scholarly journals Proses Pengambilan Keputusan Nasabah Bank Syariah Dalam Memilih Produk Pembiayaan Kepemilikian Rumah (Studi Kasus Nasabah Bank Muammalat KCI Darmo Surabaya)

2015 ◽  
Vol 1 (2) ◽  
pp. 144
Author(s):  
Bima Kurnia Putra ◽  
Fatin Fadhilah Hasib

The purpose of this research is to find out the decision making process of the customer of Muamalat Bank in choosing mortgage product. The process comprises problem recognition, information search, evaluation of alternatives, product choice, and the outcomes.A qualitative approach is applied in this research with the descriptive case study method. The collection of data uses purposive sampling to determine the key informant and uses snowballing sampling to determine the informants. The key informant in this research is an employee of Muamalat Bank. Meanwhile the infomants consist of four customers of Muamalat Bank. Two of them take murabahah contract and the rest takes musyarakah mutanaqisah contract. The collection of data is conducted through several steps including comprehensive exploration, focus exploration, and confirmation step. The data analysis in this research uses domain, taxonomic and componential analysis.The result of this research shows that both the murabahah and musyarakah mutanaqisah customers had already passed through five steps in decision making process comprises problem recognition, information search, evaluation of alternatives, product choice, and outcomes. The difference between two of them is revealed in the problem recognition and the product choice. The customer choose the mortgage contract based on some features.

2019 ◽  
Vol 67 (4) ◽  
pp. 208-233
Author(s):  
Albert Martin ◽  
Thorsten Jochims

Zusammenfassung Der vorliegende Beitrag beschäftigt sich mit der Entscheidung von mittelständischen Unternehmen, zusätz­liche Mitarbeiter einzustellen und mit der Frage, unter welchen Bedingungen die Ausweitung der Geschäftstätigkeit eine solche Entscheidung veranlasst. Das diesbezügliche Entscheidungsverhalten ist bislang wenig erforscht. Im Vordergrund der Untersuchung steht die Frage, wie sich in den überschaubaren und wenig formalen Verhältnissen, die typisch für mittelständische Unternehmen sind, Entscheidungsfindung und Entscheidungsumsetzung zueinander verhalten, ob sie sich überhaupt klar voneinander abheben, welche Rückkopplungsbeziehungen existieren und welcher Handlungslogik sie folgen. Als theoretische Grundlage dient ein handlungstheoretischer Ansatz, der den kollektiven Charakter der Beschäftigungsentscheidung herausstellt. Die empirische Untersuchung bedient sich der Fallstudienmethode und befasst sich mit der Rekonstruktion von Entscheidungsprozessen in elf mittelständischen Unternehmen. Abstract The present article deals with the decisions of medium-sized companies to hire additional employees and with the question under which conditions the expansion of business activities leads to such a decision. In particular, this paper discusses the relationship between making and executing employment decisions. To analyze this relationship we present a theoretical approach which accentuates the collective character of the organizational decision making process. The empirical study uses the case study method. It undertakes the reconstruction of the employment decisions in eleven companies.


Author(s):  
Rachmad Hidayat

<p>The object of this study is RM Bebek Sinjay in Bangkalan Madura. The method used is the path analysis to see and analyze the variables model of consumer decision making process. The results showed that the purchasing decisions of consumers RM Bebek Sinjay accordance with the stages model of consumer decision making process. Variable problem recognition, information search, alternative evaluation and purchase decision has a significant influence in shaping the research model. Research variables have mutually reinforcing positive values in shaping the research model. RM Bebek Sinjay should consider the balance of the variables that make up the model of consumer decision making process if it is to retain its consumers. Recommended marketing strategy is to open new branches, improve product quality and service as well as improve product innovation.</p><p>Keywords: Consumer decision making process, problem recognition, information search, alternative evaluation, path analysis and internal sources</p>


