scholarly journals FAKTOR-FAKTOR YANG MEMPENGARUHI ALOKASI KREDIT PERBANKAN DI PROVINSI SUMATERA UTARA

2017 ◽  
pp. 34-51
Author(s):  
Binsar Sihombing
Keyword(s):  
Interest Rate ◽  
Gross Domestic Product ◽  
Secondary Data ◽  
Fixed Effect Model ◽  
Bank Loan ◽  
Domestic Product ◽  
Determinant Factors ◽  
Panel Model ◽  
Effect Model ◽  
Rate Intensity

, His research is conducted to identify and analyze the determinant factors of bank loan in North Sumatera Province. To identify and analyze the determinant factors in bank loan is using the panel model. This model is using to estimate the elasticity of loan interest rate, deposit interest rate, intensity of competition or the numbers of bank office, the nominal Regional Gross Domestic Product [RGDP] and the Regional Gross Domestic Product [RGDP] by sectors towards bank loan. The panel model is choosing the fixed effect model [FEM] with RGDP as cross section specific coefficients. This model using the secondary data that published by BPS and Bank Indonesia Medan

scholarly journals DETERMINANTS OF ISLAMIC BANKING PERFORMANCE: AN EMPIRICAL STUDY IN MALAYSIA (2007 TO 2016)

2019 ◽  
Vol 7 (6) ◽  
pp. 380-401 ◽  
Author(s):  
Lee Jun Quan ◽  
Suganthi Ramasamy ◽  
Devinaga Rasiah ◽  
Yuen Yee Yen ◽  
Shalini Devi Pillay
Keyword(s):  
Empirical Study ◽  
Gross Domestic Product ◽  
Credit Risk ◽  
Fixed Effect Model ◽  
Least Square ◽  
Capital Adequacy ◽  
Domestic Product ◽  
Islamic Banking ◽  
Ordinary Least Square ◽  
Effect Model

performance. Methodology: The methodology being used to analysis are an ordinary least square model (OLS) and fixed-effect model. The analysis was conducted in Malaysia for a period of 10 years from 2007 to2016. 10 Islamic banks in Malaysia were chosen to be tested for its performance. The study examines internal factors such as bank size, capital adequacy, liquidity, credit risk, and expense management and external factors such as Gross Domestic Product (GDP) and inflation effect on Islamic Bank’s performance in terms of return on asset and return on equity. Result: The findings showed that only capital adequacy and inflation significantly affect the Islamic bank’s performance. However, bank size, liquidity, credit risk, expense management, and Gross Domestic Product were found to be insignificantly affecting the Islamic bank’s performance. The analysis was carried out by applying ordinary least square model (OLS) regression and fixed-effect model. Applications: This research can be used for universities, teachers, and students. Novelty/Originality: In this research, the model of the Determinants of Islamic Banking Performance: An Empirical Study in Malaysia is presented in a comprehensive and complete manner.

scholarly journals INFLATION PERSISTENCE IN NORTH SUMATERA PROVINCE

2020 ◽  
Vol 3 (1) ◽  
Author(s):  
Wily Julitawaty
Keyword(s):  
Exchange Rate ◽  
Interest Rate ◽  
Gross Domestic Product ◽  
Error Correction ◽  
Price Index ◽  
Inflation Rate ◽  
Consumer Price Index ◽  
Secondary Data ◽  
Output Growth ◽  
Domestic Product

The purpose of this study was to determine the persistence of inflation in major North Sumatera Province in 2007 until 2012 and value contributed Output Growth  (GDP) of North Sumatera, Exchange Rate, Interest Rate and Error Correction Term about Inflation in North Sumatera. Data is used secondary data from general Consumer Price Index  (CPI) from North Sumatera Province include Medan, Pematangsiantar, Sibolga and Padangsidempuan monthly of January 2007 until December 2012. And secondary data Consumer Price Index  (CPI) of North Sumatera Province, Gross Domestic Product of  Province Sumatera Utara, Exchange Rate and Interest Rate of BI Rate yearly of 1999 until 2012. Model is used model econometric with Autoregressive method and Error Correction Model. Result of this research with estimation of  VAR model concludes that degree of persistence of 4 town from North Sumatera Province is low. Result of estimation of model ECM concludes that Interest Rate significantly affect to inflation rate, while Gross Domestic Product of  North Sumatera Province and Exchange Rate not significantly affect to inflation rate. While ECT becomes significant correction to variable inflation rate. Where the form of error correction in the ECM suggests a long-term relationship between the variables inflation, GDP variable, the variable exchange rate and variable interest rate is comparable.

