scholarly journals Impact of Firm Specific Factors on Credit Risk: A Case of Karachi Stock Exchange

2015 ◽  
Vol 54 ◽  
pp. 140-143
Author(s):  
Sajid Iqbal ◽  
Saima Nasir Chaudry ◽  
Nadeem Iqbal
Keyword(s):  
Regression Analysis ◽  
Credit Risk ◽  
Significant Relationship ◽  
Multivariate Regression ◽  
Stock Exchange ◽  
Manufacturing Sector ◽  
Multivariate Regression Analysis ◽  
Specific Factors ◽  
Relationship Of ◽  
The Relationship

The current study aims to explore the relationship of firm’s specific factors i-e profitability, ROA, leverage and bank size on credit risk. The population of the study consists of manufacturing sector of Pakistan. The sample of study is cement sector of Pakistan. The sample units are 22 and listed at Karachi stocks exchange. The multivariate regression analysis is used to test the data of sample. The study revealed negative significant relationship of all firm specific factors with credit risk in Pakistan. Thus, the study supported historic investigations regarding credit risk.

scholarly journals Canonical Correlation of Multivariate Regression Analysis on Economic Factors in Nigeria

2021 ◽  
pp. 1-7
Author(s):  
E. E. Bassey ◽  
U. P. Akra
Keyword(s):  
Regression Analysis ◽  
Significant Relationship ◽  
Canonical Correlation ◽  
Multivariate Regression ◽  
Economic Factor ◽  
Multivariate Regression Analysis ◽  
Economic Factors ◽  
Macroeconomic Factors ◽  
Factor Returns ◽  
The Relationship

This research is on canonical correlation of multivariate regression analysis on economic factors in Nigeria. This study aim to analyze the effect of Nigerian macroeconomic factors and also to investigate the relationship between the factors for the period of 1985-2014. Four macroeconomic variables (economic factors) used in this research are Gross Domestic Product (GDP), Currency in Circulation (CIC), Foreign Trade and Inflation. Canonical correlation analysis under Multivariate regression was used for association between the variables. The result showed that there is a significant relationship between GDP and all the variables considered at (0.01) level of significant with the exception of inflation which showed negative and no significant relationship. However, the results also revealed that the economy of Nigeria is been affected by volume of economic factor returns.

scholarly journals The level of N-terminal pro-brain natriuretic peptide depending on vascular wall condition and bone mass in postmenopausal women

2020 ◽  
Vol 19 (3) ◽  
pp. 2542
Author(s):  
I. A. Skripnikova ◽  
N. A. Alikhanova ◽  
E. K. Yaralieva ◽  
M. A. Myagkova ◽  
V. E. Novikov ◽  
...  
Keyword(s):  
Regression Analysis ◽  
Cardiovascular Risk ◽  
Bone Mass ◽  
Brain Natriuretic Peptide ◽  
Multivariate Regression ◽  
Vascular Wall ◽  
Multivariate Regression Analysis ◽  
Wall Condition ◽  
Relationship Of ◽  
The Relationship

Aim. To assess the relationship of serum N-terminal pro-brain natriuretic peptide (NT-proBNP) levels with vascular wall condition and bone mineral density (BMD) in postmenopausal women.Material and methods. The cross-sectional study included 107 outpatients aged 45-82 years who signed informed consent. The inclusion criterion was a menopause during ≥1 year. The level of serum NT-proBNP was determined by electrochemiluminescence. BMD was assessed by dual energy x-ray absorptiometry. Intima-media thickness (IMT), the presence and number of atherosclerotic plaques were evaluated using carotid duplex scanning. Pulse wave velocity (PWV) and augmentation index were estimated by applanation tonometry. To assess 10-year cardiovascular risk, the SCORE high-risk charts were used. Using the Russian model of FRAX® score, 10-year fracture risk was assessed.Results. NT-proBNP level in women with postmenopause >10 years was significantly higher than in those with postmenopause <5 years — 98,7 vs 56,3 pg/ml (p<0,001), but there was no independent relationship according to the regression analysis. According to multivariate regression analysis adjusted for age, menopause duration, systolic blood pressure, hypercholesterolemia, smoking, elevated C-reactive protein and interleukin-6 levels, there were independent relationship between the following parameters: NT-proBNP and IMT (β=2,38, p<0,03), NT-proBNP and PWV (β=1,76, p<0,001). NT-proBNP level in patients with osteoporosis was significantly higher than in women with normal bone mass (p<0,01). A negative correlation was observed between NT-proBNP and BMD of the proximal femur (r=-0,26, p<0,05), while the relationship between BMD of the lumbar vertebrae (L1-L4) and NT-proBNP did not reach significance. In multivariate regression analysis, this relationship has not been confirmed. A positive correlation was obtained between cardiovascular risk (SCORE) and NT-proBNP levels (r=0,28, p<0,001). NT-proBNP levels did not differ in women with a high and low 10-year risk of both major osteoporotic fractures and femoral fractures.Conclusion. An independent relationship of NT-proBNP with vascular stiffness and preclinical atherosclerosis was demonstrated: IMT and PWV. This indicates the participation of NT-proBNP in the atherosclerosis development. The association of elevated NT-proBNP levels with osteoporosis is significant, but not independent, and is apparently related to other factors.

