scholarly journals Tunisian Fintech: An Ecosystem under Construction - Can COVID 19 be the Fuel to Ignite the Construction of Tunisian Fintech?

2021 ◽  
Author(s):  
Salma Zone
Keyword(s):  
Main Idea ◽  
Banking Services ◽  
The World ◽  
Digital Disruption ◽  
Under Construction

Fintech leads the most powerful technology and finance in the industry. Appearing recently in the newspapers, this term describes the disruptive challenge in the financial sectors. Fintech has primarily emerged in the world, and then Europe followed the lead before it starts in Tunisia. Although Fintech attracts the customers through the innovation and the technology, it worries users because of the absence of the intermediaries. Fintechs create metamorphosis in the financial field of digital disruption and really shake up the reserved world of banking services, savings, means of payment, and financing. The main idea of this chapter is to describe the Fintech ecosystem in Tunisia. It is about situating the concepts around Fintech by studying the reasons for its emergence and its business segments. Then, the analysis provides the elements of the Tunisian ecosystem of Fintech, the issues, and the challenges. This chapter aims to capture the essence of this phenomenon by discussing the challenges for both Fintech startups and traditional financial.

Southeast Asian Muslim Washathyyah in the Global Era

2015 ◽  
Vol 4 (1) ◽  
pp. 137-154
Author(s):  
Syahrin Harahap
Keyword(s):  
Southeast Asia ◽  
Significant Contribution ◽  
Main Idea ◽  
Global Village ◽  
Global Era ◽  
The People ◽  
The World ◽  
Huge Impact ◽  
Religious Aspects ◽  
The Universe

Globalization in the world has given the huge impact on the people, as the new condition of the world has brought the world to the globalism- a consciousness and understanding that the world is one. Globalization has also unified the people in a global village that covers all aspects of life such as economic, political, cultural, religious aspects. This paper will explore the concept of wa¡a¯iyyah which stresses on the moderation and accommodative way and its implementation in Southeast Asia. The main idea of the wa¡a¯iyyah or moderation in religious life is that it offers the importance of realizing the concept of Islamic blessing for all the Universe (Islam; Ra¥matan lil ±lam³n). Therefore, the main offer of the Muslim wa¡a¯iyyah movement is to focus on developing civilization, freedom, justice, prosperity and better future for all the people. It is the main capital of the Wa¡a¯iyyah in Southeast Asia to give the significant contribution to the globalization of the world.

scholarly journals The competitiveness of Ukraine’s banks in the world banking market

2018 ◽  
pp. 81-98
Author(s):  
Yevheniia Voinova
Keyword(s):  
Banking Sector ◽  
Foreign Capital ◽  
Internet Banking ◽  
Global Market ◽  
Banking Services ◽  
Banking Market ◽  
The World ◽  
Start Ups ◽  
Regional Banks

The article examines the market of banking services in Ukraine through comparing indicators of competitiveness of Ukrainian banks and banks with foreign capital in the domestic market and global market. Taking into account the network-type structure of banks, six groups of banks are determined according to the degree of branching, namely: systemically important banks, all-Ukrainian equilibrium banks, all-Ukrainian concentrated banks, regional banks, local individual banks, closed banks. A particular emphasis is placed on a range of banking services and pricing policies of banks groups. The classification of factors developed by M. Yokoi-Arai and N. Yoshino is used in order to assess the competitiveness of Ukraine’s banks in terms of effectiveness and volume of services provided, information technology and resource management. About fifty indicators of banking activites performed by groups of banks with domestic and foreign capital are compared, and also best-performing banks in these groups are described based on the analysis of 82 operating banks in Ukraine. The article presents evidence that, under current conditions in Ukraine, banks with domestic and foreign capital are represented in all categories of banking services. It is pointed out that the highest competitiveness of Ukraine’s banks is observed in developing the network of ATM terminals, promoting Internet banking and, thus, a wide coverage of banking services. It is noted that Ukraine’s banks are less competitive in providing services for big businesses, international companies, funding projects, innovations and start-ups. The findings of the research paper can be useful for educational purposes as well as for professionals in the banking sector.

