scholarly journals Understanding of Accounting and Gender on Financial Literation Levels

2021 ◽  
Vol 5 (2) ◽  
pp. 88
Author(s):  
Muhamad Iskhak
Keyword(s):  
Financial Literacy ◽  
Participation Rate ◽  
Female Gender ◽  
Economic Education ◽  
State University ◽  
Education Programs ◽  
Postgraduate Students ◽  
And Gender ◽  
High Level ◽  
Education Courses

This study aims to analyze the effect of understanding accounting and gender on the level of financial literacy of postgraduate students in the economic education program at Surabaya State University. This research uses a quantitative approach. The study showed that the level of financial literacy of postgraduate students of economic education courses at UNESA was 19.7% at the high level, 32.4% at the moderate level, and 47.9% at the low level. The level of financial literacy shows an average of 60.49, and the meaning is moderate. Accounting understanding shows an average of 70.28, and it means that the level of accounting understanding is moderate. The participation rate was 43.7% male and 56.3% female. The level of financial literacy of students in the female gender group was higher than male, female by 62.00 (62.00> 60) which means moderate, and male by 58.55 (58.55 <60) which means low. Based on data analysis, it can be concluded that accounting understanding has a significant effect on the level of financial literacy of postgraduate students in economic education programs at UNESA. Meanwhile, gender has no significant effect.

scholarly journals Dysfunction of Self-Control in Facebook Addiction: Impulsivity Is the Key

2019 ◽  
Vol 91 (1) ◽  
pp. 91-101 ◽  
Author(s):  
Andrzej Cudo ◽  
Małgorzata Torój ◽  
Marcin Demczuk ◽  
Piotr Francuz
Keyword(s):  
Female Gender ◽  
Action Control ◽  
Self Control ◽  
Control Scale ◽  
Positive Elements ◽  
State Orientation ◽  
Facebook Addiction ◽  
And Gender ◽  
High Level

AbstractFacebook is one of the most popular social network sites and communication platforms. However, besides many positive elements related to the use of this network site, in some cases it may lead to addiction. Therefore, the main aim of our study was to identify Facebook addiction predictors, in particular, to verify whether impulsivity, as a dimension of self-control, is an important predictor of this type of addiction. We also examined whether Facebook addiction predictors such as time spent using Facebook, use of Facebook smartphone apps, state orientation and female gender would be significant in our model of Facebook addiction. The 234 participants in the study were assessed using the Facebook Intrusion Questionnaire, the Brief Self-Control Scale and the Action Control Scale. Impulsivity as a dimension of self-control, action control, amount of time spent on Facebook, Facebook app use and gender were found to be related to Facebook addiction. Specifically, a high level of impulsivity, more time spent using Facebook, female gender and Facebook smartphone app use are predictors of Facebook addiction. However, the relation between state orientation, restraint as a dimension of self-control and Facebook addiction was insignificant. Our results may indicate the role of impulsivity as a dimension of self-control in Facebook addiction. In addition, they may suggest that self-control should be taken into account not only as a one-dimensional but also as a multidimensional construct in Facebook addiction research. Our findings may also contribute to the better preparation of prevention and therapeutic programmes for people at risk of Facebook addiction.

scholarly journals Pengaruh gaya hidup, kecerdasan emosional dan literasi keuangan terhadap rasionalitas konsumsi mahasiswa pendidikan ekonomi angkatan 2018 Universitas Negeri Malang

2021 ◽  
Vol 1 (7) ◽  
pp. 697-686
Author(s):  
Aida Miftachul Jannah ◽  
Lisa Rokhmani
Keyword(s):  
Emotional Intelligence ◽  
Financial Literacy ◽  
Random Sampling ◽  
Linear Regression Analysis ◽  
Economic Education ◽  
Economics Education ◽  
State University ◽  
Significant Positive Effect ◽  
Education Students ◽  
Positive Effect

