scholarly journals Pengaruh Rentabilitas, Efisiensi, dan Likuiditas Terhadap Kecukupan Modal Bank Umum Syariah: Study Pada PT Bank Syariah Mandiri Tbk

2014 ◽  
Vol 6 (1) ◽  
pp. 53-72
Author(s):  
Siti Fatimah
Keyword(s):  
Negative Influence ◽  
Positive Influence ◽  
Capital Adequacy ◽  
Islamic Bank ◽  
Long Run ◽  
Capital Adequacy Ratio ◽  
Short Run ◽  
Method Analysis ◽  
Significant Positive Influence

 The Influence of Rentability, Efficiency, Liquidity To Capital Adequacy Ratio in Islamic Bank: Study at PT Bank Syariah Mandiri. The aim of this study is to analyze the influence of rentability (ROA), efficiency (BOPO), and liquidity (FDR) to Capital Adequacy Ratio (CAR) in short-run and long-run. The method analysis that used in this study is VECM method. The result was shown that ROA had a significant negative influence to CAR, BOPO had a significant positive influence to CAR, and FDR had a significant negative influence to CAR. There were a long-run correlation between BOPO and FDR to CAR, and there were a short-run correlation between ROA, BOPO, FDR to CAR. DOI:10.15408/aiq.v6i1.136810.15408/ijies.v6i1.1367

scholarly journals PENGARUH RASIO KEUANGAN TERHADAP TINGKAT KINERJA PADA BANK PEMBANGUNAN DAERAH

ETIKONOMI ◽  
2015 ◽  
Vol 13 (2) ◽  
Author(s):  
Mulatsih Mulatsih
Keyword(s):  
Negative Influence ◽  
Positive Influence ◽  
Capital Adequacy ◽  
Return On Equity ◽  
Net Interest Margin ◽  
Capital Adequacy Ratio ◽  
Dependent Variables ◽  
Regional Development Banks ◽  
Method Analysis ◽  
Interest Margin

The aim of this research is to analyze the effect of financial ratios on profitability at regional development banks. The method analysis that used in this research is multiple regressions with six variabel independent such as capital adequacy ratio, net interest margin, BOPO, loan to deposit ratio, non-performing loan, and return on equity, and the dependent variables is return on asset. The result shown that capital adequacy ratio, net interest margin, and ROE have a positive influence on ROA. BOPO and non-perfoming loan had a negative influence to return on asset. The value of R square shown that all the independent variables can explained the model with 83,7%, and the rest is about 16,7% was explained by other variables outside the model.DOI: 10.15408/etk.v13i2.1884

scholarly journals DETERMINAN PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA

2019 ◽  
Vol 5 (2) ◽  
pp. 201-215
Author(s):  
Zuwardi MA ◽  
Hardiansyah Padli
Keyword(s):  
Error Correction ◽  
Secondary Data ◽  
Error Correction Model ◽  
Negative Influence ◽  
Positive Influence ◽  
Capital Adequacy ◽  
Return On Assets ◽  
Correction Model ◽  
Long Run ◽  
Capital Adequacy Ratio

