scholarly journals FORMULATION TECHNIQUES OF ORGANIZATIONAL STRATEGIES IN JAKARTA (CASE STUDY: INSURANCE COMPANIES IN JAKARTA)

2021 ◽  
Vol 1 (1) ◽  
pp. 11
Author(s):  
Ian Nurpatria Suryawan ◽  
Yulisnada Yulisnada ◽  
Denyus Mardony ◽  
Jefri Lukito
Keyword(s):  
Negative Impact ◽  
Organizational Factors ◽  
Strategy Management ◽  
Insurance Companies ◽  
Insurance Company ◽  
Organizational Strategies ◽  
Strategy Formulation ◽  
Descriptive Research ◽  
Qualitative Descriptive

<p>Strategy becomes important for every organization to win competition through changes in internal and external environmental factors. Strategy requires strength, effort and good analysis to anticipate each challenge. Pearce and Robinson explain the stages of strategy management that produce strategy formulation techniques so that the strategies made by the organization are directed and correct. The method used in this research is discussion of qualitative descriptive research through proof of research that has been carried out by previous researchers regarding strategy. The results is business competitions in insurance products nowadays need to be responded by providing the best possible service therefore the insurance products are increasingly demanded by customers in this globalization era which is marked by rapid positive and negative impact on the organization. Thus, it is necessary to be careful in managing every organizational resources, not only focusing on internal organizational factors, but also external factors by utilizing any opportunities or threats that affect the organization both directly and indirectly. The CEOs of insurance company require to make analysis and formulation techniques to apply strategies in the form of winning competition and creating competitive advantage.</p>

scholarly journals Analysis of the cause of loss of PT. Asuransi Jiwasraya (Persero)

2020 ◽  
Vol 17 (4) ◽  
pp. 199-206
Author(s):  
Girang Permata Gusti
Keyword(s):  
Financial Statements ◽  
Insurance Companies ◽  
Investment Fund ◽  
Insurance Company ◽  
Financial Problems ◽  
Investment Funds ◽  
Descriptive Research ◽  
Stock Investment ◽  
Insurance Payment

Research purposes – to analyse the causes of losses faced by PT. Asuransi Jiwasraya and review in more detail, what are the factors of the cause of the financial problems faced by Jiwasraya, so that the company has stood for 160 years With assets in the year 2017 of 45 trillion rupiah, a sudden loss of 13 trillion rupiah with a debt of 49 trillion rupiah in 2019.Design / Methodology / Approach – This research uses descriptive research method, which aims to explain a phenomenon or event systematically and as it is, this research was conducted to obtain information about the previous situation and the current situation to be analyzed so that the core of the problem that causes the research can be found. This study uses a case study model that occurred at PT. Asuransi Jiwasraya, which is experiencing financial problems due to mismanagement and misplacement of customers 'investment funds, has caused it to be unable to return investment funds and pay customers' investment interest.Finding – (1) Management's mistake in placing the customer's investment fund is the main cause of insurance payment to the customer. (2) JS Saving is a not unit link investment where the risk is entirely borne by the insurance company. The lure of a High Return JS Saving Plan is offered with a guaranteed return of 9 percent to 13 percent from 2013 to 2018 with a disbursement period every year. (3) Jiwasraya manipulates its financial statements so that they can look good to investors. (4) Management is too aggressive in investing to pursue the company's profit targets and target payment obligations to all customers who buy investment products.Research limitations – This research is limited to cases that occur in the insurance company Jiwasraya, with no comparison with other insurance companies or other investment companies.Originality/value – The authenticity of the analysis and observation to obtain valid and accountable data, the results are used to find the main cause of the losses that occur at the insurance company under study. Keywords: Jiwasraya Insurance; Stock Investment; Mismanagement

KEPEMIMPINAN LURAH DALAM PENGELOLAAN BANK SAMPAH DI KELURAHAN RAYA KECAMATAN SINGKEP BARAT KABUPATEN LINGGA PROVINSI KEPULAUAN RIAU

2021 ◽  
pp. 13-27
Author(s):  
Agung Nurrahman ◽  
Gatiningsih Gatiningsih ◽  
Muhammad Tri Syaputra
Keyword(s):  
Environmental Issues ◽  
Research Data ◽  
Community Leaders ◽  
Structured Interviews ◽  
Political Will ◽  
Descriptive Research ◽  
Qualitative Descriptive ◽  
Waste Bank

