DEMOGRAPHIC BONUS ANALYSIS AND ECONOMIC GROWTH  OF EAST JAVA

BKKBN predicts that Indonesia will get demographic bonus in 2020 until 2030. The question is whether the demographic bonus has a positive impact on the economy of East Java or even a negative impact. Based on data from BPS, by 2015 the workingage population in East Java is around 69.4 percent of the total population, while the child and old-age is 30.6 percent. The size of the working-age population is closely related to the amount of labor, which also greatly determines the amount of output on goods and services produced. This paper aims to explain how the impact of demographic bonuses on East Java's regional economy, based on the Solow model extended to include demographic variables. The analysis uses a dynamic panel model by 38 districts in East Java that have demographic bonuses in 2020 with GDP as a reference in determining the growth of economists. From these analyzes it can be seen the impact of demographic bonuses in East Java as an advantage or even create new spatial inequality between regions.

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Scoring Models and Credit Risk: The Case of Cooperative Banks in Poland

Risks ◽

10.3390/risks9070132 ◽

2021 ◽

Vol 9 (7) ◽

pp. 132

Author(s):

Krzysztof Kil ◽

Radosław Ciukaj ◽

Justyna Chrzanowska

Keyword(s):

Statistical Data ◽

Negative Impact ◽

Positive Impact ◽

Review Of The Literature ◽

Management Board ◽

Panel Model ◽

Significant Negative Impact ◽

Cooperative Banks ◽

Lending Activity ◽

The Impact

The aim of the research presented in the article was to analyse the legitimacy of the use of scoring models in banking activities, together with the assessment of the effectiveness of this tool in reducing the high value of the NPL ratio in Polish cooperative banks on the example of banks belonging to the BPS S.A. association in the period between 2004 and 2020. We used a variety of research methods for this purpose including a depth review of the literature, analysis of statistical data regarding the sector of Polish cooperative banks, analysis of financial data of cooperative banks, construction of an econometric panel model, and the designing a questionnaire (which was later sent to the management board of selected cooperative banks). Our research confirmed the significant impact of the use of scoring models in lending activities on the value of the NPL ratio in cooperative banks. The analysed cooperative banks, which used the scoring models proposed by BIK in their lending activity, showed significantly lower values of the NPL ratio in each analysed year than banks that used other scoring models. Our study also confirmed the different direction of the impact of the models offered by BIK and individual scoring models on the value of the NPL ratio. We have also shown that the scoring models proposed by BIK have a statistically significant negative impact on the level of the NPL ratio, and the banks’ own scoring models have a statistically significant positive impact on the level of the NPL ratio.

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The Impact of GST on Indian Economy

International Journal for Research in Applied Science and Engineering Technology ◽

10.22214/ijraset.2021.38754 ◽

2021 ◽

Vol 9 (11) ◽

pp. 1419-1421

Author(s):

Rohan Navandhar

Keyword(s):

Central Government ◽

Negative Impact ◽

Positive Impact ◽

Task Force ◽

Current System ◽

Tax Avoidance ◽

Value Added ◽

Indian Economy ◽

Goods And Services ◽

The Impact

Abstract: In India, the idea of GST was contemplated in 2004 by the Task Force on implementation of the Fiscal Responsibility and Budget Management Act, 2003, named Kelkar Committee. The Kelkar Committee was convinced that a dual GST system shall be able to tax almost all the goods and services and the Indian economy shall be able to have wider market of tax base, improve revenue collection through levying and collection of indirect tax and more pragmatic approach of efficient resource allocation. Under the Goods and Service Tax , every person is be liable to pay tax on output and shall be entitled to enjoy credit on input tax paid and tax shall be only on the amount of value added. GST is a single national uniform tax levied across India on all goods and services. In GST, all Indirect taxes such as excise duty, central sales tax (CST)and value- added tax (VAT) etc. will be subsumed under a single regime. Introduction of The Goods and Services Tax (GST) expected as a significant step towards a comprehensive indirect tax reform in the country, which would lead India for its economic growth. The Proposed study is designed to know the impact on GST on Indian Economy with the Help of Its individual effect on different sectors. Under GST, goods and services fall under five tax categories: 0 per cent, 5 per cent, 12 per cent, 18 per cent and 28 per cent. For corporates, the elimination of multiple taxes will improve the ease of doing business. And for consumers, the biggest advantage would be in terms of a reduction in the overall tax burden on goods. "Inflation will come down, tax avoidance will be difficult, India's GDP will be benefitted and extra resources will be used for welfare of poor and weaker section. The Lok Sabha has finally Passed the Goods and Services Tax Bill and it is expected to have a significant impact on every industry and every consumer. Apart from filling the loopholes of the current system, it is also aimed at boosting the Indian economy. Keywords: GST, Indian Economy, Positive Impact , Negative Impact, Central Government, State Government

