Pemanfaatan Teknologi Digital Wallet Sebagai Solusi Alternatif Pembayaran Modern: Literature Review

Financial technology innovation in the form of digital wallets is very interesting to the public. The efficiency offered from this payment system makes people start to switch from conventional payments to digital payments. In addition, many other factors influence multi-generational people using digital wallets as an alternative to their daily payments. The use of digital wallets is currently widely applied to online transportation transactions, purchases in e-commerce, to food and beverage delivery services. The method used in this study is a method of literature study with the goals to find out the development of digital wallet usage in the community from various journals sourced from Scopus and several websites that have been analyzed and processed by researchers into a literature review study. From the results obtained, it can be concluded that from year to year there is an increase in the number of digital wallet users, especially in Indonesia. Moreover after the Covid-19 pandemic, the number of digital wallet users is increasing because people have to avoid physical contact so that more transactions with digitally.Abstrak: Inovasi teknologi keuangan berupa digital wallet sangat manarik perhatian masyarakat. Efisiensi yang ditawarkan dari sistem pembayaran ini membuat masyarakat mulai beralih dari pembayaran konvensional ke pembayaran digital. Selain itu banyak faktor lain yang mempengaruhi para multi generasi menggunakan digital wallet sebagai alternatif pembayaran sehari-hari mereka. Penggunaan digital wallet saat ini banyak diterapkan untuk transaksi transportasi online, pembelian di e-commerce, hingga jasa pesan antar makanan dan minuman. Metode yang digunakan pada penelitian ini yaitu metode studi literatur dengan tujuan untuk mengetahui perkembangan penggunaan digital wallet di masyarakat dari berbagai jurnal yang bersumber dari Scopus dan beberapa website yang telah dianalisis dan diolah peneliti menjadi sebuah kajian literature review. Dari hasil yang didapatkan dapat disimpulkan bahwa dari tahun ke tahun terjadi peningkatan jumlah pengguna digital wallet, khususnya di Indonesia. Apalagi setelah pandemi Covid-19, jumlah pengguna digital wallet semakin meningkat karena masyarakat harus menghindari kontak fisik sehingga lebih banyak melakukan transaksi secara digital.

Analysis of Tomato Leaf Disease Identification Techniques

India loses thousands of metric tons of tomato crop every year due to pests and diseases. Tomato leaf disease is a major issue that causes significant losses to farmers and possess a threat to the agriculture sector. Understanding how does an algorithm learn to classify different types of tomato leaf disease will help scientist and engineers built accurate models for tomato leaf disease detection. Convolutional neural networks with backpropagation algorithms have achieved great success in diagnosing various plant diseases. However, human benchmarks in diagnosing plant disease have still not been displayed by any computer vision method. Under different conditions, the accuracy of the plant identification system is much lower than expected by algorithms. This study performs analysis on features learned by the backpropagation algorithm and studies the state-of-the-art results achieved by image-based classification methods. The analysis is shown through gradient-based visualization methods. In our analysis, the most descriptive approach to generated attention maps is Grad-CAM. Moreover, it is also shown that using a different learning algorithm than backpropagation is also possible to achieve comparable accuracy to that of deep learning models. Hence, state-of-the-art results might show that Convolutional Neural Network achieves human comparable accuracy in tomato leaf disease classification through supervised learning. But, both genetic algorithms and semi-supervised models hold the potential to built precise systems for tomato leaf detection.

IoT Based Novel Smart Blind Guidance System

In this research paper the system which is proposed that can be used for safe walking for blinds. This system consist of wireless sensor within the stick which provide the information of the obstacle between the way. The main advantage of this system is the safe for the blind people walking on the road, and make them independent while walking. When obstacle is detected an alert will be given to user with the help of buzzer an vibration . The unique feature of the system is to detect the temperature of a person who passes within the range of 6 feet of which helps in maintaining the social distancing in COVID situation. The system contains a wireless sensor that integrates temporary networks that can be made within the navigation stick, which can provide group communication between them, where roaming information and networks can be provided. With the help of IOT the location and alert message shared with family members in case of emergency. The system proposed in this research study is 60% more efficient then conventional system. The information is included in table1 to validate the result.

Analisis Manajemen Risiko Teknologi Informasi pada Website Ecofo Menggunakan ISO 31000

The role of information technology in the current era is becoming large in aspects of life. One of them is in the State Owned Enterprises (BUMN) in the East Banyumas KPH. The technology applied consists of a web-based information system that is used to manage ticket data designated by Ecofo. The application of technology is inseparable from the issuance of risks that arise that can hamper business processes. The purpose of this research is to study emerging issues and ways to save in order to minimize risks later on. This study uses the ISO 31000 method which is a method that specifically discusses risk management which has 5 stages of communication and consultation, determining context, risk assessment, risk analysis, risk evaluation), risk use and monitoring review. The results of this study consist of documentation found that identified 24 risks that have 3 levels of high risk, 10 levels of medium risk, and 11 levels of low risk that can be used as a reference to improve, manage and finance information technology assets in the future.

Perbandingan Algoritme C4.5 and Naive Bayes untuk Mengetahui Masa Studi

This research was to make comparisons between Algorithms C4.5 and Naive Bayes which is implemented on the data of graduation of Universitas Amikom Purwokerto students from 2011 to 2013 for Strata 1, Informatics Engineering study program for the renowned study. Attributes are NIM, gender, Achievement Index Semester 1 through 6 and graduation period. The test results with both algorithms use the Selection-Based Correlation feature feature (CFS) and testing methods using Confusion Matrix. Known Algorithm C4.5 has an accuracy of 72.679% with Precision value of 0.742, Remember 0.936 and F - Measure 0.828 whereas Naive Bayes obtained an accuracy of 73.6074% with a Precision value of 0.755, Remember 0.924 and F - Measure 0.831

Teknologi Augmented Reality pada Promosi Berbasis Android

Technological advances can be applied in the business world as a medium of promotional media. Augmented Reality (AR) is a technology that combines 2 dimensions and 3 dimensions into a ward, then projecting the virtual objects in real time. Augmented Reality can be utilized in a variety of needs, one of which is the utilization of promotional media on the Honda Genio brochure. The purpose of this research is to develop new interactive media in assisting the promotion media in Astra Motor Majenang with Android based Augmented Reality technology. The methods used are MDLC (Multimedia Development Life Cycle) consisting of six stages, the concept, the design, the material collecting, the assembly, testing, and the distribution (Distribuiton). The result of this research is an Android-based Augmented Reality promotional media app on the Honda Genio brochure that can display 3D motor objects and display specs in both text and audio form. The conclusion of the study was from the test results Alpha Test system developed spared from disability or failure of use. As for test results Beta Test, 91.2% of respondents answered strongly agree that it shows that the Augmented Reality app as a promotional medium on Android-based Honda Genio brochure is very interesting and acceptable for users.