of mobile banking apps among South African retail bank customers. The model was tested using responses obtained from 352 users of the mobile banking services of the five major retail banks (ABSA, Capitec, FNB, Nedbank, and Standard Bank) in South Africa. The findings of this study suggest that institution- based trust has a significant positive influence on use behaviour of mobile banking apps. Furthermore, perceived risk has a significant negative influence on use behaviour; and, lastly, institution-based trust is found to have a significant negative influence on perceived risk.

scholarly journals PENGARUH PROFITABILITAS, LEVERAGE, DAN LIKUIDITAS TERHADAP NILAI PERUSAHAAN SUB SEKTOR FOOD AND BEVERAGES

2018 ◽  
Vol 8 (1) ◽  
pp. 439
Author(s):  
I Putu Sukarya ◽  
I Gde Kajeng Baskara
Keyword(s):  
Significant Influence ◽  
Firm Value ◽  
Sampling Method ◽  
Stock Exchange ◽  
Sampling Technique ◽  
Negative Influence ◽  
Positive Influence ◽  
Probability Sampling ◽  
Food And Beverages ◽  
Sampling Approach

The firm value is important because it reflects the performance of the company that affect the perception of investors to the company. The purpose of the study is to determine the effect of profitability, leverage, and liquidity to the firm value. Sampling method used in this research is non-probability sampling approach with purposive sampling technique. The number of samples are 12 companies in the food and beverages sector in Indonesia Stock Exchange 2014-2016. The results showed that simultaneously profitability have significant influence to firm value, leverage have significant influence to firm value, and liquidity have significant influence to firm  value. Partially profitability has a positive influence significantly to  firm value, Leverage has negative influence not significanlyt to firm value, and Liquidity has a positive influence significant to firm value. Keywords: firm value, profitability, leverage, and liquidity

scholarly journals The Influence of Service Convenience towards Consumer Continuance Usage Intention

2021 ◽  
Vol 58 (1) ◽  
pp. 3936-3945
Author(s):  
Narehan Hassan Et al.
Keyword(s):  
Sampling Technique ◽  
Positive Influence ◽  
Future Research ◽  
Snowball Sampling ◽  
Extrinsic Factors ◽  
Moderating Variables ◽  
Service Convenience ◽  
Continuance Usage ◽  
Post Purchase ◽  
Continuance Usage Intention

This research was conducted to examine the effects of service convenience dimensions (search convenience, evaluation convenience, transaction convenience, possession convenience and post purchase convenience) towards consumer continuance usage intention when using mobile shopping (m-shopping) application. In this study, data was collected using questionnaire as the instrument. Snowball sampling technique was applied distributed to mobile shoppers vie e-survey (google forms) within the period of one month. After the period, four hundred and twenty questionnaires were collected, but only three hundred and ninety-nine were found usable for further analysis. The findings revealed that service convenience dimensions (search convenience, evaluation convenience and possession convenience) had positive influence on consumer continuance usage intention, whereas the other two sub-dimensions, which were transaction and post-purchase convenience did not influence future continuance intention. This research also suggests several recommendations for future research. Among others, future researchers could explore demographic and psychographic elements as the moderating variables, and to include extrinsic factors like buying situation to investigate if these variables could influence consumer continuance usage intention. Besides, it is suggested that future researchers to expand the theoretical framework by adding mediator or moderating variables.

scholarly journals RISIKO, GOOD CORPORATE GOVERNANCE, PROFITABILITAS, CAPITAL TERHADAP KESEHATAN BANK UMUM SWASTA NASIONAL DEVISA DI INDONESIA

2020 ◽  
Vol 17 (2) ◽  
pp. 50
Author(s):  
Shanty Rahayuningtyas ◽  
Emanuel Kristijadi
Keyword(s):  
Corporate Governance ◽  
Foreign Exchange ◽  
Financial Services ◽  
Secondary Data ◽  
Sampling Technique ◽  
Negative Influence ◽  
Positive Influence ◽  
Health Score ◽  
Purposive Sampling ◽  
Good Corporate Governance