scholarly journals The Effect of Investment, Exports, and Interest Rates on the Gross Domestic Product of the Republic Of Yemen: An Econometric Analysis

2021 ◽  
Vol 2 (3) ◽  
pp. 112-129
Author(s):  
Mohammed Y. AL-Rafik
Keyword(s):  
Interest Rate ◽  
Gross Domestic Product ◽  
Interest Rates ◽  
Significant Relationship ◽  
Statistical Significance ◽  
Secondary Data ◽  
Domestic Product ◽  
Dummy Variable ◽  
Lm Test ◽  
The Republic

Purpose: The study aims to examine the effect of investment, exports, and interest rates on the gross domestic product of the Republic of Yemen. Approach/Methodology/Design: This study is based on secondary data. Data on the gross domestic product, interest rate, gross capital formation were obtained and analyzed using the autoregressive distributed lag (ARDL) technique, Wald test, Serial Correlation LM Test. The data were presented the Findings: The results through the use of the (E-VIEWS) program showed that there is a direct statistically significant relationship at a level of 5% between investment and gross domestic product. This means that if investment increases by 1%, it will lead to an increase in GDP by 28.63%. The result also showed that the dummy variable relationship to the GDP is direct and statistically significant. The level of significance is 5%, that is, by increasing the dummy variable by 1%, it leads to an increase in GDP by 25.13%. As long as the interest rate was on an inverse relationship and statistically significant at a significant level (10%), this means that an increase in interest rates by 1% would lead to a decrease in GDP rates by 19.54%. In addition, there is a positive relationship between exports and GDP and a statistical significance at level 5%. This means that an increase in exports by 1% leads to an increase in GDP by 69.76%. Practical Implications: The investment could be double more than what the results showed in the case of political and economic stability. Improving legislation is also a significant aspect. There is an urgent need to focus on investment in infrastructure. In addition, increasing exports improve the gross domestic product. Based on the results, it is recommended to real invest instead of placing capital in banks as increasing interest rates lead to lower gross domestic output. Originality/value: The analysis indicates that there is a direct statistical and significant relationship between total investment and gross domestic product at a significant level of 5%, as whenever the investment increased by 1%, this led to an increase in the gross domestic product by about 28.63%.

scholarly journals Analisis Faktor - Faktor yang Mempengaruhi Kemiskinan (Studi Kasus di Kabupaten Banjarnegara, Cilacap, Purbalingga, Kebumen, dan Banyumas)

2020 ◽  
Vol 20 (2) ◽  
pp. 451
Author(s):  
Hendry Wijaya ◽  
Istiqomah Istiqomah ◽  
Arintoko Arintoko
Keyword(s):  
Human Development ◽  
Human Development Index ◽  
Local Governments ◽  
Secondary Data ◽  
Fixed Effect Model ◽  
Domestic Product ◽  
Linear Regression Method ◽  
Development Index ◽  
Multiple Linear Regression Method ◽  
Effect Model

This study aims to analyze the effect of inflation, Gross Regional Domestic Product, and Human Development Index on poverty in Banjarnegara, Cilacap Purbalingga, Kebumen, dan Banyumas Regencies. The data used in this study are secondary data in the period 2000-2019. With the multiple linear regression method panel data. The regression output with the fixed effect model shows that the inflation variable does not have a significant effect on poverty, and the Human Development Index and Gross Regional Domestic Product variables have a negative and significant effect on poverty in Banjarnegara, Cilacap Purbalingga, Kebumen, dan Banyumas Regencies. This finding implies local governments to create jobs and provide training and improve education infrastructure and health infrastructure.

scholarly journals Analisis Faktor yang Mempengaruhi Tingkat Pengangguran di Provinsi Jawa Timur Tahun 2006-2014

2018 ◽  
Vol 5 (1) ◽  
pp. 1
Author(s):  
Laurensius Surya A. U. ◽  
Nanik Istiyani ◽  
Rafael Purtomo
Keyword(s):  
Minimum Wage ◽  
Unemployment Rate ◽  
Secondary Data ◽  
Fixed Effect Model ◽  
Domestic Product ◽  
Variable Rate ◽  
Effect Model ◽  
Negative Effect ◽  
Medium Enterprise ◽  
The Government