Strategies for World Peace: Peace Research and Peace Movements

1989 ◽  
Vol 45 (2-3) ◽  
pp. 135-153 ◽  
Author(s):  
Veena Ravi Kumar
Keyword(s):  
Social Justice ◽  
Main Idea ◽  
Social Consciousness ◽  
World Peace ◽  
Peace Movements ◽  
Total War ◽  
Peace Research ◽  
The World ◽  
New Phenomena ◽  
Different Parts

Peace is not an esoteric word. It has philosophical underpinnings and real world connotations. In a nuclear era with the latest, and manifest, conflicts which may end in total war, peace becomes a deceptively complex word. Peace Research and peace movements become dualities which are necessary strategies for world peace. As a scientific compilation of data and meaning methodology, they are a comparatively new phenomena but in terms of some kind of a movement have always been active. Even if only a protest by a minority it has been an ongoing phenomenon. Peace Research and eventually peace movements become part of a social consciousness that is important to achieve a political end—world peace. This paper spells out the meaning of Peace Research, its development and links with peace movements. Some peace movements in different parts of the world have been brought out merely to substantiate the peace research and its concepts. It is by no means exhaustive. A lot needs to be researched and brought out. But one main idea seems amply clear that the world system needs restructuring to absorb Peace Research and peace movements if only to rationalise it, make it viable for both study and activism. So also a change is needed among the “realist” thinking if only to achieve positive and developmental peace, i.e. peace combined with social justice.

“We are here to help you”: understanding the role of careers and employability services in UK universities

2021 ◽  
Vol 0 (0) ◽  
Author(s):  
Maria Fotiadou
Keyword(s):  
Critical Discourse Analysis ◽  
Corpus Linguistics ◽  
Main Idea ◽  
Critical Discourse ◽  
Job Market ◽  
Course Of Action ◽  
Close Analysis ◽  
Linguistic Patterns ◽  
The World

Abstract This paper examines the language used by careers services in UK universities. Using a combination of critical discourse analysis and corpus linguistics methods and tools, the analysis of 2.6 million words collected from 58 UK university websites shows that the services highlight the quantity and variety of resources and assistance offered to Higher Education (HE) students. In addition, the close analysis of linguistic data brings to light a commonly used semantic pattern where the services act as the enablers of the students’ self-beneficiary actions. The main idea communicated in these webpages is that if HE students want to succeed in the graduate job market they need to prepare for the world of work, follow instructions and develop their employability. This course of action is presented by UK universities as natural or common sense. The interpretation and evaluation of linguistic patterns that emerge from the corpus-based analysis challenges the notion of employability and its association with the idea of ‘empowering’ young people to successfully compete in the graduate job market.

Challenges and Issues in E-Banking Services and Operations in Developing Countries

2016 ◽  
pp. 237-281
Author(s):  
Preeti Rana ◽  
Durgesh Pandey
Keyword(s):  
Developing Countries ◽  
Banking Sector ◽  
New Technologies ◽  
New Technology ◽  
Banking Services ◽  
Banking And Finance ◽  
Banking Service ◽  
Wide Range ◽  
The World ◽  
Recent Developments

In recent years we have seen a number of changes in banking sector of India. Main objective of banks is to create more value for customers; that is why most of the banks have begun to take an innovative approach for this purpose. In the world of banking and finance, nothing stands still. Now a day's banking activities is not limited to deposit and lending money to customers Apart from traditional business, banks provide a wide range of services to satisfy the needs of all types of customers whether it is financial or non-financial needs from the smallest account holder to the largest company and in some cases of non-customers. As a result of recent developments, the entire banking industry has restructured and new technologies are also introduced to make it competitive. Revolution of Information Technology has made it possible to provide ease and flexibility in operations to customers thus making life simpler and easier so bank can provide a variety of products and services to the customers. The E-Banking process has changed the way of working of banks across the world. In the chapter, the author reviews the literature on “The issues and challenges of e-banking service operation” what is the perception of people towards E-Banking in different developing countries?” As E-Banking is an emerging concept in the field of commerce and banking. This paper furnishes the study of E-banking in developing countries through an analysis of content & existing literature that focused on developing countries. The main purpose of the study is to present the current level of research on E-banking in developing countries. Electronic banking (e-banking) is the new technology in banking environment that allows the bank customers to do banking activities at any time and from any place.

UNREALIZED POTENTIAL OF SOCIOLINGUISTICS OF THE 20TH CENTURY

2020 ◽  
Vol 1 (1) ◽  
pp. 29-33
Author(s):  
Vida Yu. Mikhalchenko ◽  
Keyword(s):  
20Th Century ◽  
Main Idea ◽  
International Study ◽  
Modern Technology ◽  
Social Functions ◽  
International Work ◽  
National Minorities ◽  
The World ◽  
The Future

Modern sociolinguistics, like other linguistic disciplines, seeks to use modern technology in its research. As a good example here can serve the attempt to develop a sociolinguistic classifi cation of written languages of the world undertaken by the scientists from the Laval University (Quebec, Canada) in 1988–2002. The main idea of the classifi cation was to measure the vitality of a language by determining the intensity of its social functions in different areas of communication. The written languages of a number of countries, such as China, India, were studied. The sixth volume of this international work consisted of two books devoted to the languages of Russia, where the sociolinguistic parameters of all languages of Russia were studied, except for the languages of national minorities. According to this international study of Canadian scientists, it was possible, fi rstly, to clarify the number of written languages of the world, secondly, to create a sociolinguistic classifi cation of world’s languages. However, for objective reasons the work was not completed, and the achievement of the above-mentioned possibilities remains the scientifi c task of the future.