AbstrakProfitabilitas adalah kemampuan bank untuk menghasilkan laba secara efektif dan efisien. Jadi, penelitian ini bertujuan untuk menganalisis pengaruh efisiensi modal kerja (BOPO), rasio kecukupan modal (CAR), likuiditas (FDR) dan Inflasi terhadap profitabiltas yang tercermin dari Return On Asset (ROA) pada Bank Umum Syariah di Indonesia. Penelitian ini menggunakan data sekunder yang terdiri dari data bulanan dari tahun 2016-2018. Adapun metode analisis yang digunakan dalam penelitian ini metode Error Correction Model (ECM). Berdasarkan penelitian diperoleh hasil bahwa dalam jangka pendek BOPO berpengaruh secara signifikan dan negatif terhadap ROA. Sedangkan inflasi berpengaruh secara signifikan dan positif terhadap ROA. Sementara CAR dan FDR tidak berpengaruh secara signifikan terhadap ROA. Dalam jangka panjang BOPO berpengaruh negatif dan signifikan terhadap ROA. Sedangkan FDR dan inflasi berpengaruh signifikan dan positif terhadap ROA. dalam jangka panjang. CAR tidak berpengaruh signifikan terhadap ROA.Kata Kunci: BOPO, Inflasi, Profitabilitas AbstractProfitability is the ability of banks to generate profits effectively and efficiently. This study aims to analyze the effect of BOPO, Capital Adequacy Ratio (CAR), liquidity (FDR) and inflation on profitability reflected in Return on Assets (ROA) at Islamic Banks in Indonesia. This study used secondary data consisting of monthly data from 2016-2018. Data analysis used the Error Correction Model (ECM).  Based on the research results obtained that BOPO has a significant and negative influence on ROA in the short term. While inflation has a significant and positive influence on ROA. In other hand, CAR and FDR do not significantly influence on ROA. In the long run, BOPO has a negative and significant effect on ROA. While FDR and inflation have a significant and positive effect on ROA. CAR has no significant influence on ROA.

scholarly journals Price and non-price decision making factors of groundnut production in Karnataka: evidence from vector error correction model

2019 ◽  
Vol 39 (1) ◽  
Author(s):  
S. M. Jainuddin ◽  
K. Suhasini ◽  
Seema .
Keyword(s):  
Decision Making ◽  
Negative Influence ◽  
Positive Influence ◽  
Land Allocation ◽  
Vector Error Correction ◽  
Vector Error ◽  
Long Run ◽  
Decision Making Factors ◽  
Short Run ◽  
Price Determinants

The study was conducted in Karnataka state with an objective to assess the decision making factors in land allocation sustainability of groundnut production. The results of the coefficients of area response of groundnut indicated that the total rainfall had exerted significant positive influence on current year’s area of groundnut in Mysore division and Karnataka. The coefficients of production response of groundnut indicated that the lagged production had exerted significant negative influence on current year’s production of groundnut in Bangalore, Gulbarga and Karnataka. The result showed that long run relationship existsed between dependent and independent variable in some divisions. The results indicated that the price inelasticity of supply in both short run as well as long run all the division except some. The study concluded that non-price determinants were more significant for decision making and complementary to price for land allocation in sustainable production of groundnut in the state.

scholarly journals Impact of Financial Ratios on Non-Performing Loans of Publicly Traded Commercial Banks in Bangladesh

2016 ◽  
Vol 8 (1) ◽  
pp. 181 ◽  
Author(s):  
Md. Ataur Rahman ◽  
Md. Asaduzzaman ◽  
Md. Shakhaowat Hossin
Keyword(s):  
Commercial Banks ◽  
Negative Impact ◽  
Negative Influence ◽  
Positive Influence ◽  
Capital Adequacy ◽  
Financial Ratios ◽  
Return On Assets ◽  
Net Interest Margin ◽  
Capital Adequacy Ratio ◽  
Significant Negative Impact

This study investigates the influences of a set of financial ratios on non-performing loans and to show to what extent of listed commercial banks in Bangladesh. In this study, we applied an econometric model to find out correlations among financial ratios and a sample of 96 observations has been analyzed from 20 banks out of 30 listed commercial banks during 2010-2015. This paper mostly agrees with the existing literature that, credit-deposit ratio, net interest margin have a positive influence on the non-performing loans and capital adequacy ratio, return on assets have a negative influence on the non-performing loans. This research also reveals that, sensitive sector’s loan, priority sector’s loan have significant positive influence on the non-performing loans and unsecured loans, profit per employee, investment deposit ratio have significant negative impact on gross non-performing loan. The findings of this research would help commercial banks to maintain standard financial ratios in order to improve their loan qualities and it would be beneficial to the central bank to examine its existing policy in banking supervision relating to the ratios of regulatory requirements like capital adequacy ratio the banks shall maintain.