Unemployment is a major problem in macroeconomics. The study aims to determine the effect Rate of Gross Regional Domestic Product (GDP), Population, and the regional minimum wage (UMR) of the Unemployment Rate in East Java. Analysis method used in this research is panel data regression with fixed effect model approach (FEM). This study uses secondary data from the Central Bureau of Statistics (BPS). The data used in this research are open unemployment rate, GDP rate, population, regional minimum wage in Provinsi of East Java in 2006-2014. Based on the analysis, it can be seen that the variable rate of the GDP, and the local minimum wage and a significant negative effect on the variable Unemployment Rate in East Java province. Variable population no significant and negative effect on the variable unemployment rate in East Java Province.The results of this study indicate that the variable rate of Gross Regional Domestic Product (GDP) has a significant influence based on it is expected that the government can support investment in the small and medium enterprise sector.Keywords: Unemployment Rate, Rate of Gross Regional Domestic Product (GDP), Population, Regional Minimum Wage (UMR)

scholarly journals PENGARUH MAKRO EKONOMI TERHADAP NON PERFORMING LOAN BANK SWASTA NASIONAL

2018 ◽  
Vol 22 (2) ◽  
pp. 91-98
Author(s):  
Rendy Dwi Putra
Keyword(s):  
Interest Rate ◽  
Gross Domestic Product ◽  
Secondary Data ◽  
Least Square ◽  
Domestic Product ◽  
Annual Data ◽  
Bank Capital ◽  
Ordinary Least Square ◽  
The Interest Rate ◽  
Research Show

The Purpose of his research is to analyze the influencethe Non-Performing Loan (NPL) in the tenth small private bank by capital in Indonesia in 2009-2015. As some of the factors analyzed in influenceof Non-Performing Loan (NPL): Gross Domestic Product (GDP), Inflation(INF), and Interest Rate of Credit Investment (IRCI). The sample in this study is fifthbank of BUKU 1 that is Mandiri Taspen Pos Bank, Jasa Jakarta Bank, Capital Bank, Index Selindo Bank, and CCB Indonesian Bank, while fifthbank of BUKU 2 that is Mestika Bank, KEB Hana Indonesian Bank, Mayapada Bank, MNC International Bank, and Sinarmas Bank. The data used is the annual data released by the bank and Secondary data were obtained directly from the World Bank and Bank Indonesia. This research was conducted with quantitative approach and analyzed using Ordinary Least Square (OLS). The result of this research show that the Gross Domestic Product (GDP) had a negative and not significantimpact on the Non-Performing Loan (NPL); the Inflation(INF) had a negative and significantimpact on the Non-Performing Loan (NPL); and the Interest Rate of Credit Investment (IRCI) had a positive and not significant impact on the Non-Performing Loan (NPL)

scholarly journals DETERMINAN TINGKAT KEMISKINANDI PROPINSI NUSA TENGGARA TIMUR (Periode 2011-2016)

2019 ◽  
Vol 6 (3) ◽  
pp. 222
Author(s):  
Hilman Lutfi
Keyword(s):  
Time Series Data ◽  
Multiple Linear Regression Model ◽  
Secondary Data ◽  
Fixed Effect Model ◽  
Domestic Product ◽  
Series Data ◽  
Poverty Level ◽  
Literacy Rate ◽  
Effect Model ◽  
Analysis Technique

<p><em>The purpose of this study is to analyze the influence of  Gross Regional Domestic Product,Literacy Rate  and Life Expecta</em><em>n</em><em>cy Rate  to Poverty </em><em>Level</em><em>. The data used in this study is secondary data obtained from the Central Bureau of Statistics of East Nusa Tenggara Province period 2011-2016. To find the relation between variables included in this research, the analysis technique used is time series data and the model used is Multiple Linear Regression Model. Result of research using fixed effect model found that Gross Regional Domestic Product have positive and significant effect to Poverty Level, while Literacy Rate and Life Expectancy Number have no significant influence to Poverty Level. The model used in this study deserves to explain the Poverty </em><em>Level</em><em> in East Nusa Tenggara Province for the Period 2011-2016. </em></p>