HUBUNGAN BOARD DAN KOMITE AUDIT TERHADAP MANAJEMEN LABA

2010 ◽  
Author(s):  
Fivi Anggraini
Keyword(s):  
Corporate Governance ◽  
Moral Hazard ◽  
Earnings Management ◽  
Conflict Of Interest ◽  
Significant Relationship ◽  
Stock Exchange ◽  
Earning Management ◽  
Independent Directors ◽  
Relationship Of ◽  
The Relationship

Earnings management is the moral hazard problem of manager that adses because of the conflict of interest between the manager as agent and the stakeholder and the owner as principal. The behavior of earnings management will immediately influence the reported earning. The aims of this research at examining the relationship of board and audit committe to earnings management. The samples of this research is all of companies member Corporate Governance Perception Index (CGPI) in the years of 2003-2006 which were listed in Jakarta Stock Exchange. The results of this study show that (1) the proportion of independent directors on the board had not significant relationship to earning management, (2) competence of independent directors on the board had not significant relationship to earning management, (3) the size of board had significant relationship to earning management, (4) the proportion of independent directors on the audit committe had not significant relationship to earning management, and (5) competence of members of the audit committe had significant relationship to earning management.

scholarly journals The Effect of Internal Communication on Employees’ Commitment to Change in Malaysian Large Companies

2017 ◽  
Vol 8 (1) ◽  
pp. 1 ◽  
Author(s):  
Leonis Marchalina ◽  
Hartini Ahmad
Keyword(s):  
Decision Making ◽  
Regression Analysis ◽  
Significant Relationship ◽  
Multivariate Regression ◽  
Multivariate Regression Analysis ◽  
Internal Communication ◽  
Commitment To Change ◽  
Theoretical Contribution ◽  
Structured Questionnaire

Employees’ commitment seems to be vital in decision making for any organizations in order to be able in business competition and to adapt with changes. The commitment among employees can be a crucial tool for improving their performance in organizations. Communication is needed to raise awareness among employees on the need of change as well as creating the readiness to the change whereby it leads to the commitment to change. The objective of this paper is to examine the influence of internal communication on employees’ commitment to change. Apparently, this issue likely has attracted the attention among either scholars or researchers. The theoretical contribution has been added in this study by investigating the effect of internal communication in influencing employees’ commitment to change. A survey of structured questionnaire was conducted in five-hundred fifty employees in Malaysian large companies. The significant relationship has been found between internal communication and employees’ commitment to change through multivariate regression analysis. Moreover, the implications to practice and theory are discussed.

scholarly journals IMPACT OF DIVIDEND PAYOUT ON FIRM’S PERFORMANCE UNDER LOW GROWTH OPPORTUNITIES

2021 ◽  
Vol 9 (3) ◽  
pp. 1156-1165
Author(s):  
Taymoor Ali ◽  
Muhammad Kashif Khurshid ◽  
Adnan Ali Chaudhary
Keyword(s):  
Stock Exchange ◽  
Manufacturing Sector ◽  
Secondary Data ◽  
Financial Statements ◽  
Manufacturing Firms ◽  
Growth Opportunities ◽  
Dividend Payout ◽  
Relationship Of ◽  
The Relationship