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Does Bank Competition Enhance or Hinder Financial Stability? Evidence from Indian Banking

Journal of Central Banking Theory and Practice ◽

10.2478/jcbtp-2020-0024 ◽

2020 ◽

Vol 9 (s1) ◽

pp. 75-102

Author(s):

Bijoy Rakshit ◽

Samaresh Bardhan

Keyword(s):

Commercial Banks ◽

Financial Stability ◽

Positive Impact ◽

Banking System ◽

Bank Competition ◽

Z Score ◽

Dynamic Panel ◽

Dynamic Panel Model ◽

Panel Model ◽

The Impact

AbstractThe primary purpose of this paper is to empirically investigate the impact of bank competition on financial stability in India. We use a dynamic panel model to examine whether an increase in bank competition hindrances financial stability of commercial banks in India over the period 1996 to 2016. Findings reveal that in India, a higher degree of bank competition is positively associated with the prevalence of non-performing loans. Additionally, the positive impact of the Lerner index on Z-score lends support to competition-fragility hypothesis. However, we argue that both the views of competition-stability and competition-fragility can coexist in a single banking system like India.

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Impulse Buying, Consumer’s Satisfaction and Brand Loyalty

Journal of Economic Impact ◽

10.52223/jei0102192 ◽

2019 ◽

Vol 1 (2) ◽

pp. 40-47

Author(s):

Khadija Maqsood ◽

Iqbal Javed

Keyword(s):

Negative Impact ◽

Positive Impact ◽

Sampling Technique ◽

Personality Characteristic ◽

Personality Characteristics ◽

Impulse Buying ◽

Impulsive Behavior ◽

Good Decision ◽

Goods And Services ◽

The Impact

Impulse buying is unplanned or spontaneous purchasing which could be negative for consumers and sellers at the same time. Recent literature showed great importance of impulse buying and many studies conducted about the factors which lead to attract the consumer through their impulsive behavior. During the current study underhand the focus was only on the consumers who purchase goods and services due to their impulsive behavior. The hypothesis of the study was that the impulse purchase is negative for both consumers and retailers. The study was conducted in Sargodha district of Punjab province. A sample of 300 respondents was selected through convenient sampling technique. Data were collected through personnel interviews by using a pretested questionnaire. The results showed that the quality of the product has a significant and positive impact on consumer’s satisfaction. The compatibility has positive and significant impact on level of consumer’s satisfaction. There is a positive impact of price of the product on consumer’s satisfaction for impulse buying. Budget disturbance has negative but insignificant impact on satisfaction after impulse buying. Happiness has positive and significant impact on consumer’s satisfaction. The impact of personality characteristics of openness is negative on satisfaction by the impulse buying. Personality characteristics of agreeableness has negative impact on satisfaction. The personality characteristic of extraversion has negative and significant impact on satisfaction. Individuals with this personality characteristics of conscientiousness can make good decisions during impulse buying which lead to satisfaction even after purchasing is done. Emotional stability has positive and significant impact on satisfaction after impulse buying which shows that these people make good decision even in the presence of impulse buying factors at the store.

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Population Migration and The Challenges of Economic Growth in North Sumatera in Year (1988-2020)

Journal of Sosial Science ◽

10.46799/jsss.v2i3.137 ◽

2021 ◽

Vol 2 (3) ◽

pp. 346-355

Author(s):

Zulkarnain Nasution ◽

Muhammad Ali Al Ihsan

Keyword(s):

Economic Growth ◽

Negative Impact ◽

Positive Impact ◽

Population Increase ◽

Dependency Ratio ◽

Population Mobility ◽

Dependency Ratios ◽

Working Age ◽

Negative Effect ◽

The Impact

Population increase has the impact on demographic transition (changes in population structure). Indonesia is entering the demographic bonus period, there is the increase in the percentage of the working age population. According to theory, population can affect economic growth (in this study the effect on gross domestic product or GDP). One of the demographic components that affect population composition is population mobility or migration. This study used migration, risk migration and dependency ratios to show the latest patterns / trends of population mobility (last 20 years). The results showed that the variables in this study had a positive and negative effect on GDP growth. Of the three variables, the greatest influence is given by percentage of dependency ratio variable. The results of this study showed that migration and risk migration had negative impact on economic growth while the dependency ratio had a positive impact on economic growth. North Sumatra must be optimistic to increase economic growth by utilizing components that can boost the economy and one of them is the dependency ratio.

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043 Sleep Restriction Affects Memory in Healthy Adults: Preliminary Findings

SLEEP ◽

10.1093/sleep/zsab072.042 ◽

2021 ◽

Vol 44 (Supplement_2) ◽

pp. A18-A19

Author(s):

Molly Zimmerman ◽

Christiane Hale ◽

Adam Brickman ◽

Lok-Kin Yeung ◽

Justin Cochran ◽

...