This research focuses on how leadership has a major role in addressing environmental issues, especially through the garbage bank program as a form of case study. Furthermore, the problems that occur in the midst of society are often rely solely on political will or political desire to solve them. The research is to know and learn Lurah's (head of village) leadership in the management of waste banks specifically. This research is qualitative descriptive research. Data collection techniques through structured interviews, documentation and observations. Researchers conducted an analysis using leadership theory from Yukl, where the theory discusses leadership comprehensively. Researchers only focus on five parts of the concept that are considered relevant, namely: visionary, guidance, affiliative, democratic and communicative concepts. The results of this study based on these dimensions are good enough Lurah (head of village) leadership. But there are several things that are considered able to optimize the running of the program through the role of Lurah (Head of village) leadership, namely: first, involving active knots and community leaders such as MUI, academics to support scientific aspects, and professionals in the field of practical management. Keywords: Leadership, Head of Village, Environmental Issues, Waste Management, Waste Bank  

scholarly journals Error analysis of prospective mathematics teachers in solving of applying radian measurement problem in trigonometry courses

2021 ◽  
Vol 12 (2) ◽  
pp. 343-357
Author(s):  
Yayan Eryk Setiawan ◽  
Surahmat Surahmat
Keyword(s):  
Prospective Teachers ◽  
Measurement Problem ◽  
Transcript Analysis ◽  
Research Subjects ◽  
Case Study Approach ◽  
Study Approach ◽  
Intuitive Thinking ◽  
Descriptive Research ◽  
Qualitative Descriptive

This research aims to describe the mistakes of the prospective teachers in solving the application of radian measurement problems and their causes. This type of research is qualitative descriptive research with a case study approach. The types of data collection in this research consisted of the results of the subject's work and transcripts of interviews with research subjects. By following the type of data, this research instrument consists of one question about the problem of applying radian measurement and interview guidelines developed by the researchers. Data analysis of the subject's work is carried out by classifying the types of errors to know the types of errors that arise in solving the problem of applying the radian measurements. While the transcript analysis of the interview results was carried out by coding the words to determine the factors causing the errors that appeared. The results of the research indicate that the error in solving the problem of applying the radian measurement are misconceptions and factual errors. This misconception is generally caused by intuitive thinking, while this factual error is generally caused by not paying careful attention to the information in the question. The solution to these errors is to analyze the elements of the circle that are interconnected in solving the problem of applying the radian measurements and to be careful in writing the information that is known in the question. 

scholarly journals Analysis of Internet Media Use of Student Biology Learning Interest During COVID-19

2021 ◽  
Vol 7 (2) ◽  
pp. 213
Author(s):  
Sabrina Nuraisyah ◽  
Risma Delima Harahap ◽  
Dahrul Aman Harahap
Keyword(s):  
High School ◽  
Media Use ◽  
Negative Impact ◽  
Sampling Techniques ◽  
Descriptive Research ◽  
Internet Media ◽  
Qualitative Descriptive ◽  
Data Source ◽  
Biology Learning ◽  
Learning Interest

The purpose of this study is to find out the influence of internet media on students' learning interests in State Senior High School 2 South Rantau during Covid-19. Internet media has a very important role to foster students' learning interest during COVID-19. This research is qualitative descriptive research where the data source of this research is students. The tools used in collecting data are questionnaires and documentation. The sampling techniques used in this research are purposive. Samples from this study were students of grade XII Science-1 and XII Science-2, each class of 32 students. The results of the poll for learning interests showed that the utilization of internet media is in a high category of 52.3%. Interest in utilizing internet media to learn is in a very less supportive category of 32.5%. Students' desire to learn was in the less good category of 8.7%. Student involvement in learning is in a very supportive category of 6.5%. The results of this study show that there is a positive and negative impact of internet media on students' learning interests

scholarly journals HYBRID LEARNING DALAM PEMBELAJARAN KOSA KATA BAHASA ARAB PADA ANAK BERBANTUAN MEDIA AL-MUTHO

2019 ◽  
Vol 2 (1) ◽  
pp. 40
Author(s):  
Nuril Mufidah ◽  
Umi Salamah ◽  
Imroatul Muthoharoh ◽  
M. Irfan Islamy
Keyword(s):  
Elementary School ◽  
Elementary Schools ◽  
Hybrid Learning ◽  
Alternative Media ◽  
Third Grade ◽  
Face To Face ◽  
Descriptive Research ◽  
Third Grade Students ◽  
Qualitative Descriptive