ABSTRACT  The purpose of this study was determine whether CKPN, ALR, BOPO, IRR, GCG, ROA and ETA have a significant effect either simultaneously or in part. This study used the population of the National Private Foreign Exchange Bank in Indonesia, with a purposive sampling technique. The data used are secondary data taken from the Financial Services Authority website and the Infobank Research Bureau, with data collection methods using the documentation method and data analyzed using panel data and multiple linear regression. The results of this study indicate that CKPN, ALR, BOPO, IRR, GCG, ROA and ETA simultaneously have a significant effect on the Health Scores of National Foreign Exchange Private Banks in Indonesia. CKPN, ALR, GCG partially have insignificant negative influence, BOPO and ETA partially have insignificant positive influence, IRR partially has significant negative influence and ROA partially has a significant positive effect on the Health Score of Private Foreign Exchange National Banks in Indonesia. Keywords                   : Business Risk; Good Corporate Governance; Health Score ABSTRAKTujuan dari penelitian ini adalah untuk menentukan apakah CKPN, ALR, BOPO, IRR, GCG, ROA dan ETA memiliki pengaruh signifikan baik secara simultan atau sebagian terhadap Skor Kesehatan Bank Umum Swasta Nasional Devisa di Indonesia. Penelitian ini menggunakan populasi Bank Nasional Devisa Swasta di Indonesia, dengan teknik pengambilan sampel purposive sampling. Data yang digunakan adalah data sekunder yang diambil dari situs web Otoritas Jasa Keuangan dan Biro Riset Infobank, dengan metode pengumpulan data menggunakan metode dokumentasi dan data dianalisis menggunakan data panel serta regresi linier berganda. Hasil penelitian ini menunjukkan bahwa CKPN, ALR, BOPO, IRR, GCG, ROA dan ETA secara simultan memiliki pengaruh yang signifikan terhadap Skor Kesehatan Bank Umum Swasta Nasional Devisa di Indonesia. CKPN, BOPO, ALR, GCG dan ETA secara parsial memiliki pengaruh tidak signifikan, IRR secara parsial memiliki pengaruh negatif signifikan dan ROA secara parsial memiliki pengaruh positif signifikan terhadap Skor Kesehatan Bank Nasional Devisa Swasta di Indonesia. Kata kunci                  : Risiko Usaha; Good Corporate Governance; Skor Kesehatan

scholarly journals THE MEDIATION INFLUENCE OF VALUE RELEVANCE OF ACCOUNTING INFORMATION, INVESTMENT DECISION AND DIVIDEND POLICY ON THE RELATIONSHIP BETWEEN PROFITABILITY AND THE COMPANY’S VALUE

2017 ◽  
Vol 21 (2) ◽  
pp. 170 ◽  
Author(s):  
Harnovinsah Harnovinsah ◽  
Sustari Alamsyah
Keyword(s):  
Dividend Policy ◽  
Value Relevance ◽  
Investment Decision ◽  
Accounting Information ◽  
Sampling Technique ◽  
Negative Influence ◽  
Positive Influence ◽  
Analysis Technique ◽  
Investment Opportunities ◽  
The Relationship

This study aimed to analyze the influence of profitability on the company's value, and determine whether this influence intervenes the value relevance of accounting information, investment opportunities and dividend policy, assuming that investors act rationally so that the fundamental aspects of the financial statements become major factor in the shares investment decision. The contribution of this research is to provide input to the management about the importance of maintaining and improving performance in order to give satisfaction to investors and provide expectations for the return on investment which can ultimately increase the company’s value. This study design is causality with the unit of analysis is the samples taken by purposive sampling technique on a population of listed companies on the IDX Kompas 100 index from 2011 - 2014. The analysis technique used is Path Analysis. The results from this study are: 1. Profitability has significant and positive influence on the company’s value; 2. Profitability has no significant and positive influence on the value relevance of accounting information; 3. Profitability has negative and significant influence on investment opportunities; 4. Profitability has significant and positive influence on the dividend policy; 5. The value relevance of accounting information has significant and negative influence on the company’s value; 6. The investment opportunities have no significant and positive influence on company’s value; 7. Dividend policy has no significant and positive influence on company’s value; 8. The value relevance of accounting information, investment opportunities and dividend policy have not been able to mediate the influence of profitability on company’s value.