scholarly journals MONETARY POLICY AND TELECOMMUNICATION OUTPUT IN NIGERIA

2020 ◽  
Vol 3 (2) ◽  
pp. 62-73
Author(s):  
John Abiodun Akinde ◽  
Elijah Oludayo
Keyword(s):  
Monetary Policy ◽  
Money Supply ◽  
Negative Relationship ◽  
Negative Influence ◽  
Favourable Effect ◽  
Data Series ◽  
Long Run ◽  
Integration Test ◽  
Short Run ◽  
Positive Effect

Different policies impact on the growth of the telecommunication sector in Nigeria. One of these policies which influence the expansion or contraction of the telecommunication output is monetary policy. To this end, this research examined the effect of monetary policy on telecommunication output in Nigeria. For the purpose of analysis, time series secondary data were sourced from Central Bank of Nigeria (CBN) statistical bulletin covering the periods1986 to 2018. Autoregressive Distributed Lag (ARDL) technique was employed after examining the stationarity of the data series using Augmented Dickey-Fuller technique. The bound co-integration test revealed that there is long run equilibrium between the monetary policy variables employed and telecommunication output. The ARDL result revealed that money supply had significant and positive effect on telecommunication output in the short and long run; liquidity ratio produced an insignificant and negative relationship with telecommunication output in the short run and insignificant positive effect in the long run; exchange rate had insignificant negative effect in the short run and a significant positive effect on telecommunication output in the long run; consumer price index had significant negative influence on telecommunication outputboth in the short run and long run. The study concluded that monetary policy stimulates telecommunication output in Nigeria. Thus, it was recommended that the monetary authority should pursue an expansionary monetary policy to sustain the positive influence of money supply on telecommunication output in Nigeria while rolling out policy to reduce the liquidity ratio of banks in the short run but increase it in the long run so that the long term favourable effect of liquidity ratio can be felt on telecommunication output.  

scholarly journals ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK SYARIAH DI INDONESIA, MALAYSIA, BRUNEI DAN THAILAND PERIODE 2011-2016

2019 ◽  
Vol 5 (10) ◽  
pp. 835
Author(s):  
Adyagunita Karini ◽  
Dian Filianti
Keyword(s):  
Financial Performance ◽  
Capital Adequacy ◽  
Anova Test ◽  
Islamic Bank ◽  
Brunei Darussalam ◽  
Analysis Technique ◽  
Capital Adequacy Ratio ◽  
Significant Difference ◽  
Standards And Regulations ◽  
One Way Anova

Comparing the financial performance of banks with other countries would show if the different standards and regulations affect their performance. This research aims to know if there is a significant difference in financial performance of sharia banks between Indonesia, Malaysia, Brunei and Thailand during 2011-2016. The samples used in this research consist of one sharia bank from each country: Bank Syariah Mandiri, Maybank Islamic Berhad, Bank Islam Brunei Darussalam and Islamic Bank of Thailand. This research uses a comparative quantitativeapproach using Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), Return on Asset (ROA), and Capital Adequacy Ratio (CAR) as variables to indicate financial performance. One-Way ANOVA is used as the analysis technique. Results of the ANOVA test show there is a significant difference in NPF, FDR, ROA and CAR between sharia banks in Indonesia, Malaysia, Brunei and Thaiand as indicated by a significance value of 0,000 and 0,002.

scholarly journals ANALYSIS OF THE INFLUENCE OF INTEREST RATE, EXCHANGE VALUE, WORLD GOLD PRICES, DOW JONES INDEX, AEX INDEX, DAX INDEX, AND SHANGHAI INDEX ON LQ45 INDEX IN INDONESIA STOCK EXCHANGE 2012 – 2018

