Abstract. Detailed and reliable assessment of direct
economic losses of flood disasters is important for emergency dispatch and
risk management in small- and medium-sized cities. In this study, a single
flood disaster in Lishui city in 2014 was taken as an example to study and
verify a method for rapid and detailed assessment of direct economic loss.
First, based on a field investigation, the inundation data simulated by the
one-dimensional hydrodynamic model and geographic information system (GIS)
analysis method were verified. Next, the urban land use map and
high-resolution land use classifications based on remote sensing data were
fused and combined with expert questionnaire surveys, thereby providing the
47 types and values of land use. Then, based on the previous depth–damage
function in the past study, the vulnerability curves of 47 types of land use
in Liandu district were fitted by the lognormal cumulative distribution
function and then calibrated using disaster loss report data. Finally, the
distributions of the loss ratio and loss value were estimated by spatial
analysis. It is found that the land use data have detailed types and value
attributes as well as high resolution. Secondly, the vulnerability curves
after function fitting and calibration effectively reflect the change
characteristics of land use loss ratio in this area. Finally, except for the
three types of land for agriculture, recreational and sports facilities, and
green parking spaces, the optimized simulated total loss is CNY 322.6 million, which is 0.16 % higher than the statistics report data. The estimated
loss ratio and loss value can reliably reflect the distribution pattern of
disaster losses in detail, which can be applied by government and private
sectors to implement effective disaster reduction and relief measures.