Abstract In this modern era, the world is enjoying the phenomenon of increasingly rapid technological development, this phenomenon is called the industrial revolution 4.0. Humans will be required to become more rational individuals in carrying out consumption activities and also to fulfill various desires that arise in them. This study aims to determine the partial and simultaneous influence on lifestyle, emotional intelligence, and financial literacy on consumption rationality in 2018 Economics Education students, State University of Malang. This research uses a quantitative approach with quantitative descriptive research. The population of this research is all students of economic education class 2018 State University of Malang. The technique used in sampling is proportional random sampling. To determine the sample size is calculated using the Slovin formula. This study used a sample of 99 students spread over 6 classes from a population of 131 students. The instruments in this study were questionnaires and multiple-choice tests. The data analysis method in this study uses multiple linear regression analysis with the help of the SPSS version 25 program. The results of the analysis in this study show that: (1) Lifestyle has a significant effect on consumption rationality. (2) Emotional Intelligence has a significant positive effect on consumption rationality. (3) Financial Literacy has a significant positive effect on the rationality of student consumption. (4) Lifestyle, emotional intelligence, and financial literacy affect the consumption rationality of 2018 Economics Education students Abstrak Pada era modern ini dunia sedang menikmati fenomena perkembangan teknologi yang semakin pesat, fenomena ini disebut dengan revolusi industri 4.0. Manusia akan dituntut untuk lebih menjadi individu yang rasional dalam melakukan kegiatan konsumsi dan juga untuk memenuhi berbagai keinginan yang muncul dalam dirinya. Penelitian ini bertujuan untuk mengetahui pengaruh secara parsial dan simultan pada gaya hidup, kecerdasan emosional dan literasi keuangan terhadap rasionalitas konsumsi pada mahasiswa Pendidikan Ekonomi angkatan 2018 Universitas Negeri Malang. Penelitian ini menggunakan pendekatan kuantitatif dengan jenis penelitian deskriptif kuantitatif. Populasi penelitian ini adalah seluruh mahasiswa pendidikan ekonomi angkatan 2018 Universitas Negeri Malang. Teknik yang digunakan dalam pengambilan sampel adalah proportional random sampling. Untuk menentukan besarnya sampel dihitung dengan menggunakan rumus slovin. Penelitian ini menggunakan sampel sebesar 99 mahasiswa yang tersebar di 6 kelas dari populasi yang berjumlah 131 mahasiswa. Instrumen dalam penelitian ini adalah angket dan tes pilihan ganda. Metode analisis data dalam penelitian ini menggunakan analisis regresi linear berganda dengan bantuan program SPSS versi 25. Hasil analisis dalam penelitian menunjukkan bahwa: (1) Gaya Hidup berpengaruh signifikan terhadap rasionalitas konsumsi. (2) Kecerdasan Emosional berpengaruh positif signifikan terhadap rasionalitas konsumsi. (3) Literasi Keuangan berpengaruh positif signifikan terhadap rasionalitas konsumsi mahasiswa. (4) Gaya hidup, kecerdasan emosional dan literasi keuangan berpengaruh terhadap rasionalitas konsumsi mahasiswa Pendidikan Ekonomi angkatan 2018.

Entrepreneurship education programs in Malaysian polytechnics

2016 ◽  
Vol 58 (7/8) ◽  
Author(s):  
Norasmah Othman ◽  
Norfadhilah Nasrudin
Keyword(s):  
Design Methodology ◽  
Learning Experience ◽  
Participation Rate ◽  
Survey Method ◽  
Education Programs ◽  
Type Design ◽  
Actual Content ◽  
High Level ◽  
Entrepreneurial Activities ◽  
Practical Implications