Purpose of the study: The objective of the study was to investigate the relationship of the dividend payout on a firm's performance under low growth opportunities from the manufacturing sector of Pakistan. Methodology: A sample of 251 firms out of 378 manufacturing firms listed at the Pakistan Stock Exchange (PSX), have been carefully chosen for the era of ten years from 2006 to 2015. The secondary data was obtained from the firm’s web financials and analysis of financial statements, published by the statistics department of the State Bank of Pakistan. For the persistence of investigation panel data (fixed effect) analyses were employed in this study. Main Findings: The fallouts of the analysis revealed that the dividend payout ratio has an insignificant relationship with the firm's performance in the low growth perspectives of the study. Applications of this study: The findings of the study are helpful for the financial managers of the firms facing low growth opportunities. Furthermore, the investors in capital markets can use the findings of this while investing. The originality of this study: The study focussed on the role of low growth opportunities while studying the nexus of dividend pay-out and the firm’s financial performance which inherits the novelty and originality of the study.

scholarly journals Investigating the effect of social capital on delinquency of 15-to-19-year-old juveniles in shiraz

2015 ◽  
Vol 5 (1) ◽  
Author(s):  
Zinab Adelmand ◽  
Fatemeh Adelmand ◽  
Tahmineh Adelmand ◽  
Maryam Zarnaghash
Keyword(s):  
Social Capital ◽  
Regression Analysis ◽  
Life Style ◽  
Multivariate Regression ◽  
Religious Life ◽  
Multivariate Regression Analysis ◽  
Modern Life ◽  
Family Control ◽  
New Variables ◽  
The Relationship

<p>The aim of this study was to investigate the effect of social capital on 15-to-19-year-old juveniles’ delinquency. Regarding this objective, Yang internet addiction questionnaire (1996) was used to collect the data. This questionnaire contains 20questions classified in some groups. Results of Multivariate Regression Analysis for explaining delinquency indicate that among the variables selected in the analytical model of this study, 5 factors(religious life style, modern life style (friends network), family control, communications (the relationship between social capital and the groups), the respondents’ fathers’ income) have had a significant effect on delinquency and have remained in the equation. After entering these five variables, the entry of new variables have been stopped. In fact, these five variables totally explain 36/1% changes of the dependent variable (delinquency.</p><p> </p><p>Keywords: delinquency, Social Capital</p>

scholarly journals Hubungan Struktur Modal Dan Profitabilitas: Analisis Perusahaan Infrastruktur pada Indonesian Stock Exchange Tahun 2012-2016

2019 ◽  
Vol 7 (2) ◽  
Author(s):  
Eddy Winarso, Francis M. Hutabarat
Keyword(s):  
Regression Analysis ◽  
Capital Structure ◽  
Significant Relationship ◽  
Stock Exchange ◽  
Statistical Software ◽  
Return On Equity ◽  
Correlation And Regression Analysis ◽  
Auto Correlation ◽  
The Relationship ◽  
The Capital Structure

The purpose of this research is to analyze the relationship between capital structure and profitability of infrastructure companies listed in SMINFRA18 on the Indonesia Stock Exchange from 2012-2016. The advantage of an appropriate capital structure can help companies to grow primarily in the profits of their companies. This research is descriptive-correlation and quantitative approach. The data used in this study is the Capital Structure and Profitability Data of Infrastructure Companies in the Indonesia Stock Exchange which are members of the SMINFRA Index. There are 18 companies listed in the index which are the best companies in the infrastructure industry. The ratio used to describe the capital structure is Debt to Equity and the profitability ratio used is Return on Equity. This study uses statistical software to analyze: Auto-correlation, Multicollinearity, Normality, Heterocedascity, Correlation, and Regression analysis. Thus, the results of the study show that there is a significant relationship between capital structure and profitability in the SMINFRA18 Infrastructure Company listed on the Indonesia Stock Exchange.Keywords: Capital Structure, Profitability, Infrastructure, return on equity

scholarly journals Depression, Anxiety, Stress and Spirituality in Yoga Practitioners