Cognitive Graphical Walkthrough Interface Evaluation

2006 ◽  
pp. 73-78 ◽  
Author(s):  
Athanasis Karoulis ◽  
Stavros Demetriadis ◽  
Andreas Pombortsis
Keyword(s):  
Interface Design ◽  
Formative Evaluation ◽  
Evaluation Method ◽  
Main Idea ◽  
Point Of View ◽  
Cognitive Domain ◽  
Usability Problems ◽  
Usability Problem ◽  
Basic Characteristics ◽  
Under Construction

Interface evaluation of a software system is a procedure intended to identify and propose solutions for usability problems caused by the specific software design. The term evaluation generally refers to the process of “gathering data about the usability of a design or product by a specified group of users for a particular activity within a specified environment or work context” (Preece et al., 1994, p. 602). As already stated, the main goal of an interface evaluation is to discover usability problems. A usability problem may be defined as anything that interferes with a user’s ability to efficiently and effectively complete tasks (Karat et al., 1992). The most applied interface evaluation methodologies are the expert-based and the empirical (user-based) evaluations. Expert evaluation is a relatively cheap and efficient formative evaluation method applied even on system prototypes or design specifications up to the almost-ready-to-ship product. The main idea is to present the tasks supported by the interface to an interdisciplinary group of experts, who will take the part of would-be users and try to identify possible deficiencies in the interface design. According to Reeves (1993), expert-based evaluations are perhaps the most applied evaluation strategy. They provide a crucial advantage that makes them more affordable compared to the empirical ones; in general, it is easier and cheaper to find experts rather than users who are eager to perform the evaluation. The main idea is that experts from different cognitive domains (at least one from the domain of HCI and one from the cognitive domain under evaluation) are asked to judge the interface, everyone from his or her own point of view. It is important that they all are experienced, so they can see the interface through the eyes of the user and reveal problems and deficiencies of the interface. One strong advantage of the methods is that they can be applied very early in the design cycle, even on paper mock-ups. The expert’s expertise allows the expert to understand the functionality of the system under construction, even if the expert lacks the whole picture of the product. A first look at the basic characteristics would be sufficient for an expert. On the other hand, user-based evaluations can be applied only after the product has reached a certain level of completion.

scholarly journals Banking Services for Everyone? Barriers to Bank Access and Use around the World

2008 ◽  
Vol 22 (3) ◽  
pp. 397-430 ◽  
Author(s):  
Thorsten Beck ◽  
Asli Demirgüç-Kunt ◽  
Maria Soledad Martinez Peria
Keyword(s):  
Banking Services ◽  
The World

Upgrading the Spoke Wheel Stadium Roof Concept

2019 ◽  
Vol 60 (4) ◽  
pp. 249-256
Author(s):  
Massimo Majowiecki ◽  
Stefano Pinardi ◽  
Giovanni Berti ◽  
Luca Patruno
Keyword(s):  
Wind Tunnel ◽  
Conceptual Design ◽  
Design Process ◽  
Structural System ◽  
Numerical Techniques ◽  
Wind Tunnel Tests ◽  
Roof Structure ◽  
Dynamic Analyses ◽  
The World ◽  
Under Construction

The roof structure of Olympic Stadium in Rome had been conceived, studied and realized between the end of 1988 and the April 1990, in total 16 months of work. This roof is the first example of spoke wheel roof structural system, that today is widely applied on many actual Stadiums around the world [1]. Wind tunnel tests on the roof structure have been carried out at the BLWT Lab. of Western Ontario University: at that time, there have been many discussions between the designer and wind tunnel researchers about the integration of wind tunnel tests data into the design process for sub-horizontal wide span roofs.<br/> The conceptual design and the method of wind dynamic analysis has been updated for the Yaoundé roof Stadium, now under construction. The aerodynamic behavior of Yaoundé stadium roof has been tested in London RWDI wind tunnel. Innovative and recently proposed numerical techniques have been adopted to perform dynamic analyses under wind action.<br/> Erection sequences prescribed for roofs of these two Stadiums are both remarkable and advanced: the big lift adopted procedure for the Olympic stadium roof in Rome and the new tie down pre tensioning operation, provided for the Yaoundé stadium cable roof.

Sign in / Sign up

Export Citation Format

Share Document