Bridging the financial inclusion gender gap in smallholder agriculture in Nigeria: An untapped potential for sustainable development

2020 ◽  
Vol 127 ◽  
pp. 104755 ◽  
Author(s):  
Olayinka O. Adegbite ◽  
Charles L. Machethe
2021 ◽  
Vol 15 (1) ◽  
Author(s):  
Weidong Chen ◽  
Xiaohui Yuan

AbstractFinancial inclusion has become an important development strategy in many countries, and related research is increasing. Financial inclusion in China has had significant progress recently. It has gradually formed a unique and sustainable development path with supporting policies and regulations as well as rapid development and application of digital technology. While challenges remain, the experience of Chinese financial inclusion provides valuable lessons and research directions for policymakers and researchers.


2021 ◽  
Author(s):  
Shemelis Kebede Hundie ◽  
Daniel Tadesse Tulu

Abstract In Ethiopia, the gender gap in financial inclusion is high, and the effect of socioeconomic variables on the gap is not well investigated. As a result, this study uses the World Bank’s Global Findex database from 2017 to analyze magnitude and determinants of the gender gap in financial inclusion in Ethiopia. Using Fairlie decomposition technique, we find statistically significant gender gap in all indicators of financial inclusion under study in Ethiopia. The result shows that the highest financial inclusion gender gap is observed in formal saving followed by formal account holding. The decomposition results show males are 16.5%, 16.6%, 8.9 %, 8.4 %t, and 5.8% more likely to have a formal account, formal saving, borrowing, emergency fund possibility, and debit card ownership, respectively. We further decompose these gaps using Daymont and Andrisani approach and the result reveals that differences in coefficients between males and females explain 57.7% in formal saving, 43.4% in formal account holding, and 110.9% in borrowing from formal financial institutions. About 54.2% of the total gender gap in possibility of raising emergcency fund is attributed to differences in characteristics/predictors between the two genders while gender gap in debit card holding is explained by the iteraction between differences in characterisctics and coefficients. Being older, more educated, and wealthier favor financial inclusion, with age, employment, and education having a greater effect. Furthermore, gaps in coefficients, productivity, and advantage to males and disadvantage to females aggravate the gender gap in financial inclusion in Ethiopia. Gender mainstreaming in economic activities to increase income, employment opportunities and education for females to bridge the gender gap in financial inclusion is important.


Author(s):  
Lettiah Gumbo ◽  
Precious Dube ◽  
Muhammad Ridwan

One of the most effective catalysts of economic growth of any nation is obviously financial inclusion. However, in developing countries such as Zimbabwe gender gap is still an impediment to the achievement of financial inclusion for all. Research findings for this paper show that, increasing women’s financial opportunities and financial awareness on how to access financial products and services will go a long way in reducing the gender gap. Furthermore, increasing access to and use of quality financial products and services is essential to inclusive economic growth and poverty reduction. Although the government of Zimbabwe is taking steps to increase women financial inclusiveness, research shows that women in Zimbabwe trail behind men in as far as access to financial services is concerned. Zimbabwean communities remain dominantly patriarchal and women are always lagging behind in developmental projects meant for their empowerment. This paper seeks to assess the implementation of women’s financial inclusion highlighting opportunities and barriers such as the gender gap and how this may be overcome. The study is qualitative in nature and therefore makes use of interviews and questionnaires for data collection. It is envisioned by the researchers that the research findings will be beneficial to women; their empowerment and development and national development. It is hoped to change the way in which the banking and financial sectors deal with women’s financial inclusion for the betterment of their livelihoods.  Furthermore, women’s financial empowerment will improve livelihoods of many families given the caring nature of mothers, sisters, aunts and grandmothers.


2021 ◽  
Vol VI (III) ◽  
pp. 22-36
Author(s):  
Minahil Nawaz ◽  
Atif Bilal Aslam ◽  
Fariha Tariq

Like many other developing nations, Pakistan is also facing a gender gap in its socio-cultural spheres. Since independence, many programs and policies have been made in public and private sector domains to eradicate these gender disparities. This paper aims to evaluate these programs and policies by encountering their salient features and how far these programs and policies proved to be fruitful in bridging this gap. The evaluation is done majorly through a desk review of the secondary data drawn from reports published by different government and local organizations. Mainly, the qualitative methods of content and thematic analyses were employed for exploring the gender-based disparities, and how these are affecting the pace of development in Pakistan. Moreover, an assessment of strategies and policies addressing the problem of the gender gap has also been done. Based on the study findings, this paper presents some policy recommendations to reduce gender base disparities which is one of the many prerequisites for the promotion of sustainable development agenda as gender equality is the 5th goal of the United Nations sustainable development agenda.