2021 ◽  
Vol 7 (2) ◽  
pp. 135
Author(s):  
Andini Nurwulandari ◽  
Hasanudin Hasanudin ◽  
Ari Jatmiko Setiyo Budi
Keyword(s):  
Exchange Rate ◽  
Interest Rate ◽  
Stock Exchange ◽  
Negative Influence ◽  
Positive Influence ◽  
Gold Price ◽  
Jones Index ◽  
Exchange Value ◽  
The Interest Rate ◽  
Significant Positive Influence

<p><em>This research aims to find out the influence of interest rate, exchange rate, world gold price, Dow Jones Index, AEX Index, DAX Index, and Shanghai Index on the LQ45 Index at the Indonesia Stock Exchange from 2012 through 2018 using the ARCH/GARCH model as the method of analysis.  The result of the test shows that the exchange rate had a significant negative influence, Dow Jones Index, AEX Index, and DAX Index had a significant positive influence on the LQ45 index, while the interest rate and world gold price had a non-significant negative influence and the Shanghai Index had a non-significant positive influence on the LQ45 index.</em></p>

Impact of Share Splits on Stock Returns: Evidences from India

2019 ◽  
Vol 23 (4) ◽  
pp. 432-441
Author(s):  
Bilal Ahmad Pandow ◽  
Khurshid Ahmad Butt
Keyword(s):  
Stock Returns ◽  
Impact Analysis ◽  
Positive Influence ◽  
Market Model ◽  
Sign Test ◽  
Rank Test ◽  
Long Run ◽  
Short Run ◽  
Study Methodology ◽  
The Impact

This article empirically examines the impact of stock splits on the price movements and returns of the scrips listed on the stock market in India. The study makes use of the standard event study methodology to measure the significance of unusual yield associated with the event. To calculate the returns, the study employs market model. Also, it uses parametric tests, such as t-statistic, and non-parametric test, such as Corrado Rank Test, Generalized Rank Test and Sign Test, to check the significance and robustness of abnormal return (AR), average AR, and cumulative average AR. Indisputably, the results are somewhat different from the evidences found in developed markets. Mostly in these countries, the event witnesses unusual optimistic yields. The results suggest that there is a positive AR adjacent to the effective day (ED) of the event in the short run. However, in the long run, negative ARs in the post-effective to ED+90 days window is witnessed. Further, the analysis also suggests that share splits do not have a positive influence on the share capital of the investors. The results are based on the 10-days event and 90-days estimation window and are the main limitation of the study. Hence, the windows can be both expanded and reduced to have a better holistic impact analysis of the share splits and stock returns of the selected firms.

scholarly journals PENGARUH KINERJA PERBANKAN TERHADAP JUMLAH PENYALURAN KREDIT ATAU PEMBIAYAAN PADA BANK KONVENSIONAL DAN SYARIAH

Media Ekonomi ◽  
2016 ◽  
Vol 24 (2) ◽  
pp. 101
Author(s):  
Yunita Hasanah ◽  
Ida Busneti
Keyword(s):  
Multiple Regression ◽  
Secondary Data ◽  
Positive Influence ◽  
Capital Adequacy ◽  
Third Party ◽  
Annual Reports ◽  
Capital Adequacy Ratio

<p><em>The goal this research to analyze comparing of factors that influence credit distribution at PT. Bank DKI and finance at PT. Bank Syariah Mandiri. The variable that influence credit distribution is: Third Party Funds, NonPerforming Loan/NonPerforming Finance and Capital Adequacy Ratio.This research used secondary data quertaly during the period 2008-2015 at the case study PT. Bank DKI and PT. Bank Syariah Mandiri from Finance Annual Reports of each Bank. The Methodology used is multiple regression analyze. This research shows is Third Party Funds and Capital Adequacy Ratio significantly and positive influence for the credit distribution and financing. NonPerforming Loan/No</em><em>n</em><em>Performing Finance has a negative and significant effect for credit distribution and financing.  </em></p>

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