Purpose This study aims to evaluate students’ views on the on-the-campus entrepreneurship programs in Malaysian polytechnics. Participation in the entrepreneurship programs is able to stimulate an interest in entrepreneurship, and improve the knowledge, skills, and entrepreneurial experience of its students. Design/methodology/approach This study adopted a survey method designed in the form of an objective-oriented program evaluation. Questionnaires were used to identify the students’ level of assessments of the instructional dimensions. This study explored the differences in evaluation based on gender, specializations, and courses attended. Findings The results showed moderately high level of evaluation. The analysis of gender differences shows that gender did not affect students’ views on the instructional dimension. However, students’ specialization and courses attended are associated with significant differences in the level of evaluation Research limitations/implications This research is limited to only five Malaysian polytechnics. The study was looking into the instructional dimension of the entrepreneurship programs. Further research should include the assessment of the institutional side of the programs. . Practical implications The evaluation results provide important recommendations to improve some practical aspects of the entrepreneurial activities. The polytechnics’ departments can focus on the actual content as well as on the learning experience to implement conducive, positive, and supportive practices that could lead to a maximum participation rate among students. Originality/value There have been no discussions or evaluation of the entrepreneurship programs conducted in Malaysian polytechnics in terms of objective-oriented evaluation. This paper attempts to fill the current gap.

scholarly journals FINANCIAL LITERACY AND RISK PROFILE: AN EXTENSIVE OBSERVATION ON BANK EMPLOYEES

2021 ◽  
Vol 19 (1) ◽  
pp. 175-186
Author(s):  
Sylviana Maya Damayanti ◽  
◽  
Pramudya Wicaksana ◽  
Keyword(s):  
Financial Literacy ◽  
Financial Management ◽  
Demographic Factors ◽  
Sampling Technique ◽  
Well Being ◽  
Risk Profile ◽  
Financial Decisions ◽  
Bank Employees ◽  
And Gender ◽  
High Level

People with a high level of financial literacy tend to have better financial management skills to realize their financial well-being through effective financial decisions including investing according to their risk profile. The banking industry is an industry that has the highest inclusive level selected because it can represent financial literacy conditions. On the other hand, the gap between financial inclusion and financial literacy leads to a large number of investment (illegal) cases and complaints to regulators. The purpose of this research is to find out the level of financial literacy and type of risk profile, factors that affect it with bank employees in Bandung as research objects. The sampling technique used is a non-probability sampling technique that is purposive sampling with a total of 408 respondents. Data collection is through online questionnaires. There are three sections questionnaire, demographic factors, financial literacy, and risk profile. The data processing techniques used are descriptive statistical analysis and multiple regressions. The results showed that bank employees in Bandung had financial literacy indexes categorized as “medium” or “sufficient” (66.7%) with a risk profile index of “moderate” type (60%). Demographic factors that affect financial literacy are age, education level, and organizational position. While the factor that affects the risk profile is age and gender. Research has also revealed a strong correlation between financial literacy and risk profile.

scholarly journals Financial Literacy, Materialism and Financial Behavior

2018 ◽  
Vol 5 (4) ◽  
pp. 370
Author(s):  
Anastasia Anggarkusuma Arofah ◽  
Yunastiti Purwaningsih ◽  
Mintasih Indriayu
Keyword(s):  
College Students ◽  
Financial Literacy ◽  
Significant Contribution ◽  
Financial Education ◽  
Economic Education ◽  
Financial Behavior ◽  
Original Sample ◽  
Education Programs ◽  
Goods And Services ◽  
Financial Behaviour

AbstractOtoritas Jasa Keuangan (OJK) focus on improving financial behavior is through financial education program. This study discusses the importance of financial literacy and materialism attitudes in affecting individual’s financial behaviour. Using survey on 129 undergraduates of Economic Education, financial literacy and materialism being factor in affecting behaviour finance. The result of research shows that financial literacy has positive and significant contribution on financial behaviour. It can be seen from the original sample value is 0.244 and t-value 2.319 > 1.96. In addition materialism has a positive and significant contribution on financial behaviour with the original sample value is -0.583 and t-value 6.666 > 1.96. Undergraduates with high financial literacy has good financial behaviour, and undergraduates with low materialism tends can hold an activity related to the purchase of consumer goods and services. Moreover, the significance of financial literacy and self-efficacy has important implications for the development of policies that aim to improve financial behaviour among college students in financial education programs. Keywords: Financial Literacy, Materialism, Financial Behaviour, Financial Education

scholarly journals FINANCIAL LITERACY ON POSTGRADUATE STUDENTS TRISAKTI UNIVERSITY