This study aims to develop learning media in the form of videos called "Al-Mutho" videos on Haalatul Hadiiqoh material in third-grade students of elementary school. This is qualitative descriptive research and type of case study that aims to determine students' perceptions in using ‘Al-Mutho” videos. The results showed that students felt happier and eager to learn vocabulary (mufrodat) by using the video "Al-Mutho." Also, students are also able to remember ten new vocabulary words that are taught in one time face to face. This can be seen from the ability of students to answer the questions given quickly and precisely. Based on the results of the study it can be concluded that the video "Al-Mutho" can be used as an alternative media for mufrodat learning in Arabic for elementary schools. 

scholarly journals MAJA LABO DAHU SLOGAN IN CHARACTER EDUCATION

2019 ◽  
Vol 9 (2) ◽  
Author(s):  
Mulyadin Mulyadin ◽  
Amat Jaedun
Keyword(s):  
Character Education ◽  
Subject Matter ◽  
Religious Values ◽  
Case Study Approach ◽  
Study Approach ◽  
Descriptive Research ◽  
Teachers And Students ◽  
Qualitative Descriptive

Abstrak: Tujuan dari penelitian ini untuk mengungkapkan: (1) nilai-nilai semboyan maja labo dahu dalam pendidikan karakter;  (2) implementasi semboyan maja labo dahu dalam pendidikan karakter;  (3) efektivitas implementasi semboyan maja labo dahu dalam pendidikan karakter di MTs Negeri 1 Kota Bima. Penelitian ini adalah penelitian deskriptif kualitatif dengan menggunakan pendekatan studi kasus. Penentuan  subjek penelitian yang dilakukan dengan teknik purposive. Data dikumpulkan melalui observasi, wawancara, dan dokumentasi. Data dianalisis dengan menggunakan teknik analisis kualitatif model interaktif dengan langkah-langkah: pengumpulan data, reduksi data, penyajian data, dan kesimpulan. Hasil penelitian menunjukkan bahwa: (1) Nilai-nilai semboyan maja labo dahu sesuai dengan nilai-nilai dalam pendidikan karakter, yaitu: nilai religius, jujur, disiplin, mandiri, menghargai prestasi, dan cinta tanah air. (2) Implementasi semboyan maja labo dahu belum dirumuskan secara eksplisit atau dibakukan sebagai materi pelajaran. (3). Semboyan  maja labo dahu telah efektif memberikan pengetahuan moral tentang nilai-nilai semboyan maja labo dahu kepada siswa. Kata Kunci:   semboyan,  maja labo dahu,  pendidikan karakter MAJA LABO DAHU SLOGAN IN CHARACTER EDUCATION Abstract: The purpose of this research was to reveal: (1) ) the values of the maja labo dahu slogan in character education; (2)  the implementation of   maja labo dahu  slogan  in character education; (3) the effectiveness of the implementation  of maja labo dahu  slogan in character education in Public MTs 1 Bima City. This research is a qualitative descriptive research using case study approach in Public MTs 1 Bima City. Informants in this study were principals, teachers, and students of Public MTs 1 Bima City. Determination of research was subjects conducted with purposive techniques. Data were collected through observation, interviews, and documentation. The results showed that: (1) The values of maja labo dahu slogan were in accordance with the values in character education, namely: religious values, honest, disciplined, independent, appreciating achievement and loving the homeland. (2) the implementation of maja labo dahu slogan in Public MTs 1 Bima City was not formulated explicitly or standardized as subject matter. (3) The slogan maja labo dahu has effectively provided moral knowledge about the values of maja labo dahu  to learners. Keywords: Maja labo dahu slogan,,  character education

scholarly journals The impact of lending on bancassurance activity

2019 ◽  
Vol 13 (1) ◽  
pp. 171-181
Author(s):  
Elda Marzai Abliz
Keyword(s):  
Negative Impact ◽  
Distribution Channel ◽  
Solvency Ii ◽  
Capital Requirements ◽  
Financial Supervision ◽  
Insurance Companies ◽  
Insurance Company ◽  
Customer Base ◽  
Premium Income ◽  
The Impact