The chapter argues that inequality between men and women has led to the gap in income and poverty for women. Gender inequality and women's empowerment have, therefore, become one of the 17 pillars of the Sustainable Development Goals Agenda 2030. This chapter, therefore, examines the global performances on gender inequality index (GII) and the Sustainable Development Goals Agenda 2030, regional performance and the Sustainable Development Goals, the top best performers on gender gap parity versus the worst performers on gender gap parity, and sub-national performances and global rankings. Also, this chapter examines the challenges of achieving gender equality by 2030 along with policy options for achieving gender equality in the year 2030.


Author(s):  
Erica Norstedt ◽  
Annika Andersson ◽  
Evylyn Pettersson ◽  
Simon Klintestrand

There is worldwide consensus on how important women are for development where gender equality is seen as a prerequisite for sustainable development. Information and communication technologies (ICTs) are seen as one of the most promising tools for the empowerment of women in developing countries. Men and women therefore need to have equal opportunities to access and use ICTs. Here, the authors, however, find a huge gender gap, and the reasons for this gap are still not fully understood or investigated. The purpose of this study is therefore to further investigate the reasons for this gap in ICT use. Based on a review of existing literature, as well as interviews with men and women from developing countries, the main finding is that the impeding factor underlying all barriers described in the literature relates to social norms. Based on this insight, the authors end the paper by discussing implications for research and practice.


Author(s):  
Nur Farhah Mahadi ◽  
Nor Razinah Mohd. Zain ◽  
Shamsuddeen Muhammad Ahmad

The purpose of this study is to explore the role of Islamic social finance towards realising financial inclusion in achieving nine of the seventeen goals of sustainable development goals (SDGs) which are SDG1, SDG2, SDG3, SDG4, SDG5, SDG8, SDG9, SDG10, and SDG17 in the 2030 agenda for SDGs, as propagated by United Nations Member States in 2015. Then, a critical analysis is made to explain the possible contribution of Islamic social finance in achieving financial inclusion which is aligned with SDGs that brings balanced to the physical, emotional, mental, and spiritual of the community in supporting overall economic growth which finally combats the economic impact of the COVID-19 pandemic. Further research and empirical studies can be conducted to explore the relationship between Islamic social finance, financial inclusion, and SDGs which in tandem with Maqᾱṣid al-Sharῑ῾ah to equip ourselves in unpredictable economic hiccups during COVID-19. The results may also motivate the financial industries to promote Islamic social finance products and corporate social responsibilities as well as enhance the development of Islamic social finance towards achieving financial inclusion in fulfilling SDGs which soon will provide significant social impacts as the results will enable new initiatives by industries and policy makers to develop Islamic social finance in attaining financial inclusion to achieve SDGs which is seen as being parallel with Maqᾱṣid al-Sharῑ῾ah especially in resolving economic issues of COVID-19.


2017 ◽  
Vol 17 (2) ◽  
pp. 239-244 ◽  
Author(s):  
Eun Mee Kim

The Sustainable Development Goals (SDGs) began in 2016 with great hopes that they will promote social development, economic development, and environmentally sustainable development with the motto, “Leave No One Behind” (UN 2016). In particular, SDGs’ goal 5, “Achieve Gender Equality and Empower All Women and Girls” (UN 2016). However, persistently high gender gap was found in many countries around the world whether they are developed or developing. The 2016 Global Gender Gap Index (GGGI), which examines gender inequality across four key areas of health, education, economy and politics, showed that the gender gap widened in many countries, and the gap in “economic participation and opportunity” showed the largest gender gap compared to health, education and political participation (World Economic Forum 2016). Interestingly, the GGGI do not match the global ranking of countries based on their GDP size, GDP per capita, or even the level of poverty. Thus, in order to deal with the underlying causes of deep-rooted and persistent gender inequality we must develop more culturally nuanced and contextualized approaches in the SDGs to tackle gender inequality (Song & Kim 2013). Gender inequality is simply not acceptable in the world where half of the world’s citizens are not provided with the same rights as the other half. It is also economically less productive to rely on only half of the world’s labor force to help eradicate poverty. Education, employment, and full empowerment of women and girls must be a priority for the SDGs.


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