2016 ◽  
Vol 14 (2) ◽  
pp. 97
Author(s):  
Farah Margaretha ◽  
Yosephin Artiani
Keyword(s):  
Financial Literacy ◽  
Graduate Program ◽  
Personal Finance ◽  
Primary Data ◽  
Work Place ◽  
Postgraduate Students ◽  
And Gender ◽  
Corporate Social ◽  
The University ◽  
The Relationship

<p>financial literacy is a basic need for everyone to avoid financial problems. Understanding of financial literacy is the vital things to obtain a prosperous life and quality. This study was performed to obtain the relationship between financial literacy by gende, age, course of study, income level, employment structure, areas of works, workplaces, and location of residence. Object the research was Trisakti University Postgraduate Students who were already working. This research raised problems concerning gender, age, education, income, natures of work, the workplaces, and residence affecting financial literacy in students of Trisakti University post-graduate program who were employee worked in a variety of fields, where in this research financial literacy was the dependent variable and gender, age, income, nature of works, work place and residence were as independet variables. The researchused 311 primary data optained by questionnaire and then analyzed by using ANOVA in SPSS. This research proposed recommendations so that the University can provide education concerning personal finance to the students so that they from an early age have knowledge concerning personal finance. Financial companies may provide financial literacy to people which were corporate social responsibility.</p>

A Study on Knowledge, Attitude, Awareness and Practice About HIV/AIDS among different age group of Karachi, Pakistan

2017 ◽  
Vol 3 (3) ◽  
pp. 328-333
Author(s):  
Safia Mehmood ◽  
Sheema Zia ◽  
Nida Aziz ◽  
Omama Sajid
Keyword(s):  
Hiv Transmission ◽  
Age Groups ◽  
World Population ◽  
Major Barrier ◽  
Initial Stage ◽  
Awareness Programs ◽  
And Gender ◽  
Strongly Agree ◽  
High Level ◽  
Lack Of Knowledge

The AIDS is one of the most complicated health problems of the 21st century and it threatens the world population. AIDS spread at an alarming rate. This was a descriptive study to determine the knowledge, awareness, and practice about HIV among different age groups. The study carried out in Karachi, Pakistan during the period of January 2016-april 2016, in which 82 peoples are participated; 65 peoples having age in between 18-30, people’s lies in 31-40 years, while only 4 peoples having age above 40. From which 91% peoples thought HIV is dangerous virus and 51% peoples having misconception that it cause AIDS on initial stage and does not have any effect on CD4+. Majority of peoples aware about transmission of AIDS through intercourse, and during pregnancy. But the study show the high level of misbelieve also in mode of transmission that HIV transmit through sweat, saliva etc. Majority of the peoples have knowledge that HIV-1 is the most common type found worldwide. Also large number of peoples have knowledge that HIV weak immune system by destroying CD4+ and require long exposure to progress AIDS. Less than 15% of peoples strongly agree that AIDS is common in women. This misconception reflex the lack of knowledge and awareness in the HIV transmission and gender relation. Also majority of peoples thought that lack of knowledge is major barrier in the proper cure of disease. So increasing knowledge by awareness programs; sexual prevention; by starting national testing resources and curing poverty will cured AIDS in Pakistan. Newly drugs are introduced which can stop the progression of AIDS.