Abstract Due to financial crisis, and especially because of prudence in lending (retail, micro, and corporate), banks are looking for new sources of income, and bancasurance is clearly a potential source of revenue. Thus, in the financial market, the interests of two major components of it are met: banks maximize commission income, and insurers make access to the large customer base of banks. Bancassurance is a distribution channel of insurance products through bank branches, bringing important advantages for banks, insurance companies and customers. The main advantage for the bank is that earns fee amount from the insurance company, the insurance company increases customers data base and market share, the client satisfy his financial needs and requests in the same institution. Considering that in Romania, banks and insurers do not provide information on the number of insurances sold via the bancassurance distribution channel, as well as commissions obtained by banks for the insurance sale, to determine the development of bancassurance in Romania, we used the statistical data provided by the National Bank of Romania, on credit growth and data provided by The Financial Supervision Association, on the evolution of gross written premiums. Bancassurance is one of the most important insurance distribution channels, accounting for approximately 36% of the global insurance market, in 2016, Europe’s insurers generated total premium income of €1 189bn and had €10 112bn invested in the economy. Regarding to the risks of bancassurance business for banks and insurers, they mainly concern distinct capital requirements for the banking and insurance systems, which will be covered by the Basel III and Solvency II directives. This paper aims to analyze the influence of credit on the bancassurance activity in the last 5 years in Romania, the economic, political and legal factors that have a negative impact on the development of bancassurance, and also the calculating the correlation coefficient r (Pearson’s coefficient) and his result.

scholarly journals BAHASA MEMPENGARUHI BUDAYA ATAU BUDAYA MEMPENGARUHI BAHASA? (STUDI KASUS: STRATEGI KESANTUNAN DALAM KEGIATAN TAWAR-MENAWAR MAHAR DI SIDAMANIK) Does Language Influence Culture Influence Language? (Case Study: Politness Strategy in Mahar Bargaining in Sidamanik)

2020 ◽  
Vol 2 (2) ◽  
Author(s):  
Lastri Wahyuni Manurung
Keyword(s):  
Language And Culture ◽  
Cultural Activities ◽  
Descriptive Research ◽  
Culture Influence ◽  
Politeness Strategies ◽  
Qualitative Descriptive ◽  
Toba Batak ◽  
Almost All ◽  
Language Influence

AbstrakPada dasarnya bahasa dan budaya saling berhubungan dan terikat satu sama lain. Bahasa juga mampu mencerminkan budaya seseorang Salah satu contoh kegiatan kebudayaan adalah prosesi yang terdapat pada pernikahan adat Batak Toba, yaitu marhata sinamot (tawar-menawar mahar). Penelitian tentang strategi kesantunan dalam kegiatan marhata sinamot ini termasuk dalam jenis penelitian deskriptif kualitatif. Data diperoleh percakapan yang disampaikan ketika para juru bicara sedang berdiskusi atau bernegosiasi tentang jumlah mahar. Lokasi penelitian adalah di Sidamanik. Total jumlah juru bicara yang ikut serta dalam penelitian ini adalah sebanyak 30 orang, yang diperoleh dari 5 rekaman kegiatan marhata sinamot. Hampir semua juru bicara bekerja sebagai petani, beberapa diantara mereka adalah pensiunan perkebunan, dan pedagang. Mereka berusia antara 45-70 tahun. Kondisi sosiokultural seorang penutur berpengaruh terhadap tuturan yang dihasilkannya. Prinsip kebudayaan masyarakat Batak Toba tentang somba marhula-hula, manat mardongan tubu serta elek marboru dalam tatanan dalihan na tolu, juga berpengaruh terhadap bahasa dan strategi kesantunan yang digunakan oleh penutur. Hasil temuan ini sekaligus dapat menjadi jawaban logis bahwa budaya lah yang mempengaruhi bahasa.Kata Kunci: Bahasa, Batak Toba, Budaya, Dalihan Na Tolu, Strategi Kesantunan. AbstractBasically, language and culture are interconnected and bound to one another. Language is also able to reflect one’s culture. One example of cultural activities is the procession found in the traditional Batak Toba wedding, namely marhata sinamot (the dowry bargaining). This research on politeness strategies in marhat a sinamot activities was a qualitative descriptive research. The data has been obtained through conversations delivered when the spokesmen discussing or negotiating the amount of the dowry. The research site is in Sidamanik Sub-District. The total number of spokespersons who have participated in this study is 30, and this has been obtained from 5 recordings of the marhata sinamot activities. Almost all of the spokesmen are farmers, some of them are retiredmen and traders. Their ages are between 45-70. The findings show that the politeness strategies used by the speakers in marhata sinamot are positive politeness strategies, which are exaggerating (interest, sympathy, etc with the hearer), seeking for agreement, giving hearer sympathy, using in-group identity markers, and asserting speaker’s knowledge of and concerning for hearer’s wants. Negative politeness strategies are also used, namely: asking for empathy, minimizing the imposition, apologizing, and giving deference. The sociocultural condition of a speaker affects the speech they produce. The cultural principles of the Toba Batak community regarding ‘somba marhula-hula, manat mardongan tubu and elek marboru’ in a principle of daliha na tolu have also influenced the language and politeness strategies used by speakers. These findings can be a logical answer that culture influences language.Keywords: Language, Toba Batak, culture, dalihan na tolu, politeness strategies.