Keyword(s):

Working Memory ◽

Negative Impact ◽

Positive Impact ◽

Healthy Adults ◽

Task Demands ◽

Sleep Restriction ◽

Neuropsychological Function ◽

Wake Time ◽

Sleep Condition ◽

The Impact

Abstract Introduction Sleep loss has a range of detrimental effects on cognitive ability. However, few studies have examined the impact of sleep restriction on neuropsychological function using an experimental design. The goal of this study was to examine the extent to which maintained insufficient sleep affects cognition in healthy adults compared to habitual adequate sleep. Methods This study used a randomized, crossover, outpatient sleep restriction design. Adults who regularly slept at least 7 h/night, verified by 2 weeks of screening with actigraphy, completed 2 phases of 6 weeks each: habitual sleep (>7 h of sleep/night) or sleep restriction (habitual sleep minus 1.5 h) separated by a 6-week washout period. During the sleep restriction phase, participants were asked to delay their bedtime by 1.5 hours/night while maintaining their habitual wake time. Neuropsychological function was evaluated with the NIH Toolbox Cognition Battery at baseline (week 0) and endpoint (week 6) of each intervention phase. The NIH Toolbox evaluates a range of cognitive abilities, including attention, executive functioning, and working memory. General linear models with post hoc paired t-tests were used to assess demographically-adjusted test scores prior to and following each sleep condition. Results At the time of analyses, 16 participants were enrolled (age 34.5□14.5 years, 9 women), 10 of whom had completed study procedures. An interaction between sleep condition and testing session revealed that individuals performed worse on List Sorting, a working memory test, after sleep restriction but improved slightly after habitual sleep (p<0.001). While not statistically reliable, the pattern of test results was similar on the other tests of processing speed, executive function, and attention. Conclusion In these preliminary results from this randomized experimental study, we demonstrated that sleep restriction has a negative impact while stable habitual adequate sleep has a positive impact on working memory, or the ability to temporarily hold information in mind while executing task demands. This finding contributes to our understanding of the complex interplay between different aspects of sleep quality (i.e., both sleep restriction as well as the maintenance of stable sleep patterns) on cognition and underscores the importance of routine sleep screening as part of medical evaluations. Support (if any):

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Exploring the Relationship between Communication and Success of Construction Projects: The Mediating Role of Conflict

Sustainability ◽

10.3390/su13084513 ◽

2021 ◽

Vol 13 (8) ◽

pp. 4513

Author(s):

Summaira Malik ◽

Muhammad Taqi ◽

José Moleiro Martins ◽

Mário Nuno Mata ◽

João Manuel Pereira ◽

...

Keyword(s):

Project Success ◽

Negative Impact ◽

Positive Impact ◽

Construction Project ◽

Project Team ◽

Relationship Conflict ◽

Team Members ◽

Mediating Role ◽

The Impact

The success of a construction project is a widely discussed topic, even today, and there exists a difference of opinion. The impact of communication and conflict on project success is an important, but least addressed, issue in literature, especially in the case of underdeveloped countries. Miscommunication and conflict not only hinder the success of a project but also may lead to conflicts. The focus of this paper was to examine the impact of communication on project success with the mediating role of conflict. By using SPSS, demographics, descriptive statistics and correlation were determined. Smart PLS version 3.0 was used for confirmatory factor analysis (CFA), internal accuracy and validity estimates, hypothesis checking and mediation testing. The results showed that formal communication has a negative impact on the success of a construction project, resulting in conflicts among project team members, whereas informal communication and communication willingness have a positive impact on project success because people tend to know each other, and trust is developed. Task, process and relationship conflicts were used as mediating variables. It was found that task conflict effects the relations positively because project team members suggest different ways to do a certain task, and, hence, project success is achieved. On the contrary, process conflict and relationship conflict have a negative impact on communication and project success. Both of these conflicts lead to miscommunication, and project success is compromised. Hence, it is the responsibility of the project manager to enhance communication among project team members and to reduce the detrimental effects of process and relationship conflict on project success.

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Environmental Regulation, Environmental Awareness and Environmental Governance Satisfaction

Sustainability ◽

10.3390/su13073960 ◽

2021 ◽

Vol 13 (7) ◽

pp. 3960

Author(s):

Meng-Meng Geng ◽

Ling-Yun He

Keyword(s):

Environmental Regulation ◽

Environmental Governance ◽

Negative Impact ◽

Positive Impact ◽

Subjective Evaluation ◽

Environmental Awareness ◽

General Social Survey ◽

Probit Model ◽

The People ◽

The Impact

It is a problem worth thinking about whether the government’s environmental regulation policies can meet the residents’ requirements for environmental quality, and benefit the people. The study of the public’s subjective evaluation can more intuitively judge whether the government’s environmental regulation has realized “ecological benefits for the people”. Based on the data of the Chinese General Social Survey (CGSS) in 2013, this paper studied the impact of environmental regulation and environmental awareness on environmental governance satisfaction by an ordered probit model. The study found that environmental regulation has a significant positive impact on environmental governance satisfaction, while environmental awareness has a significant negative impact on environmental governance satisfaction. We also found that when public environmental awareness is taken into account, the positive relationship between environmental regulation and environmental governance satisfaction is affected. The robustness test proved this conclusion.