Pengaruh Pertumbuhan Ekonomi, Foreign Direct Investment dan Tax Rate Terhadap Penerimaan PPh Badan Negara ASEAN

2020 ◽  
Vol 5 (4) ◽  
pp. 325-342
Author(s):  
Merry Inriama ◽  
Milla Sepliana Setyowati
Keyword(s):  
Foreign Direct Investment ◽  
Gross Domestic Product ◽  
Direct Investment ◽  
Random Effect ◽  
Random Effect Model ◽  
Least Square ◽  
Domestic Product ◽  
Tax Rate ◽  
Effect Model

Keterbukaan perekonomian menjadi penentu yang penting dalam pertumbuhan ekonomi. Kondisi perekonomian suatu negara dapat memberi dampak terhadap penerimaan sektor perpajakan. Hal ini dapat dilihat dari salah satu penerimaan pajak suatu negara yaitu melalui penerimaan PPh Badan. Tujuan dalam penelitian ini adalah untuk menganalisis pengaruh pertumbuhan ekonomi yang diukur dengan Gross Domestic Product (GDP), Foreign Direct Investment (FDI), dan Tax Rate terhadap besarnya penerimaan PPh Badan (CIT) dalam kasus lima negara ASEAN selama periode 1999-2018. Metode penelitian ini dilakukan dengan menggunakan regresi data panel dengan estimasi Random Effect Model atau Generalized Least Square (GLS) dengan program Eviews. Hasil penelitian ini secara simultan menunjukkan bahwa variabel independen yaitu GDP, FDI, dan tax rate memiliki pengaruh yang signifikan terhadap variabel dependen yaitu penerimaan PPh Badan (CIT). Secara parsial PDB dan tax rate memiliki pengaruh positif dan signifikan yang artinya kenaikan atau penurunan GDP dan tax rate akan mempengaruhi kenaikan atau penurunan penerimaan PPh Badan (CIT), sedangkan FDI tidak memiliki pengaruh terhadap penerimaan PPh Badan (CIT). Melalui penelitian ini diharapkan dapat mengukur variabel-variabel yang memiliki pengaruh terhadap penerimaan PPh Badan, sehingga penerimaan PPh Badan dapat ditingkatkan.

Financial Deepening, Financial Intermediation and Nigerian Economic Growth: Time Variant Analysis

2019 ◽  
pp. 60-73
Keyword(s):  
Economic Growth ◽  
Interest Rate ◽  
Gross Domestic Product ◽  
Private Sector ◽  
Money Supply ◽  
Domestic Product ◽  
Financial Deepening ◽  
Causality Test ◽  
Real Gross Domestic Product ◽  
Long Run

This study examines financial deepening, financial intermediation and Nigerian economic growth. The main purpose is to examine the relationship between financial deepening and Nigerian economic growth while the specific objectives are to examine the impact of interest rate, capital market development, rational savings, credit to private sector and broad money supply on the growth of Nigerian. Secondary data of the variables were sourced from the publications of Central Bank of Nigeria (CBN) from 1981-2017. Nigerian Real Gross Domestic Product (RGDP) was used as dependent variable while Broad money supply (M2), Credit to Private Sector (CPS), National Savings (NS), Capital Market Capitalization (CAMP) and Interest Rate (INTR) was used as independent variables. Multiple regressions with E-view statistical package were used as data analysis techniques. Cointegration test, Augmented Dickey Fuller Unit Root Test, Granger causality test was used to determine the relationship between the variable in the long-run and short-run. R2, F – statistics and β Coefficients were used to determine the extent to which the independent variable affects the dependent variable. It was found from the regression result that Broad Money Supply, credit to private sector have position effect on the growth of Nigerian Real Gross Domestic Product while National Savings, Capitalization and Interest Rate on Nigeria Real Gross Domestic Product. The co-integration test revealed presence of long-run relationship among the variables, the stationary test indicated stationarity of the variables at level. The Granger Causality Test found bi – variant relationship from the dependent to the independent and from the independent to the dependent variables. The regression summary found 99.0% explained variation, 560.5031, F – statistics and probability of 0.00000. From the above, the study concludes that financial deepening has significant relationships with Nigerian economic growth. We recommend that government and the financial sector operators should make policies that will further deepen the functions of the financial system to enhance Nigerian economic growth.

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