scholarly journals Penerapan Prinsip-Prinsip Good Corporate Governance dalam Pengelolaan Wakaf Tunai pada Badan Wakaf Uang Tunai MUI Yogyakarta

2020 ◽  
Vol 4 (1) ◽  
pp. 123
Author(s):  
Ananto Triwibowo
Keyword(s):  
Corporate Governance ◽  
Swot Analysis ◽  
Public Institution ◽  
Basic Principles ◽  
Study Approach ◽  
Descriptive Research ◽  
Good Corporate Governance ◽  
Qualitative Descriptive ◽  
The Impact

As a public institution that has a mandate to manage the waqf cash fund, the waqf agency is required to be capable of managing the cash waqf fund and implementing the principles of Good Corporate Governance (GCG) as a form of responsibility to public The impact of the implementation of GCG itself, in addition to improve the level of public trust, will increase the amount of fund accepted by the waqf agency. This research aims to describe the management of cash waqf and to analyze the implementation of Good Corporate Governance (GCG) principles respectively done and in BWU/T MUI DIY in the management of cash waqf. This is a qualitative-descriptive research using a case study approach aimed to describe the reality of the cash waqf management and the implementation of GCG principles in BWU/T MUI DIY. The results were then analyzed or measured using the theories relevant with the issues concerned. In addition, this research used SWOT analysis to observe the strengths, weaknesses, opportunities and challenges in managing the cash waqf faced by the BWU/T MUI DIY. Based on the results of the research, it can be found that in the management of the cash waqf done by BWUT MUI DIY overall has been implemented in accordance with the existing laws, either from legislation, regulation of religion minister, and regulation issued by BWI. Meanwhile for the implementation of GCG principles in the management of cash waqf done by BWUT MUI DIY recently has not been done maximally. Of five basic principles of GCG including transparency, accountability, responsibility, independence and fairness, in fact there are only two principles conducted entirely that is the principle of independence and fairness. On the other hand, the principles of transparency, accountability, and responsibility have not been applied entirely.

scholarly journals Multiple Attribute Decision Making (MADM) in Proportional-Stop-Loss Reinsurance

2017 ◽  
Author(s):  
Jiexuan Wang
Keyword(s):  
Decision Making ◽  
Selection Process ◽  
Multiple Attribute Decision Making ◽  
Simulation Software ◽  
Insurance Companies ◽  
Insurance Company ◽  
Multiple Attribute ◽  
Study Results ◽  
Stop Loss

This article addresses reinsurance decision making process, which involves the insurance company and the reinsurance company, and is negotiated through reinsurance intermediaries. The article proposes a decision flow to model the reinsurance design and selection process. In contrast to existing literature on pure proportional reinsurance or stop-loss reinsurance, this article focuses on the combination into Proportional-Stop-loss reinsurance design which better addresses interest of both parties. In terms of methodology, the significant contribution of the study is to incorporate Multiple Attribute Decision Making (MADM) into modelling the reinsurance selection. The Multi-Objective Decision Making (MODM) model is applied in designing reinsurance alternatives. Then MADM is applied to aid insurance companies in choosing the most appropriate reinsurance contract. To illustrate the feasibility of incorporating intelligent decision supporting system in reinsurance market, the study includes a numerical case study using simulation software @Risk in modeling insurance claims, and programming in MATLAB to realize MADM. Managerial implications could be drawn from the case study results. More specifically, when choosing the most appropriate reinsurance, insurance companies should base their decision on multiple measurements instead of single-criteria decision making models for their decisions to be more robust.

Sign in / Sign up

Export Citation Format

Share Document