2016 ◽  
Vol 3 (3) ◽  
Author(s):  
Mohammad Amin Wani ◽  
Dr. R. Sankar ◽  
J. Angel ◽  
P. Dhivya ◽  
S. Rajeswari ◽  
...  
Keyword(s):  
Regression Analysis ◽  
Marital Status ◽  
Significant Relationship ◽  
Significant Contribution ◽  
Social Implications ◽  
Male And Female ◽  
The Social ◽  
Relationship Of ◽  
The Relationship ◽  
Yoga Practitioners

The aim of the present study was to focus on the relationship of Spirituality with Depression, Anxiety and Stress of Yoga practitioners. The sample of 40 male and 40 female yoga practitioners from Hubli-Dharwad constituted the sample for study. The DASS and FACIT Spirituality scales were administered. The results revealed a Significant relationship existing between Spirituality and Depression (r=-.54; P<.01), Spirituality and Anxiety ( r=-.28; P<.01) Spirituality and Stress ( r=-57;P<.01). Further Regression analysis revealed the significant contribution of factors like reading journal monthly, marital status and income to Anxiety, journal reading, Marital status, visiting websites of Yoga and income significantly contributed to Depression and finally reading journal, income contributed to Stress of Male and Female Yoga practitioner. The social implications of findings are discussed.

scholarly journals The Effects Of Ownership Structure And Listed Status On Bank Risk In China

2013 ◽  
Vol 29 (3) ◽  
pp. 695 ◽  
Author(s):  
Maoyong Cheng ◽  
Hong Zhao ◽  
Junrui Zhang
Keyword(s):  
Regression Analysis ◽  
Credit Risk ◽  
Ownership Structure ◽  
Commercial Banks ◽  
Capital Adequacy ◽  
Bank Risk ◽  
Capital Adequacy Ratio ◽  
Asset Quality ◽  
Relationship Of ◽  
The Relationship

This paper investigates the relationship of ownership structure, listed status and risk by using regression analysis based on the relevant data of Chinas commercial banks. Three main results emerge. First, compared to the state-owned banks, foreign-owned commercial banks exhibit better asset quality, lower credit risk and higher capital adequacy ratio; city commercial banks have lower credit risk and joint-stock commercial banks have lower credit risk and capital adequacy ratio. Second, listed status improves the asset quality and capital adequacy ratio. Finally, we also find that the listed status significantly moderates the relationship between ownership structure and risk. In conclusion, this study provides a theoretical reference for the reform of Chinas commercial banks.

scholarly journals The Impact of Basel III Capital Regulation on Credit Risk: A Hybrid Model

2020 ◽  
Vol 9 (2) ◽  
pp. 56-71
Author(s):  
NADIM ANASS ALFOUHAILI ◽  
Frédéric GAUTIER ◽  
Iyad ZAAROUR
Keyword(s):  
Regression Analysis ◽  
Credit Risk ◽  
Hybrid Model ◽  
Multivariate Regression ◽  
Multivariate Regression Analysis ◽  
Capital Regulation ◽  
Basel Iii ◽  
Spearman Correlation ◽  
Spearman Correlation Test ◽  
The Impact

This research examined the impact of Basel III capital regulation (BCR) on credit risk (CR) using a sample of 25 commercial banks in Lebanon over the period 2012–2017. BCR is measured using the capital adequacy ratio (CAR) and the common equity tier one ratio (CET1 ratio), CR is measured using net provision for credit losses /total assets. To analyze the data, we constructed a hybrid model based on 3 statistical approaches. First, we modelled the dual impact of BCR and CR using probabilistic inference in the framework of Bayesian Belief Network formalism (BBN). Second, to highlight more about the correlation between BCR and CR, we used Spearman correlation test as a nonparametric approach. Third to study the simultaneous effect of CAR and CET1 ratio on CR we applied multivariate regression analysis. By analyzing the probabilistic inference for the first approach we concluded that there is an effect of BCR on CR especially for the high level of CET1 ratio, but when we investigated more if this effect is significant using the Spearman correlation test and the multivariate regression analysis, we concluded that there is no effect statistically significant of Basel III capital regulation (BCR) on credit risk (CR).

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