2020 ◽  
Vol 224 ◽  
pp. 41-48
Author(s):  
L.A. Shipilina ◽  

Professionalism of management in the area of education is one of the conditions that ensures quality of education. Decision-making is the sort of quintessence of management activity that has a direct impact on the operation and development of educational systems. Studying of the teaching experience of education managers training at a number of higher educational institutions in the Siberian region resulted in the necessity of considering the problem of rationalizing and developing the specialized program of teaching the decision-making process. The aim of the research is to rationalize, develop and prove experimentally the effectiveness of the program of teaching managerial decision-making for education managers during the Master’s course while using studies of the factors that have an impact on the efficiency of managerial decision-making. During the research, statistical data about the influence of objective and subjective factors on the efficiency of education managers’ decisions made by them in the course of managing educational systems have been received. The concept of the author’s program of teaching education managers how to make managerial decisions ensures their mastering necessary skills as a process of development of the innovative culture. The content of the program allows to design the decision-making process as a specific kind of management activity. The methodical aspect of the program is aimed at using the case-study method in the process of teaching. The method provides optimal decision-making by its functionality. The research represents the experience of teaching the managerial decision-making process during the Master’s course at Omsk State Pedagogical University and the experimental data that prove the effectiveness of the developed program. The realization of the teaching program of managerial decision-making in the process of education managers training during the Master’s course ensures developing the appropriate competence through mastering skills of strategy development, skills of analyzing the situation and taking into account its dynamics, skills of step-by-step implementation of decision-making procedure on the basis of comprehensive and qualitative information. Teaching managerial decision-making using the case-study method helps to decrease the role of subjective factors of the negative kind.


Author(s):  
Kasey Barr ◽  
Alex Mintz

This chapter examines the effect of group dynamics on the 2016 decision within the administration of President Barack Obama to lead the international coalition in a mission to liberate Raqqa, Syria, from the Islamic State. The authors show that whereas the groupthink syndrome characterized the decision-making process of the US-led coalition’s decision to attack Raqqa, it was polythink that characterized the decision-making dynamics both in the US-led coalition and within the inner circle of Obama’s own foreign policy advisors. Through case-study analysis, the authors illustrate that groupthink is more likely in strategic decisions, whereas polythink is more likely in tactical decisions.


Author(s):  
Mor Hodaya Or ◽  
Izhak Berkovich

Despite the popularity of distributed leadership theory, the investigation of the micro-political aspects of such models have scarcely been explored, and insights on the cultural variety of distributed practices in schools are limited. The present study aimed to explore what micro-political aspects emerge in participative decision making in collectivist and individualist cultures. To this end, a multiple case study method was adopted, focusing on four Israeli public high schools. Schools were chosen to represent an ‘extreme’ case selection rationale: two non-religious urban schools representing individualist cases, and two communal schools in religious kibbutzim representing communal schools. The analysis shed light on three micro-political points of comparison between the prototypes of participative decision making in collectivist and individualist cultures related to control, actors, and stage crafting. The findings and implications are discussed.


2021 ◽  
Vol 28 (1) ◽  
pp. 90-103
Author(s):  
Wasia Hamid ◽  
Tanveer Ahmad Khan ◽  
Mohmad Saleem Jahangir

The present study investigates the level of empowerment among tribal women in terms of their participation in the decision-making process and to identify the factors that affect their level of participation. Fifty women from the Gujjar community of Kashmir Valley were selected through a purposive sampling technique. The interview and case study methods were employed for collecting data from the potential participants. The study revealed that tribal women’s right to make decisions was confined to minor household issues only. A significant positive correlation was also noted between family size, type of family, age, level of education, employment status and participation of the tribal women in decision-making.


2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Sami Wasef Abuezhayeh ◽  
Les Ruddock ◽  
Issa Shehabat

Purpose The purpose of this paper is to investigate and explain how organizations in the construction sector can enhance their decision-making process (DMP) by practising knowledge management (KM) and business process management (BPM) activities. A conceptual framework is developed that recognises the elements that impact DMP in terms of KM and BPM. The development of this framework goes beyond current empirical work on KM in addition to BPM as it investigates a wider variety of variables that impact DMP. Design/methodology/approach A case study is undertaken in the context of the construction industry in Jordan. A theoretical framework is developed and assessment of the proposed framework was undertaken through a questionnaire survey of decision-makers in the construction sector and expert interviews. Findings The outcomes of this research provide several contributions to aid decision-makers in construction organizations. Growth in the usage of KM and BPM, in addition to the integration between them, can provide employees with task-related knowledge in the organization’s operative business processes, improve process performance, promote core competence and maximise and optimise business performance. Originality/value Through the production of a framework, this study provides a tool to enable improved decision-making. The framework generates a strong operational as well as theoretical approach to the organizational utilization of knowledge and business processes.


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