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The Impact of the Business Environment on the Formalization of Informal Firms. The Case of Kosovo

Südosteuropa ◽

10.1515/soeu-2020-0035 ◽

2020 ◽

Vol 68 (4) ◽

pp. 505-529

Author(s):

Kujtim Zylfijaj ◽

Dimitar Nikoloski ◽

Nadine Tournois

Keyword(s):

Negative Impact ◽

Positive Impact ◽

Business Environment ◽

Positive Influence ◽

Policy Implications ◽

Tax Reforms ◽

Firm Level ◽

Characteristics Analysis ◽

Significant Negative Impact ◽

The Impact

AbstractThe research presented here investigates the impact of the business environment on the formalization of informal firms, using firm-level data for 243 informal firms in Kosovo. The findings indicate that business-environment variables such as limited access to financing, the cost of financing, the unavailability of subsidies, tax rates, and corruption have a significant negative impact on the formalization of informal firms. In addition, firm-level characteristics analysis suggests that the age of the firm also exercises a significant negative impact, whereas sales volume exerts a significant positive impact on the formalization of informal firms. These findings have important policy implications and suggest that the abolition of barriers preventing access to financing, as well as tax reforms and a consistent struggle against corruption may have a positive influence on the formalization of informal firms. On the other hand, firm owners should consider formalization to be a means to help them have greater opportunities for survival and growth.

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Modeling the Impact of Climate Changes on Crop Yield: Irrigated vs. Non-Irrigated Zones in Mississippi

Remote Sensing ◽

10.3390/rs13122249 ◽

2021 ◽

Vol 13 (12) ◽

pp. 2249

Author(s):

Sadia Alam Shammi ◽

Qingmin Meng

Keyword(s):

Climate Change ◽

Crop Yield ◽

Crop Yields ◽

Negative Impact ◽

Positive Impact ◽

Information Criterion ◽

Growing Season ◽

Maximum Temperature ◽

Linear Regression Models ◽

The Impact

Climate change and its impact on agriculture are challenging issues regarding food production and food security. Many researchers have been trying to show the direct and indirect impacts of climate change on agriculture using different methods. In this study, we used linear regression models to assess the impact of climate on crop yield spatially and temporally by managing irrigated and non-irrigated crop fields. The climate data used in this study are Tmax (maximum temperature), Tmean (mean temperature), Tmin (minimum temperature), precipitation, and soybean annual yields, at county scale for Mississippi, USA, from 1980 to 2019. We fit a series of linear models that were evaluated based on statistical measurements of adjusted R-square, Akaike Information Criterion (AIC), and Bayesian Information Criterion (BIC). According to the statistical model evaluation, the 1980–1992 model Y[Tmax,Tmin,Precipitation]92i (BIC = 120.2) for irrigated zones and the 1993–2002 model Y[Tmax,Tmean,Precipitation]02ni (BIC = 1128.9) for non-irrigated zones showed the best fit for the 10-year period of climatic impacts on crop yields. These models showed about 2 to 7% significant negative impact of Tmax increase on the crop yield for irrigated and non-irrigated regions. Besides, the models for different agricultural districts also explained the changes of Tmax, Tmean, Tmin, and precipitation in the irrigated (adjusted R-square: 13–28%) and non-irrigated zones (adjusted R-square: 8–73%). About 2–10% negative impact of Tmax was estimated across different agricultural districts, whereas about −2 to +17% impacts of precipitation were observed for different districts. The modeling of 40-year periods of the whole state of Mississippi estimated a negative impact of Tmax (about 2.7 to 8.34%) but a positive impact of Tmean (+8.9%) on crop yield during the crop growing season, for both irrigated and non-irrigated regions. Overall, we assessed that crop yields were negatively affected (about 2–8%) by the increase of Tmax during the growing season, for both irrigated and non-irrigated zones. Both positive and negative impacts on crop yields were observed for the increases of Tmean, Tmin, and precipitation, respectively, for irrigated and non-irrigated zones. This study showed the pattern and extent of Tmax, Tmean, Tmin, and precipitation and their impacts on soybean yield at local and regional scales. The methods and the models proposed in this study could be helpful to quantify the climate change impacts on crop yields by considering irrigation conditions for different regions and periods.

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