Formation of financial literacy in training of informatics teachers on the basis of the 1С:Enterprise system

2020 ◽  
Vol 1 (1) ◽  
pp. 11-18
Author(s):  
M. A. Rodionov ◽  
I. V. Akimova
Keyword(s):  
Financial Literacy ◽  
Basic Knowledge ◽  
State University ◽  
Science And Literature ◽  
Successful Development ◽  
Mathematics History ◽  
School Subjects ◽  
Personal Finances ◽  
The Right

In the submitted study the problem of the formation of financial literacy of students at informatics lessons and relevant training of future informatics teachers is considered. Financial literacy is understood as a set of basic knowledge in the field of finance, banking, insurance, as well as budgeting for personal finances that allow a person to choose the right financial product or service, soberly assess and take risks that may arise during the use of these products, correctly accumulate savings and identify doubtful (fraudulent) investment schemes. The authors conclude that successful development of meaningful lines of the course of financial literacy requires integration of a few school subjects, such as mathematics, history, informatics, social science and literature. The role of modern informatics teacher in the formation of financial literacy of students is great. Therefore, in the training of a future informatics teacher, it should be paid the attention to issues related to the study of elements of financial literacy in informatics lessons. In order to solve the problem, the authors propose to use the special course “Basics of work in 1С:Enterprise”, which is implemented at Penza State University. The article contains a program of the course and the methodological recommendations for its implementation.

Hungarian diet and nutritional status survey – The OTAP2009 study I. Nutritional status of the Hungarian population

2012 ◽  
Vol 153 (26) ◽  
pp. 1023-1030 ◽  
Author(s):  
Éva Martos ◽  
Viktória Anna Kovács ◽  
Márta Bakacs ◽  
Csilla Kaposvári ◽  
Andrea Lugasi
Keyword(s):  
Nutritional Status ◽  
Abdominal Obesity ◽  
Public Health Problem ◽  
Participation Rate ◽  
Population Level ◽  
Prevalence Of Obesity ◽  
Interview Survey ◽  
European Health ◽  
European Health Interview Survey ◽  
And Gender

Obesity is a leading public health problem, but representative data on measured prevalence among Hungarian adults has been missing since the late eighties. Aim and method: Joining in European Health Interview Survey the aim of the OTAP2009 study was to provide data representative by age and gender on the prevalence of obesity and abdominal obesity among Hungarian adults based on their measured anthropometric data. Results: Participation rate was 35% (n = 1165). Data shows that nearly two-thirds of adults are overweight or obese. 26.2% of men and 30.4% of women are obese. Prevalence of morbid obesity is 3.1% and 2.6% in men and women, respectively. Abdominal obesity is more prevalent among women than men (51.0% vs. 33.2%), and rate is increasing parallel with age in both gender. In elderly, 55% of men and almost 80% of women are abdominally obese. Conclusions: Besides interventions of population level for tackling obesity, individual preventive measures are indispensable. Orv. Hetil., 2012, 153, 1023–1030.

To the memory of the geobotanist. Leonid E. Rodin (to the 100th anniversary of his birthday)

2007 ◽  
pp. 106-107
Author(s):  
B. K. Gannibal
Keyword(s):  
End Of Life ◽  
100Th Anniversary ◽  
State University ◽  
Botanical Institute ◽  
Komarov Botanical Institute ◽  
The Future ◽  
Long Time ◽  
High Level

Leonid Efimovich Rodin (1907-1990) was a graduate of Leningrad state University. To him, the future is known geobotanica, happened to a course in Botanical geography is still at the N. A. Bush. His teachers were also A. P. Shennikov and A. A. Korchagin, who subsequently headed related Department of geobotany and Botanical geography of Leningrad state University. This was the first school scientist. And since the beginning of the 30s of XX century and until the end of life L. E. was an employee of the Department of geobotany of the Komarov Botanical Institute (RAS), where long time worked together with E. M. Lavrenko, V. B. Sochava, B. A. Tikhomirov, V. D. Alexandrova and many other high-level professionals, first continuing to learn and gain experience, then defining the direction of development of geobotany in the Institute and the country as a whole.

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