scholarly journals PENGARUH STRUKTUR KEPEMILIKAN, STRUKTUR MODAL, PROFITABILITAS TERHADAP NILAI PERUSAHAAN DENGAN KEBIJAKAN DIVIDEN SEBAGAI MODERASI

2019 ◽  
Vol 2 (2) ◽  
pp. 214
Author(s):  
Wiwit Setyawati
Keyword(s):  
Capital Structure ◽  
Ownership Structure ◽  
Firm Value ◽  
Dividend Policy ◽  
Value Added ◽  
Sampling Technique ◽  
Negative Influence ◽  
Positive Influence ◽  
Government Ownership ◽  
Significant Positive Influence

The research was purposed to find out the effect of Ownership Structure, Capital Structure, Profitability to Firm Value and dividend policy as moderating variable. This research uses secondary data of mining companies which are listed in Indonesian Stock Exchange during the years of 2011 - 2015. The sampling technique used purposive sampling.  The results showed that the ownership structure has no influence to firm value, the capital structure has a significant negative influence to firm value, and profitability has a significant positive influence to firm value. Dividend policy as a moderating variable weakens influence of institutional ownership, Government ownership and capital structure to firm value. While the influence between profitability and firm value, dividend policy can strengthen its influence. Only profitability have a significant positive influence to firm value. This means high profitability can provide value added to the firm value as reflected by the increasing value of Tobins Q.

scholarly journals Pengaruh Profitabilitas, Struktur Aset, Likuiditas, Dan Pertumbuhan Penjualan Terhadap Struktur Modal Perusahaan Makanan Dan Minuman

2019 ◽  
pp. 641
Author(s):  
Gede Bagus Dwiputra Gunadhi ◽  
I Made Pande Dwiana Putra
Keyword(s):  
Capital Structure ◽  
Stock Exchange ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Negative Influence ◽  
Positive Influence ◽  
Sales Growth ◽  
Food And Beverage ◽  
The Capital Structure

The purpose of this research is to understand the effect of profitability, asset structure, liquidity, and sales growth on the capital structure of food and beverage companies listed on the IDX. This research was conducted at 19 food and beverage companies listed on the Indonesia Stock Exchange (IDX) in 2015-2017 by accessing the website www.idx.co.id. The sample used in this study was determined using a non probability sampling method by used purposive sampling technique, so the final sample used in this study amounted to 15 companies. The data collection method used is the nonparticipant observation method. The data analysis technique used is multiple linear regression analysis. The results of this study are that profitability and liquidity have a negative influence on the capital structure, while the asset structure and sales growth have a positive influence on capital structure. Keywords: Profitability, asset structure, liquidit,  sales growth, capital structure.

scholarly journals PENGARUH PROFITABILITY DAN LEVERAGE TERHADAP CASH HOLDING DENGAN TAX PLANNING SEBAGAI VARIABEL INTERVENING

2020 ◽  
Vol 7 (2) ◽  
pp. 101
Author(s):  
Mendy Angelia
Keyword(s):  
Path Analysis ◽  
Stock Exchange ◽  
Sampling Technique ◽  
Negative Influence ◽  
Positive Influence ◽  
Tax Planning ◽  
Statistic Analysis ◽  
Cash Holding ◽  
Analysis Method ◽  
Analysis Technique

<p><em>The purpose of this research is to obtain empirical evidence about effect of profitability and leverage to cash holding with tax planning as variable intervening.</em><em> </em><em>Population of this research is manufactured companies which listed consistently in Indonesia Stock Exchange during year 2014 until 2017. The sampling technique used was purposive sampling and number of sample used by 162 data. The analysis technique used is multiple regression as the statistic analysis method and path analysis to test the variable intervening.</em><em> </em><em>Result of analysis indicate that leverage have negative influence on cash holding while profitability and tax planning have positive influence on cash holding. Leverage have negative influence on cash holding while profitability have positive influence on cash holding. The result from path analysis indicate that profitability don’t have an influence to cash holding with tax planning as variable intervening while leverage have an influence indirectly to cash holding with tax planning as variable intervening.</em></p>

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